Service 1st Credit Union Rates and Review January 2026
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Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Compare Service 1st Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Service 1st Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityService 1st Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Service 1st Credit Union? Share your experience about Service 1st Credit Union by leaving a review below, or read customer reviews before you decide to use Service 1st Credit Union. Overall, Service 1st Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
View 50 More
Credit Card Rate ComparisonBECU Visa
13.240% - 25.240%
0.00% Introductory APR for twelve (12) months from date of transfer when transfers are
completed within 90 days of account opening.
VISA Platinum with Rewards
8.900%
Platinum
8.900%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonPersonal Loan
12.000% - 12.090%
$1,500 - $15,000
60 - 60
Signature Loan
14.990%
$0
25 - 36
Personal Line of Credit
16.240%
$0
60
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have Service 1st Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: Service 1st Credit Union
Website: https://s1cu.org
Full Time Employees: 13Part Time Employees: 0 President: Fred Hite Jr CEO: Ryon Gilliam Branch Locations: 1 ATM Locations: 1 Corporate Office Address:
10001 Jack Finney Blvd
Greenville, TX 75402 Phone Number: 903-457-4686 Fax Number: 903-457-7138 FinancialsTotal Assets:
71,419,452
Total Amount of Shares and Deposits:
60,109,658
Total Shares and Deposits < 1 Year:
60,011,080
Total Shares and Deposits 1 3 Years:
74,999
Total Shares and Deposits > 3 Years:
23,579
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
2,028,751
Total Uninsured Shares and Deposits > $250K (F+J):
2,028,751
Total Insured Shares and Deposits > $250K (item 17 less item K):
58,080,907
Total Interest Expense (Sum of items 6 8):
17,684
Share Certificates:
28
Number of Accounts for Share Drafts:
1,905
IRA KEOGH Accounts:
36
Number of Accounts for Regular Shares:
5,056
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
3,600,808
Total Liabilities:
60,394,923
Show More
Source: NCUA Last Updated 09/30/2025
Customer ReviewsThere are no reviews for Service 1st Credit Union yet. Feel free to create one below.
Add Your Rating and Review for Service 1st Credit Union
Frequently Asked Questions About Service 1st Credit UnionIs a member application needed to join Service 1st Credit Union?Yes, to access services at Service 1st Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Service 1st Credit Union provides a range of mortgage and home equity products. Is Service 1st Credit Union a safe place to deposit money?Yes, Service 1st Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Service 1st Credit Union offer online and mobile banking?Most modern institutions like Service 1st Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 1.26%, 6-month CD rates at 0.00% and 3-month CD rates at 0.50%. Savings rates are at 0.01% and money market rates are at 0.10%. Mortgage rates on 30-year fixed loans are around 6.04%. Credit Card rates are at 17.04%. Personal Loan rates are at 15.00%. All these rates, and more, can be found in our database of rates which you can compare to 
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