Straits Area Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
Compare Straits Area Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Straits Area Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Straits Area Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Straits Area Federal Credit Union? Share your experience about Straits Area Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Straits Area Federal Credit Union. Overall, Straits Area Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Rate
APY/APR
vs Avg
Compare Straits Area Federal Credit Union Rates with Other Competitive Bank and Credit Union RatesCity National B&T Co. of Lawton, OK
12-Month CD
4.00%
$500
Profinium, Inc.
36-Month CD (Bump)
3.90%
$500
F&M Bank Miamisburg, OH
Super Saver Savings
3.82%
$100,000
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Compare Straits Area Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages
Piedmont Advantage Credit Union
15-Year Fixed
5.375%
5.633%
0.000
Geddes Federal S&L
15-Year Fixed Bi-weekly
5.994%
5.875%
0.000
Catholic Vantage Financial Credit Union
10 Year Fixed
5.625%
5.903%
0.000
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The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Compare Straits Area Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards
Aberdeen Proving Ground FCU
Visa Platinum Preferred Rewards
15.740% - 17.990%
SchoolsFirst Federal Credit Union
Inspire Mastercard
13.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
ACFCU
Reserve Rewards+ Card Visa
19.740% - 29.740%
Enjoy premium rewards and benefits, plus receive a $500 bonus.
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Compare Straits Area Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans
America First Federal Credit Union
Line of Credit Variable
16.740%
$0
ACFCU
Line of Credit
13.700%
$0
Abilene Teachers Federal Credit Union
Consumer Loan
10.250% - 17.950%
$0
1 - 36
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have Straits Area Federal Credit Union rate data right now, check back for updates, we are adding rates all the time. Straits Area Federal Credit Union InformationCredit Union Name: Straits Area Federal Credit Union
Full Time Employees: 29Part Time Employees: 0 President: Harold Borowicz CEO: Cindy Harrison Branch Locations: 3 ATM Locations: 3 Corporate Office Address:
201 Locust St
Cheboygan, MI 49721 Phone Number: 231-627-3145 Fax Number: 231-627-2046 Straits Area Federal Credit Union FinancialsTotal Assets:
115,261,085
Total Amount of Shares and Deposits:
103,607,080
Total Shares and Deposits < 1 Year:
102,039,448
Total Shares and Deposits 1 3 Years:
1,567,632
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
2,541,672
Total Uninsured Shares and Deposits > $250K (F+J):
2,541,672
Total Insured Shares and Deposits > $250K (item 17 less item K):
101,065,408
Total Interest Expense (Sum of items 6 8):
111,041
Share Certificates:
362
Number of Accounts for Share Drafts:
6,677
IRA KEOGH Accounts:
180
Number of Accounts for Regular Shares:
12,350
All other shares:
1,411
Net Income (unless the amount is already included in Undivided Earnings):
284,274
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
10,368,873
Total Liabilities:
104,898,629
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Straits Area Federal Credit Union Questions and AnswersNo Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
No
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
Yes
Is there a first time homebuyer program?:
Yes
Credit management and repair offered?:
No
Online Financial Literacy?:
No
No Cost Bill Payer:
Yes
Student Scholarships:
1
Payday Alternative Loans (PAL loans) (FCU Only):
1
Mortgage Processing:
No
Approved Mortgage Seller?:
No
Deposits and Shares Meeting 70310(a):
1
Brokered Certificates of Deposits:
1
payment:
Yes
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
No
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
No
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Source: NCUA Last Updated 03/31/2024
Explore Other Rate DealsFirst National Bank of Omaha Savings Jumbo rates are now at 0.95 percent with a yield of 0.95 percent. View the current Savings Jumbo rates at First National Bank of Omaha below.
 Mortgage rates this weekend are barely changed over yesterday's average rates. Today's mortgage rates on 30 year mortgage mortgage loans are averaging 4.09%, no change from yesterday’s average 30 year mortgage rate. Current mortgage rates today on 15 year home loans are averaging 3.38%, up slightly from Friday's average 15 year mortgage rate of 3.37%.
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See how Straits Area Federal Credit Union Compares to other credit unions |
12-month CD rates can be found at 3.90%, 6-month CD rates at 4.50% and 3-month CD rates at 1.00%. Savings rates are at 0.35% and money market rates are at 1.87%. Mortgage rates on 30-year fixed loans are around 6.71%. Credit Card rates are at 17.75%. Personal Loan rates are at 12.25%. All these rates, and more, can be found in our database of rates which you can compare to 
