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Richmond Virginia Fire Police Credit Union Rates & Review April 2026

Richmond Virginia Fire Police Credit Union's Personal Loan Rates are at 3.49%. MonitorBankRates evaluates the financial stability of Richmond Virginia Fire Police Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.32%. Rates were last updated on 04/23/2026.

Richmond Virginia Fire Police Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Richmond Virginia Fire Police Credit Union? Share your experience about Richmond Virginia Fire Police Credit Union by leaving a review below, or read customer reviews before you decide to use Richmond Virginia Fire Police Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
2.32%
Excellent Lower than avg
Richmond Virginia Fire Police Credit Union
City of Richmond VA Fire Station # 10
900 Hermitage Rd
Richmond, VA 23220 2001
https://www.firepolicecu.org
Member NCUA

Richmond Virginia Fire Police Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Loans - - 7.00%
Details As Low As
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.32%

Richmond Virginia Fire Police Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loans - - 3.49%
Details As Low As
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.32%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Richmond Virginia Fire Police Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Richmond Virginia Fire Police Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Richmond Virginia Fire Police Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Richmond Virginia Fire Police Credit Union
Address 900 Hermitage Rd, Richmond, VA 23220 2001
Phone 804-354-0673
Fax 804-354-0684
President Robert Marland
CEO Iris Ellis
Full-Time Employees 5
Part-Time Employees 0
Branch Locations 1
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.32%
Return on Assets (ROA)
1.0829%
Return on Equity (ROE)
7.5993%
Non-Performing Loans Ratio (NPL)
0.66%
Total Assets
21,687,968
Total Amount of Shares and Deposits
18,496,992
Total Shares and Deposits < 1 Year
18,305,846
Total Shares and Deposits 1 3 Years
191,146
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
2,611,797
Total Uninsured Shares and Deposits > $250K (F+J)
2,611,797
Total Insured Shares and Deposits > $250K (item 17 less item K)
15,885,195
Total Interest Expense (Sum of items 6 8)
76,883
Share Certificates
114
Number of Accounts for Share Drafts
797
IRA KEOGH Accounts
46
Number of Accounts for Regular Shares
1,785
All other shares
181
Net Income (unless the amount is already included in Undivided Earnings)
35,845
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,848,867
Total Liabilities
18,636,923
Source: NCUA — Last Updated 09/30/2025

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Frequently Asked Questions About Richmond Virginia Fire Police Credit Union

Is Richmond Virginia Fire Police Credit Union a safe place to deposit money?

Yes, Richmond Virginia Fire Police Credit Union is considered a safe financial institution. With a Texas Ratio of 2.3229545898697%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Richmond Virginia Fire Police Credit Union operate?

Richmond Virginia Fire Police Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Richmond Virginia Fire Police Credit Union?

Yes, to access services at Richmond Virginia Fire Police Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Richmond Virginia Fire Police Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Richmond Virginia Fire Police Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Richmond Virginia Fire Police Credit Union offer online and mobile banking?

Most modern institutions like Richmond Virginia Fire Police Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.firepolicecu.org.