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 BASF Chattanooga Federal Credit Union Rates & Review September 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: September 21, 2026
BASF Chattanooga Federal Credit Union's 6 Month CD rates are at 4.25%, 12 Month CD rates are at 4.00%, 18 Month CD rates are at 4.00%, 24 Month CD rates are at 3.75%. BASF Chattanooga Federal Credit Union's Personal Loan Rates are as low as 9.99%. MonitorBankRates evaluates the financial stability of BASF Chattanooga Federal Credit Union with a 4.4 Star Rating, an B Overall Health Grade, and a Texas Ratio of 22.08%. Rates last updated and verified on 09/21/2026. BASF Chattanooga Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at BASF Chattanooga Federal Credit Union? Share your experience about BASF Chattanooga Federal Credit Union by leaving a review below, or read customer reviews before you decide to use BASF Chattanooga Federal Credit Union. BASF Chattanooga Federal Credit Union
BASF Federal CU 2120 Polymer Dr
https://www.basfchattafcu.com Chattanooga, TN 37421-2207 
BASF Chattanooga Federal Credit Union CD Rates
BASF Chattanooga Federal Credit Union Auto Loan Rates
BASF Chattanooga Federal Credit Union RV, Boat and Powersport Loan Rates
BASF Chattanooga Federal Credit Union Personal Loan Rates
BASF Chattanooga Federal Credit Union Other Rates
Financial Health HistoryBASF Chattanooga Federal Credit Union’s Texas Ratio fell from 24.42% in Q2 2023 to 22.08% in Q1 2026, so its financial health has improved over the past 12 quarters. Over the same period its Star Rating moved from 4.2 to 4.4 and its Health Grade from C+ to B. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for BASF Chattanooga Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather BASF Chattanooga Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with BASF Chattanooga Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
BASF Chattanooga Federal Credit Union
Website
https://www.basfchattafcu.com
Address
2120 Polymer Dr,
Chattanooga, TN 37421-2207
Phone
423-892-2938
Fax
423-499-0553
President
Robert Dyer
CEO
Brian Trotter
Full-Time Employees
0
Part-Time Employees
0
Branch Locations
2
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
4.4 / 5.0 ★
Overall Health & Safety Grade
B (83/100)
Texas Ratio
22.08%
Return on Assets (ROA)
-0.1103%
Return on Equity (ROE)
-0.5768%
Non-Performing Loans Ratio (NPL)
12.77%
Total Assets
3,501,409
Total Amount of Shares and Deposits
2,834,365
Total Shares and Deposits < 1 Year
2,713,049
Total Shares and Deposits 1 3 Years
121,317
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
173,644
Total Uninsured Shares and Deposits > $250K (F+J)
173,644
Total Insured Shares and Deposits > $250K (item 17 less item K)
2,660,721
Total Interest Expense (Sum of items 6 8)
51,442
Share Certificates
38
IRA KEOGH Accounts
4
Number of Accounts for Regular Shares
407
All other shares
3
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
2,210,853
Total Liabilities
2,831,895
Source: NCUA — Last Updated 03/31/2026
Customer Reviews
There are no reviews for BASF Chattanooga Federal Credit Union yet. Feel free to create one below.
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Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for BASF Chattanooga Federal Credit Union
Frequently Asked Questions About BASF Chattanooga Federal Credit UnionHow many branches does BASF Chattanooga Federal Credit Union operate?BASF Chattanooga Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join BASF Chattanooga Federal Credit Union?Yes, to access services at BASF Chattanooga Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, BASF Chattanooga Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, BASF Chattanooga Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does BASF Chattanooga Federal Credit Union offer online and mobile banking?Most modern institutions like BASF Chattanooga Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.basfchattafcu.com. Current BASF Chattanooga Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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