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Transit Workers Federal Credit Union Rates and Review January 2026

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Transit Workers Federal Credit Union12-month CD rates can be found at 3.25%, 6-month CD rates at 3.75% and 3-month CD rates at 0.08%. Savings rates are at 0.25% and money market rates are at 1.00%. Mortgage rates on 30-year fixed loans are around 5.96%. Credit Card rates are at 15.24%. Personal Loan rates are at 11.24%. All these rates, and more, can be found in our database of rates which you can compare to Transit Workers Federal Credit Union rates.

Compare Transit Workers Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Transit Workers Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Transit Workers Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Transit Workers Federal Credit Union? Share your experience about Transit Workers Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Transit Workers Federal Credit Union.

Overall, Transit Workers Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Transit Workers Federal Credit Union
Main Office
919 E Cayuga St
Philadelphia, PA 19124
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
6-Month CD
4.11%
$500
12-Month CD
3.98%
$1,000
36-Month CD
3.85%
$5,000
18-Month CD
3.65%
$0
18-Month CD
3.55%
$1,000
24-Month CD
3.50%
$500
24-Month CD
3.44%
$500
24-Month CD
3.30%
$1,000
18-Month CD
3.25%
$1,000
18-Month CD
3.25%
$1,000
18-Month CD
3.25%
$1,000
18-Month CD
3.15%
$1,000
24-Month CD
2.90%
$1,000
24-Month CD
2.75%
$500
18-Month CD
2.75%
$1,000
60-Month CD (Jumbo)
2.75%
$100,000
48-Month CD
2.70%
$500
60-Month CD (relationship)
2.65%
$500
48-Month CD
2.52%
$1,000
36-Month CD
2.50%
$1,000
48-Month CD
2.50%
$2,500
18-Month CD
2.27%
$500
18-Month CD
2.27%
$500
24-Month CD
2.22%
$500
36-Month CD
2.02%
$1,000
36-Month CD
1.30%
$1,000
60-Month CD
1.25%
$1,000
36-Month CD
1.21%
$1,000
Christmas Club Savings
0.90%
$10
60-Month CD
0.75%
$1,000
36-Month CD
0.75%
$1,000
36-Month CD
0.50%
$1,000
Savings
0.50%
$0
36-Month CD
0.35%
$1,000
12-Month CD
0.25%
$1,000
3-Month CD
0.20%
$0
24-Month CD
0.20%
$500
24-Month CD
0.20%
$1,000
6-Month CD
0.19%
$500
Money Market
0.15%
$2,500
6-Month CD
0.15%
$1,000
48-Month CD
0.15%
$500
Regular Share Savings
0.15%
$5
Money Market
0.05%
$5,000
Money Market
0.05%
$0
Regular Savings
0.05%
$100
Business Savings
0.05%
$100
Money Market
0.03%
$2,500
Savings
0.01%
$50
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
20-Year Fixed
5.875%
6.140%
0.000
5.875%
5.980%
0.000
5.500%
5.588%
0.000
4.875%
5.754%
0.000
30-Year Fixed
6.000%
6.120%
0.000
6.000%
6.310%
0.000
30-Year Fixed Jumbo
6.125%
6.160%
0.000
5.575%
5.684%
0.000
15-Year Fixed
5.375%
5.546%
0.000
5/1 Adjustable
5.875%
6.234%
0.000
4.675%
4.867%
0.000
5.125%
5.637%
0.250
30-Year Fixed
6.000%
6.218%
0.000
5.115%
5.787%
1.071
5.625%
5.899%
0.000
5.125%
5.173%
0.000
30-Year Fixed (Jumbo)
5.625%
5.714%
0.750
15 Year Fixed
5.375%
5.717%
0.706
30 Year Fixed
5.625%
5.704%
0.250
30-Year Fixed
5.750%
5.908%
0.500
5.250%
5.562%
0.000
6.000%
6.148%
0.000
15-Year Fixed Bi-weekly
5.375%
5.508%
0.000
5.125%
5.361%
1.000
5.500%
5.737%
0.000
30-Year Fixed
6.000%
6.112%
0.000
30-Year Fixed (Jumbo)
6.500%
6.546%
0.000
5.375%
5.475%
0.000
5.375%
5.911%
0.000
6.000%
6.303%
0.000
30-Year Fixed
6.000%
6.000%
0.000
5.500%
5.581%
0.000
6.000%
6.090%
0.000
5.875%
6.118%
0.000
30-Year Fixed Jumbo
6.125%
6.265%
1.000
6.125%
6.170%
0.000
5.500%
5.803%
0.000
5.125%
5.304%
0.000
15-Year Fixed Jumbo
5.750%
6.099%
0.000
6.250%
6.330%
0.000
5.500%
5.809%
0.000
4.875%
4.985%
0.000
5.125%
5.421%
0.000
30-Year Fixed (Jumbo)
5.625%
5.633%
0.000
15-Year Fixed (Jumbo)
5.500%
5.520%
0.000
6.000%
6.174%
0.000
5.375%
5.639%
0.250
6.375%
6.544%
0.000
5.250%
5.493%
0.000
20-Year Fixed
5.875%
5.961%
0.125
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
Access FCU Visa Gold
9.900%
Classroom Supply Visa
8.500%
