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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 SUMA Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 18, 2026
SUMA Federal Credit Union's 1-Year CD rates are at 3.87%, 6-Month CD rates are at 3.87%, 3-Year CD rates are at 3.82%, 5-Year CD rates are at 3.82%, 2-Year CD rates are at 3.77%. SUMA Federal Credit Union's money market rates are at 1.67%. SUMA Federal Credit Union's 10 Year Fixed Mortgage rates are at 5.12%, 15 Year Fixed Mortgage rates are at 5.25%, 20 Year Fixed Mortgage rates are at 5.62%, 25 Year Fixed Mortgage rates are at 5.75%, 5/1 Year Adjustable rates are at 5.25%. SUMA Federal Credit Union's Personal Loan Rates are at 11.25%. MonitorBankRates evaluates the financial stability of SUMA Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 12.20%. Rates were last updated on 04/18/2026. SUMA Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at SUMA Federal Credit Union? Share your experience about SUMA Federal Credit Union by leaving a review below, or read customer reviews before you decide to use SUMA Federal Credit Union. 
SUMA Federal Credit Union CD Rates
SUMA Federal Credit Union Money Market Rates
SUMA Federal Credit Union Checking Rates
SUMA Federal Credit Union Mortgage Rates
SUMA Federal Credit Union Auto Loan Rates
SUMA Federal Credit Union Credit Card Rates
SUMA Federal Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for SUMA Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather SUMA Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with SUMA Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
SUMA Federal Credit Union
Website
https://www.sumafcu.org
Address
125 Corporate Blvd,
Yonkers, NY 10701
Phone
914-220-4900
Fax
914-220-4090
President
Andrew Horbachevsky
CEO
Andrij Burchak
Full-Time Employees
39
Part-Time Employees
6
Branch Locations
6
ATM Locations
1
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (94/100)
Texas Ratio
12.20%
Return on Assets (ROA)
0.4584%
Return on Equity (ROE)
3.6900%
Non-Performing Loans Ratio (NPL)
2.14%
Total Assets
449,046,169
Total Amount of Shares and Deposits
393,170,346
Total Shares and Deposits < 1 Year
361,981,376
Total Shares and Deposits 1 3 Years
27,988,994
Total Shares and Deposits > 3 Years
3,199,976
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
84,908,236
Total Uninsured Shares and Deposits > $250K (F+J)
84,908,236
Total Insured Shares and Deposits > $250K (item 17 less item K)
308,262,110
Total Interest Expense (Sum of items 6 8)
7,392,714
Share Certificates
2,694
Number of Accounts for Share Drafts
4,995
IRA KEOGH Accounts
1,000
Number of Accounts for Regular Shares
9,525
All other shares
853
Money Market Shares
844
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
14,988,372
Total Liabilities
393,774,655
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About SUMA Federal Credit UnionIs SUMA Federal Credit Union a safe place to deposit money?Yes, SUMA Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 12.202680897556%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does SUMA Federal Credit Union operate?SUMA Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join SUMA Federal Credit Union?Yes, to access services at SUMA Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, SUMA Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, SUMA Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does SUMA Federal Credit Union offer online and mobile banking?Most modern institutions like SUMA Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.sumafcu.org. Current SUMA Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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