River Region Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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River Region Credit Union

Compare River Region Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of River Region Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

River Region Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at River Region Credit Union? Share your experience about River Region Credit Union by leaving a review below, or read customer reviews before you decide to use River Region Credit Union.

Overall, River Region Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
6.99%
Credit Card
N/A
Personal Loan
N/A
River Region Credit Union
Edgewood Branch
3124 W Edgewood Dr
Jefferson City, MO 65109
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare River Region Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
First Federal S&L Pascagoula, MS
First Federal S&L Pascagoula, MS
First4Me Checking
5.00%
$25
SaviBank
SaviBank
Savi Checking
5.00%
$0
Citizens Bank & Trust Company KY
Citizens Bank & Trust Company KY
48-Month CD
4.35%
$500
Old Exchange Bank of Okawville
Old Exchange Bank of Okawville
6-Month CD
4.30%
$2,500
Merrick Bank
Merrick Bank
24-Month CD
4.00%
$25,000
Apple Federal Credit Union
Apple Federal Credit Union
12-Month CD
4.00%
$500
First Bank Hampton
First Bank Hampton
12-Month CD (Jumbo)
4.00%
$100,000
Legacy Bank Colwich, KS
Legacy Bank Colwich, KS
24-Month CD
4.00%
$1,000
Security Bank USA
Security Bank USA
6-Month CD
3.96%
$25,000
Winchester Co-operative Bank
Winchester Co-operative Bank
18-Month CD
3.90%
$500
EvaBank
EvaBank
18-Month CD
3.82%
$1,000
Citizens National Bank of Albion
Citizens National Bank of Albion
18-Month CD
3.78%
$1,000
Peru Federal Savings Bank
Peru Federal Savings Bank
60-Month CD
3.65%
$1,000
Tri-County Trust Company
Tri-County Trust Company
48-Month CD
3.55%
$1,000
Chester National Bank
Chester National Bank
15-Month CD
3.55%
$500
Everence Trust Company
Everence Trust Company
30-Month CD
3.40%
$500
Marion County State Bank
Marion County State Bank
24-Month CD
3.35%
$1,000
First FSB Rochester, IN
First FSB Rochester, IN
36-Month CD
3.29%
$500
Coffee County Bank
Coffee County Bank
12-Month CD
3.25%
$1,000
Riverside Bank of Dublin
Riverside Bank of Dublin
60-Month CD
3.25%
$500
T Bank
T Bank
24-Month CD
3.20%
$1,000
American State Bank of Grygla
American State Bank of Grygla
12-Month CD
3.14%
$500
Frontier State Bank
Frontier State Bank
60-Month CD
3.03%
$1,000
Camp Grove State Bank
Camp Grove State Bank
Money Market
2.85%
$100,000
Haddon Savings Bank
Haddon Savings Bank
24-Month CD
2.70%
$500
Bank of Vici
Bank of Vici
48-Month CD
2.56%
$1,000
Kitsap Bank
Kitsap Bank
30-Month CD
2.35%
$5,000
Timberland Bank
Timberland Bank
24-Month CD (Bump)
2.12%
$500
Academic Federal Credit Union
Academic Federal Credit Union
6-Month CD (FLEX)
2.02%
$1,000
North Shore Trust and Savings
North Shore Trust and Savings
48-Month CD
1.46%
$1,000
Fidelity State Bank and Trust Company
Fidelity State Bank and Trust Company
36-Month CD
1.36%
$1,000
Liberty Bank Middletown, CT
Liberty Bank Middletown, CT
48-Month CD
1.35%
$500
Farmers and Merchants Bank Berlin, WI
Farmers and Merchants Bank Berlin, WI
36-Month CD
1.35%
$500
Farmers State Bank of Calhan
Farmers State Bank of Calhan
Premier Money Market
0.75%
$500,000
HomeBank
Supreme Savings
0.55%
$500
Security Federal Bank
Security Federal Bank
Regular Savings
0.50%
$100
Hyperion Bank
Hyperion Bank
HyperInterest Checking
0.40%
$0
Gate City Bank
Gate City Bank
Money Market
0.35%
$500
Auburn Savings Bank
Auburn Savings Bank
12-Month CD
0.35%
$1,000
Fulton Savings Bank
Fulton Savings Bank
12-Month CD
0.25%
$500
FNB of Pandora
FNB of Pandora
Hi-Fi Money Market
0.25%
$50
2 Rivers Area Credit Union
2 Rivers Area Credit Union
Share Savings
0.25%
$5
Mayville State Bank
Mayville State Bank
12-Month CD
0.20%
$1,000
Wolf River Community Bank
Wolf River Community Bank
Advisors Choice Money Market
0.20%
$0
American Savings Bank, FSB
American Savings Bank, FSB
18-Month CD
0.20%
$1,000
Farmers Bank of Appomattox
Farmers Bank of Appomattox
Statement Savings
0.10%
$100
Buckeye Community Bank
Buckeye Community Bank
3-Month CD
0.05%
$500
Commerce Bank Corinth, MS
Commerce Bank Corinth, MS
NOW Checking
0.05%
$500
FNB of Scotia
FNB of Scotia
Interest Checking
0.05%
$500
Milford Bank
Milford Bank
Regular Savings
0.01%
$5
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare River Region Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
1st Northern California Credit Union
1st Northern California Credit Union
15-Year Fixed
4.500%
4.685%
0.750
Mutual Security Credit Union
Mutual Security Credit Union
5/1 ARM
5.500%
5.614%
0.000
State Employees Credit Union
State Employees Credit Union
15-Year Fixed
5.500%
5.637%
0.000
North Carolina Press Association Federal Credit Union
North Carolina Press Association Federal Credit Union
15 Year Fixed
5.500%
5.637%
0.000
Abound Federal Credit Union
Abound Federal Credit Union
15-Year Fixed Jumbo
5.750%
5.776%
0.000
Farmers State Bank Waterloo, IA
Farmers State Bank Waterloo, IA
15-Year Fixed
5.750%
5.807%
0.000
Investment Savings Bank
Investment Savings Bank
15-Year Fixed
5.750%
5.852%
0.000
Nuvision Federal Credit Union
Nuvision Federal Credit Union
15-Year Fixed
5.625%
5.929%
1.125
Navy Federal Credit Union
Navy Federal Credit Union
5/5 ARM
5.750%
6.028%
0.250
Consumers Credit Union
Consumers Credit Union
15-Year Fixed
5.875%
6.070%
0.625
Randolph Brooks FCU
Randolph Brooks FCU
5/5 ARM
6.000%
6.093%
0.000
Navy Federal Credit Union
Navy Federal Credit Union
3/5 Conforming ARM
5.500%
6.094%
0.250
NESC Federal Credit Union
NESC Federal Credit Union
5/5 ARM
6.000%
6.109%
0.000
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
20-Year Fixed
6.000%
6.152%
0.125
Centreville Bank
Centreville Bank
15-Year Fixed Jumbo
6.125%
6.163%
0.000
Kirtland Federal Credit Union
Kirtland Federal Credit Union
15 Year Fixed
5.875%
6.177%
0.000
Americas First Federal Credit Union
Americas First Federal Credit Union
30-Year Fixed
6.450%
6.250%
0.000
Citizens State Bank Cadott, WI
Citizens State Bank Cadott, WI
10-Year Fixed
5.875%
6.283%
0.000
Service Federal Credit Union
Service Federal Credit Union
5/1 ARM
5.750%
6.356%
0.000
Citizens Bank & Trust Company KY
Citizens Bank & Trust Company KY
15-Year Fixed
6.250%
6.373%
0.000
Security Service Federal Credit Union
Security Service Federal Credit Union
20-Year Fixed (Power Rate)
6.250%
6.434%
0.000
River Region Credit Union
River Region Credit Union
15-Year Fixed
6.250%
6.434%
0.000
McCoy Federal Credit Union
McCoy Federal Credit Union
20 Year Fixed
6.250%
6.434%
0.000
First FSB of Champaign Urbana
First FSB of Champaign Urbana
20-Year Fixed
6.375%
6.447%
0.000
Georgias Own Credit Union
Georgias Own Credit Union
7/1 ARM
6.000%
6.454%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare River Region Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Share-Secured Mastercard
13.900%
Maximum Loan Amount Up to $5,000.00
Acme Continental Credit Union
Acme Continental Credit Union
Acme Visa Credit Card
9.990% - 18.000%
680 and above rate = 9.90% with Score Card points or 8.80% with No points. 640-679 rate = 10.80%. 600-639 rate = 12.84%. 599 and below rate = 18.00%.
Suncoast Credit Union
Suncoast Credit Union
Rewards Platinum VISA
12.500%
Credit Limit - $500 - $50,000
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Student
14.000%
Suncoast Credit Union
Suncoast Credit Union
Rewards Classic Starter VISA
16.500%
Credit Limit - $300 - $500
America First Federal Credit Union
America First Federal Credit Union
SILICON SLOPES SIGNATURE VISA
18.000%
Unlimited 1% Cash Back .5% Donation Signature Card
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Rewards Credit Card
14.240%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred Starter
17.990%
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Inspire Mastercard
13.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
Suncoast Credit Union
Suncoast Credit Union
Rewards Student Classic
16.500%
Credit Limit - $500
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
VISA Credit Card
8.990% - 17.990%
Maximum limit of $30,000
A & S Federal Credit Union
A & S Federal Credit Union
Visa Platinum Card
9.500%
No annual fee; Earn Rewards
