Sacramento Credit Union Rates and Review January 2026
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Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Compare Sacramento Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Sacramento Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilitySacramento Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Sacramento Credit Union? Share your experience about Sacramento Credit Union by leaving a review below, or read customer reviews before you decide to use Sacramento Credit Union. Overall, Sacramento Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
View 50 More
Credit Card Rate ComparisonReserve Rewards+ Card Visa
19.740% - 29.740%
Enjoy premium rewards and benefits, plus receive a $500 bonus.
Platinum Card Visa
18.240% - 29.240%
Platinum: 0% introductory APR for the first 18 billing cycles. After that, 18.24% to 29.24% based on your creditworthiness when you open your account.
Visa Student Rewards Card
17.990%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonPersonal Line of Credit
7.750% - 16.750%
$0
1 - 36
Education (tuition bill required)
8.250%
$0
60
Signature Loan
10.000%
$0
12 - 12
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Credit Union Profile & OverviewCredit Union Name: Sacramento Credit Union
Website: https://www.sactocu.org
Full Time Employees: 98Part Time Employees: 3 President: Les Brown CEO: Bhavnesh Makin Branch Locations: 7 ATM Locations: 7 Corporate Office Address:
800 H St
Sacramento, CA 95814 2607 Phone Number: 888-722-8601 Fax Number: FinancialsTotal Assets:
817,183,102
Total Amount of Shares and Deposits:
689,660,757
Total Shares and Deposits < 1 Year:
671,804,207
Total Shares and Deposits 1 3 Years:
11,531,823
Total Shares and Deposits > 3 Years:
6,324,727
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
76,062,027
Total Uninsured Shares and Deposits > $250K (F+J):
76,062,027
Total Insured Shares and Deposits > $250K (item 17 less item K):
613,598,730
Total Interest Expense (Sum of items 6 8):
7,720,558
Share Certificates:
3,524
Number of Accounts for Share Drafts:
19,994
IRA KEOGH Accounts:
767
Number of Accounts for Regular Shares:
35,039
Money Market Shares:
1,830
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
67,746,618
Total Liabilities:
697,007,293
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About Sacramento Credit UnionIs a member application needed to join Sacramento Credit Union?Yes, to access services at Sacramento Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Sacramento Credit Union provides a range of mortgage and home equity products. Is Sacramento Credit Union a safe place to deposit money?Yes, Sacramento Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Sacramento Credit Union offer online and mobile banking?Most modern institutions like Sacramento Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
