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Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

The Credit Union For All Rates & Review September 2026

The Credit Union For All's savings rates are at 0.05%. The Credit Union For All's 15 Year Fixed Mortgage rates are at 7.12%, 20 Year Fixed Mortgage rates are at 7.25%, 10 Year Fixed Mortgage rates are at 7.12%, 30 Year Fixed Mortgage rates are at 7.25%. The Credit Union For All's RV, Boat and Powersport Loan Rates are as low as 5.27%. MonitorBankRates evaluates the financial stability of The Credit Union For All with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 13.17%. Rates last updated and verified on 09/18/2026.

The Credit Union For All money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at The Credit Union For All? Share your experience about The Credit Union For All by leaving a review below, or read customer reviews before you decide to use The Credit Union For All.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A
Excellent Health Score: 93/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
13.17%
Excellent Higher than avg
Health Trend ?
Worsening 12 quarters
Full history ›
The Credit Union For All
The Credit union for All
1811 Eastland Dr
Bloomington, IL 61704
https://www.cuforall.com
Member NCUA

The Credit Union For All Savings Rates

Product Rate APY View More
Christmas Club Savings 0.75% 0.75%
Min Balance $100
Details Balance: $100 and over
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.17%
Christmas Club Savings 0.75% 0.75%
Details Offers an attractive 0.75% interest rate on your balance, letting you build your holiday budget with ease.
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.17%
Savings 0.05% 0.05%
Min Balance $100
Details Balance: $100 - $999.99
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.17%
Savings 0.05% 0.05%
Min Balance $1,000
Details Balance: $1,000 - $9,999.99
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.17%
Savings 0.05% 0.05%
Min Balance $10,000
Details Balance: $10,000 - $24,999.99
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.17%
Savings 0.05% 0.05%
Min Balance $25,000
Details Balance: $25,000 and over
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.17%

The Credit Union For All Checking Rates

Product Rate APY View More
Cash Rewards High-Interest Checking 3.50% 3.56%
Min Balance $0
Details Balance: Up to $25,000; Qualifications Required; Qualifying balance up to $25,000.00
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.17%
Cash Rewards High-Interest Checking 0.15% 0.15%
Min Balance $25,000
Details Balance: Account balance over $25,000; Qualifications Required; Qualifying balance over $25,000.00
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.17%
Cash Rewards High-Interest Checking 0.03% 0.03%
Min Balance $0
Details Balance: Entire account balance; Qualifications Required; Qualifying balance up to $25,000.00
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.17%

The Credit Union For All Mortgage Rates

Product Rate Points APR Term View More
15 Year Fixed Mortgage 7.13% - 7.46% 15 Year Fixed
No additional details.
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.17%
20 Year Fixed Mortgage 7.25% - 7.52% 20 Year Fixed
No additional details.
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.17%
10 Year Fixed Mortgage 7.13% - 7.59% 10 Year Fixed
No additional details.
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.17%
30 Year Fixed Mortgage 7.25% - 7.76% 30 Year Fixed
No additional details.
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.17%

The Credit Union For All Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Line of Credit (Up to 80% LTV) - - 7.50%
Details As Low As; Rates start at 7.500%
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.17%
Home Equity Line of Credit (> 80% LTV) - - 8.00%
Details As Low As; Rates start at 8.000%
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.17%

The Credit Union For All Auto Loan Rates

Product Rate Points APR Term View More
2025-2026 New Auto - - 3.32% Up to 60 months
Details As Low As; Model Year: 2025-2026
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.17%
2024 & Older Auto - - 3.77% Up to 48 months
Details As Low As; Model Year: 2024 & Older**
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.17%
2025-2026 New Auto - - 3.82% 61-75 months
Details As Low As; Model Year: 2025-2026
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.17%
2024 & Older Auto - - 4.27% 49-75 months
Details As Low As; Model Year: 2024 & Older**
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.17%
2025-2026 New Auto - - 4.32% 76-79 months
Details As Low As; Model Year: 2025-2026
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.17%
2024 & Older Auto - - 5.02% 76-79 months
Details As Low As; Model Year: 2024 & Older**
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.17%
2025-2026 New Auto - - 5.07% 80-84 months*
Details As Low As; Model Year: 2025-2026
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.17%
2024 & Older Auto - - 5.77% 80-84 months
Details As Low As; Model Year: 2024 & Older**
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.17%

The Credit Union For All RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
Motorcycle, Scooter, Snowmobile, Personal Watercraft, and ATVs Loan - 5.27% Up to 60 months
Details As Low As; Loan Amount: $10,000 or more
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.17%
Recreational Vehicles Loan - 5.82% Up to 84 months
Details Loan Amount: Up to $24,999; As low as 5.82%
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.17%
Motorcycle, Scooter, Snowmobile, Personal Watercraft, and ATVs Loan - 5.98% Up to 72 months
Details As Low As; Loan Amount: $10,000 or more
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.17%
Recreational Vehicles Loan - 6.07% Up to 96 months
Details Loan Amount: $25,000 - $39,999; As low as 6.07%
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.17%
Motorcycle, Scooter, Snowmobile, Personal Watercraft, and ATVs Loan - 6.27% Up to 60 months
Details As Low As; Loan Amount: $5,000 - $9,999
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.17%
Recreational Vehicles Loan - 6.32% Up to 108 months
Details Loan Amount: $40,000 - $59,999; As low as 6.32%
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.17%
Recreational Vehicles Loan - 6.57% Up to 120 months
Details Loan Amount: $60,000+; As low as 6.57%
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.17%
Motorcycle, Scooter, Snowmobile, Personal Watercraft, and ATVs Loan - 6.77% Up to 48 months
Details As Low As; Loan Amount: Up to $4,999
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.17%

