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 Richmond Virginia Fire Police Credit Union Rates & Review September 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: September 22, 2026
Richmond Virginia Fire Police Credit Union's savings rates are at 0.30%. Richmond Virginia Fire Police Credit Union's Personal Loan Rates are as low as 6.75%. MonitorBankRates evaluates the financial stability of Richmond Virginia Fire Police Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.54%. Rates last updated and verified on 09/22/2026. Richmond Virginia Fire Police Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Richmond Virginia Fire Police Credit Union? Share your experience about Richmond Virginia Fire Police Credit Union by leaving a review below, or read customer reviews before you decide to use Richmond Virginia Fire Police Credit Union. Richmond Virginia Fire Police Credit Union
City of Richmond VA Fire Station # 10 900 Hermitage Rd
https://www.firepolicecu.org Richmond, VA 23220-2001 
Richmond Virginia Fire Police Credit Union Savings Rates
Richmond Virginia Fire Police Credit Union Checking Rates
Richmond Virginia Fire Police Credit Union Home Equity & HELOC
Richmond Virginia Fire Police Credit Union Auto Loan Rates
Richmond Virginia Fire Police Credit Union RV, Boat and Powersport Loan Rates
Richmond Virginia Fire Police Credit Union Personal Loan Rates
Richmond Virginia Fire Police Credit Union Other Rates
Financial Health HistoryRichmond Virginia Fire Police Credit Union’s Texas Ratio fell from 7.40% in Q2 2023 to 1.54% in Q1 2026, so its financial health has improved and is now very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A to A+. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Richmond Virginia Fire Police Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Richmond Virginia Fire Police Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Richmond Virginia Fire Police Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Richmond Virginia Fire Police Credit Union
Website
https://www.firepolicecu.org
Address
900 Hermitage Rd,
Richmond, VA 23220-2001
Phone
804-354-0673
Fax
804-354-0684
President
Robert Marland
CEO
Iris Ellis
Full-Time Employees
5
Part-Time Employees
0
Branch Locations
1
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.54%
Return on Assets (ROA)
0.3130%
Return on Equity (ROE)
2.1871%
Non-Performing Loans Ratio (NPL)
0.47%
Total Assets
22,318,778
Total Amount of Shares and Deposits
18,842,519
Total Shares and Deposits < 1 Year
18,649,811
Total Shares and Deposits 1 3 Years
192,709
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
3,847,285
Total Uninsured Shares and Deposits > $250K (F+J)
3,847,285
Total Insured Shares and Deposits > $250K (item 17 less item K)
14,995,234
Total Interest Expense (Sum of items 6 8)
20,357
Share Certificates
110
Number of Accounts for Share Drafts
799
IRA KEOGH Accounts
44
Number of Accounts for Regular Shares
1,758
All other shares
180
Net Income (unless the amount is already included in Undivided Earnings)
27,704
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,892,369
Total Liabilities
19,125,187
Source: NCUA — Last Updated 03/31/2026
Customer Reviews
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Frequently Asked Questions About Richmond Virginia Fire Police Credit UnionHow many branches does Richmond Virginia Fire Police Credit Union operate?Richmond Virginia Fire Police Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Richmond Virginia Fire Police Credit Union?Yes, to access services at Richmond Virginia Fire Police Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Richmond Virginia Fire Police Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Richmond Virginia Fire Police Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Richmond Virginia Fire Police Credit Union offer online and mobile banking?Most modern institutions like Richmond Virginia Fire Police Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.firepolicecu.org. Current Richmond Virginia Fire Police Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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