CLASSIC FLAT 1% CASH BACK VISA
18.000%
1% Cash Back Classic Card
Rewards Share Secured
18.000%
Credit Limit - $300 - $5,000
Security Service Power Cash Back World MasterCard
16.950% - 18.000%
8.750%
Travel Rewards+ Card Visa
19.740% - 29.740%
Earn 4x unlimited points on travel and more, plus receive a $250 bonus.
Visa Student Rewards Card
17.990%
Rewards Classic Starter VISA
16.500%
Credit Limit - $300 - $500
VISA® Gold
11.960%
Acadian CU Visa Classic
9.200%
9.20% APR for purchases, balance transfers and cash advances.
Visa Platinum Credit Card
8.500%
As low as 8.50%
VISA Signature Rewards
16.740% - 18.000%
Visa Platinum with Rewards
9.900%
Visa Signature® Cash Back
17.750%
VISA Credit Card
7.900% - 15.900%
Maximum credit card amount offered is $10,000 with a 36-month term.
Visa Classic Card
12.900%
No annual fee
16.240% - 27.240%
SIGNATURE 1% CASH BACK VISA
14.740%
Unlimited 1% Cash Back Signature Card
VISA® Classic
12.960%
16.490% - 17.990%
Achieva Mastercard Credit Card
12.490% - 25.490%
12.49% to 25.49% when you open your account, based on your creditworthiness.
ABNB VISA Signature
14.740% - 17.740%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
13.240%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
9.490%
$0
48 - 48
Personal/Signature
10.990%
$0
24 - 36
50% Share Secured Loan
6.460% - 14.990%
$0
9.990%
$0
1 - 60
11.900%
$0 - $15,000
24 - 60
7.000%
$500 - $15,000
60
Overdraft Protection Loan
11.500% - 17.900%
$0 - $5,000
Signature Loans
12.990%
$0
48
Open-End Unsecured Signature Loan-Line of Credit
10.200%
$0
Personal Loans
13.250%
$0
6184
9.200% - 17.950%
$0 - $100
12 - 24
8.490%
$0
36 - 36
13.240%
$0
48
Personal Signature Loan
11.000%
$0
96
Unsecured Personal Loan
10.990%
$0 - $50,000
12 - 60
10.000%
$0
1 - 36
Personal Loan Rates
5.740%
$0
1 - 36
Personal Loan
11.760%
$0
Signature (Unsecured) Loan
11.040%
$0
1 - 24
Personal Line of Credit
16.240%
$0
60
Unsecured Signature Loan
9.250%
$0
1 - 24
Personal Loans Share Secured
5.990%
$0
48
Summer/Holiday Loans
9.500%
$0
10.000%
$0
60
Consolidation Loans
14.850%
$0
37 - 60
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Transit Workers Federal Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Transit Workers Federal Credit Union
Full Time Employees: 7
Part Time Employees: 0
President: Brenda Draper
CEO: Kelly Little
Branch Locations: 1
ATM Locations: 0
Corporate Office Address:
919 E Cayuga St
Philadelphia, PA 19124
Phone Number: 215-743-2922
Fax Number: 215-743-4574

Financials

Total Assets:
15,120,548
Total Amount of Shares and Deposits:
13,437,117
Total Shares and Deposits < 1 Year:
13,437,118
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
388,376
Total Uninsured Shares and Deposits > $250K (F+J):
388,376
Total Insured Shares and Deposits > $250K (item 17 less item K):
13,048,741
Total Interest Expense (Sum of items 6 8):
79,745
Share Certificates:
6
Number of Accounts for Share Drafts:
1,587
IRA KEOGH Accounts:
21
Number of Accounts for Regular Shares:
3,639
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
2,441,337
Total Liabilities:
13,454,165
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Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About Transit Workers Federal Credit Union

Is a member application needed to join Transit Workers Federal Credit Union?

Yes, to access services at Transit Workers Federal Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Transit Workers Federal Credit Union provides a range of mortgage and home equity products.

Is Transit Workers Federal Credit Union a safe place to deposit money?

Yes, Transit Workers Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Transit Workers Federal Credit Union offer online and mobile banking?

Most modern institutions like Transit Workers Federal Credit Union provide digital access including online balance checks and transfers.

Current Transit Workers Federal Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions