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Riverland Federal Credit Union Rates and Review January 2026

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Riverland Federal Credit Union12-month CD rates can be found at 0.10%, 6-month CD rates at 4.00% and 3-month CD rates at 0.30%. Savings rates are at 0.15% and money market rates are at 1.00%. Mortgage rates on 30-year fixed loans are around 5.92%. Credit Card rates are at 13.24%. Personal Loan rates are at 13.15%. All these rates, and more, can be found in our database of rates which you can compare to Riverland Federal Credit Union rates.

Compare Riverland Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Riverland Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Riverland Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Riverland Federal Credit Union? Share your experience about Riverland Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Riverland Federal Credit Union.

Overall, Riverland Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Riverland Federal Credit Union
Main Office
639 Loyola Ave Ste 220
New Orleans, LA 70113 3130
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
24-Month CD
3.75%
$1,000
12-Month CD (Jumbo)
3.65%
$100,000
60-Month CD
3.56%
$1,000
60-Month CD
3.55%
$1,000
12-Month CD (Step-Up)
3.54%
$0
60-Month CD
3.35%
$500
18-Month CD
3.29%
$1,000
Online Savings
3.25%
$0
18-Month CD
3.25%
$500
24-Month CD
3.10%
$25,000
Money Max Plus
3.05%
$50,000
60-Month CD
3.00%
$500
36-Month CD
3.00%
$500
36-Month CD
3.00%
$1,000
12-Month CD
3.00%
$500
36-Month CD
2.77%
$1,000
12-Month CD (Jumbo)
2.75%
$100,000
6-Month CD
2.52%
$1,000
48-Month CD
2.52%
$1,000
48-Month CD
2.25%
$1,000
12-Month CD
2.22%
$500
48-Month CD
2.00%
$500
18-Month CD
2.00%
$1,000
12-Month CD
1.51%
$500
Plus Checking
1.50%
$0
24-Month CD
1.40%
$500
24-Month CD
1.25%
$1,000
12-Month CD
1.25%
$500
Money Market
1.21%
$1,000
12-Month CD
1.02%
$500
12-Month CD
1.01%
$2,500
48-Month CD
1.00%
$1,000
Money Market
0.85%
$1,000
3-Month CD
0.75%
$5,000
Platinum Money Market
0.75%
$1,500
24-Month CD
0.70%
$1,000
24-Month CD
0.60%
$500
Regular Savings
0.50%
$100
48-Month CD
0.40%
$1,000
24-Month CD
0.40%
$1,000
60-Month CD
0.35%
$500
Total Money Market
0.25%
$1,000
Money Market
0.23%
$2,500
Regular Savings
0.15%
$100
12-Month CD
0.10%
$500
Money Market
0.10%
$2,500
Consumer Premium Money Market
0.10%
$50
Savings
0.05%
$10
Money Market
0.05%
$2,500
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
5.875%
6.070%
0.000
20 Year Fixed
6.500%
6.628%
0.000
5.875%
6.023%
0.000
7.000%
7.168%
0.000
5.625%
5.846%
0.000
5.875%
6.023%
0.000
30-Year Fixed Jumbo
6.750%
6.825%
0.000
6.125%
6.190%
0.000
30-Year Fixed
5.875%
5.941%
0.000
30-Year Fixed
6.000%
6.162%
1.000
3/5 Conforming ARM
4.875%
5.661%
0.250
30-Year Fixed Jumbo
6.000%
6.127%
0.000
5.125%
5.173%
0.000
5.625%
5.667%
0.000
20 Year Fixed
5.500%
5.659%
0.000
6.375%
6.556%
0.000
15 Year Fixed
5.375%
5.717%
0.706
20 Year Fixed
5.500%
5.579%
0.000
30-Year Fixed
6.000%
6.115%
0.000
5.000%
5.068%
0.000
5.875%
5.907%
0.000
15-Year Fixed
6.150%
6.386%
0.000
6.000%
6.141%
0.000
15 Year Fixed
5.375%
5.588%
0.000
5.875%
6.055%
0.000
20-Year Fixed
6.000%
6.097%
0.000
15-Year Fixed
5.750%
5.977%
0.000
5.500%
5.972%
0.000
5.850%
5.891%
0.000
5.625%
5.843%
0.000
10/1 ARM (Jumbo)
5.750%
6.059%
0.000
5.500%
5.591%
0.000
5.875%
6.420%
0.000
15-Year Fixed Jumbo
5.875%
5.961%
0.000
30-Year Fixed
6.125%
6.167%
0.000
5.250%
5.633%
0.000
5/1 ARM
6.750%
6.859%
0.000
5.125%
5.361%
1.000
5.875%
6.010%
0.000
7/1 ARM (Jumbo)
6.125%
6.231%
0.000
4.750%
4.940%
0.250
30-Year Fixed
6.250%
6.306%
0.000
30 Year Fixed
6.500%
6.597%
0.000
30-Year Fixed
5.560%
5.730%
0.000
6.000%
6.148%
0.000
20-Year Fixed
5.750%
5.887%
0.000
5.625%
5.721%
0.000
5/6 ARM
5.375%
6.286%
0.947
4.875%
5.129%
0.000
6.000%
6.076%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
Academic FCU VISA® Secured Card
10.900% - 15.400%
No annual fee, no cash advance fee, rewards program.
College Real Rewards Card Visa
19.740% - 29.740%
Earn 1.5 points for every $1 you spend on eligible purchases (equal to 1.5% cash back)6 and work towards building a strong financial future.
Visa Platinum Preferred
14.240% - 17.990%
Visa Platinum Preferred Rewards
15.740% - 17.990%
Acadian CU Visa Classic
9.200%
9.20% APR for purchases, balance transfers and cash advances.
Member Cash Rewards+ VISA
17.040% - 23.040%
Maximize rewards with increased cash back on everyday purchases – with up to 4% cash back on gas purchases. Plus, 3% on groceries, restaurants, and food delivery with 1% on everything else.
11.900%
Visa Platinum
7.990%
Line of credit up to $20,000. $250,000 travel life insurance
Visa Crimson Card
13.240%
Platinum Card Visa
18.240% - 29.240%
Platinum: 0% introductory APR for the first 18 billing cycles. After that, 18.24% to 29.24% based on your creditworthiness when you open your account.
Visa Classic Card
12.900%
No annual fee
9.990%
Credit Line $500-$7,000
VISA Signature Rewards
16.740% - 18.000%
Reserve Rewards+ Card Visa
19.740% - 29.740%
Enjoy premium rewards and benefits, plus receive a $500 bonus.
SIGNATURE 1.5% CASH BACK VISA
18.000%
Unlimited 1.5% Cash Back Signature Card
Visa Platinum Credit Card
9.500% - 12.500%
Academic VISA® Classic
15.400%
Visa Secure Card
13.740%
14.000%
Security Service Power Rewards MasterCard
18.000%
15.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Access FCU Visa Gold
9.900%
16.490% - 17.990%
8.900%
Visa Platinum Preferred Starter
17.990%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
Personal Line of Credit
11.500%
$0
Open-End Unsecured Signature Loan-Line of Credit
10.200%
$0
Personal/Signature Loans
11.150%
$0
60 - 60
11.240%
$0 - $10,000
60 - 60
Signature (Unsecured) Loan
11.040%
$0
1 - 24
Personal Line of Credit
13.040%
$0
9.200% - 17.950%
$0 - $2,500
36 - 36
Refinanced Signature Loans
18.000%
$0
13.240%
$0 - $2,000
36 - 36
12.250% - 17.000%
$0 - $20,000
Personal Lines of Credit
11.900% - 19.400%
$0
Debt Consolidated
9.490%
$500
36
8.500%
$0 - $6,000
42
Student Loan Consolidation
5.490%
$0
Personal Line of Credit
11.500% - 18.000%
$0 - $5,000
10.250% - 10.650%
$3,000 - $25,000
Signature Personal Loan
12.150% - 18.000%
$0
49 - 60P
10.500%
$0
9.200% - 17.950%
$0 - $15,000
60 - 60
11.740% - 17.990%
$0
Term Line of Credit 84 months
8.000%
$0
Signature Loan
10.500%
$0
Consolidation Loans
14.850%
$0
37 - 60
11.990%
$0
Credit Builder Loan
9.000%
$0
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Riverland Federal Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Riverland Federal Credit Union
Full Time Employees: 56
Part Time Employees: 3
President: Brian Burns
CEO: George Lunsford
Branch Locations: 8
ATM Locations: 6
Corporate Office Address:
639 Loyola Ave Ste 220
New Orleans, LA 70113 3130
Phone Number: 504-576-5800
Fax Number: 504-576-5805

Financials

Total Assets:
303,681,001
Total Amount of Shares and Deposits:
232,858,187
Total Shares and Deposits < 1 Year:
205,639,497
Total Shares and Deposits 1 3 Years:
21,800,057
Total Shares and Deposits > 3 Years:
5,418,633
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
13,590,147
Total Uninsured Shares and Deposits > $250K (F+J):
13,590,147
Total Insured Shares and Deposits > $250K (item 17 less item K):
219,268,040
Total Interest Expense (Sum of items 6 8):
4,566,755
Share Certificates:
1,863
Number of Accounts for Share Drafts:
8,563
IRA KEOGH Accounts:
656
Number of Accounts for Regular Shares:
17,736
All other shares:
461
Non Member Deposits:
5
Money Market Shares:
1,977
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
21,646,671
Total Liabilities:
259,858,333
Show More
Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About Riverland Federal Credit Union

Is a member application needed to join Riverland Federal Credit Union?

Yes, to access services at Riverland Federal Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Riverland Federal Credit Union provides a range of mortgage and home equity products.

Is Riverland Federal Credit Union a safe place to deposit money?

Yes, Riverland Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Riverland Federal Credit Union offer online and mobile banking?

Most modern institutions like Riverland Federal Credit Union provide digital access including online balance checks and transfers.

Current Riverland Federal Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions