SkyPoint Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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SkyPoint Federal Credit Union12-month CD rates can be found at 4.40%, 6-month CD rates at 4.00% and 3-month CD rates at 2.00%. Savings rates are at 0.01% and money market rates are at 0.50%. Mortgage rates on 30-year fixed loans are around 6.75%. Credit Card rates are at 19.49%. Personal Loan rates are at 10.25%. All these rates, and more, can be found in our database of rates which you can compare to SkyPoint Federal Credit Union rates.

Compare SkyPoint Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of SkyPoint Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

SkyPoint Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at SkyPoint Federal Credit Union? Share your experience about SkyPoint Federal Credit Union by leaving a review below, or read customer reviews before you decide to use SkyPoint Federal Credit Union.

Overall, SkyPoint Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
SkyPoint Federal Credit Union
SkyPoint FCU HQ and Branch
19785 CRYSTAL ROCK DR Ste 201
Germantown, MD 20874
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare SkyPoint Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Rising Bank
Rising Bank
12-Month CD
4.45%
$1,000
All America Bank
All America Bank
Mega Money Market Checking
4.25%
$500
Raymond James Bank
Raymond James Bank
24-Month CD
4.20%
$1,000
Community Bank of Wichita
Community Bank of Wichita
24-Month CD
4.06%
$500
First State Bank of Campbell Hill
First State Bank of Campbell Hill
12-Month CD
3.80%
$500
Axiom Bank
Axiom Bank
18-Month CD
3.75%
$500
OWB One World Bank
OWB One World Bank
18-Month CD
3.75%
$1,000
Stearns Bank Holdingford
Stearns Bank Holdingford
24-Month CD
3.71%
$500
United States Senate Federal Credit Union
United States Senate Federal Credit Union
24-Month CD
3.56%
$1,000
Adrian Bank
Adrian Bank
12-Month CD
3.53%
$1,000
First National Bank and Trust AL
First National Bank and Trust AL
12-Month CD
3.50%
$1,000
Northern Bank Direct
Northern Bank Direct
24-Month CD
3.50%
$500
Central State Bank State Center, IA
Central State Bank State Center, IA
48-Month CD
3.33%
$1,500
Osgood Bank
Osgood Bank
12-Month CD
3.30%
$1,000
Henderson FSB
Henderson FSB
12-Month CD
3.20%
$500
Main Bank
Main Bank
24-Month CD
3.20%
$1,000
Old Exchange Bank of Okawville
Old Exchange Bank of Okawville
30-Month CD
3.12%
$1,000
Grove Bank
Grove Bank
24-Month CD
3.02%
$1,000
Centreville Bank
Centreville Bank
12-Month CD
3.00%
$1,000
Reading Co-op Bank
Reading Co-op Bank
36-Month CD
3.00%
$500
Crest Savings Bank
Crest Savings Bank
36-Month CD
3.00%
$500
The Berkshire Bank
The Berkshire Bank
9-Month CD
2.89%
$10,000
Heritage Bank N.A.
Heritage Bank N.A.
24-Month CD
2.80%
$75,000
Farmers Savings Bank Mineral Point, WI
Farmers Savings Bank Mineral Point, WI
60-Month CD
2.75%
$2,500
Grove Bank
Grove Bank
48-Month CD
2.57%
$1,000
Grove Bank
Grove Bank
36-Month CD
2.57%
$1,000
1st Colonial Community Bank
1st Colonial Community Bank
36-Month CD
2.53%
$500
Citizens-Farmers Bank of Cole Camp
Citizens-Farmers Bank of Cole Camp
48-Month CD
2.52%
$1,000
Union Federal S&L
60-Month CD
2.25%
$200
Grinnell State Bank
Grinnell State Bank
24-Month CD
2.07%
$1,000
Alva State Bank & Trust Company
Alva State Bank & Trust Company
Kasasa Savings
1.75%
$0
Haven Savings Bank
Haven Savings Bank
24-Month CD
1.65%
$100
SouthernTrust Bank
SouthernTrust Bank
36-Month CD
1.51%
$1,000
The Blue Grass Valley Bank
The Blue Grass Valley Bank
12-Month CD
1.35%
$1,000
F&M Bank and Trust Company
F&M Bank and Trust Company
36-Month CD
1.26%
$5,000
Buena Vista National Bank
Buena Vista National Bank
48-Month CD
1.25%
$500
Headwaters State Bank
Headwaters State Bank
Passbook Savings
1.00%
$50
Bank
Bank
12-Month CD
0.90%
$10,000
Capital Bank TX
Capital Bank TX
36-Month CD
0.60%
$500
Main Street Bank
Main Street Bank
60-Month CD
0.60%
$1,000
Everett Co-operative Bank
Everett Co-operative Bank
12-Month CD
0.50%
$500
Greenstate Credit Union
Greenstate Credit Union
36-Month CD
0.50%
$500
Chelsea Groton Bank
Chelsea Groton Bank
24-Month CD
0.20%
$500
NVE Bank
