|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Richmond Virginia Fire Police Credit Union Rates & Review November 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: October 29, 2026
Richmond Virginia Fire Police Credit Union's Saving CDs - 6 Month CD rates are at 2.53%. Richmond Virginia Fire Police Credit Union's savings rates are at 0.30%. Richmond Virginia Fire Police Credit Union's checking rates are as high as 0.15%. Richmond Virginia Fire Police Credit Union's Personal Loan Rates are as low as 6.75%. Richmond Virginia Fire Police Credit Union's CD rates are 9% lower than the MonitorBankRates national average, and it has an A+ health rating. MonitorBankRates evaluates the financial stability of Richmond Virginia Fire Police Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.81%. Rates last updated and verified on 10/29/2026. Richmond Virginia Fire Police Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Richmond Virginia Fire Police Credit Union? Share your experience about Richmond Virginia Fire Police Credit Union by leaving a review below, or read customer reviews before you decide to use Richmond Virginia Fire Police Credit Union. Richmond Virginia Fire Police Credit Union
City of Richmond VA Fire Station # 10 900 Hermitage Rd
https://www.firepolicecu.org Richmond, VA 23220-2001  Customer Reviews
Be the first to review
Write a Review
Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends. Richmond Virginia Fire Police Credit Union CD Rates
Richmond Virginia Fire Police Credit Union Savings Rates
Richmond Virginia Fire Police Credit Union Checking Rates
Richmond Virginia Fire Police Credit Union Home Equity & HELOC
Richmond Virginia Fire Police Credit Union Auto Loan Rates
Richmond Virginia Fire Police Credit Union RV, Boat and Powersport Loan Rates
Richmond Virginia Fire Police Credit Union Personal Loan Rates
Richmond Virginia Fire Police Credit Union Other Rates
Financial Health HistoryRichmond Virginia Fire Police Credit Union’s Texas Ratio rose from 0.99% in Q3 2023 to 1.81% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by
MonitorBankRates
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Richmond Virginia Fire Police Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Richmond Virginia Fire Police Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Richmond Virginia Fire Police Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Richmond Virginia Fire Police Credit Union
Website
https://www.firepolicecu.org
Address
900 Hermitage Rd,
Richmond, VA 23220-2001
Phone
804-354-0673
Fax
804-354-0684
President
Robert Marland
CEO
Iris Ellis
Full-Time Employees
5
Part-Time Employees
0
Branch Locations
1
ATM Locations
0
NCUA Insured
✓ Yes, up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.81%
Return on Assets (ROA)
0.6777%
Return on Equity (ROE)
4.3928%
Non-Performing Loans Ratio (NPL)
0.55%
Total Assets
21,180,965
Total Amount of Shares and Deposits
17,625,508
Total Shares and Deposits < 1 Year
17,458,508
Total Shares and Deposits 1 3 Years
167,000
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
3,804,133
Total Uninsured Shares and Deposits > $250K (F+J)
3,804,133
Total Insured Shares and Deposits > $250K (item 17 less item K)
13,821,375
Total Interest Expense (Sum of items 6 8)
40,369
Share Certificates
110
Number of Accounts for Share Drafts
783
IRA KEOGH Accounts
42
Number of Accounts for Regular Shares
1,752
All other shares
180
Net Income (unless the amount is already included in Undivided Earnings)
28,652
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
804,707
Total Liabilities
17,913,230
Source: NCUA — Last Updated 06/30/2026
Customer Reviews
There are no reviews for Richmond Virginia Fire Police Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for Richmond Virginia Fire Police Credit Union
Frequently Asked Questions About Richmond Virginia Fire Police Credit UnionDoes Richmond Virginia Fire Police Credit Union offer CDs?Yes. Richmond Virginia Fire Police Credit Union current CD rates include its Saving CDs - 6 Month CD at 2.531% APY, verified by MonitorBankRates as of October 29, 2026. Are CDs from Richmond Virginia Fire Police Credit Union NCUA insured?Yes. Richmond Virginia Fire Police Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category. What is the highest CD rate at Richmond Virginia Fire Police Credit Union?The highest Richmond Virginia Fire Police Credit Union CD rate is its Saving CDs - 6 Month CD at 2.531% APY, verified by MonitorBankRates as of October 29, 2026. What CD terms does Richmond Virginia Fire Police Credit Union offer?Richmond Virginia Fire Police Credit Union CD rates are 2.531% APY for a 6 month CD, verified by MonitorBankRates as of October 29, 2026. The institution may offer other terms or specials that are not listed here, so check with Richmond Virginia Fire Police Credit Union for its full lineup. What is the highest savings rate at Richmond Virginia Fire Police Credit Union?The highest Richmond Virginia Fire Police Credit Union savings rate is its Regular Savings & Club Accounts at 0.30% APY, verified by MonitorBankRates as of October 29, 2026. What is the highest checking rate at Richmond Virginia Fire Police Credit Union?The highest Richmond Virginia Fire Police Credit Union checking rate is its Checking at 0.15% APY, verified by MonitorBankRates as of October 29, 2026. What is the lowest auto loan rate at Richmond Virginia Fire Police Credit Union?The lowest Richmond Virginia Fire Police Credit Union auto loan rate is its Purchase Older Cars / Trucks / Motorcycles / Recreational Vehicles - Title Loans at 4.84% APR, verified by MonitorBankRates as of October 29, 2026. Richmond Virginia Fire Police Credit Union auto loan rates are 6.49% APR for a 48 month auto loan, 6.99% APR for a 60 month auto loan, 7.74% APR for a 72 month auto loan, 8.24% APR for a 78 month auto loan, 8.49% APR for an 84 month auto loan and 9.49% APR for a 120 month auto loan. What is the lowest personal loan rate at Richmond Virginia Fire Police Credit Union?The lowest Richmond Virginia Fire Police Credit Union personal loan rate is its Unsecured/Personal Loans at 6.75% APR, verified by MonitorBankRates as of October 29, 2026. How many branches does Richmond Virginia Fire Police Credit Union operate?Richmond Virginia Fire Police Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Richmond Virginia Fire Police Credit Union?Yes, to access services at Richmond Virginia Fire Police Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Richmond Virginia Fire Police Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Richmond Virginia Fire Police Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Richmond Virginia Fire Police Credit Union offer online and mobile banking?Most modern institutions like Richmond Virginia Fire Police Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.firepolicecu.org. Are all CD rates listed on MonitorBankRates federally insured?Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account. I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit. If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money. Why are some CD offers not available for me to open?Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules. How do Richmond Virginia Fire Police Credit Union rates compare?Richmond Virginia Fire Police Credit Union's CD rates are 9% lower than the MonitorBankRates national average, and it has an A+ health rating. Richmond Virginia Fire Police Credit Union's top rates are its Saving CDs - 6 Month CD at 2.531% APY, its Regular Savings & Club Accounts at 0.30% APY, its Checking at 0.15% APY and its Unsecured/Personal Loans at 6.75% APR, verified by MonitorBankRates on October 29, 2026. Current Richmond Virginia Fire Police Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Credit Unions
Hiwassee River Credit Union
Wayne County Federal Credit Union
None Suffer Lack Federal Credit Union
Pocono Medical Center Federal Credit Union
Greater Iowa Credit Union
East End Food Cooperative Federal Credit Union
Rally Credit Union
Attleboro Municipal Employees Federal Credit Union
Blackhawk Federal Credit Union
HealthShare Credit Union
Trades & Labor Federal Credit Union
IBEW Local 66 Federal Credit Union
NY Team Federal Credit Union
Emerald Credit Association Federal Credit Union
Painesville Credit Union
Honda Federal Credit Union
Streator Onized Credit Union
Canals And Trails Credit Union
Combined Credit Union
Stark Federal Credit Union
Greater Texas Credit Union
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
