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Superior Municipal Employees Credit Union Rates and Review January 2026

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Superior Municipal Employees Credit Union12-month CD rates can be found at 3.70%, 6-month CD rates at 3.60% and 3-month CD rates at 3.14%. Savings rates are at 0.05% and money market rates are at 0.40%. Mortgage rates on 30-year fixed loans are around 6.08%. Credit Card rates are at 14.74%. Personal Loan rates are at 9.99%. All these rates, and more, can be found in our database of rates which you can compare to Superior Municipal Employees Credit Union rates.

Compare Superior Municipal Employees Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Superior Municipal Employees Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Superior Municipal Employees Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Superior Municipal Employees Credit Union? Share your experience about Superior Municipal Employees Credit Union by leaving a review below, or read customer reviews before you decide to use Superior Municipal Employees Credit Union.

Overall, Superior Municipal Employees Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Superior Municipal Employees Credit Union
Main Office
1316 N 14th St
Superior, WI 54880
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
Kasasa Checking
4.25%
$250
18-Month CD
4.01%
$500
18-Month CD
3.95%
$250
36-Month CD (Adjust-A-Rate)
3.79%
$1,000
24-Month CD
3.65%
$1,000
12-Month CD
3.60%
$500
60-Month CD
3.56%
$5,000
24-Month CD
3.55%
$1,000
60-Month CD
3.44%
$500
24-Month CD (IntraFi®)
3.40%
$10,000
12-Month CD
3.29%
$1,000
24-Month CD
3.25%
$1,000
60-Month CD
3.05%
$500
Big Interest Checking
3.04%
$0
36-Month CD
3.03%
$500
12-Month CD
3.02%
$1,000
18-Month CD
3.02%
$500
24-Month CD
3.01%
$1,000
24-Month CD
3.00%
$500
60-Month CD
2.90%
$0
18-Month CD
2.79%
$1,000
12-Month CD (Jumbo)
2.78%
$100,000
48-Month CD
2.78%
$100
36-Month CD
2.47%
$1,000
36-Month CD
2.27%
$100
48-Month CD
2.00%
$500
12-Month CD
2.00%
$2,500
48-Month CD
1.75%
$500
24-Month CD
1.75%
$500
Money Market
1.51%
$2,500
60-Month CD
1.51%
$10,000
24-Month CD
1.35%
$500
Money Market
0.75%
$100,000
Savings
0.70%
$100
Money Market
0.35%
$2,500
Savings
0.25%
$2,500
12-Month CD
0.20%
$500
Regular Share Savings
0.15%
$50
Savings
0.12%
$0
24-Month CD
0.10%
$1,000
12-Month CD
0.10%
$1,000
Savings
0.05%
$100
Premium Checking
0.05%
$100
Savings
0.05%
$50
Money Market
0.05%
$500
High Yield Savings
0.05%
$10
18-Month CD
0.05%
$1,000
First Choice Money Market
0.05%
$5,000
Statement Savings
0.04%
$100
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
6.250%
6.434%
0.000
5.625%
5.790%
0.000
5.500%
6.005%
0.000
6.000%
6.126%
0.000
5.625%
5.846%
0.000
5.875%
6.055%
0.000
5/6 ARM
5.375%
6.286%
0.947
5.375%
5.468%
0.000
5.990%
6.290%
0.000
6.500%
6.630%
0.000
30-Year Fixed Jumbo
6.250%
6.261%
0.000
5.625%
6.072%
0.000
6.000%
6.059%
0.000
4.875%
5.778%
0.000
5.300%
5.433%
0.000
3/5 Conforming ARM
4.875%
5.661%
0.250
5.500%
5.680%
1.125
5.625%
5.853%
0.000
30-Year Fixed
5.560%
5.730%
0.000
30 Year Fixed
6.000%
6.130%
0.000
5.500%
5.565%
0.000
5.750%
6.078%
0.000
30-Year Fixed (Jumbo)
6.500%
6.546%
0.000
6.000%
6.000%
0.000
5.500%
6.086%
0.000
5.375%
5.935%
0.000
15-Year Fixed
5.375%
5.431%
0.000
10-Year Fixed
5.375%
5.540%
0.000
30-Year Fixed
6.125%
0.000%
6.198
5.875%
6.118%
0.000
5.375%
6.097%
0.000
30 Year Fixed (Jumbo)
6.125%
6.176%
0.000
5.750%
5.758%
0.000
15-Year Fixed
5.750%
6.044%
0.000
15-Year Fixed
5.250%
5.326%
0.000
15-Year Fixed
5.125%
5.389%
1.000
15-Year Fixed
5.125%
5.284%
0.000
30-Year Fixed
6.000%
6.046%
0.000
5.875%
5.927%
0.500
15-Year Fixed
5.000%
5.177%
0.750
5.375%
5.911%
0.000
5.500%
5.705%
0.000
6.000%
6.226%
0.000
5.500%
5.588%
0.000
5.625%
5.693%
0.500
20 Year Fixed
5.500%
5.579%
0.000
10-Year Fixed
5.375%
5.590%
0.000
15-Year Fixed
5.750%
5.977%
0.000
5.875%
6.019%
1.000
5.750%
5.801%
0.000
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Credit Card Rate Comparison

