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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Millard County Credit Union Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 28, 2026
Millard County Credit Union's 6 month CDs rates are at 3.92%, 12 month CDs rates are at 3.87%, 24 month CDs rates are at 3.81%, 36 month CDs rates are at 2.75%. Millard County Credit Union's savings rates are at 0.05%. Millard County Credit Union's money market rates are at 0.50%. Millard County Credit Union's Personal Loan Rates are at 10.49%. Millard County Credit Union's Credit Card Rates are at 14.00%. MonitorBankRates evaluates the financial stability of Millard County Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.05%. Rates were last updated on 03/28/2026. Millard County Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Millard County Credit Union? Share your experience about Millard County Credit Union by leaving a review below, or read customer reviews before you decide to use Millard County Credit Union. Millard County Credit Union
FILLMORE UTAH 45 S Main St
https://www.millardccu.com FILLMORE, UT 84631 5505 
Millard County Credit Union CD Rates
Millard County Credit Union Savings Rates
Millard County Credit Union Money Market Rates
Millard County Credit Union Mortgage Rates
Millard County Credit Union Home Equity & HELOC
Millard County Credit Union Credit Card Rates
Millard County Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Millard County Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Millard County Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Millard County Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Millard County Credit Union
Website
https://www.millardccu.com
Address
45 S Main St,
FILLMORE, UT 84631 5505
Phone
435-743-6545
Fax
435-743-8921
President
Molly Stevens
CEO
Scott Lemmon
Full-Time Employees
10
Part-Time Employees
2
Branch Locations
2
ATM Locations
2
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.05%
Return on Assets (ROA)
0.7840%
Return on Equity (ROE)
6.5311%
Non-Performing Loans Ratio (NPL)
0.01%
Total Assets
60,433,596
Total Amount of Shares and Deposits
53,512,966
Total Shares and Deposits < 1 Year
53,512,966
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
285,217
Total Uninsured Shares and Deposits > $250K (F+J)
285,217
Total Insured Shares and Deposits > $250K (item 17 less item K)
53,227,749
Total Interest Expense (Sum of items 6 8)
415,871
Share Certificates
325
Number of Accounts for Share Drafts
3,115
IRA KEOGH Accounts
39
Number of Accounts for Regular Shares
5,655
All other shares
160
Money Market Shares
337
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
8,032,608
Total Liabilities
53,504,920
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Millard County Credit UnionIs Millard County Credit Union a safe place to deposit money?Yes, Millard County Credit Union is considered a safe financial institution. With a Texas Ratio of 0.047929182255368%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Millard County Credit Union operate?Millard County Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Millard County Credit Union?Yes, to access services at Millard County Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Millard County Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Millard County Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Millard County Credit Union offer online and mobile banking?Most modern institutions like Millard County Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.millardccu.com. Current Millard County Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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