NVE Bank
36-Month CD
0.19%
$1,000
OBannon Bank
OBannon Bank
Savings
0.15%
$0
BankPlus
BankPlus
3-Month CD
0.10%
$1,000
FourLeaf Federal Credit Union
FourLeaf Federal Credit Union
Money Market
0.10%
$0
360 Federal Credit Union
360 Federal Credit Union
Money Market
0.10%
$2,500
First State Bank New London, WI
First State Bank New London, WI
Interest Checking
0.01%
$50
The Citizens Bank of Georgia
The Citizens Bank of Georgia
12-Month CD
0.00%
$500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare SkyPoint Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
Americas First Federal Credit Union
Americas First Federal Credit Union
15-Year Fixed
5.560%
5.250%
0.000
Abound Federal Credit Union
Abound Federal Credit Union
15-Year Fixed Jumbo
5.750%
5.776%
0.000
Farmers State Bank Waterloo, IA
Farmers State Bank Waterloo, IA
15-Year Fixed
5.750%
5.807%
0.000
Security Service Federal Credit Union
Security Service Federal Credit Union
10-Year Fixed (Power Rate)
5.500%
5.814%
0.000
Wrentham Co-operative Bank
Wrentham Co-operative Bank
15-Year Fixed (Jumbo)
5.750%
5.844%
0.000
DCU Digital Federal Credit Union
DCU Digital Federal Credit Union
20-Year Fixed
5.750%
5.964%
1.375
One Nevada Credit Union
One Nevada Credit Union
15 Year Fixed
6.000%
6.057%
0.000
Everett Co-operative Bank
Everett Co-operative Bank
15-Year Fixed
5.990%
6.066%
0.000
Navy Federal Credit Union
Navy Federal Credit Union
5/5 Jumbo ARM
5.750%
6.104%
0.250
First Northern Credit Union
First Northern Credit Union
10 Year Fixed
6.125%
6.218%
0.000
Hatboro Federal Savings
Hatboro Federal Savings
30-Year Fixed
6.000%
6.238%
2.000
Apple Federal Credit Union
Apple Federal Credit Union
15-Year Fixed
6.000%
6.242%
1.000
Chartway Credit Union
Chartway Credit Union
15-Year Fixed
6.250%
6.250%
0.000
NESC Federal Credit Union
NESC Federal Credit Union
20 Year Fixed
6.250%
6.256%
0.000
Citizens Bank
Citizens Bank
15-Year Fixed
6.125%
6.268%
0.375
Kirtland Federal Credit Union
Kirtland Federal Credit Union
10 Year Fixed
5.875%
6.303%
0.000
Sikorsky Credit Union
Sikorsky Credit Union
5/5 ARM
5.375%
6.316%
0.000
Vystar Credit Union
Vystar Credit Union
5/5 ARM
5.750%
6.330%
0.000
First Hope Bank
First Hope Bank
15-Year Fixed
6.125%
6.345%
0.000
Finger Lakes Federal Credit Union
Finger Lakes Federal Credit Union
15-Year Fixed
6.250%
6.352%
0.000
Service Federal Credit Union
Service Federal Credit Union
5/1 ARM
5.750%
6.356%
0.000
Northfield Savings Bank
Northfield Savings Bank
5/1 ARM
5.500%
6.425%
0.000
Partners Federal Credit Union
Partners Federal Credit Union
5/1 ARM
5.750%
6.457%
0.000
Better Banks
Better Banks
15-Year Fixed
6.375%
6.504%
0.000
Penn Community Bank
Penn Community Bank
7/1 ARM (Jumbo)
6.125%
6.533%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare SkyPoint Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
Prime Platinum Visa Credit Card
11.500%
Y-12 Federal Credit Union
Y-12 Federal Credit Union
VISA Secured
18.000%
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
Max Rewards Visa Credit Card
15.250%
ACFCU
ACFCU
Max Cash Preferred Card Visa
19.490% - 29.740%
Get more value with up to 5% cash back in 2 categories you choose.
1st Northern California Credit Union
1st Northern California Credit Union
Visa Classic
11.900%
ACFCU
ACFCU
Secure Card Visa
29.240%
A card that\'s perfect for anyone who wants to improve or establish their credit.
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Cash Back
16.490% - 17.990%
Acipco Federal Credit Union
Acipco Federal Credit Union
Visa Credit Card
9.990%
Abri Credit Union
Abri Credit Union
Platinum Visa
12.400% - 21.400%
The right choice if you carry a monthly balance & want to pay the lowest rate.
1st Northern California Credit Union
1st Northern California Credit Union
Visa Premier Plus
8.900%
Acadia Federal Credit Union
Acadia Federal Credit Union
Acadia Visa Credit Card
10.900%
No annual fee
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Secured
18.000%
Suncoast Credit Union
Suncoast Credit Union
Rewards Student Classic
16.500%
Credit Limit - $500
705 Federal Credit Union
705 Federal Credit Union
VISA Credit Card
7.900% - 15.900%
