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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
TEXAS TECH Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 21, 2026
TEXAS TECH's 6 Regular CDs rates are at 3.50%, 36 Regular CDs rates are at 3.25%, 48 Regular CDs rates are at 3.00%. TEXAS TECH's savings rates are at 2.25%. TEXAS TECH's Personal Loan Rates are at 10.49%. MonitorBankRates evaluates the financial stability of TEXAS TECH with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.65%. Rates were last updated on 03/21/2026. TEXAS TECH money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at TEXAS TECH? Share your experience about TEXAS TECH by leaving a review below, or read customer reviews before you decide to use TEXAS TECH. Farmers Trust and Savings Bank Spencer, IA
Main Branch 1802 Texas Tech Parkway
https://www.texastechfcu.org Lubbock, TX 79409 
TEXAS TECH CD Rates
TEXAS TECH Savings Rates
TEXAS TECH Money Market Rates
TEXAS TECH Auto Loan Rates
TEXAS TECH Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for TEXAS TECH is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather TEXAS TECH rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with TEXAS TECH's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
TEXAS TECH
Website
https://www.texastechfcu.org
Address
1802 Texas Tech Parkway,
Lubbock, TX 79409
Phone
806-742-3606
Fax
806-742-3699
President
Ronald Phillips
CEO
Chris Hutson
Full-Time Employees
138
Part-Time Employees
10
Branch Locations
6
ATM Locations
8
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.65%
Return on Assets (ROA)
0.4418%
Return on Equity (ROE)
4.2003%
Non-Performing Loans Ratio (NPL)
0.54%
Total Assets
435,430,390
Total Amount of Shares and Deposits
380,373,410
Total Shares and Deposits < 1 Year
368,452,641
Total Shares and Deposits 1 3 Years
10,710,976
Total Shares and Deposits > 3 Years
1,209,793
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
34,160,645
Total Uninsured Shares and Deposits > $250K (F+J)
34,160,645
Total Insured Shares and Deposits > $250K (item 17 less item K)
346,212,765
Total Interest Expense (Sum of items 6 8)
6,215,599
Share Certificates
3,022
Number of Accounts for Share Drafts
15,915
IRA KEOGH Accounts
234
Number of Accounts for Regular Shares
32,310
Non Member Deposits
1
Money Market Shares
1,555
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
59,192,926
Total Liabilities
389,738,365
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About TEXAS TECHIs TEXAS TECH a safe place to deposit money?Yes, TEXAS TECH is considered a safe financial institution. With a Texas Ratio of 3.6544372631517%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does TEXAS TECH operate?TEXAS TECH currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join TEXAS TECH?Yes, to access services at TEXAS TECH, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, TEXAS TECH does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, TEXAS TECH provides members with tools to manage their accounts and build a solid financial history. Does TEXAS TECH offer online and mobile banking?Most modern institutions like TEXAS TECH provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.texastechfcu.org. Current TEXAS TECH Rates
Retrieved from our database of financial products. Rates subject to change.
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