St Thomas Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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St Thomas Federal Credit Union12-month CD rates can be found at 3.14%, 6-month CD rates at 3.50% and 3-month CD rates at 0.10%. Savings rates are at 0.15% and money market rates are at 0.05%. Mortgage rates on 30-year fixed loans are around 6.07%. Credit Card rates are at 15.25%. Personal Loan rates are at 8.99%. All these rates, and more, can be found in our database of rates which you can compare to St Thomas Federal Credit Union rates.

Compare St Thomas Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of St Thomas Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

St Thomas Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at St Thomas Federal Credit Union? Share your experience about St Thomas Federal Credit Union by leaving a review below, or read customer reviews before you decide to use St Thomas Federal Credit Union.

Overall, St Thomas Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
St Thomas Federal Credit Union
STTFCU
5027 Norre Gade
Charlotte Amalie, VI 00802 6749
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare St Thomas Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Riverside Bank of Dublin
Riverside Bank of Dublin
18-Month CD
4.07%
$500
Canyon View Credit Union
Canyon View Credit Union
24-Month CD
4.05%
$500
United Republic Bank
United Republic Bank
6-Month CD
4.00%
$1,000
Freedom Bank of Southern Missouri
Freedom Bank of Southern Missouri
12-Month CD
3.85%
$1,000
Gunnison S&L
Gunnison S&L
48-Month CD
3.83%
$500
Midwest Bank Detroit Lakes, MN
Midwest Bank Detroit Lakes, MN
60-Month CD (Jumbo)
3.75%
$25,000
EverBank
EverBank
24-Month CD
3.65%
$1,000
Bradford National Bank
Bradford National Bank
60-Month CD
3.63%
$1,000
AAC Credit Union
AAC Credit Union
36-Month CD
3.50%
$500
Dearborn Federal Savings Bank
Dearborn Federal Savings Bank
12-Month CD
3.40%
$500
Empower Federal Credit Union
Empower Federal Credit Union
18-Month CD
3.35%
$500
Vidalia Federal Savings Bank
Vidalia Federal Savings Bank
12-Month CD
3.30%
$1,000
NBKC Bank
NBKC Bank
48-Month CD
3.25%
$250
All America Bank
All America Bank
36-Month CD
3.25%
$500
State Bank Waterloo, IL
State Bank Waterloo, IL
24-Month CD
3.25%
$1,000
Metropolitan Bank and Trust Company
Metropolitan Bank and Trust Company
6-Month CD
3.12%
$1,000
Sandy Spring Bank
Sandy Spring Bank
48-Month CD
3.10%
$1,000
Union State Bank Olsburg, KS
Union State Bank Olsburg, KS
12-Month CD
3.00%
$1,000
Lowell Five SB
Lowell Five SB
48-Month CD
2.30%
$500
Petefish, Skiles & Co. Bank
48-Month CD
2.07%
$1,000
FLC Bank
FLC Bank
Money Market
2.00%
$200,000
OAB One American Bank
OAB One American Bank
24-Month CD
1.96%
$500
First State B&T Williston, ND
First State B&T Williston, ND
12-Month CD
1.90%
$500
1st Liberty Federal Credit Union
1st Liberty Federal Credit Union
24-Month CD
1.71%
$500
Acme Continental Credit Union
Acme Continental Credit Union
Money Market
1.51%
$2,000
One Community Bank
One Community Bank
24-Month CD
1.45%
$500
Fidelity State Bank and Trust Company
Fidelity State Bank and Trust Company
36-Month CD
1.36%
$1,000
Adams County Bank
Adams County Bank
Money Market
0.90%
$1,000
Buena Vista National Bank
Buena Vista National Bank
12-Month CD
0.85%
$500
Bogota Savings Bank
Bogota Savings Bank
36-Month CD
0.75%
$1,000
First Community Bank of Hillsboro
First Community Bank of Hillsboro
60-Month CD
0.70%
$1,000
Community Bank Topeka, KS
Community Bank Topeka, KS
48-Month CD
0.60%
$1,000
Community Bank of Missouri
Community Bank of Missouri
24-Month CD
0.60%
$500
Tompkins Community Bank
Tompkins Community Bank
48-Month CD
0.60%
$1,000
Investment Savings Bank
Investment Savings Bank
36-Month CD
0.50%
$500
Hyperion Bank
Hyperion Bank
Statement Savings
0.35%
$50
Round Top State Bank
Round Top State Bank
Money Market
0.35%
$2,500
First Mutual Bank, FSB
First Mutual Bank, FSB
Select Money Market
0.30%
$100,000
First Piedmont Federal S&L of Gaffney