Maximum credit card amount offered is $10,000 with a 36-month term.
ACMG Federal Credit Union
ACMG Federal Credit Union
VISA Platinum with Rewards
8.900%
ACFCU
ACFCU
Max Cash Secure Card Visa
29.990%
Make improving your credit score4 even more rewarding with up to 5% cash back in 2 categories you choose
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Inspire Mastercard
13.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
1st Northern California Credit Union
1st Northern California Credit Union
Visa Shared Secured
7.900%
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power Rewards MasterCard
18.000%
Abri Credit Union
Abri Credit Union
Platinum Rewards Visa
15.400% - 24.400%
Earn 1 point for every purchase dollar spent. 12 Month Balance Transfer Rate 0%
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
School Employee Mastercard
11.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
Acadian Federal Credit Union
Acadian Federal Credit Union
Acadian CU Visa Classic
9.200%
9.20% APR for purchases, balance transfers and cash advances.
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
BECU Visa
13.240% - 25.240%
0.00% Introductory APR for twelve (12) months from date of transfer when transfers are completed within 90 days of account opening.
Acme Continental Credit Union
Acme Continental Credit Union
Acme Visa Credit Card
9.990% - 18.000%
680 and above rate = 9.90% with Score Card points or 8.80% with No points. 640-679 rate = 10.80%. 600-639 rate = 12.84%. 599 and below rate = 18.00%.
Canyon View Credit Union
Canyon View Credit Union
Visa Student Rewards Card
17.990%
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare SkyPoint Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
1st Valley Credit Union
1st Valley Credit Union
Next Step Loan
10.500%
$0
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $100
12 - 24
360 Federal Credit Union
360 Federal Credit Union
Signature LOC Revolving Credit Line
12.500%
$0 - $10,000
Advantage Plus Federal Credit Union
Advantage Plus Federal Credit Union
Signature Loan
14.990%
$0
25 - 36
600 Atlantic Federal Credit Union
600 Atlantic Federal Credit Union
Signature Personal Loan
12.650%
$0 - $15,000
1 - 36
1st Ed Credit Union
1st Ed Credit Union
Personal/Signature Loans
11.150%
$0
60 - 60
Y-12 Federal Credit Union
Y-12 Federal Credit Union
Ultra Loan
13.990%
$0
Canyon View Credit Union
Canyon View Credit Union
Personal Loans
13.490%
$0 - $5,000
48 - 48
705 Federal Credit Union
705 Federal Credit Union
Personal Line of Credit
11.500% - 18.000%
$0 - $5,000
ACFCU
ACFCU
Personal Loans
13.450%
$0
60
Vystar Credit Union
Vystar Credit Union
Personal Loans
10.000%
$0
1 - 36
Canyon View Credit Union
Canyon View Credit Union
Personal Loans
12.990%
$0 - $2,000
24 - 24
Hughes Federal Credit Union
Hughes Federal Credit Union
Line of Credit
13.450%
$0
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $500
48 - 48
AT&T Employees Federal Credit Union
AT&T Employees Federal Credit Union
Halloween Loan
15.000%
$500 - $1,500
6 - 12
Security Service Federal Credit Union
Security Service Federal Credit Union
Personal Loan
9.990% - 16.240%
$0
61 - 66
Acipco Federal Credit Union
Acipco Federal Credit Union
Signature Loan
10.000%
$0
1 - 36
Act 1st Federal Credit Union
Act 1st Federal Credit Union
Signature Loan
11.500%
$0
48 - 48
Academic Employees Credit Union
Academic Employees Credit Union
Personal Line of Credit
9.500%
$0
Y-12 Federal Credit Union
Y-12 Federal Credit Union
Signature Loan
12.490%
$0
1st University Credit Union
1st University Credit Union
Unsecured Signature Loan
10.250%
$0
25 - 36
1st Street Credit Union
1st Street Credit Union
50% Share Secured Loan
6.460% - 14.990%
$0
Abri Credit Union
Abri Credit Union
Personal Loans
8.990% - 19.990%
$500 - $30,000
60
Teachers Federal Credit Union
Teachers Federal Credit Union
Unsecured Personal Loan
10.990%
$0 - $50,000
12 - 60
Randolph Brooks FCU
Randolph Brooks FCU
Personal Line of Credit
12.950% - 18.000%
$0
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have SkyPoint Federal Credit Union rate data right now, check back for updates, we are adding rates all the time.

