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Missouri Credit Union Rates and Review January 2026

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Missouri Credit Union

Compare Missouri Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Missouri Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Missouri Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Missouri Credit Union? Share your experience about Missouri Credit Union by leaving a review below, or read customer reviews before you decide to use Missouri Credit Union.

Overall, Missouri Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Missouri Credit Union
Edgewood Branch
3124 W Edgewood Dr
Jefferson City, MO 65109
Member NCUA
MonitorBankRates' Rating
5/5
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Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
20 Year Fixed
6.500%
6.628%
0.000
30 Year Fixed
6.500%
6.597%
0.000
10 Year Fixed
6.000%
6.223%
0.000
15 Year Fixed
6.125%
6.209%
0.000

CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
Kasasa Checking
4.00%
$50
12-Month CD
3.72%
$500
12-Month CD
3.57%
$500
18-Month CD
3.55%
$1,000
12-Month CD
3.50%
$500
30-Month CD
3.45%
$1,000
24-Month CD
3.30%
$500
18-Month CD
3.25%
$500
12-Month CD
3.25%
$1,000
36-Month CD
3.18%
$1,000
24-Month CD
3.10%
$500
36-Month CD
3.05%
$500
Apple Advantage Money Market
3.03%
$10,000
6-Month CD
3.02%
$500
24-Month CD
3.02%
$1,000
36-Month CD
3.00%
$500
18-Month CD
2.75%
$1,000
6-Month CD
2.52%
$0
12-Month CD
2.50%
$500
48-Month CD
2.50%
$1,000
60-Month CD
2.50%
$500
36-Month CD
2.30%
$500
36-Month CD
2.25%
$1,000
48-Month CD
2.15%
$500
60-Month CD
2.01%
$500
48-Month CD
1.61%
$1,000
60-Month CD
1.56%
$500
3-Month CD
1.49%
$500
24-Month CD
1.41%
$500
12-Month CD
1.30%
$500
24-Month CD
1.25%
$500
60-Month CD
1.13%
$1,000
12-Month CD
1.02%
$500
Premier Money Market
1.00%
$50
48-Month CD
0.60%
$500
Daily Savings
0.50%
$0
18-Month CD
0.45%
$500
Insured Money Market
0.45%
$2,500
12-Month CD
0.40%
$0
36-Month CD
0.30%
$1,000
12-Month CD
0.20%
$2,500
Money Market
0.15%
$0
12-Month CD
0.15%
$500
First Premium Savings
0.10%
$0
Passbook Savings
0.10%
$10
NOW Checking
0.05%
$0
Premium Personal Money Market
0.05%
$50,000
48-Month CD
0.03%
$1,000
Personal Ultra Money Market
0.02%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
15-Year Fixed
6.500%
6.500%
0.000
5.625%
5.853%
0.000
6.000%
6.076%
0.000
15-Year Fixed
5.375%
5.431%
0.000
15-Year Fixed Bi-weekly
5.375%
5.508%
0.000
5.375%
5.565%
1.000
6.000%
6.160%
0.000
30-Year Fixed
5.875%
5.923%
0.000
20-Year Fixed
5.750%
5.870%
0.000
20 Year Fixed
5.500%
5.579%
0.000
5.125%
5.389%
0.000
15-Year Fixed
5.375%
5.490%
0.125
5.250%
5.506%
0.000
15-Year Fixed
5.375%
5.660%
0.000
5.750%
5.801%
0.000
4.875%
5.129%
0.000
5.375%
5.911%
0.000
5/5 ARM High LTV
5.250%
6.143%
1.000
4.240%
7.689%
0.000
7-Year ARM
5.250%
5.752%
0.000
30-Year Fixed
6.125%
6.198%
0.000
30-Year Fixed
6.125%
6.192%
0.125
30-Year Fixed
6.125%
6.226%
0.000
5.500%
5.581%
0.000
30-Year Fixed
6.125%
6.167%
0.000
20 Year Fixed
7.125%
7.527%
0.000
6.125%
6.135%
0.000
5.490%
5.539%
0.000
6.125%
6.266%
0.000
5.625%
5.843%
0.000
5.500%
5.533%
0.000
6.250%
6.434%
0.000
15-Year (Jumbo)
5.000%
5.019%
0.000
5.250%
5.867%
0.000
5.500%
5.803%
0.000
30 Year Fixed Jumbo
6.250%
6.282%
0.000
5.500%
5.635%
0.000
5.750%
5.853%
0.000
5.500%
5.659%
0.000
10-Year Fixed (Power Rate)
5.125%
5.494%
0.000
5.875%
6.010%
0.000
4.240%
7.689%
0.000
15-Year Fixed
5.375%
5.560%
0.000
5.625%
6.117%
0.000
30-Year Fixed
6.375%
6.504%
0.000
30-Year Fixed
6.000%
6.138%
0.000
5.750%
5.876%
0.000
15-Year Fixed
5.500%
5.610%
0.000
5.625%
6.072%
0.000
15-Year Fixed
5.375%
5.580%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
Rewards Platinum VISA
12.500%
Credit Limit - $500 - $50,000
Visa Crimson Rewards Card
13.740%
14.000%
VISA Credit Card
7.900% - 15.900%
Maximum credit card amount offered is $10,000 with a 36-month term.
VISA Platinum without Rewards
7.900%
Academic VISA® Platinum
10.900%
Security Service Power Travel Rewards World MasterCard
16.250% - 17.250%
Security Service Power Rewards MasterCard
18.000%
VISA Signature Rewards
16.740% - 18.000%
16.200%
Max Rewards Visa Credit Card
15.250%
Access FCU Visa Gold
9.900%
14.240%
14.740%
Member Rate Advantage VISA
13.040% - 19.040%
No balance transfer fees or annual fees.
VISA® Classic
12.960%
8.750%
Visa Platinum Preferred
14.240% - 17.990%
12.240% - 18.000%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
GM Business™ Mastercard®
19.240% - 29.240%
0% Intro purchase APR for first 12 months
CLASSIC FLAT 1% CASH BACK VISA
18.000%
1% Cash Back Classic Card
Business Select Credit Card Mastercard
18.000%
Acadian CU Visa Classic
9.200%
9.20% APR for purchases, balance transfers and cash advances.
SILICON SLOPES SIGNATURE VISA
18.000%
Unlimited 1% Cash Back .5% Donation Signature Card
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
Gold Star Loan
14.200%
$0
48
Credit Builder Loan
9.000%
$0
Line of Credit Variable
16.740%
$0
13.240%
$0 - $2,000
36 - 36
9.200% - 17.950%
$0 - $500
48 - 48
Personal Line of Credit
16.240%
$0
60
13.450%
$0
Debt Consolidation
13.990%
$0
1 - 72
10.500%
$0
14.700%
$8,000
60 - 60
13.450%
$0
Personal/Signature
10.990%
$0
24 - 36
Summer/Holiday Loans
9.500%
$0
Readi Cash Line-of-Credit Revolving
13.900%
$500 - $15,000
13.740%
$5,000
60 - 60
A+ Preferred Line Of Credit
10.990%
$0
12.990%
$0
1 - 24
15.000%
$500 - $1,500
6 - 12
Personal Line of Credit
11.500%
$0
Education (tuition bill required)
8.250%
$0
60
9.490%
$0
48 - 48
Next Step Loan
10.500%
$0
13.490%
$0 - $5,000
48 - 48
Student Loan Consolidation
5.490%
$0
10.990%
$0 - $10,000
60 - 60
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Credit Union Profile & Overview