The Credit Union For All Personal Loan Rates

Product APR Term View More
Motorcycle, Scooter, Snowmobile, Personal Watercraft, and ATVs Loan 5.27% Up to 60 months
Details As Low As; Loan Amount: $10,000 or more
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.17%
Motorcycle, Scooter, Snowmobile, Personal Watercraft, and ATVs Loan 5.98% Up to 72 months
Details As Low As; Loan Amount: $10,000 or more
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.17%
Motorcycle, Scooter, Snowmobile, Personal Watercraft, and ATVs Loan 6.27% Up to 60 months
Details As Low As; Loan Amount: $5,000 - $9,999
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.17%
Motorcycle, Scooter, Snowmobile, Personal Watercraft, and ATVs Loan 6.77% Up to 48 months
Details As Low As; Loan Amount: Up to $4,999
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.17%
For All Signature Loans 8.57% 18 months
Details As low as; Loan Amount: Up to $1,000
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.17%
For All Signature Loans 9.07% 36 months
Details As low as; Loan Amount: $1,000.01 - $3,000
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.17%
For All Signature Loans 9.57% 48 months
Details As low as; Loan Amount: $3,000.01 - $5,000
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.17%
For All Signature Loans 10.07% 60 months
Details As low as; Loan Amount: $5,000.01 - $20,000
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.17%
For All Signature Loans 10.57% 72 months
Details As low as; Loan Amount: $20,000.01 - $25,025
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.17%

The Credit Union For All Other Rates

Product Rate Points APY/APR Term View More
Business Loan - - 6.23%
Details As Low As
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.17%
Home Loan - - 7.00%
Details As Low As
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.17%
Second Mortgages 6.27% - 6.90% 3 Year Fixed
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.17%
Second Mortgages 6.57% - 7.16% 5 Year Fixed
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.17%
Second Mortgages 7.57% - 8.02% 7 Year Fixed
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.17%
Second Mortgages 8.12% - 8.44% 10 Year Fixed
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.17%
Second Mortgages 8.67% - 8.93% 15 Year Fixed
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.17%

Financial Health History

The Credit Union For All’s Texas Ratio rose from 2.82% in Q2 2023 to 13.17% in Q1 2026, so its financial health has weakened over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A+ to A. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 6% 2.0★ 13% 3.0★ 19% 4.0★ 25% 5.0★ 15% Verified Healthy limit – lower is healthier Healthy zone 2.82% A+ Q2 2023 A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A- Q3 2024 A- Q4 2024 B+ Q1 2025 A Q2 2025 A Q3 2025 A- Q4 2025 13.17% A Q1 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
March 31, 2026$90M13.17%5.0A
December 31, 2025$87M16.09%4.9A-
September 30, 2025$88M12.13%5.0A
June 30, 2025$87M12.67%5.0A
March 31, 2025$87M18.68%4.7B+
December 31, 2024$84M15.84%4.9A-
September 30, 2024$80M14.60%5.0A-
June 30, 2024$83M5.84%5.0A+
March 31, 2024$86M4.81%5.0A+
December 31, 2023$83M5.32%5.0A+
September 30, 2023$82M5.83%5.0A+
June 30, 2023$79M2.82%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for The Credit Union For All is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather The Credit Union For All rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with The Credit Union For All's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name The Credit Union For All
Address 1811 Eastland Dr, Bloomington, IL 61704
Phone 309-661-1166
Fax 309-661-0616
President John Wyssman
CEO Robin Juhler
Full-Time Employees 18
Part-Time Employees 0
Branch Locations 1
ATM Locations 1
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (93/100)
Texas Ratio
13.17%
Return on Assets (ROA)
0.1106%
Return on Equity (ROE)
1.4367%
Non-Performing Loans Ratio (NPL)
1.72%
Total Assets
89,785,742
Total Amount of Shares and Deposits
82,347,576
Total Shares and Deposits < 1 Year
79,095,069
Total Shares and Deposits 1 3 Years
2,869,083
Total Shares and Deposits > 3 Years
383,427
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
4,792,837
Total Uninsured Shares and Deposits > $250K (F+J)
4,792,837
Total Insured Shares and Deposits > $250K (item 17 less item K)
77,554,739
Total Interest Expense (Sum of items 6 8)
315,169
Share Certificates
755
Number of Accounts for Share Drafts
2,421
IRA KEOGH Accounts
142
Number of Accounts for Regular Shares
7,422
Money Market Shares
390
Net Income (unless the amount is already included in Undivided Earnings)
99,272
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
6,994,505
Total Liabilities
82,876,062
Source: NCUA — Last Updated 03/31/2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

The Credit Union For All earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

<a href="https://monitorbankrates.com/credit-unions/the-credit-union-for-all-rates-review-63541">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Frequently Asked Questions About The Credit Union For All

How many branches does The Credit Union For All operate?

The Credit Union For All currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join The Credit Union For All?

Yes, to access services at The Credit Union For All, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, The Credit Union For All does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, The Credit Union For All provides members with tools to manage their accounts and build a solid financial history.

Does The Credit Union For All offer online and mobile banking?

Most modern institutions like The Credit Union For All provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.cuforall.com.

Current The Credit Union For All Rates

  • Savings0.05%
Retrieved from our database of financial products. Rates subject to change.