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Sno Falls Credit Union Rates & Review April 2026

Sno Falls Credit Union's 3 Month CD of Deposit (CDs) rates are at 2.27%, 6 Month CD of Deposit (CDs) rates are at 2.02%, 12 Month CD of Deposit (CDs) rates are at 1.76%, 18 Month CD of Deposit (CDs) rates are at 1.51%, 24 Month CD of Deposit (CDs) rates are at 1.51%. Sno Falls Credit Union's Personal Loan Rates are at 12.49%. MonitorBankRates evaluates the financial stability of Sno Falls Credit Union with a 4.9 Star Rating, an A- Overall Health Grade, and a Texas Ratio of 16.77%. Rates were last updated on 04/19/2026.

Sno Falls Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Sno Falls Credit Union? Share your experience about Sno Falls Credit Union by leaving a review below, or read customer reviews before you decide to use Sno Falls Credit Union.

Overall Health & Safety Grade ?
A-
Very Good Health Score: 90/100
MonitorBankRates Rating ?
4.9
Exceptional Out of 5.0 Stars
Texas Ratio ?
16.77%
Good Higher than avg
Sno Falls Credit Union
Corporate Headquarters
320 SW Mt Si Blvd
North Bend, WA 98045
https://www.snofalls.com
Member NCUA

Sno Falls Credit Union CD Rates

Product Rate APY Term View More
3 Month Certificate of Deposit (CDs) 2.25% 2.27% 3
No additional details.
Last Updated 04/19/2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
Texas Ratio: 16.77%
6 Month Certificate of Deposit (CDs) 2.00% 2.02% 6
No additional details.
Last Updated 04/19/2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
Texas Ratio: 16.77%
12 Month Certificate of Deposit (CDs) 1.75% 1.76% 12
No additional details.
Last Updated 04/19/2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
Texas Ratio: 16.77%
18 Month Certificate of Deposit (CDs) 1.50% 1.51% 18
No additional details.
Last Updated 04/19/2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
Texas Ratio: 16.77%
24 Month Certificate of Deposit (CDs) 1.50% 1.51% 24
No additional details.
Last Updated 04/19/2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
Texas Ratio: 16.77%
36 Month Certificate of Deposit (CDs) 1.25% 1.26% 36
No additional details.
Last Updated 04/19/2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
Texas Ratio: 16.77%
48 Month Certificate of Deposit (CDs) 1.25% 1.26% 48
No additional details.
Last Updated 04/19/2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
Texas Ratio: 16.77%
60 Month Certificate of Deposit (CDs) 1.25% 1.26% 60
No additional details.
Last Updated 04/19/2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
Texas Ratio: 16.77%

Sno Falls Credit Union Checking Rates

Product Rate APY View More
Youth Rewards Checking Account 4.50% 4.53%
Details Qualifying balance up to $5000.00
Last Updated 04/19/2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
Texas Ratio: 16.77%
Rewards Checking Account 2.50% 2.53%
Details Qualifying balance up to $5000.00
Last Updated 04/19/2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
Texas Ratio: 16.77%

Sno Falls Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Line of Credit - - 6.75% 240
No additional details.
Last Updated 04/19/2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
Texas Ratio: 16.77%

Sno Falls Credit Union Personal Loan Rates

Product Rate APR View More
Personal/Lifestyle/Signature - 12.49%
Details As Low As; Up to 72-month term; Fixed rate, fixed term loan for a specific expense; Borrow up to $20,000 (if qualified); Quick and easy funding; No collateral required
Last Updated 04/19/2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
Texas Ratio: 16.77%
Personal Line of Credit - 13.49%
Details As Low As; Rates from 13.49% - 23.49% APR1; Access your credit line anytime; Credit lines up to $20,000 (if qualified); Quick and easy funding; No collateral required
Last Updated 04/19/2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
Texas Ratio: 16.77%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Sno Falls Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Sno Falls Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Sno Falls Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Sno Falls Credit Union
Address 320 SW Mt Si Blvd, North Bend, WA 98045
Phone 425-888-4004
Fax 425-888-4240
President Shelly Inman
CEO Timothy Williams
Full-Time Employees 23
Part-Time Employees 0
Branch Locations 2
ATM Locations 5
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
4.9 / 5.0 ★
Overall Health & Safety Grade
A- (90/100)
Texas Ratio
16.77%
Return on Assets (ROA)
0.2432%
Return on Equity (ROE)
2.9455%
Non-Performing Loans Ratio (NPL)
1.95%
Total Assets
100,217,859
Total Amount of Shares and Deposits
91,394,666
Total Shares and Deposits < 1 Year
91,319,890
Total Shares and Deposits 1 3 Years
74,776
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
6,936,802
Total Uninsured Shares and Deposits > $250K (F+J)
6,936,802
Total Insured Shares and Deposits > $250K (item 17 less item K)
84,457,864
Total Interest Expense (Sum of items 6 8)
218,254
Share Certificates
247
Number of Accounts for Share Drafts
4,220
IRA KEOGH Accounts
67
Number of Accounts for Regular Shares
7,872
Money Market Shares
332
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
4,689,159
Total Liabilities
92,805,945
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Average Rating
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Total Reviews
0
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Frequently Asked Questions About Sno Falls Credit Union

Is Sno Falls Credit Union a safe place to deposit money?

Yes, Sno Falls Credit Union is considered a safe financial institution. With a Texas Ratio of 16.766680519202%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Sno Falls Credit Union operate?

Sno Falls Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Sno Falls Credit Union?

Yes, to access services at Sno Falls Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Sno Falls Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Sno Falls Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Sno Falls Credit Union offer online and mobile banking?

Most modern institutions like Sno Falls Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.snofalls.com.

Current Sno Falls Credit Union Rates

  • 12-Month CD1.76%
  • 18-Month CD1.51%
  • 24-Month CD1.51%
  • 60-Month CD1.26%
Retrieved from our database of financial products. Rates subject to change.