Quick Poll
The Fed raised rates 0.25% on Sept. 16. Will you move money into a higher-yield account?
|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
TEXAS TECH Rates & Review September 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: September 22, 2026
TEXAS TECH's 12 Month Regular CDs rates are at 4.00%, 6 Month Regular CDs rates are at 3.75%, 60 Month CD rates are at 3.75%, 18 Month Regular CDs rates are at 3.50%, 24 Month Regular CDs rates are at 3.50%. TEXAS TECH's savings rates are at 2.25%. TEXAS TECH's Personal Loan Rates are as low as 10.49%. MonitorBankRates evaluates the financial stability of TEXAS TECH with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.82%. Rates last updated and verified on 09/22/2026. TEXAS TECH money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at TEXAS TECH? Share your experience about TEXAS TECH by leaving a review below, or read customer reviews before you decide to use TEXAS TECH. 
TEXAS TECH CD Rates
TEXAS TECH Savings Rates
TEXAS TECH Money Market Rates
TEXAS TECH Auto Loan Rates
TEXAS TECH RV, Boat and Powersport Loan Rates
TEXAS TECH Personal Loan Rates
TEXAS TECH Other Rates
Financial Health HistoryTEXAS TECH’s Texas Ratio stayed near 1.56% in Q2 2023 to 1.82% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by
MonitorBankRates
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for TEXAS TECH is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather TEXAS TECH rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with TEXAS TECH's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
TEXAS TECH
Website
https://www.texastechfcu.org
Address
1802 Texas Tech Parkway,
Lubbock, TX 79409
Phone
806-742-3606
Fax
806-742-3699
President
Ronald Phillips
CEO
Chris Hutson
Full-Time Employees
131
Part-Time Employees
12
Branch Locations
6
ATM Locations
8
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.82%
Return on Assets (ROA)
0.1296%
Return on Equity (ROE)
1.2280%
Non-Performing Loans Ratio (NPL)
0.28%
Total Assets
447,018,997
Total Amount of Shares and Deposits
391,824,102
Total Shares and Deposits < 1 Year
374,388,849
Total Shares and Deposits 1 3 Years
16,204,337
Total Shares and Deposits > 3 Years
1,230,916
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
35,480,270
Total Uninsured Shares and Deposits > $250K (F+J)
35,480,270
Total Insured Shares and Deposits > $250K (item 17 less item K)
356,343,832
Total Interest Expense (Sum of items 6 8)
1,991,712
Share Certificates
3,044
Number of Accounts for Share Drafts
16,593
IRA KEOGH Accounts
226
Number of Accounts for Regular Shares
33,142
Non Member Deposits
1
Money Market Shares
1,681
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
52,020,742
Total Liabilities
399,943,561
Source: NCUA — Last Updated 03/31/2026
Customer Reviews
There are no reviews for TEXAS TECH yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for TEXAS TECH
Frequently Asked Questions About TEXAS TECHHow many branches does TEXAS TECH operate?TEXAS TECH currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join TEXAS TECH?Yes, to access services at TEXAS TECH, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, TEXAS TECH does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, TEXAS TECH provides members with tools to manage their accounts and build a solid financial history. Does TEXAS TECH offer online and mobile banking?Most modern institutions like TEXAS TECH provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.texastechfcu.org. Current TEXAS TECH Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Credit Unions
Philadelphia Federal Credit Union
Glass Cap Federal Credit Union
Northeast Schools And Hospital Credit Union
FEDCO Credit Union
Littlefield School Employees Federal Credit Union
Fort Sill Federal Credit Union
Attleboro Municipal Employees Federal Credit Union
Pennsylvania State Employees Credit Union
Azalea City Credit Union
Duke University Federal Credit Union
Family Horizons Credit Union
Peninsula Community Federal Credit Union
Service Credit Union
edU Federal Credit Union
Members Trust Federal Credit Union
Missouri Baptist Credit Union
Louisiana USA Federal Credit Union
M-O Federal Credit Union
FLEXPAK
N.E.W. Credit Union
Hawaii Federal Credit Union
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Rate Assistant
MonitorBankRates.com · Live Data
Try asking