MonitorBankRates
We Find the Best Rates

SUMA Federal Credit Union Rates and Review January 2026

  1. Home
  2. Credit Unions
  3. SUMA Federal Credit Union Deposit Rates

SUMA Federal Credit Union12-month CD rates can be found at 3.40%, 6-month CD rates at 1.41% and 3-month CD rates at 3.65%. Savings rates are at 1.00% and money market rates are at 0.02%. Mortgage rates on 30-year fixed loans are around 6.12%. Credit Card rates are at 14.74%. Personal Loan rates are at 12.95%. All these rates, and more, can be found in our database of rates which you can compare to SUMA Federal Credit Union rates.

Compare SUMA Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of SUMA Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

SUMA Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at SUMA Federal Credit Union? Share your experience about SUMA Federal Credit Union by leaving a review below, or read customer reviews before you decide to use SUMA Federal Credit Union.

Overall, SUMA Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

SUMA Federal Credit Union
Main Office
125 Corporate Blvd
Yonkers, NY 10701
Member NCUA
MonitorBankRates' Rating
5/5
?????

CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
18-Month CD (Jumbo)
4.04%
$100,000
60-Month CD
3.75%
$1,000
30-Month CD
3.75%
$1,000
36-Month CD
3.70%
$1,500
48-Month CD
3.65%
$5
12-Month CD
3.65%
$1,000
48-Month CD (Jumbo)
3.55%
$25,000
36-Month CD
3.51%
$5,000
60-Month CD
3.45%
$1,000
11-Month CD
3.45%
$1,000
18-Month CD
3.34%
$500
18-Month CD
3.25%
$500
24-Month CD
3.15%
$500
24-Month
3.00%
$500
12-Month CD
2.50%
$1,000
30-Month CD
2.50%
$2,500
18-Month CD
2.50%
$1,000
12-Month CD
2.49%
$500
30-Month CD
2.30%
$500
48-Month CD
2.25%
$500
36-Month CD
2.00%
$1,000
18-Month CD
2.00%
$500
60-Month CD
2.00%
$500
6-Month CD
1.76%
$1,000
36-Month CD
1.50%
$1,000
Share Savings
1.00%
$5
12-Month CD
0.95%
$500
48-Month CD
0.80%
$50
Kasasa Checking
0.51%
$25
60-Month CD
0.50%
$1,000
Money Market
0.50%
$500
48-Month CD
0.45%
$500
Business Platinum Savings
0.45%
$0
30-Month CD
0.40%
$500
36-Month CD
0.35%
$500
36-Month CD
0.30%
$250
Money Market
0.25%
$50
Money Market Plus
0.25%
$2,000
12-Month CD
0.25%
$500
12-Month CD
0.20%
$500
12-Month CD
0.11%
$1,000
Statement Savings
0.10%
$25
Statement Savings
0.10%
$0
Statement Savings
0.10%
$1,000
Savings
0.10%
$25
Savings
0.05%
$100
Primary Savings
0.05%
$5
18-Month CD
0.02%
$500
Premier Savings
0.01%
$1
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
6.375%
6.375%
0.000
4.740%
7.533%
0.000
5.625%
5.796%
0.000
30-Year Fixed
5.750%
5.788%
0.000
15-Year Fixed Jumbo
5.750%
5.803%
0.000
15-Year Fixed
5.125%
5.389%
1.000
5.500%
5.724%
0.000
30-Year Fixed
6.000%
6.115%
0.000
5.875%
5.985%
1.000
30-Year (Jumbo)
6.000%
6.011%
0.000
5.650%
5.986%
0.000
5.375%
6.068%
1.000
6.375%
6.394%
0.000
15 Year Fixed
5.000%
5.131%
0.250
4.875%
5.778%
0.000
5.500%
5.567%
0.000
6.250%
6.355%
0.000
5.625%
5.775%
0.125
15-Year Fixed
5.375%
5.560%
0.000
30-Year Fixed
5.625%
5.685%
0.000
5.125%
5.421%
0.000
30-Year Fixed
5.625%
5.666%
0.000
6.000%
6.107%
0.000
5.000%
5.886%
0.000
15-Year Fixed
5.750%
5.977%
0.000
5.000%
5.153%
1.000
5.875%
6.023%
0.000
30-Year Fixed
6.750%
6.750%
0.000
5.750%
5.789%
0.000
15-Year Fixed
5.625%
5.695%
0.000
20-Year Fixed
5.750%
5.840%
0.000
5.500%
5.635%
0.000
5.250%
5.287%
0.000
30-Year Fixed
6.000%
6.115%
0.000
6.375%
6.498%
0.000
15-Year Fixed
5.250%
5.347%
0.000
5.875%
5.975%
0.000
5.500%
5.591%
0.000
5.750%
6.309%
0.000
5.500%
5.612%
0.750
5.625%
5.691%
0.000
5.875%
5.900%
0.000
5.625%
5.790%
0.000
5.250%
5.370%
0.000
5.875%
6.099%
0.000
30-Year Fixed
5.750%
5.908%
0.500
15-Year Fixed
5.680%
5.964%
0.000
5.625%
6.000%
0.000
15 Year Fixed
5.120%
5.192%
0.000
5.625%
5.781%
0.878
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
Prime Platinum Visa Credit Card
11.500%
SIGNATURE 1% CASH BACK VISA
14.740%
Unlimited 1% Cash Back Signature Card
Security Service Power Travel Rewards World MasterCard
16.250% - 17.250%
Rewards Share Secured
18.000%
Credit Limit - $300 - $5,000
Access FCU Visa Classic
13.500%
Max Cash Preferred Card Visa
19.490% - 29.740%
Get more value with up to 5% cash back in 2 categories you choose.
7.900%
Secure Card Visa
29.240%
A card that\'s perfect for anyone who wants to improve or establish their credit.
Travel Rewards+ Card Visa
19.740% - 29.740%
Earn 4x unlimited points on travel and more, plus receive a $250 bonus.
Everyday Rewards+ Card Visa
19.490% - 29.740%
Earn up to 4x unlimited points AND receive a $150 bonus.
Visa Platinum Preferred Rewards
15.740% - 17.990%
14.000%
Visa Platinum Credit Card
8.900%
No annual fee. No balance transfer fee. No cash advance fee.
Visa Signature Rewards
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Member Rate Advantage VISA
13.040% - 19.040%
No balance transfer fees or annual fees.
9.990%
Member First VISA
15.040%
No balance transfer fees or annual fees.
15.000% - 17.900%
Maximum Loan Amount Up to $35,000.00
13.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Visa Platinum
7.990%
Line of credit up to $20,000. $250,000 travel life insurance
CLASSIC FLAT 1% CASH BACK VISA
18.000%
1% Cash Back Classic Card
SIGNATURE 1.5% CASH BACK VISA
18.000%
Unlimited 1.5% Cash Back Signature Card
Security Service Power Rewards MasterCard
18.000%
Platinum Visa
12.400% - 21.400%
The right choice if you carry a monthly balance & want to pay the lowest rate.
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
Debt Consolidation
13.990%
$0
1 - 72
17.900%
$0 - $500
11.500%
$0
48 - 48
9.990% - 18.000%
$0 - $50,000
Unsecured Personal Loan
12.740%
$0 - $50,000
61 - 72
Personal Loan
11.760%
$0
9.200% - 17.950%
$0 - $500
48 - 48
Personal Loans
13.250%
$0
6184
Overdraft Protection Loan
11.500% - 17.900%
$0 - $5,000
13.700%
$2,500 - $5,000
36 - 36
Personal Loan Rates
5.740%
$0
1 - 36
Personal Signature Loan
11.000%
$0
96
Education (tuition bill required)
8.250%
$0
60
Personal Line of Credit
11.500%
$0
Signature (Unsecured) Loan
11.040%
$0
1 - 24
Personal Loan
12.000% - 12.090%
$1,500 - $15,000
60 - 60
11.240% - 17.950%
$0
25 - 36
Personal Loan
8.950%
$0
Personal Loans
11.000%
$0
37 - 60
Credit Builder Loan
9.000%
$0
Signature Personal Loan
12.150% - 18.000%
$0
49 - 60P
8.950%
$0
1 - 60
18.000%
$0 - $500
5
Signature Loans
12.990%
$0
48
9.900%
$0
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have SUMA Federal Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: SUMA Federal Credit Union
Full Time Employees: 39
Part Time Employees: 6
President: Andrew Horbachevsky
CEO: Andrij Burchak
Branch Locations: 6
ATM Locations: 1
Corporate Office Address:
125 Corporate Blvd
Yonkers, NY 10701
Phone Number: 914-220-4900
Fax Number: 914-220-4090

