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iAdvertiser Disclosure
Advertiser Disclosure
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 Ascension Credit Union Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 25, 2026
Ascension Credit Union's IRA CD 12 month rates are at 3.75%, 12 CD rates are at 3.75%, 9 CD rates are at 3.60%, 6 CD rates are at 3.50%, IRA CD 24 month rates are at 2.80%. Ascension Credit Union's money market rates are at 3.50%. Ascension Credit Union's Personal Loan Rates are at 12.99%. MonitorBankRates evaluates the financial stability of Ascension Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.25%. Rates were last updated on 03/25/2026. Ascension Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Ascension Credit Union? Share your experience about Ascension Credit Union by leaving a review below, or read customer reviews before you decide to use Ascension Credit Union. Ascension Credit Union
Main Office 2430 S Burnside Ave
https://www.ascensioncu.org Gonzales, LA 70737 4645 
Ascension Credit Union CD Rates
Ascension Credit Union Savings Rates
Ascension Credit Union Checking Rates
Ascension Credit Union Credit Card Rates
Ascension Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Ascension Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Ascension Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Ascension Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Ascension Credit Union
Website
https://www.ascensioncu.org
Address
2430 S Burnside Ave,
Gonzales, LA 70737 4645
Phone
225-621-2800
Fax
225-621-2837
President
Robert Clouatre
CEO
Lloyd Cockerham
Full-Time Employees
35
Part-Time Employees
5
Branch Locations
3
ATM Locations
2
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.25%
Return on Assets (ROA)
0.2394%
Return on Equity (ROE)
2.1715%
Non-Performing Loans Ratio (NPL)
0.04%
Total Assets
107,378,187
Total Amount of Shares and Deposits
94,210,840
Total Shares and Deposits < 1 Year
91,377,268
Total Shares and Deposits 1 3 Years
2,443,617
Total Shares and Deposits > 3 Years
389,955
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
1,762,601
Total Uninsured Shares and Deposits > $250K (F+J)
1,762,601
Total Insured Shares and Deposits > $250K (item 17 less item K)
92,448,239
Total Interest Expense (Sum of items 6 8)
1,072,596
Share Certificates
842
Number of Accounts for Share Drafts
6,902
IRA KEOGH Accounts
126
Number of Accounts for Regular Shares
10,919
All other shares
331
Non Member Deposits
12
Money Market Shares
20
Net Income (unless the amount is already included in Undivided Earnings)
257,018
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,743,492
Total Liabilities
95,542,426
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Ascension Credit UnionIs Ascension Credit Union a safe place to deposit money?Yes, Ascension Credit Union is considered a safe financial institution. With a Texas Ratio of 0.25101892476538%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Ascension Credit Union operate?Ascension Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Ascension Credit Union?Yes, to access services at Ascension Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Ascension Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Ascension Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Ascension Credit Union offer online and mobile banking?Most modern institutions like Ascension Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.ascensioncu.org. Current Ascension Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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