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WILMINGTON POLICE and FIRE Rates & Review April 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Rates Last Updated: April 23, 2026

You can compare WILMINGTON POLICE and FIRE rates to other rates in our database, including 12-month share certificate rates currently at 0.25%, 6-month share certificate rates at 2.89% and 3-month share certificate rates at 2.52%. Savings rates are at 0.01% and money market rates are at 0.10%. Mortgage rates on 30-year fixed loans are around 6.03%. All these rates can be compared to WILMINGTON POLICE and FIRE rates. MonitorBankRates evaluates the financial stability of WILMINGTON POLICE and FIRE with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.73%. Rates were last updated on 04/23/2026.

WILMINGTON POLICE and FIRE money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at WILMINGTON POLICE and FIRE? Share your experience about WILMINGTON POLICE and FIRE by leaving a review below, or read customer reviews before you decide to use WILMINGTON POLICE and FIRE.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 97/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
5.73%
Excellent Lower than avg
Grinnell State Bank
Wilmington Police and Fire FCU
1701 Shallcross Ave
Wilmington, DE 19806
http wwwwpffcuorg
Member NCUA

Current Rate Availability

We do not have WILMINGTON POLICE and FIRE rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for WILMINGTON POLICE and FIRE is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather WILMINGTON POLICE and FIRE rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with WILMINGTON POLICE and FIRE's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name WILMINGTON POLICE and FIRE
Website http wwwwpffcuorg
Address 1701 Shallcross Ave, Wilmington, DE 19806
Phone 302-654-0818
Fax 302-654-1071
President Charles Puit
CEO Evelyn Vega
Full-Time Employees 3
Part-Time Employees 0
Branch Locations 2
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (97/100)
Texas Ratio
5.73%
Return on Assets (ROA)
-0.5404%
Return on Equity (ROE)
-3.4931%
Non-Performing Loans Ratio (NPL)
4.17%
Total Assets
14,334,435
Total Amount of Shares and Deposits
12,124,732
Total Shares and Deposits < 1 Year
11,543,960
Total Shares and Deposits 1 3 Years
580,772
Total Insured Shares and Deposits > $250K (item 17 less item K)
12,124,732
Total Interest Expense (Sum of items 6 8)
44,714
Share Certificates
73
Number of Accounts for Share Drafts
546
Number of Accounts for Regular Shares
2,180
Non Member Deposits
1
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
673,446
Total Liabilities
12,134,965
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Total Reviews
0
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Frequently Asked Questions About WILMINGTON POLICE and FIRE

Is WILMINGTON POLICE and FIRE a safe place to deposit money?

Yes, WILMINGTON POLICE and FIRE is considered a safe financial institution. With a Texas Ratio of 5.7264512858856%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does WILMINGTON POLICE and FIRE operate?

WILMINGTON POLICE and FIRE currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join WILMINGTON POLICE and FIRE?

Yes, to access services at WILMINGTON POLICE and FIRE, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, WILMINGTON POLICE and FIRE does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, WILMINGTON POLICE and FIRE provides members with tools to manage their accounts and build a solid financial history.

Does WILMINGTON POLICE and FIRE offer online and mobile banking?

Most modern institutions like WILMINGTON POLICE and FIRE provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http wwwwpffcuorg.

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