Financials

Total Assets:
449,046,169
Total Amount of Shares and Deposits:
393,170,346
Total Shares and Deposits < 1 Year:
361,981,376
Total Shares and Deposits 1 3 Years:
27,988,994
Total Shares and Deposits > 3 Years:
3,199,976
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
84,908,236
Total Uninsured Shares and Deposits > $250K (F+J):
84,908,236
Total Insured Shares and Deposits > $250K (item 17 less item K):
308,262,110
Total Interest Expense (Sum of items 6 8):
7,392,714
Share Certificates:
2,694
Number of Accounts for Share Drafts:
4,995
IRA KEOGH Accounts:
1,000
Number of Accounts for Regular Shares:
9,525
All other shares:
853
Money Market Shares:
844
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
14,988,372
Total Liabilities:
393,774,655
Show More
Source: NCUA Last Updated 09/30/2025

Customer Reviews

There are no reviews for SUMA Federal Credit Union yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for SUMA Federal Credit Union
Your Name:
Your Rating:

Frequently Asked Questions About SUMA Federal Credit Union

Is a member application needed to join SUMA Federal Credit Union?

Yes, to access services at SUMA Federal Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, SUMA Federal Credit Union provides a range of mortgage and home equity products.

Is SUMA Federal Credit Union a safe place to deposit money?

Yes, SUMA Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does SUMA Federal Credit Union offer online and mobile banking?

Most modern institutions like SUMA Federal Credit Union provide digital access including online balance checks and transfers.

Current SUMA Federal Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions