Sacramento Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Sacramento Credit Union

Compare Sacramento Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Sacramento Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Sacramento Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Sacramento Credit Union? Share your experience about Sacramento Credit Union by leaving a review below, or read customer reviews before you decide to use Sacramento Credit Union.

Overall, Sacramento Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
6.54%
Credit Card
N/A
Personal Loan
N/A
Sacramento Credit Union
H Street Corporate
800 H St
Sacramento, CA 95814 2607
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare Sacramento Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
OBannon Bank
OBannon Bank
12-Month CD
4.22%
$1,000
Andrews Federal Credit Union
Andrews Federal Credit Union
12-Month CD
4.10%
$1,000
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
48-Month CD
4.00%
$500
Enterprise Bank Allison Park, PA
Enterprise Bank Allison Park, PA
60-Month CD
3.97%
$500
Five Star Credit Union
Five Star Credit Union
24-Month CD
3.95%
$500
First Southwest Bank
First Southwest Bank
36-Month CD
3.75%
$1,000
FSB of Burnet
FSB of Burnet
12-Month CD (Jumbo)
3.75%
$95,000
Beal Bank USA
Beal Bank USA
48-Month CD
3.45%
$1,000
First Nebraska Bank
First Nebraska Bank
36-Month CD
3.14%
$500
TD Bank
TD Bank
Signature Savings
3.00%
$100,000
Wintrust Bank
Wintrust Bank
33-Month CD
3.00%
$1,000
F&M Bank & Trust
F&M Bank & Trust
48-Month CD
2.83%
$2,500
Gateway Commercial Bank
Gateway Commercial Bank
6-Month CD
2.53%
$1,000
American State Bank of Grygla
American State Bank of Grygla
48-Month CD
2.42%
$500
FSB of Burnet
FSB of Burnet
24-Month CD
2.27%
$1,000
Logansport Savings Bank
Logansport Savings Bank
24-Month CD
2.07%
$1,000
FSB of Wyoming
36-Month CD
2.02%
$2,000
Oakwood Bank Pigeon Falls, WI
Oakwood Bank Pigeon Falls, WI
24-Month CD
2.02%
$100
Jovia Federal Credit Union
Jovia Federal Credit Union
24-Month CD
2.00%
$100
BAC Community Bank
BAC Community Bank
24-Month CD
2.00%
$2,500
Northwest B&T Co.
Northwest B&T Co.
48-Month CD
1.75%
$1,000
JTNB
JTNB
12-Month CD
1.50%
$1,000
United Orient Bank
United Orient Bank
18-Month CD
1.25%
$500
Hatboro Federal Savings
Hatboro Federal Savings
48-Month CD
1.25%
$1,000
Home Loan State Bank
Home Loan State Bank
24-Month CD
1.00%
$1,000
Fidelity Co-operative Bank
Fidelity Co-operative Bank
12-Month CD
0.80%
$1,000
Midland Federal S&L
Midland Federal S&L
18-Month CD
0.55%
$1,000
The Huntington National Bank
The Huntington National Bank
18-Month CD
0.50%
$1,000
Boone Bank & Trust Co.
Boone Bank & Trust Co.
Complete Business Checking
0.50%
$1
Bank of Zachary
Bank of Zachary
e-Z Money Market
0.45%
$1,500
MCS Bank
MCS Bank
18-Month CD
0.42%
$1,000
UCB Milford, IA
UCB Milford, IA
Passbook Savings
0.35%
$0
First Piedmont Federal S&L of Gaffney
First Piedmont Federal S&L of Gaffney
12-Month CD
0.30%
$1,000
First National Bank of Clarksdale
First National Bank of Clarksdale
Regular Savings
0.20%
$0
Monson Savings Bank
Monson Savings Bank
12-Month CD
0.15%
$1,000
FCN Bank, N.A.
FCN Bank, N.A.
Platinum Money Market
0.15%
$25,000
American Bank of Beaver Dam
American Bank of Beaver Dam
Regular Savings
0.10%
$25
Denison State Bank
Denison State Bank
Beyond Checking
0.10%
$100
First Federal S&L of Lorain
First Federal S&L of Lorain
12-Month CD
0.10%
$250
MidCountry Bank
MidCountry Bank
36-Month CD
0.10%
$1,000
BankGloucester
BankGloucester
Passbook Savings
0.10%
$10
Bank of Franklin County
Bank of Franklin County
Freedom Savings
0.05%
$0
Woodsville Guaranty Savings Bank
Woodsville Guaranty Savings Bank
Statement Savings
0.05%
$10
The Bank of Bourbonnais
The Bank of Bourbonnais
36-Month CD
0.05%
$500
North Country Savings Bank
North Country Savings Bank
Statement Savings
0.05%
$50
First Citizens Bank
First Citizens Bank
36-Month CD
0.05%
