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Secured Advantage Federal Credit Union Rates and Review January 2026

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Secured Advantage Federal Credit Union12-month CD rates can be found at 3.90%, 6-month CD rates at 0.10% and 3-month CD rates at 0.05%. Savings rates are at 0.01% and money market rates are at 1.00%. Mortgage rates on 30-year fixed loans are around 6.22%. Credit Card rates are at 12.50%. Personal Loan rates are at 8.99%. All these rates, and more, can be found in our database of rates which you can compare to Secured Advantage Federal Credit Union rates.

Compare Secured Advantage Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Secured Advantage Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Secured Advantage Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Secured Advantage Federal Credit Union? Share your experience about Secured Advantage Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Secured Advantage Federal Credit Union.

Overall, Secured Advantage Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Secured Advantage Federal Credit Union
Home Office SVL
116 NE Main St
Simpsonville, SC 29681 2656
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
Kasasa Checking
6.00%
$0
Kasasa Checking
4.00%
$25
24-Month CD
3.80%
$500
24-Month CD
3.70%
$500
48-Month CD
3.70%
$1,000
12-Month CD
3.60%
$1,000
24-Month CD
3.55%
$1,000
24-Month CD
3.55%
$500
3-Month CD
3.50%
$500
60-Month CD
3.50%
$1,000
High Yield Savings Account
3.30%
$0
12-Month CD
3.25%
$1,000
18-Month CD
3.14%
$500
18-Month CD
3.09%
$500
36-Month CD
3.00%
$5,000
12-Month CD
3.00%
$1,000
24-Month CD
3.00%
$1,000
6-Month CD
2.89%
$5,000
24-Month CD
2.70%
$500
6-Month CD
2.50%
$1,000
48-Month CD
2.50%
$1,000
12-Month CD
2.00%
$1,000
30-Month CD
1.76%
$1,000
18-Month CD
1.51%
$1,000
36-Month CD
1.46%
$1,000
24-Month CD
1.31%
$500
48-Month CD
1.25%
$50
48-Month CD
1.20%
$500
Hi-Fi Money Market
0.85%
$2,500
Money Market
0.80%
$1,000
12-Month CD
0.75%
$5,000
Regular Savings
0.75%
$100
Statement Savings
0.50%
$1,000
11-Month CD
0.50%
$500
Savings
0.50%
$50
Savings
0.40%
$0
36-Month CD
0.40%
$1,000
Business Money Market
0.40%
$2,500
60-Month CD
0.35%
$500
24-Month CD
0.30%
$1,000
6-Month CD
0.25%
$0
Classic Savings
0.25%
$200
18-Month CD
0.20%
$1,000
Advantage Checking
0.15%
$100
NOW Checking
0.10%
$1,000
NOW Checking
0.10%
$300
Money Market
0.05%
$2,500
Premium Interest Checking
0.04%
$0
Smart Savings
0.04%
$50
Regular Savings
0.02%
$100
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
6.000%
6.076%
0.000
5.750%
6.078%
0.000
4.875%
5.778%
0.000
15-Year Fixed
5.625%
5.743%
0.000
30-Year Fixed VA
5.375%
5.599%
1.000
6.250%
6.350%
0.000
30-Year Fixed
6.500%
6.512%
0.000
30-Year Fixed
5.875%
5.945%
0.000
30-Year Fixed
6.125%
6.219%
0.000
15 Year Fixed
5.120%
5.192%
0.000
10-Year Fixed
5.375%
5.540%
0.000
10-Year Fixed
5.625%
5.793%
0.000
15 Year Fixed
5.550%
5.643%
0.000
6.000%
6.257%
0.000
20-Year Fixed
6.250%
6.418%
0.000
5.300%
5.433%
0.000
15-Year Fixed
5.250%
5.513%
0.500
15-Year Fixed
5.375%
5.479%
0.125
5.750%
5.801%
0.000
15-Year Fixed
5.500%
5.650%
0.000
565.625%
5.781%
0.875
5.625%
6.037%
0.000
15-Year Fixed
5.500%
5.718%
0.000
4.625%
4.690%
0.000
5.625%
5.846%
0.000
5.375%
5.652%
0.000
6.500%
6.748%
0.000
30-Year Fixed
5.875%
5.965%
0.000
30-Year Fixed Jumbo
5.625%
5.740%
0.250
6.500%
6.648%
0.000
4.875%
5.172%
1.125
5.500%
5.646%
0.000
5.875%
6.010%
0.000
15-Year Fixed
5.750%
5.977%
0.000
30 Year Fixed
6.250%
6.441%
0.000
7/1 ARM (Jumbo)
6.125%
6.231%
0.000
5.490%
5.539%
0.000
5.625%
5.760%
1.125
20-Year Fixed
5.875%
6.057%
0.000
15-Year Fixed
5.125%
5.180%
0.000
5.625%
5.647%
0.000
5.625%
6.036%
0.000
5.000%
5.055%
0.000
5.625%
5.673%
0.000
5.750%
5.853%
0.000
30-Year Fixed Jumbo
6.125%
6.265%
1.000
30 Year Fixed Jumbo
6.250%
6.263%
0.000
6.000%
6.126%
0.000
30-Year Fixed
6.000%
6.138%
0.000
30-Year Fixed
6.125%
6.192%
0.125
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
15.000% - 17.900%
Maximum Loan Amount Up to $35,000.00
Security Service Power Travel Rewards World MasterCard
16.250% - 17.250%
Visa Platinum Card
9.500%
No annual fee; Earn Rewards
Academic VISA® Classic
15.400%
16.240% - 27.240%
Max Cash Secure Card Visa
29.990%
Make improving your credit score4 even more rewarding with up to 5% cash back in 2 categories you choose
8.990% - 17.990%
Maximum limit of $30,000
Rewards Platinum VISA
12.500%
Credit Limit - $500 - $50,000
School Employee Mastercard
11.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
Visa Crimson Card
13.240%
18.000%
9.990%
Credit Line $500-$7,000
13.240%
Classroom Supply Visa
8.500%
Acme Visa Credit Card
9.990% - 18.000%
680 and above rate = 9.90% with Score Card points or 8.80% with No points. 640-679 rate = 10.80%. 600-639 rate = 12.84%. 599 and below rate = 18.00%.
13.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Visa Platinum Credit Card
8.500%
As low as 8.50%
8.900%
Business Select Credit Card Mastercard
18.000%
Reserve Rewards+ Card Visa
19.740% - 29.740%
Enjoy premium rewards and benefits, plus receive a $500 bonus.
Platinum Rewards Visa
15.400% - 24.400%
Earn 1 point for every purchase dollar spent. 12 Month Balance Transfer Rate 0%
VISA Credit Card
7.900% - 15.900%
Maximum credit card amount offered is $10,000 with a 36-month term.
Security Service Power MasterCard
12.740% - 18.000%
Premier Rate Credit Card Mastercard
12.950% - 18.000%
Platinum Card Visa
18.240% - 29.240%
Platinum: 0% introductory APR for the first 18 billing cycles. After that, 18.24% to 29.24% based on your creditworthiness when you open your account.
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
11.990%
$0
1 - 12
Personal Loans
11.000%
$0
37 - 60
13.740%
$0
60
Personal Line of Credit
13.040%
$0
9.900%
$0
12.990%
$0 - $2,000
24 - 24
Personal Loan
12.000% - 12.110%
$1,500 - $15,000
48 - 48
13.240%
$0 - $2,000
36 - 36
Personal Line of Credit Variable
13.150%
$0
Refinanced Signature Loans
18.000%
$0
Personal Signature Loans
14.000%
$0
60
Term Line of Credit 84 months
8.000%
$0
12.740%
$0
36
12.990%
$0
12
Readi Cash Line-of-Credit Revolving
13.900%
$500 - $15,000
Unsecured Signature Loan
10.250%
$0
25 - 36
Credit Builder Loan
9.000%
$0
Signature Loan
10.500%
$0
Debt Consolidated
9.490%
$500
36
9.990%
$0
1 - 60
8.990%
$0
36
13.490%
$0 - $5,000
48 - 48
Personal Loans
10.000%
$0
1 - 36
Personal Line of Credit
11.500%
$0
10.490%
$0
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Secured Advantage Federal Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Secured Advantage Federal Credit Union
Full Time Employees: 11
Part Time Employees: 0
President: Ray Hathaway
CEO: Lisa Hay
Branch Locations: 2
ATM Locations: 2
Corporate Office Address:
116 NE Main St
Simpsonville, SC 29681 2656
Phone Number: 800-468-5153
Fax Number: 864-967-1495

Financials

Total Assets:
58,123,277
Total Amount of Shares and Deposits:
50,420,437
Total Shares and Deposits < 1 Year:
50,090,677
Total Shares and Deposits 1 3 Years:
286,671
Total Shares and Deposits > 3 Years:
43,089
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
1,051,898
Total Uninsured Shares and Deposits > $250K (F+J):
1,051,898
Total Insured Shares and Deposits > $250K (item 17 less item K):
49,368,539
Total Interest Expense (Sum of items 6 8):
395,248
Share Certificates:
108
Number of Accounts for Share Drafts:
2,805
IRA KEOGH Accounts:
203
Number of Accounts for Regular Shares:
4,781
All other shares:
788
Money Market Shares:
322
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
6,604,874
Total Liabilities:
50,649,501
Show More
Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About Secured Advantage Federal Credit Union

Is a member application needed to join Secured Advantage Federal Credit Union?

Yes, to access services at Secured Advantage Federal Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Secured Advantage Federal Credit Union provides a range of mortgage and home equity products.

Is Secured Advantage Federal Credit Union a safe place to deposit money?

Yes, Secured Advantage Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Secured Advantage Federal Credit Union offer online and mobile banking?

Most modern institutions like Secured Advantage Federal Credit Union provide digital access including online balance checks and transfers.

Current Secured Advantage Federal Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions