Stanford Federal Credit Union Rates and Review January 2026
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Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Compare Stanford Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Stanford Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityStanford Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Stanford Federal Credit Union? Share your experience about Stanford Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Stanford Federal Credit Union. Overall, Stanford Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. Stanford Federal Credit Union Corporate Office 1860 Embarcadero Rd Palo Alto, CA 94303 3335  Mortgage Rate ComparisonLender
Product
Rate
APR
Points
CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
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Credit Card Rate ComparisonVisa Balance Transfer
8.990%
The balance transfer rate is good only on balances transferred from non-Achieve credit cards.
Security Service Power Travel Rewards World MasterCard
16.250% - 17.250%
Credit Card
10.150%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonPersonal Loans
13.450%
$0
60
Personal Line of Credit
11.500%
$0
Personal Loan
8.990% - 18.000%
$0 - $30,000
72
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Credit Union Profile & OverviewCredit Union Name: Stanford Federal Credit Union
Website: https://www.sfcu.org
Full Time Employees: 250Part Time Employees: 5 President: Shirley Everett CEO: Joan Opp Branch Locations: 6 ATM Locations: 6 Corporate Office Address:
1860 Embarcadero Rd
Palo Alto, CA 94303 3335 Phone Number: 650-842-6049 Fax Number: 650-739-0435 FinancialsTotal Assets:
4,548,600,943
Total Amount of Shares and Deposits:
3,416,217,277
Total Shares and Deposits < 1 Year:
3,301,870,391
Total Shares and Deposits 1 3 Years:
98,226,616
Total Shares and Deposits > 3 Years:
16,120,272
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
572,341,627
Total Uninsured Shares and Deposits > $250K (F+J):
572,341,627
Total Insured Shares and Deposits > $250K (item 17 less item K):
2,843,875,650
Total Interest Expense (Sum of items 6 8):
78,781,109
Share Certificates:
34,699
Number of Accounts for Share Drafts:
93,057
IRA KEOGH Accounts:
2,541
Number of Accounts for Regular Shares:
60,184
All other shares:
1,851
Money Market Shares:
7,581
Net Income (unless the amount is already included in Undivided Earnings):
31,269,348
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
638,212,425
Total Liabilities:
4,076,013,262
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Source: NCUA Last Updated 09/30/2025
Customer ReviewsnQRU
December 17, 2025
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Frequently Asked Questions About Stanford Federal Credit UnionIs a member application needed to join Stanford Federal Credit Union?Yes, to access services at Stanford Federal Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Stanford Federal Credit Union provides a range of mortgage and home equity products. Is Stanford Federal Credit Union a safe place to deposit money?Yes, Stanford Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Stanford Federal Credit Union offer online and mobile banking?Most modern institutions like Stanford Federal Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