$500
Circuit Federal Credit Union
Circuit Federal Credit Union
Savings
0.05%
$5
Citizens Bank Mooresville, IN
Citizens Bank Mooresville, IN
Relationship Checking
0.01%
$50
First Citizens Bank Luverne, AL
Savings
0.01%
$100
Farm Bureau Bank FSB
Farm Bureau Bank FSB
FB Member Money Market
0.01%
$1
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Sacramento Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
1st Northern California Credit Union
1st Northern California Credit Union
10-Year Fixed
4.250%
4.514%
0.750
State Employees Credit Union
State Employees Credit Union
10-Year Fixed
5.050%
5.243%
0.000
Mutual Security Credit Union
Mutual Security Credit Union
5/1 ARM
5.250%
5.362%
0.000
First FSB of Champaign Urbana
First FSB of Champaign Urbana
15-Year Fixed
5.500%
5.549%
0.000
Wrentham Co-operative Bank
Wrentham Co-operative Bank
15-Year Fixed (Jumbo)
5.500%
5.591%
0.000
Investment Savings Bank
Investment Savings Bank
20 Year Fixed
5.625%
5.705%
0.000
Hatboro Federal Savings
Hatboro Federal Savings
15-Year Fixed
5.375%
5.757%
2.000
1st United Credit Union
1st United Credit Union
7/1 ARM Jumbo
5.750%
5.784%
0.000
Altoona First Savings Bank
Altoona First Savings Bank
15-Year Fixed
5.750%
5.801%
0.000
Everett Co-operative Bank
Everett Co-operative Bank
15-Year Fixed
5.750%
5.825%
0.000
Finger Lakes Federal Credit Union
Finger Lakes Federal Credit Union
15-Year Fixed
5.750%
5.847%
0.000
Crest Savings Bank
Crest Savings Bank
10-Year Fixed
5.750%
5.881%
0.000
The Bank of Brodhead
The Bank of Brodhead
15-Year Fixed
5.750%
5.882%
0.000
Hatboro Federal Savings
Hatboro Federal Savings
10-Year Fixed
5.375%
5.919%
2.000
Sacramento Credit Union
Sacramento Credit Union
15-Year Fixed
5.750%
6.017%
0.500
The Bank of Brodhead
The Bank of Brodhead
30-Year Fixed
6.000%
6.043%
0.000
Unity Bank
Unity Bank
15-Year Fixed
6.000%
6.047%
0.000
A+ Federal Credit Union
A+ Federal Credit Union
30-Year Fixed
5.990%
6.054%
0.000
FNB of River Falls
FNB of River Falls
30-Year Fixed
6.000%
6.071%
0.000
Sikorsky Credit Union
Sikorsky Credit Union
10/1 ARM
5.750%
6.085%
0.000
First Security B&T Co. IA
First Security B&T Co. IA
30-Year Fixed
6.000%
6.123%
0.000
First Citizens Federal Credit Union
First Citizens Federal Credit Union
10 Year Fixed
6.000%
6.160%
0.000
Holyoke Credit Union
Holyoke Credit Union
10/1 ARM
5.875%
6.163%
0.000
Morton Lane Federal Credit Union
Morton Lane Federal Credit Union
15 Year Fixed
6.000%
6.229%
0.000
Ontario Shores Federal Credit Union
Ontario Shores Federal Credit Union
15-Year Fixed
6.000%
6.229%
0.000
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The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Sacramento Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
ACFCU
ACFCU
Platinum Card Visa
18.240% - 29.240%
Platinum: 0% introductory APR for the first 18 billing cycles. After that, 18.24% to 29.24% based on your creditworthiness when you open your account.
The Golden 1 Credit Union
The Golden 1 Credit Union
Member First VISA
15.040%
No balance transfer fees or annual fees.
Randolph Brooks FCU
Randolph Brooks FCU
Premier Rate Credit Card Mastercard
12.950% - 18.000%
1st Cooperative Federal Credit Union
1st Cooperative Federal Credit Union
Visa Platinum Credit Card
8.500%
As low as 8.50%
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Gold
15.400%
Vystar Credit Union
Vystar Credit Union
Platinum Visa
15.350%
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Platinum
8.900%
America First Federal Credit Union
America First Federal Credit Union
PLATINUM REWARDS VISA
14.740%
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Select Visa
13.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
BECU Visa
13.240% - 25.240%
0.00% Introductory APR for twelve (12) months from date of transfer when transfers are completed within 90 days of account opening.
1st Northern California Credit Union
1st Northern California Credit Union