First Piedmont Federal S&L of Gaffney
60-Month CD
0.30%
$1,000
First State B&T Williston, ND
First State B&T Williston, ND
Classic Money Market
0.30%
$2,000
OneUnited Bank
OneUnited Bank
24-Month CD
0.30%
$1,000
First National Bank in Pinckneyville
First National Bank in Pinckneyville
18-Month CD
0.20%
$500
Peoples Bank Chestertown, MD
Peoples Bank Chestertown, MD
12-Month CD
0.20%
$500
Eastern Bank
Eastern Bank
48-Month CD (Business Select)
0.20%
$500
Home Federal S&L of Niles
Home Federal S&L of Niles
NOW Checking
0.10%
$300
North Country Savings Bank
North Country Savings Bank
18-Month CD
0.10%
$1,000
Westfield Bank
Westfield Bank
36-Month CD
0.10%
$1,000
The Bank of Princeton
The Bank of Princeton
Classic Checking
0.02%
$500
Busey Bank
Busey Bank
Money Market
0.01%
$2,500
1st University Credit Union
1st University Credit Union
Money Market
0.00%
$1,500
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare St Thomas Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
Americas First Federal Credit Union
Americas First Federal Credit Union
15-Year Fixed
5.250%
5.562%
0.000
Premier Bank Dubuque, IA
Premier Bank Dubuque, IA
15-Year Fixed
5.500%
5.661%
0.000
Somerset Savings Bank
Somerset Savings Bank
15-Year Fixed
5.500%
5.683%
0.000
DCU Digital Federal Credit Union
DCU Digital Federal Credit Union
20-Year Fixed
5.500%
5.696%
1.250
Apple Federal Credit Union
Apple Federal Credit Union
15-Year Fixed
5.500%
5.738%
1.000
Old National Bank
Old National Bank
15-Year Fixed
5.750%
5.830%
0.000
Piedmont Advantage Credit Union
Piedmont Advantage Credit Union
20-Year Fixed
5.625%
5.831%
0.000
Auburn Savings Bank
Auburn Savings Bank
15-Year Fixed
5.756%
5.845%
0.000
Mutual Security Credit Union
Mutual Security Credit Union
15-Year Fixed
5.875%
5.918%
0.000
Logix Federal Credit Union
Logix Federal Credit Union
15 Year Fixed
5.875%
6.010%
0.000
NCB North Cambridge Coopertive Bank
NCB North Cambridge Coopertive Bank
15-Year Fixed
6.000%
6.017%
0.000
Lakewood Credit Union
Lakewood Credit Union
10 Year Fixed
5.900%
6.033%
0.000
USB Union Savings Bank
USB Union Savings Bank
15-Year Fixed
5.875%
6.087%
0.000
First Citizens Federal Credit Union
First Citizens Federal Credit Union
20 Year Fixed
6.000%
6.090%
0.000
Nuvision Federal Credit Union
Nuvision Federal Credit Union
30-Year Fixed Jumbo
6.000%
6.113%
1.000
Peoples Trust Co. of St. Albans
Peoples Trust Co. of St. Albans
30-Year Fixed
6.125%
6.148%
0.000
Farmers State Bank (Marion, IA)
Farmers State Bank (Marion, IA)
30-Year Fixed
6.000%
6.163%
0.000
Holyoke Credit Union
Holyoke Credit Union
10/1 ARM
5.875%
6.163%
0.000
L and N Federal Credit Union
L and N Federal Credit Union
15 Year Fixed
6.000%
6.173%
0.000
Better Banks
Better Banks
30-Year Fixed
6.125%
6.201%
0.000
WVS West View SB
WVS West View SB
20-Year Fixed
5.990%
6.220%
0.000
FCN Bank, N.A.
FCN Bank, N.A.
20-Year Fixed
6.125%
6.222%
0.000
Ontario Shores Federal Credit Union
Ontario Shores Federal Credit Union
15-Year Fixed
6.000%
6.229%
0.000
American Eagle Financial Credit Union
American Eagle Financial Credit Union
30-Year Fixed
6.125%
6.231%
0.000
Savings Bank of Danbury
Savings Bank of Danbury
30-Year Fixed
6.250%
6.302%
0.000
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The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare St Thomas Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Visa Gold or Gold MasterCard
9.990%
Credit Line $7,000-$20,000
1st Northern California Credit Union
1st Northern California Credit Union
Visa Classic
11.900%
Access Federal Credit Union
Access Federal Credit Union
Access FCU Visa Classic
13.500%
600 Atlantic Federal Credit Union
600 Atlantic Federal Credit Union
Visa Credit Card
11.900%
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Low Rate Credit Card
13.240%
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power Rewards MasterCard
18.000%
Marcus Bank
Marcus Bank
GM Business™ Mastercard®
19.240% - 29.240%
0% Intro purchase APR for first 12 months
1st Valley Credit Union
1st Valley Credit Union
Platinum Secured Visa
8.750%
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Platinum
16.200%
ABNB Federal Credit Union
ABNB Federal Credit Union
VISA Preferred
12.240% - 18.000%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power Cash Back World MasterCard
16.950% - 18.000%
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Platinum
10.900%
Vystar Credit Union
Vystar Credit Union
Visa Signature® Rewards
17.750%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Clarity
15.990%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Cash Back
16.490% - 17.990%
Y-12 Federal Credit Union
Y-12 Federal Credit Union
VISA Secured
18.000%
ABCO Federal Credit Union
ABCO Federal Credit Union
VISA® Credit Cards
7.990%
Canyon View Credit Union
Canyon View Credit Union
Visa Crimson Card
13.240%
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power MasterCard
12.740% - 18.000%
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Select Visa
13.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Achieva Credit Union
Achieva Credit Union
Achieva Mastercard Credit Card
12.490% - 25.490%
12.49% to 25.49% when you open your account, based on your creditworthiness.
Randolph Brooks FCU
Randolph Brooks FCU
World Cash Back Credit Card Mastercard
18.000%
Randolph Brooks FCU
Randolph Brooks FCU
Premier Rate Credit Card Mastercard
12.950% - 18.000%
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Gold
15.400%
1st Valley Credit Union
1st Valley Credit Union
Platinum Visa
8.750%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare St Thomas Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Personal Loan
10.490%
$0
60 - 60
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
Personal Loan
8.990% - 18.000%
$0 - $30,000
72
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Personal Loan
9.990% - 18.000%
$0 - $50,000
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
Open End Line-of-Credit
11.990%
$0
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Line of Credit Variable Rate
10.200% - 17.950%
$0 - $15,000
1 - 60
Canyon View Credit Union
Canyon View Credit Union
Personal Loans
13.240%
$0 - $2,000
36 - 36
InFirst Bank
InFirst Bank
Personal Loan
13.000% - 13.140%
$1,500 - $15,000
36 - 36
Achieve Credit Union
Achieve Credit Union
Personal Loan
8.950%
$0
Vystar Credit Union
Vystar Credit Union
Personal Loans
10.000%
$0
1 - 36
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $500
48 - 48
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $2,500
36 - 36
Advantage Credit Union Newtown, IA
Advantage Credit Union Newtown, IA
Personal Loans
14.200%
$5,000 - $8,000
48 - 48
Hughes Federal Credit Union
Hughes Federal Credit Union
Summer/Holiday Loans
9.500%
$0
Teachers Federal Credit Union
Teachers Federal Credit Union
Unsecured Personal Loan
12.740%
$0 - $50,000
61 - 72
1st Valley Credit Union
1st Valley Credit Union
Signature Loan
10.500%
$0
The Golden 1 Credit Union
The Golden 1 Credit Union
Credit Starter Loan
16.250%
$0
Achieve Financial Credit Union
Achieve Financial Credit Union
Student Loan Consolidation
5.490%
$0
Suncoast Credit Union
Suncoast Credit Union
Personal Signature Loan
11.000%
$0
96
Vystar Credit Union
Vystar Credit Union
Personal Loans
11.000%
$0
37 - 60
Academic Federal Credit Union
Academic Federal Credit Union
Debt Consolidation Loan
9.000%
$0
108
Security Service Federal Credit Union
Security Service Federal Credit Union
Debt Consolidation Loan
9.990% - 16.240%
$0
61 - 66
Act 1st Federal Credit Union
Act 1st Federal Credit Union
Signature Loan
10.000%
$0
12 - 12
360 Federal Credit Union
360 Federal Credit Union
Term Line of Credit 84 months
8.000%
$0
The Golden 1 Credit Union
The Golden 1 Credit Union
Personal Line of Credit
13.040%
$0
AAC Credit Union
AAC Credit Union
Personal Loans Share Secured
5.990%
$0
48
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have St Thomas Federal Credit Union rate data right now, check back for updates, we are adding rates all the time.