SkyPoint Federal Credit Union Information

Credit Union Name: SkyPoint Federal Credit Union
Full Time Employees: 42
Part Time Employees: 0
President: Melvin Tull
CEO: Carla Decker
Branch Locations: 3
ATM Locations: 3
Corporate Office Address:
19785 CRYSTAL ROCK DR Ste 201
Germantown, MD 20874
Phone Number: 301-528-8421
Fax Number: 301-528-8253

SkyPoint Federal Credit Union Financials

Total Assets:
222,787,235
Total Amount of Shares and Deposits:
173,065,626
Total Shares and Deposits < 1 Year:
169,706,422
Total Shares and Deposits 1 3 Years:
2,132,706
Total Shares and Deposits > 3 Years:
1,226,498
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
7,862,406
Total Uninsured Shares and Deposits > $250K (F+J):
7,862,406
Total Insured Shares and Deposits > $250K (item 17 less item K):
165,203,220
Total Interest Expense (Sum of items 6 8):
555,321
Share Certificates:
724
Number of Accounts for Share Drafts:
10,316
IRA KEOGH Accounts:
246
Number of Accounts for Regular Shares:
17,458
Money Market Shares:
322
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
11,950,536
Total Liabilities:
204,244,486
Show More

SkyPoint Federal Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
Yes
Is there a first time homebuyer program?:
Yes
Credit management and repair offered?:
No
Online Financial Literacy?:
No
Bilingual Services:
1
No Cost Bill Payer:
Yes
Payday Alternative Loans (PAL loans) (FCU Only):
1
Mortgage Processing:
No
Approved Mortgage Seller?:
No
Deposits and Shares Meeting 70310(a):
1
Brokered Certificates of Deposits:
1
payment:
No
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Account Aggregation:
1
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

Mortgage rates headed lower today, continuing the downtrend of the past several months. 30 year fixed mortgage rates hit a new low today of 4.28 percent, down from an average 30 year home mortgage interest rate of 4.40 percent. 30 year fixed mortgage rates in Rhode Island are slightly higher averaging 4.32 percent.
mortgage-rates-rise-this-weekMortgage rates rose this past week on positive economic news and the possibility we are nearing the end of the recession said Frank Nothaft, Freddie Mac vice president and chief economist.
Bank-CD-Rates-Average-CD-Rates-DownCD Rates continue their slow descent down this week, making new lows it seems week after week. One year bank CD rates are now averaging under 1.25 percent and you can't get much better interest rates with the longest term CD Rates, the average 5-year CD rate is under 2.50 percent.

Bank or Credit Union Offers and Deals

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SkyPoint Federal Credit Union Reviews

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