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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Allegacy Federal Credit Union Rates & Review May 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: May 7, 2026
Allegacy Federal Credit Union's IRA CD 14 month CD rates are at 3.95%, 14 Month CD rates are at 3.85%, 7 Month Early Withdrawal rates are at 3.45%, IRA CD 12 Month rates are at 3.25%, Online 24 Month CD rates are at 3.25%. Allegacy Federal Credit Union's savings rates are at 0.10%. Allegacy Federal Credit Union's money market rates are at 0.05%. Allegacy Federal Credit Union's 10/1 ARM Higher Educator (Conforming 30-year term) rates are at 5.88%, 10/1 ARM Medical Professional (Conforming 30-year term) rates are at 5.88%, 15 Year Fixed (Conforming-Purchase) rates are at 6.00%, 10/1 ARM (Conforming 30-year term) rates are at 6.00%, FHA 30 Year (FHA) rates are at 6.12%. MonitorBankRates evaluates the financial stability of Allegacy Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 6.91%. Rates were last updated on 05/07/2026. Allegacy Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Allegacy Federal Credit Union? Share your experience about Allegacy Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Allegacy Federal Credit Union. Allegacy Federal Credit Union
Westbrook 1691 Westbrook Plaza Dr
https://www.allegacy.org Winston Salem, NC 27103 2993 
Allegacy Federal Credit Union CD Rates
Allegacy Federal Credit Union Savings Rates
Allegacy Federal Credit Union Money Market Rates
Allegacy Federal Credit Union Checking Rates
Allegacy Federal Credit Union Mortgage Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Allegacy Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Allegacy Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Allegacy Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Allegacy Federal Credit Union
Website
https://www.allegacy.org
Address
1691 Westbrook Plaza Dr,
Winston Salem, NC 27103 2993
Phone
336-774-3400
Fax
336-774-4994
President
Lisa Marshall
CEO
Nathanael Tarwasokono
Full-Time Employees
415
Part-Time Employees
8
Branch Locations
29
ATM Locations
20
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (97/100)
Texas Ratio
6.91%
Return on Assets (ROA)
0.5232%
Return on Equity (ROE)
4.5363%
Non-Performing Loans Ratio (NPL)
0.98%
Total Assets
2,408,421,062
Total Amount of Shares and Deposits
2,049,395,052
Total Shares and Deposits < 1 Year
2,033,852,082
Total Shares and Deposits 1 3 Years
14,134,378
Total Shares and Deposits > 3 Years
1,408,592
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
245,047,630
Total Uninsured Shares and Deposits > $250K (F+J)
245,047,630
Total Insured Shares and Deposits > $250K (item 17 less item K)
1,804,347,422
Total Interest Expense (Sum of items 6 8)
32,138,121
Share Certificates
9,834
Number of Accounts for Share Drafts
100,712
IRA KEOGH Accounts
4,625
Number of Accounts for Regular Shares
204,149
All other shares
1
Money Market Shares
12,594
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
171,649,866
Total Liabilities
2,129,148,673
Source: NCUA — Last Updated 09/30/2025
Customer Reviews
There are no reviews for Allegacy Federal Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for Allegacy Federal Credit Union
Frequently Asked Questions About Allegacy Federal Credit UnionHow many branches does Allegacy Federal Credit Union operate?Allegacy Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Allegacy Federal Credit Union?Yes, to access services at Allegacy Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Allegacy Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Allegacy Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Allegacy Federal Credit Union offer online and mobile banking?Most modern institutions like Allegacy Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.allegacy.org. Current Allegacy Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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