St Thomas Federal Credit Union Information

Credit Union Name: St Thomas Federal Credit Union
Full Time Employees: 21
Part Time Employees: 1
President: Clifford Graham
CEO: Keisha Richards
Branch Locations: 1
ATM Locations: 3
Corporate Office Address:
5027 Norre Gade
Charlotte Amalie, VI 00802 6749
Phone Number: 340-774-8865
Fax Number: 340-777-4785

St Thomas Federal Credit Union Financials

Total Assets:
84,761,800
Total Amount of Shares and Deposits:
67,125,055
Total Shares and Deposits < 1 Year:
66,362,836
Total Shares and Deposits 1 3 Years:
458,120
Total Shares and Deposits > 3 Years:
304,099
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
1,654,990
Total Uninsured Shares and Deposits > $250K (F+J):
1,654,990
Total Insured Shares and Deposits > $250K (item 17 less item K):
65,470,065
Total Interest Expense (Sum of items 6 8):
92,145
Share Certificates:
129
Number of Accounts for Share Drafts:
218
Number of Accounts for Regular Shares:
12,386
Net Income (unless the amount is already included in Undivided Earnings):
473,489
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
3,962,113
Total Liabilities:
67,389,452
Show More

St Thomas Federal Credit Union Questions and Answers

No Cost Share Drafts:
No
Share Certificates with Low Minimum Balance Requirements:
No
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
Yes
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
No
Bilingual Services:
1
No Cost Bill Payer:
No
Student Scholarships:
1
PALs II (FCU Only):
1
Payday Alternative Loans (PAL loans) (FCU Only):
1
Mortgage Processing:
No
Approved Mortgage Seller?:
No
Deposits and Shares Meeting 70310(a):
1
Brokered Certificates of Deposits:
1
payment:
No
Are low cost wire transfers available?:
No
Member Application:
No
Are New Loans Available:
Yes
New Share Account:
No
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Electronic Signature Authentication Certification:
No
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
No
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

best-18-month-cd-ratesCertificate of deposit rates and yields have been heading down all year long. Finding the highest CD rates takes a lot of research.
Mortgage rates are higher this week over last week after a better than expected retail sales report drove bond yields higher. Conforming 30 year mortgage rates are averaging 4.46%, up from last week's average 30 year mortgage rate of 4.41%.

Bank or Credit Union Offers and Deals

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5 Star Bank MMA 50K Rates now at 0.20%

Alternative Bank and Credit Union Offers to Explore

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St Thomas Federal Credit Union Reviews

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