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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
CHEN DEL O Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 25, 2026
You can compare CHEN DEL O rates to other rates in our database, including 12-month share certificate rates currently at 3.20%, 6-month share certificate rates at 3.70% and 3-month share certificate rates at 0.03%. Savings rates are at 0.50% and money market rates are at 0.50%. Mortgage rates on 30-year fixed loans are around 5.99%. All these rates can be compared to CHEN DEL O rates. MonitorBankRates evaluates the financial stability of CHEN DEL O with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.03%. Rates were last updated on 03/25/2026. CHEN DEL O money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at CHEN DEL O? Share your experience about CHEN DEL O by leaving a review below, or read customer reviews before you decide to use CHEN DEL O. 
CHEN DEL O Savings Rates
CHEN DEL O Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for CHEN DEL O is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather CHEN DEL O rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with CHEN DEL O's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
CHEN DEL O
Website
http://www.chendelo.org
Address
114 MAIN ST,
FRANKLIN, NY 13775
Phone
607-829-3560
Fax
607-829-3561
President
BRECK TARBELL
CEO
ASHLEY PITTSNOGLE
Full-Time Employees
6
Part-Time Employees
0
Branch Locations
1
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.03%
Return on Assets (ROA)
1.5983%
Return on Equity (ROE)
12.6463%
Non-Performing Loans Ratio (NPL)
0.49%
Total Assets
33,066,368
Total Amount of Shares and Deposits
28,877,897
Total Shares and Deposits < 1 Year
28,464,358
Total Shares and Deposits 1 3 Years
413,539
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
871,903
Total Uninsured Shares and Deposits > $250K (F+J)
871,903
Total Insured Shares and Deposits > $250K (item 17 less item K)
28,005,994
Total Interest Expense (Sum of items 6 8)
154,227
Share Certificates
301
Number of Accounts for Share Drafts
741
IRA KEOGH Accounts
52
Number of Accounts for Regular Shares
2,493
All other shares
316
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
387,728
Total Liabilities
28,898,215
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About CHEN DEL OIs CHEN DEL O a safe place to deposit money?Yes, CHEN DEL O is considered a safe financial institution. With a Texas Ratio of 1.0255116850088%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does CHEN DEL O operate?CHEN DEL O currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join CHEN DEL O?Yes, to access services at CHEN DEL O, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, CHEN DEL O does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, CHEN DEL O provides members with tools to manage their accounts and build a solid financial history. Does CHEN DEL O offer online and mobile banking?Most modern institutions like CHEN DEL O provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.chendelo.org. Compare to Other Credit Unions
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