Visa Classic
11.900%
Vystar Credit Union
Vystar Credit Union
Visa Signature® Cash Back
17.750%
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Student Select Visa
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Student
14.000%
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Low Rate Credit Card
13.240%
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Cash Back
16.100%
360 Federal Credit Union
360 Federal Credit Union
Visa Classic
3.990%
Introductory Rate of 3.99% APR for 12 months on transactions in the first 90 days.
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred Starter
17.990%
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Rewards Credit Card
14.240%
Achieve Financial Credit Union
Achieve Financial Credit Union
Visa Platinum with Rewards
9.900%
Acme Continental Credit Union
Acme Continental Credit Union
Acme Visa Credit Card
9.990% - 18.000%
680 and above rate = 9.90% with Score Card points or 8.80% with No points. 640-679 rate = 10.80%. 600-639 rate = 12.84%. 599 and below rate = 18.00%.
Canyon View Credit Union
Canyon View Credit Union
Visa Secure Card
13.740%
Acadian Federal Credit Union
Acadian Federal Credit Union
Acadian CU Visa Classic
9.200%
9.20% APR for purchases, balance transfers and cash advances.
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Share-Secured Mastercard
13.900%
Maximum Loan Amount Up to $5,000.00
America First Federal Credit Union
America First Federal Credit Union
CLASSIC REWARDS VISA
18.000%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Sacramento Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
Accentra Credit Union
Accentra Credit Union
Personal Loan
11.760%
$0
Access Federal Credit Union
Access Federal Credit Union
Consolidation Loans
13.060%
$0
1 - 36
802 Credit Union
802 Credit Union
Personal/Signature
10.990%
$0
24 - 36
1st University Credit Union
1st University Credit Union
Unsecured Signature Loan
10.250%
$0
25 - 36
Achieve Financial Credit Union
Achieve Financial Credit Union
Unsecured/Personal Loans
8.990%
$0
Access Community Credit Union
Access Community Credit Union
Personal Loans
12.990%
$0
13 - 60
Academic Employees Credit Union
Academic Employees Credit Union
Personal Line of Credit
9.500%
$0
Achieva Credit Union
Achieva Credit Union
Personal Loan
11.000%
$0
1 - 12
1st Northern California Credit Union
1st Northern California Credit Union
1st Line of Credit
9.900%
$0
1st United Credit Union
1st United Credit Union
Personal Loan
10.890%
$0
60
360 Federal Credit Union
360 Federal Credit Union
Debt Consolidated
9.490%
$500
36
ACFCU
ACFCU
Line of Credit
13.700%
$0
ACFCU
ACFCU
Gold Star Loan
14.200%
$0
48
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Personal Signature Loan
10.250% - 17.950%
$0
1 - 36
Security Service Federal Credit Union
Security Service Federal Credit Union
Personal Loan
11.240% - 17.950%
$0
25 - 36
Access Credit Union Bristol Pa Credit Union
Access Credit Union Bristol Pa Credit Union
Personal Loans
7.990%
$0 - $30,000
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $15,000
60 - 60
Academic Federal Credit Union
Academic Federal Credit Union
Signature Loan
7.000%
$500 - $15,000
60
Academic Employees Credit Union
Academic Employees Credit Union
Personal Loan
10.500%
$0 - $5,000
24 - 36
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Personal Loan
8.490%
$0
36 - 36
Canyon View Credit Union
Canyon View Credit Union
Personal Loans
12.990%
$0 - $2,000
24 - 24
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $500
48 - 48
Advantage Credit Union Newtown, IA
Advantage Credit Union Newtown, IA
Personal Loans
13.700%
$2,500 - $5,000
36 - 36
1st United Credit Union
1st United Credit Union
Personal Line of Credit Variable
13.150%
$0
Canyon View Credit Union
Canyon View Credit Union
Personal Loans
13.490%
$0 - $5,000
48 - 48
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Sacramento Credit Union Information