Access Federal Credit Union
Access Federal Credit Union
Access FCU Visa Classic
13.500%
1st Northern California Credit Union
1st Northern California Credit Union
Visa Classic
11.900%
ACFCU
ACFCU
Platinum Card Visa
18.240% - 29.240%
Platinum: 0% introductory APR for the first 18 billing cycles. After that, 18.24% to 29.24% based on your creditworthiness when you open your account.
Access Federal Credit Union
Access Federal Credit Union
Access FCU Visa Gold
9.900%
The Golden 1 Credit Union
The Golden 1 Credit Union
Member First VISA
15.040%
No balance transfer fees or annual fees.
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Secured
18.000%
Achieve Financial Credit Union
Achieve Financial Credit Union
Visa Balance Transfer
8.990%
The balance transfer rate is good only on balances transferred from non-Achieve credit cards.
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
BECU Visa
13.240% - 25.240%
0.00% Introductory APR for twelve (12) months from date of transfer when transfers are completed within 90 days of account opening.
705 Federal Credit Union
705 Federal Credit Union
VISA Credit Card
7.900% - 15.900%
Maximum credit card amount offered is $10,000 with a 36-month term.
Acadian Federal Credit Union
Acadian Federal Credit Union
Acadian CU Visa Classic
9.200%
9.20% APR for purchases, balance transfers and cash advances.
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Cash Back Credit Card
17.740%
Automatically get 1.5% cash back on all purchases with no fuss
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Platinum Rewards
8.900% - 13.900%
Based upon credit worthiness.
Suncoast Credit Union
Suncoast Credit Union
Rewards Share Secured
18.000%
Credit Limit - $300 - $5,000
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare River Region Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
Teachers Federal Credit Union
Teachers Federal Credit Union
Unsecured Personal Loan
10.990%
$0 - $50,000
12 - 60
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Personal Loan
13.240%
$0
48
1st Valley Credit Union
1st Valley Credit Union
Next Step Loan
10.500%
$0
The Golden 1 Credit Union
The Golden 1 Credit Union
Personal Line of Credit
13.040%
$0
360 Federal Credit Union
360 Federal Credit Union
Anything Loan
10.990%
$500
36
360 Federal Credit Union
360 Federal Credit Union
Debt Consolidated
9.490%
$500
36
705 Federal Credit Union
705 Federal Credit Union
Personal Loan
12.250% - 17.000%
$0 - $20,000
InFirst Bank
InFirst Bank
Personal Loan
12.000% - 12.110%
$1,500 - $15,000
48 - 48
Access Community Credit Union
Access Community Credit Union
Personal Loans
11.990%
$0
1 - 12
1st Ed Credit Union
1st Ed Credit Union
Personal/Signature Loans
11.150%
$0
60 - 60
Acadia Federal Credit Union
Acadia Federal Credit Union
Personal Loans
11.900%
$0 - $15,000
24 - 60
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Personal Loan
9.990% - 18.000%
$0 - $50,000
Security Service Federal Credit Union
Security Service Federal Credit Union
Personal Loan
9.990% - 16.240%
$0
61 - 66
Vystar Credit Union
Vystar Credit Union
Personal Loans
11.000%
$0
37 - 60
360 Federal Credit Union
360 Federal Credit Union
Signature LOC Revolving Credit Line
12.500%
$0 - $10,000
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Personal Line of Credit
7.750% - 16.750%
$0
1 - 36
AAEC Credit Union
AAEC Credit Union
Bill Consolidation Loan
8.990%
$0
60
Alec Federal Credit Union
Alec Federal Credit Union
New Signature Loans
8.990%
$0
4U Federal Credit Union
4U Federal Credit Union
Personal Loan
10.650%
$0
ACFCU
ACFCU
Gold Star Loan
14.200%
$0
48
Advantage Credit Union Newtown, IA
Advantage Credit Union Newtown, IA
Personal Loans
13.700%
$2,500 - $5,000
36 - 36
America First Federal Credit Union
America First Federal Credit Union
Personal Loan
12.990%
$0
12
Access Federal Credit Union
Access Federal Credit Union
Consolidation Loans
14.850%
$0
37 - 60
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $500
48 - 48
Teachers Federal Credit Union
Teachers Federal Credit Union
Unsecured Personal Loan
12.740%
$0 - $50,000
61 - 72
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

