What are the current interest rates at SOUTH CAROLINA NATIONAL GUARD?

Current rates for SOUTH CAROLINA NATIONAL GUARD include: 12-Month CD: 1.00%, 18-Month CD: 1.20%, 24-Month CD: 1.76%, Savings: 0.15%, MMA: 0.15%

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SOUTH CAROLINA NATIONAL GUARD

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SOUTH CAROLINA NATIONAL GUARD Rates & Review September 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, SOUTH CAROLINA NATIONAL GUARD provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: September 22, 2026

SOUTH CAROLINA NATIONAL GUARD's 24 Month CD rates are at 1.76%, 36 Month CD rates are at 1.36%, 18 Month CD rates are at 1.20%, 15 Month CD rates are at 1.10%, 12 Month CD rates are at 1.00%. SOUTH CAROLINA NATIONAL GUARD's savings rates are at 0.15%. SOUTH CAROLINA NATIONAL GUARD's money market rates are at 0.15%. MonitorBankRates evaluates the financial stability of SOUTH CAROLINA NATIONAL GUARD with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.23%. Rates last updated and verified on 09/22/2026.

SOUTH CAROLINA NATIONAL GUARD money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at SOUTH CAROLINA NATIONAL GUARD? Share your experience about SOUTH CAROLINA NATIONAL GUARD by leaving a review below, or read customer reviews before you decide to use SOUTH CAROLINA NATIONAL GUARD.

Ranked #99 Healthiest Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 100/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

0.23%

Excellent Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

SOUTH CAROLINA NATIONAL GUARD
Main Office

1225 Bluff Rd
Columbia, SC 29201

http://www.scnationalguardfcu.org

SOUTH CAROLINA NATIONAL GUARD CD Rates

Product	Rate	APY	Term
24 Month Share Certificate	1.75%	1.76%	24 months
Min Deposit $1,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.23%
36 Month Share Certificate	1.35%	1.36%	36 months
Min Deposit $1,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.23%
18 Month Share Certificate	1.20%	1.20%	18 months
Min Deposit $1,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.23%
15 Month Share Certificate	1.10%	1.10%	15 months
Min Deposit $1,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.23%
12 Month Share Certificate	1.00%	1.00%	12 months
Min Deposit $1,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.23%
6 Month Share Certificate	0.50%	0.50%	6 months
Min Deposit $1,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.23%

SOUTH CAROLINA NATIONAL GUARD Savings Rates

Product	Rate	APY
Christmas Club	0.15%	0.15%
No additional details. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.23%
Club Accounts	0.15%	0.15%
No additional details. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.23%
Share (Savings)	0.15%	0.15%
Min Deposit $25 Min Balance $25 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.23%

SOUTH CAROLINA NATIONAL GUARD Money Market Rates

Product	Rate	APY	View More
Money Market	0.15%	0.15%
Min Balance $2,500 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.23%

SOUTH CAROLINA NATIONAL GUARD Checking Rates

Product	Rate	APY	View More
Checking	0.05%	0.05%
No additional details. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.23%

SOUTH CAROLINA NATIONAL GUARD Other Rates

Product	Rate	Points	APY/APR	Term
IRA Flex	0.15%	-	0.15%
Min Deposit $25 Min Balance $25 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.23%
Roth & Coverdell ESA	1.00%	-	1.00%	12 months
Min Deposit $1,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.23%
Roth & Coverdell ESA	1.35%	-	1.36%	36 months
Min Deposit $1,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.23%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Financial Health History

SOUTH CAROLINA NATIONAL GUARD’s Texas Ratio stayed near 0.12% in Q2 2023 to 0.23% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
March 31, 2026	$97M	0.23%	5.0	A+
December 31, 2025	$99M	0.18%	5.0	A+
September 30, 2025	$95M	0.35%	5.0	A+
June 30, 2025	$93M	0.50%	5.0	A+
March 31, 2025	$93M	0.78%	5.0	A+
December 31, 2024	$93M	0.98%	5.0	A+
September 30, 2024	$89M	0.47%	5.0	A+
June 30, 2024	$89M	0.44%	5.0	A+
March 31, 2024	$89M	0.60%	5.0	A+
December 31, 2023	$90M	0.55%	5.0	A+
September 30, 2023	$88M	0.44%	5.0	A+
June 30, 2023	$89M	0.12%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for SOUTH CAROLINA NATIONAL GUARD is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather SOUTH CAROLINA NATIONAL GUARD rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with SOUTH CAROLINA NATIONAL GUARD's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name SOUTH CAROLINA NATIONAL GUARD

Website http://www.scnationalguardfcu.org

Address 1225 Bluff Rd, Columbia, SC 29201

Phone 803-799-1090

Fax 803-254-6315

President TOM MARSHALL

CEO TRAVIS HALL

Full-Time Employees 15

Part-Time Employees 1

Branch Locations 2

ATM Locations 4

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (100/100)

Texas Ratio

0.23%

Return on Assets (ROA)

0.5488%

Return on Equity (ROE)

2.0908%

Non-Performing Loans Ratio (NPL)

0.17%

Total Assets

97,432,910

Total Amount of Shares and Deposits

73,234,383

Total Shares and Deposits < 1 Year

68,094,001

Total Shares and Deposits 1 3 Years

5,140,382

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

2,295,019

Total Uninsured Shares and Deposits > $250K (F+J)

2,295,019

Total Insured Shares and Deposits > $250K (item 17 less item K)

70,939,364

Total Interest Expense (Sum of items 6 8)

188,892

Share Certificates

453

Number of Accounts for Share Drafts

3,297

IRA KEOGH Accounts

180

Number of Accounts for Regular Shares

6,419

Money Market Shares

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

24,684,267

Total Liabilities

73,940,527

Source: NCUA — Last Updated 03/31/2026

2026 MBR Health & Safety Badge

SOUTH CAROLINA NATIONAL GUARD earned the Top 100 Healthiest badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

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  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-s-2026.svg"
       alt="Ranked #99 in MonitorBankRates Top 100 Healthiest Small Credit Unions 2026"
       width="160" height="160">
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Learn more about the MBR Health & Safety Badge program on our methodology page, or view the full Top 100 Healthiest Small Credit Unions 2026 ranking.

Customer Reviews

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Total Reviews

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Frequently Asked Questions About SOUTH CAROLINA NATIONAL GUARD

How many branches does SOUTH CAROLINA NATIONAL GUARD operate?

SOUTH CAROLINA NATIONAL GUARD currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join SOUTH CAROLINA NATIONAL GUARD?

Yes, to access services at SOUTH CAROLINA NATIONAL GUARD, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, SOUTH CAROLINA NATIONAL GUARD does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, SOUTH CAROLINA NATIONAL GUARD provides members with tools to manage their accounts and build a solid financial history.

Does SOUTH CAROLINA NATIONAL GUARD offer online and mobile banking?

Most modern institutions like SOUTH CAROLINA NATIONAL GUARD provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.scnationalguardfcu.org.