Credit Union Name: Missouri Credit Union
Full Time Employees: 79
Part Time Employees: 5
President: Kevin Robinson
CEO: Richard Nichols
Branch Locations: 6
ATM Locations: 7
Corporate Office Address:
3124 W Edgewood Dr
Jefferson City, MO 65109
Phone Number: 573-635-4185
Fax Number: 573-636-6036

Financials

Total Assets:
500,695,710
Total Amount of Shares and Deposits:
444,621,891
Total Shares and Deposits < 1 Year:
404,639,655
Total Shares and Deposits 1 3 Years:
37,730,650
Total Shares and Deposits > 3 Years:
2,251,586
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
41,183,297
Total Uninsured Shares and Deposits > $250K (F+J):
41,183,297
Total Insured Shares and Deposits > $250K (item 17 less item K):
403,438,594
Total Interest Expense (Sum of items 6 8):
5,727,226
Share Certificates:
6,874
Number of Accounts for Share Drafts:
12,990
IRA KEOGH Accounts:
1,196
Number of Accounts for Regular Shares:
38,639
Non Member Deposits:
76
Money Market Shares:
1,159
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
20,186,400
Total Liabilities:
458,062,611
Show More
Source: NCUA Last Updated 09/30/2023

Customer Reviews

TPRA
★★★★★
December 17, 2025
YUAs
Average Rating
★★★★★
Total Reviews
1
Add Your Rating and Review for Missouri Credit Union
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Frequently Asked Questions About Missouri Credit Union

Is a member application needed to join Missouri Credit Union?

Yes, to access services at Missouri Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Missouri Credit Union provides a range of mortgage and home equity products.

Is Missouri Credit Union a safe place to deposit money?

Yes, Missouri Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Missouri Credit Union offer online and mobile banking?

Most modern institutions like Missouri Credit Union provide digital access including online balance checks and transfers.

Current Missouri Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions