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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Blue Mountain Credit Union Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 29, 2026
You can compare Blue Mountain Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 1.05%, 6-month share certificate rates at 2.00% and 3-month share certificate rates at 1.41%. Savings rates are at 0.25% and money market rates are at 0.10%. Mortgage rates on 30-year fixed loans are around 5.92%. All these rates can be compared to Blue Mountain Credit Union rates. MonitorBankRates evaluates the financial stability of Blue Mountain Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 11.20%. Rates were last updated on 03/29/2026. Blue Mountain Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Blue Mountain Credit Union? Share your experience about Blue Mountain Credit Union by leaving a review below, or read customer reviews before you decide to use Blue Mountain Credit Union. Blue Mountain Credit Union
Blue Mountain Credit Union 520 S College Ave
https://www.bmcu.com College Place, WA 99324 
Current Rate AvailabilityWe do not have Blue Mountain Credit Union rates right now, but we are constantly updating our database so check back often for updated rates. Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Blue Mountain Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Blue Mountain Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Blue Mountain Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Blue Mountain Credit Union
Website
https://www.bmcu.com
Address
520 S College Ave,
College Place, WA 99324
Phone
509-526-4562
Fax
509-526-4565
President
Susan Brookins
CEO
Jim Drake
Full-Time Employees
11
Part-Time Employees
1
Branch Locations
1
ATM Locations
1
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (94/100)
Texas Ratio
11.20%
Return on Assets (ROA)
0.4933%
Return on Equity (ROE)
3.7651%
Non-Performing Loans Ratio (NPL)
2.06%
Total Assets
55,624,606
Total Amount of Shares and Deposits
48,250,952
Total Shares and Deposits < 1 Year
47,071,299
Total Shares and Deposits 1 3 Years
806,022
Total Shares and Deposits > 3 Years
373,631
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
1,820,214
Total Uninsured Shares and Deposits > $250K (F+J)
1,820,214
Total Insured Shares and Deposits > $250K (item 17 less item K)
46,430,738
Total Interest Expense (Sum of items 6 8)
602,203
Share Certificates
392
Number of Accounts for Share Drafts
1,857
IRA KEOGH Accounts
92
Number of Accounts for Regular Shares
3,942
Money Market Shares
242
Net Income (unless the amount is already included in Undivided Earnings)
274,413
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
8,593,326
Total Liabilities
48,346,374
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Blue Mountain Credit UnionIs Blue Mountain Credit Union a safe place to deposit money?Yes, Blue Mountain Credit Union is considered a safe financial institution. With a Texas Ratio of 11.204188050664%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Blue Mountain Credit Union operate?Blue Mountain Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Blue Mountain Credit Union?Yes, to access services at Blue Mountain Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Blue Mountain Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Blue Mountain Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Blue Mountain Credit Union offer online and mobile banking?Most modern institutions like Blue Mountain Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.bmcu.com. Compare to Other Credit Unions
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