|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Ascension Credit Union Rates & Review September 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: September 22, 2026
Ascension Credit Union's 12 Month CD rates are at 3.86%, IRA (Roth/Conventional) - 12 month rates are at 3.75%, 24 Month CD rates are at 3.67%, 36 Month CD rates are at 3.67%, 48 Month CD rates are at 3.67%. Ascension Credit Union's money market rates are at 3.60%. Ascension Credit Union's Personal Loan Rates are as low as 12.99%. Ascension Credit Union's Credit Card Rates are at 19.99%. MonitorBankRates evaluates the financial stability of Ascension Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.17%. Rates last updated and verified on 09/22/2026. Ascension Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Ascension Credit Union? Share your experience about Ascension Credit Union by leaving a review below, or read customer reviews before you decide to use Ascension Credit Union. Ascension Credit Union
Main Office 2430 S Burnside Ave
https://www.ascensioncu.org Gonzales, LA 70737-4645 
Ascension Credit Union CD Rates
Ascension Credit Union Savings Rates
Ascension Credit Union Money Market Rates
Ascension Credit Union Checking Rates
Ascension Credit Union Auto Loan Rates
Ascension Credit Union Credit Card Rates
Ascension Credit Union Personal Loan Rates
Ascension Credit Union Other Rates
Financial Health HistoryAscension Credit Union’s Texas Ratio stayed near 1.40% in Q2 2023 to 1.17% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by
MonitorBankRates
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Ascension Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Ascension Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Ascension Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Ascension Credit Union
Website
https://www.ascensioncu.org
Address
2430 S Burnside Ave,
Gonzales, LA 70737-4645
Phone
225-621-2800
Fax
225-621-2837
President
Robert Clouatre
CEO
Lloyd Cockerham
Full-Time Employees
34
Part-Time Employees
5
Branch Locations
3
ATM Locations
2
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.17%
Return on Assets (ROA)
0.0867%
Return on Equity (ROE)
0.7853%
Non-Performing Loans Ratio (NPL)
0.17%
Total Assets
109,020,424
Total Amount of Shares and Deposits
96,403,753
Total Shares and Deposits < 1 Year
93,497,793
Total Shares and Deposits 1 3 Years
2,550,450
Total Shares and Deposits > 3 Years
355,510
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
2,778,546
Total Uninsured Shares and Deposits > $250K (F+J)
2,778,546
Total Insured Shares and Deposits > $250K (item 17 less item K)
93,625,207
Total Interest Expense (Sum of items 6 8)
348,117
Share Certificates
828
Number of Accounts for Share Drafts
7,339
IRA KEOGH Accounts
123
Number of Accounts for Regular Shares
10,733
All other shares
314
Non Member Deposits
1
Money Market Shares
27
Net Income (unless the amount is already included in Undivided Earnings)
94,507
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
6,228,813
Total Liabilities
96,985,659
Source: NCUA — Last Updated 03/31/2026
Customer Reviews
There are no reviews for Ascension Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for Ascension Credit Union
Frequently Asked Questions About Ascension Credit UnionHow many branches does Ascension Credit Union operate?Ascension Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Ascension Credit Union?Yes, to access services at Ascension Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Ascension Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Ascension Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Ascension Credit Union offer online and mobile banking?Most modern institutions like Ascension Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.ascensioncu.org. Current Ascension Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Credit Unions
Maine Media Federal Credit Union
Funeral Service Credit Union
White Eagle Credit Union
Nickel Steel Federal Credit Union
Wolf Point Federal Credit Union
Jefferson Parish Employees Federal Credit Union
Green River Area Federal Credit Union
Mid Island Federal Credit Union
Cochran County Schools Federal Credit Union
Self Reliance NY Federal Credit Union
JSC Federal Credit Union
Gulf Shore Federal Credit Union
Morgan City Federal Credit Union
The Way Credit Union
Energy Capital Credit Union
Dubuque Postal Employees Credit Union
Roberts Dairy Employees Federal Credit Union
TxDot Credit Union
Achieve Financial Credit Union
Numerica Credit Union
Goya Foods Employees Federal Credit Union
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
