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Trans Texas Southwest Credit Union

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Trans Texas Southwest Credit Union Rates & Review August 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Trans Texas Southwest Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: August 30, 2026

Trans Texas Southwest Credit Union rates are not currently in our database, but you can compare rates from other banks and credit unions we track: 12-month share certificate rates are currently at 2.89%, 6-month share certificate rates at 2.75% and 3-month share certificate rates at 2.65%. Savings rates are at 0.84% and money market rates are at 1.17%. Mortgage rates on 30-year fixed loans are around 6.69%. These rates come from our rate database, not Trans Texas Southwest Credit Union, and you can see how they compare in the Trans Texas Southwest Credit Union rate tables below. MonitorBankRates evaluates the financial stability of Trans Texas Southwest Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.61%. Database rates last updated and verified on 08/30/2026.

Trans Texas Southwest Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Trans Texas Southwest Credit Union? Share your experience about Trans Texas Southwest Credit Union by leaving a review below, or read customer reviews before you decide to use Trans Texas Southwest Credit Union.

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Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

1.61%

Excellent Lower than avg

Trans Texas Southwest Credit Union
Trans Texas Southwest Credit Union

3401 Loop 306
San Angelo, TX 76904

Current Rate Availability

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Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Trans Texas Southwest Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Trans Texas Southwest Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Trans Texas Southwest Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Trans Texas Southwest Credit Union

Website N/A

Address 3401 Loop 306, San Angelo, TX 76904

Phone 325-944-3184

Fax 325-944-1005

President Vickie Alves

CEO Toni Sudduth

Full-Time Employees 16

Part-Time Employees 1

Branch Locations 1

ATM Locations 1

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (99/100)

Texas Ratio

1.61%

Return on Assets (ROA)

0.4724%

Return on Equity (ROE)

3.7767%

Non-Performing Loans Ratio (NPL)

0.30%

Total Assets

52,331,884

Total Amount of Shares and Deposits

45,513,205

Total Shares and Deposits < 1 Year

43,569,605

Total Shares and Deposits 1 3 Years

1,846,254

Total Shares and Deposits > 3 Years

97,346

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

666,870

Total Uninsured Shares and Deposits > $250K (F+J)

666,870

Total Insured Shares and Deposits > $250K (item 17 less item K)

44,846,335

Total Interest Expense (Sum of items 6 8)

661,839

Share Certificates

311

Number of Accounts for Share Drafts

1,099

IRA KEOGH Accounts

128

Number of Accounts for Regular Shares

2,622

All other shares

369

Money Market Shares

Net Income (unless the amount is already included in Undivided Earnings)

247,206

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

4,251,917

Total Liabilities

45,786,381

Source: NCUA — Last Updated 09/30/2025

2026 MBR Health & Safety Badge

Trans Texas Southwest Credit Union earned the Verified Strong badge

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Total Reviews

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Frequently Asked Questions About Trans Texas Southwest Credit Union

How many branches does Trans Texas Southwest Credit Union operate?

Trans Texas Southwest Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Trans Texas Southwest Credit Union?

Yes, to access services at Trans Texas Southwest Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Trans Texas Southwest Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Trans Texas Southwest Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Trans Texas Southwest Credit Union offer online and mobile banking?

Most modern institutions like Trans Texas Southwest Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online.