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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Public Safety Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 19, 2026
Public Safety Credit Union's 1 Year CD or IRA CD rates are at 3.90%, 1.5 Year CD or IRA CD rates are at 3.60%, 5 Year CD or IRA CD rates are at 3.50%, 6 Month CD or IRA CD rates are at 3.45%, 4 Year CD or IRA CD rates are at 3.40%. Public Safety Credit Union's money market rates are at 1.00%. MonitorBankRates evaluates the financial stability of Public Safety Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.02%. Rates were last updated on 04/19/2026. Public Safety Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Public Safety Credit Union? Share your experience about Public Safety Credit Union by leaving a review below, or read customer reviews before you decide to use Public Safety Credit Union. Public Safety Credit Union
Main Office 2800 E 14th St
https://www.publicsafetycu.org Kansas City, MO 64127 
Public Safety Credit Union CD Rates
Public Safety Credit Union Money Market Rates
Public Safety Credit Union Home Equity & HELOC
Public Safety Credit Union Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Public Safety Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Public Safety Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Public Safety Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Public Safety Credit Union
Website
https://www.publicsafetycu.org
Address
2800 E 14th St,
Kansas City, MO 64127
Phone
816-504-2800
Fax
816-504-2888
President
Kelly Eckert
CEO
Mary Shea
Full-Time Employees
41
Part-Time Employees
8
Branch Locations
5
ATM Locations
5
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.02%
Return on Assets (ROA)
0.8269%
Return on Equity (ROE)
6.7253%
Non-Performing Loans Ratio (NPL)
0.19%
Total Assets
185,756,447
Total Amount of Shares and Deposits
162,674,655
Total Shares and Deposits < 1 Year
158,094,882
Total Shares and Deposits 1 3 Years
3,327,960
Total Shares and Deposits > 3 Years
1,251,813
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
5,423,771
Total Uninsured Shares and Deposits > $250K (F+J)
5,423,771
Total Insured Shares and Deposits > $250K (item 17 less item K)
157,250,884
Total Interest Expense (Sum of items 6 8)
769,838
Share Certificates
655
Number of Accounts for Share Drafts
10,209
IRA KEOGH Accounts
350
Number of Accounts for Regular Shares
16,686
All other shares
267
Money Market Shares
974
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
20,897,138
Total Liabilities
163,420,592
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Public Safety Credit UnionIs Public Safety Credit Union a safe place to deposit money?Yes, Public Safety Credit Union is considered a safe financial institution. With a Texas Ratio of 1.0233055666662%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Public Safety Credit Union operate?Public Safety Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Public Safety Credit Union?Yes, to access services at Public Safety Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Public Safety Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Public Safety Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Public Safety Credit Union offer online and mobile banking?Most modern institutions like Public Safety Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.publicsafetycu.org. Current Public Safety Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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