Credit Union Name: Sacramento Credit Union
Full Time Employees: 95
Part Time Employees: 3
President: Les Brown
CEO: Bhavnesh Makin
Branch Locations: 7
ATM Locations: 7
Corporate Office Address:
800 H St
Sacramento, CA 95814 2607
Phone Number: 888-722-8601
Fax Number:

Sacramento Credit Union Financials

Total Assets:
829,206,886
Total Amount of Shares and Deposits:
626,361,236
Total Shares and Deposits < 1 Year:
609,020,344
Total Shares and Deposits 1 3 Years:
15,034,540
Total Shares and Deposits > 3 Years:
2,306,354
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
60,826,877
Total Uninsured Shares and Deposits > $250K (F+J):
60,826,877
Total Insured Shares and Deposits > $250K (item 17 less item K):
565,534,359
Total Interest Expense (Sum of items 6 8):
2,991,537
Share Certificates:
2,774
Number of Accounts for Share Drafts:
19,078
IRA KEOGH Accounts:
787
Number of Accounts for Regular Shares:
32,692
Money Market Shares:
1,910
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
133,366,557
Total Liabilities:
725,659,412
Show More

Sacramento Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
No
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
No
Is there a first time homebuyer program?:
Yes
Credit management and repair offered?:
No
Online Financial Literacy?:
No
No Cost Bill Payer:
Yes
Mortgage Processing:
Yes
Approved Mortgage Seller?:
Yes
payment:
Yes
Are low cost wire transfers available?:
No
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Electronic Signature Authentication Certification:
No
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
No
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

Low CD rates have forced people to look elsewhere for higher returns. Equity-linked certificates of deposit offer the potential for higher returns. The rate of return on these types of CD accounts are linked to the performance of a stock market index, like the S&P 500 or Dow Jones Industrial Average (DJIA).

Mortgage Rates: Current Mortgage Rates July 6, 2009Mortgage rates declined again this week, the third consecutive week of declines. Current mortgage rates are down from the recent high set last month. The average rate on a  fixed 30-year mortgage rate is currently at 5.40 percent, down from the high of 5.70 percent set June 15, 2009.
Right now on our list of 6 month CD rates in Detroit, Michigan, we found Ally Bank the has the highest 6 month rate. Ally Bank's current 6 month CD interest rate is 1.04 percent with a CD interest yield of 1.04 percent. Ally's rate is more than three times the current national average 6 month CD rate of 0.31 percent.

Bank or Credit Union Offers and Deals

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Investar Bank Savings Account
30 Year Mortgage Rates and Refinance Rates are Averaging 4.77%, 30 Year Rates in New York are Averaging 4.83%
Philadelphia CD Rates
Converting a Traditional IRA to a Roth IRA

Alternative Bank and Credit Union Offers to Explore

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The Top Savings Rates and MMA Rates: Maximize Your Annual Return
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Axos Bank CD Rates
Mortgage Rates This Week: 30 Year Mortgage Rates at 3.99%
Elkhorn Valley Bank and Trust Savings Interest Account Rates and Money Market Account Rates
Mount McKinley Bank 2 Year CD Rates now at 0.50%
Northpointe Bank Money Market Rates

Sacramento Credit Union Reviews

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