River Region Credit Union Information

Credit Union Name: River Region Credit Union
Full Time Employees: 79
Part Time Employees: 5
President: Kevin Robinson
CEO: Richard Nichols
Branch Locations: 6
ATM Locations: 7
Corporate Office Address:
3124 W Edgewood Dr
Jefferson City, MO 65109
Phone Number: 573-635-4185
Fax Number: 573-636-6036

River Region Credit Union Financials

Total Assets:
500,695,710
Total Amount of Shares and Deposits:
444,621,891
Total Shares and Deposits < 1 Year:
404,639,655
Total Shares and Deposits 1 3 Years:
37,730,650
Total Shares and Deposits > 3 Years:
2,251,586
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
41,183,297
Total Uninsured Shares and Deposits > $250K (F+J):
41,183,297
Total Insured Shares and Deposits > $250K (item 17 less item K):
403,438,594
Total Interest Expense (Sum of items 6 8):
5,727,226
Share Certificates:
6,874
Number of Accounts for Share Drafts:
12,990
IRA KEOGH Accounts:
1,196
Number of Accounts for Regular Shares:
38,639
Non Member Deposits:
76
Money Market Shares:
1,159
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
20,186,400
Total Liabilities:
458,062,611
Show More

River Region Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
No
Is there a first time homebuyer program?:
Yes
Credit management and repair offered?:
No
Online Financial Literacy?:
No
No Cost Bill Payer:
Yes
Student Scholarships:
1
Mortgage Processing:
Yes
Approved Mortgage Seller?:
Yes
Brokered Certificates of Deposits:
1
payment:
No
Are low cost wire transfers available?:
Yes
Member Application:
No
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
Yes
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA Last Updated 09/30/2023

Explore Other Rate Deals

Fixed long term mortgage rates are lower this week over last week and shorter term adjustable mortgage rates are mostly higher. The current average fixed conforming 30 year mortgage rate is 4.30 percent which is just above a record low of 4.26 percent set in late September. 30 year mortgage rates in Arkansas are higher averaging 4.32 percent.
Average 12 month CD rates this were down slightly week over last. 1 year bank CD rates are at 0.70 percent, a slight decline from last week's average of 0.71 percent. Average 2 year CD rates are down to 0.86 percent, a decline from last week's average 2 year rate of 0.90 percent.
Mortgage rates are mixed this week over last, as fixed conforming 30 year mortgage rates made a new record low on Monitor Bank Rates' average mortgage rate table. Current 30 year mortgage rates are averaging 3.95%, a record low rate and down from last week’s average 30 year mortgage rate of 3.99%. Mortgage rates today on 15 year conforming mortgage loans are averaging 3.39%, down from last week’s average 15 year rate of 3.32%. 

Bank or Credit Union Offers and Deals

Fixed Term Mortgage Rates Lower and Adjustable Mortgage Rates Mixed in Latest Mortgage Survey
Hudson City Savings Bank Money Market Savings
Checklist for Opening a Savings Account
29.00% APY Leap Year CD Special at Motion Federal Credit Union
Mortgage Rates: Loan Depot 15 Mortgage Rates at 3.875% w/0 Points: 30 Year National Average Mortgage Rates at 4.26%
Best Savings Rate Now at 1.25% APY
Mortgage Rates Hit New Lows: 30 Year Mortgage Rates at 4.69%, 15 Year Mortgage Rates at 4.10%
Best Auto Insurance: Do I Need Rental Car Insurance?
1.11% APY - EverBank 2 Year Jumbo CD Rates
Higher Mortgage Rates - 15 Year Conforming Rates at 3.20 Percent

Alternative Bank and Credit Union Offers to Explore

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River Region Credit Union Reviews

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