Institution
Product
APR
Notes
Visa Business Rewards Card
15.240%
Rewards Platinum VISA
12.500%
Credit Limit - $500 - $50,000
VISA Credit Card
11.900%
No annual fee
Visa Secure Card
13.740%
8.990% - 17.990%
Maximum limit of $30,000
Savings Secured Visa®
18.000%
Acme Visa Credit Card
9.990% - 18.000%
680 and above rate = 9.90% with Score Card points or 8.80% with No points. 640-679 rate = 10.80%. 600-639 rate = 12.84%. 599 and below rate = 18.00%.
VISA® Gold
11.960%
3.990%
Introductory Rate of 3.99% APR for 12 months on transactions in the first 90 days.
18.000%
13.900%
Platinum Rewards Visa
15.400% - 24.400%
Earn 1 point for every purchase dollar spent. 12 Month Balance Transfer Rate 0%
15.000% - 17.900%
Maximum Loan Amount Up to $35,000.00
Visa Platinum Preferred Student
17.990%
Visa Platinum Preferred
14.240% - 17.990%
13.240%
Share-Secured Mastercard
13.900%
Maximum Loan Amount Up to $5,000.00
16.490% - 17.990%
Rewards Student Classic
16.500%
Credit Limit - $500
School Employee Mastercard
11.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
SIGNATURE 1% CASH BACK VISA
14.740%
Unlimited 1% Cash Back Signature Card
Visa Gold or Gold MasterCard
9.990%
Credit Line $7,000-$20,000
17.740%
Automatically get 1.5% cash back on all purchases with no fuss
Visa Platinum Preferred Starter
17.990%
SILICON SLOPES SIGNATURE VISA
18.000%
Unlimited 1% Cash Back .5% Donation Signature Card
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
12.990%
$0
13 - 60
Personal/Signature
10.990%
$0
24 - 36
Personal Line of Credit
12.950% - 18.000%
$0
8.890%
$0
Line of Credit
13.700%
$0
Personal Line of Credit
11.500% - 18.000%
$0 - $5,000
7.000%
$500 - $15,000
60
Unsecured Signature Loan
10.250%
$0
37 - 60
Personal Loan
12.000% - 12.090%
$1,500 - $15,000
60 - 60
12.250% - 17.000%
$0 - $20,000
Personal Line of Credit
9.500%
$0
Line of Credit Variable
16.740%
$0
Personal Loans
10.000%
$0
1 - 36
10.490%
$0
13.740%
$0
60
10.990%
$0 - $10,000
60 - 60
Signature Loans
12.990%
$0
48
13.450%
$0
Signature Personal Loan
12.650%
$0 - $15,000
1 - 36
11.500%
$0
48 - 48
8.950%
$0
1 - 60
9.200% - 17.950%
$0 - $15,000
60 - 60
18.000%
$0 - $500
5
9.990%
$0
1 - 60
14.200%
$5,000 - $8,000
48 - 48
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Superior Municipal Employees Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Superior Municipal Employees Credit Union
Website:
Full Time Employees: 1
Part Time Employees: 1
President: Dennis Dalbec
CEO: Michael Conway
Branch Locations: 1
ATM Locations: 0
Corporate Office Address:
1316 N 14th St
Superior, WI 54880
Phone Number: 715-392-4466
Fax Number: 715-392-4466

Financials

Total Assets:
3,101,956
Total Amount of Shares and Deposits:
2,494,784
Total Shares and Deposits < 1 Year:
2,450,603
Total Shares and Deposits 1 3 Years:
44,181
Total Insured Shares and Deposits > $250K (item 17 less item K):
2,494,784
Total Interest Expense (Sum of items 6 8):
40,784
Share Certificates:
32
Number of Accounts for Regular Shares:
684
Non Member Deposits:
5
Net Income (unless the amount is already included in Undivided Earnings):
3,261
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
361,969
Total Liabilities:
2,599,712
Show More
Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About Superior Municipal Employees Credit Union

Is a member application needed to join Superior Municipal Employees Credit Union?

Yes, to access services at Superior Municipal Employees Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Superior Municipal Employees Credit Union provides a range of mortgage and home equity products.

Is Superior Municipal Employees Credit Union a safe place to deposit money?

Yes, Superior Municipal Employees Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Superior Municipal Employees Credit Union offer online and mobile banking?

Most modern institutions like Superior Municipal Employees Credit Union provide digital access including online balance checks and transfers.

Current Superior Municipal Employees Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions