Roswell Community Federal Credit Union Rates and Review February 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Roswell Community Federal Credit Union's 36 month CD of Deposit (CD) rates are at 3.50%, 24 month CD of Deposit (CD) rates are at 3.35%, 18 month CD of Deposit (CD) rates are at 3.25%, 6 month CD of Deposit (CD) rates are at 2.50%, 3 month CD of Deposit (CD) rates are at 2.00%. Roswell Community Federal Credit Union's savings rates are at 0.20%.
Roswell Community Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available.Have you opened an account or have any experiences at Roswell Community Federal Credit Union? Share your experience about by leaving a review below, or read customer reviews before you decide to use . Roswell Community Federal Credit Union Texas RatioRoswell Community Federal Credit Union's Texas Ratio is at 3.98%, which is considered excellent. The Texas Ratio for Roswell Community Federal Credit Union is lower than the national average of all banks, currently at 6.13%. The Texas Ratio is a key indicator of financial health. This indicates that Roswell Community Federal Credit Union has a very low volume of non-performing assets compared to its available capital, signifying a strong balance sheet. MonitorBankRates Rating
5.0
Excellent
Out of 5.0 Stars
Roswell Community Federal Credit Union has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions. Overall, Roswell Community Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5.0 stars out of 5 stars. Current Interest RatesProduct
APY/APR
vs.Avg
"N/A" indicates the product is not offered or the rate is unavailable.
Roswell Community Federal Credit Union
Main Office 2514 N Main St
Roswell, NM 88201 
Roswell Community Federal Credit Union CD Rates
Roswell Community Federal Credit Union Savings Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Roswell Community Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Roswell Community Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Roswell Community Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & OverviewCredit Union Name: Roswell Community Federal Credit Union
Website: https://www.roswellcu.org
Full Time Employees: 8Part Time Employees: 1 President: Carol Smith CEO: Karen Griffo Branch Locations: 2 ATM Locations: 2 Corporate Office Address:
2514 N Main St
Roswell, NM 88201 Phone Number: 575-623-7788 Fax Number: 575-622-2340 FinancialsTotal Assets:
49,492,328
Total Amount of Shares and Deposits:
39,909,654
Total Shares and Deposits < 1 Year:
38,447,294
Total Shares and Deposits 1 3 Years:
1,462,360
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
6,655,808
Total Uninsured Shares and Deposits > $250K (F+J):
6,655,808
Total Insured Shares and Deposits > $250K (item 17 less item K):
33,253,846
Total Interest Expense (Sum of items 6 8):
607,037
Share Certificates:
263
Number of Accounts for Share Drafts:
1,363
IRA KEOGH Accounts:
35
Number of Accounts for Regular Shares:
3,777
Non Member Deposits:
3
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
4,623,439
Total Liabilities:
40,357,835
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About Roswell Community Federal Credit UnionIs a member application needed to join Roswell Community Federal Credit Union?Yes, to access services at Roswell Community Federal Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Roswell Community Federal Credit Union provides a range of mortgage and home equity products. Is Roswell Community Federal Credit Union a safe place to deposit money?Yes, Roswell Community Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Roswell Community Federal Credit Union offer online and mobile banking?Most modern institutions like Roswell Community Federal Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
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