What are the current interest rates at Truliant Federal Credit Union?

Current rates for Truliant Federal Credit Union include: 12-Month CD: 2.99%, 18-Month CD: 3.04%, 24-Month CD: 2.92%, 60-Month CD: 3.24%, Savings: 3.40%, MMA: 3.80%

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Truliant Federal Credit Union

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Truliant Federal Credit Union Rates & Review October 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Truliant Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 7, 2026

Truliant Federal Credit Union's top rates as of October 7, 2026 are 5.00% APY on its Limited-Time 12 Month Term (new external funds required) CD, 3.40% APY on savings, 3.80% APY on money market accounts, 0.10% APY on checking, personal loans from 7.49% APR, and credit cards from 18.00% APR, according to rates verified by MonitorBankRates. Other Truliant Federal Credit Union CD rates include 60 Month Term at 3.40%, 48 Month Term at 3.35%, and 60 Month Term at 3.35%. MonitorBankRates evaluates the financial stability of Truliant Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 6.43%. Rates last updated and verified on 10/07/2026.

Truliant Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Truliant Federal Credit Union? Share your experience about Truliant Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Truliant Federal Credit Union.

Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

Excellent Health Score: 97/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

6.43%

Excellent Higher than avg

Health Trend

Steady 12 quarters

Full history ›

Truliant Federal Credit Union
Corporate Office & Branch Office

3200 Truliant Way
Winston Salem, NC 27103

https://www.truliantfcu.org

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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Truliant Federal Credit Union CD Rates

Product	Rate	APY	Term
Limited-Time 12 Month Term (new external funds required)	4.88%	5.00%	12 Month
Min Balance $5,000 Details New external funds required Last Updated 10/07/2026 Rate History No change since Oct 7, 2026 · 5.00% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.43%
60 Month Term	3.347%	3.40%	60 Month
Min Balance $100,000 Last Updated 10/07/2026 Rate History No change since Sep 18, 2026 · 3.40% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.43%
48 Month Term	3.299%	3.35%	48 Month
Min Balance $100,000 Last Updated 10/07/2026 Rate History No change since Sep 18, 2026 · 3.35% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.43%
60 Month Term	3.297%	3.35%	60 Month
Min Balance $25,000 Last Updated 10/07/2026 Rate History No change since Sep 18, 2026 · 3.35% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.43%
36 Month Term	3.249%	3.30%	36 Month
Min Balance $100,000 Last Updated 10/07/2026 Rate History No change since Sep 18, 2026 · 3.30% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.43%
48 Month Term	3.249%	3.30%	48 Month
Min Balance $25,000 Last Updated 10/07/2026 Rate History No change since Sep 18, 2026 · 3.30% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.43%
60 Month Term	3.247%	3.30%	60 Month
Min Balance $5,000 Last Updated 10/07/2026 Rate History No change since Sep 18, 2026 · 3.30% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.43%
24 Month Term	3.202%	3.25%	24 Month
Min Balance $100,000 Last Updated 10/07/2026 Rate History No change since Sep 18, 2026 · 3.25% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.43%
36 Month Term	3.199%	3.25%	36 Month
Min Balance $25,000 Last Updated 10/07/2026 Rate History No change since Sep 18, 2026 · 3.25% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.43%
48 Month Term	3.199%	3.25%	48 Month
Min Balance $5,000 Last Updated 10/07/2026 Rate History No change since Sep 18, 2026 · 3.25% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.43%
60 Month Term	3.197%	3.24%	60 Month
Min Balance $250 Last Updated 10/07/2026 Rate History No change since Sep 18, 2026 · 3.24% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.43%
18 Month Term	3.154%	3.20%	18 Month
Min Balance $100,000 Last Updated 10/07/2026 Rate History No change since Sep 18, 2026 · 3.20% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.43%
24 Month Term	3.152%	3.20%	24 Month
Min Balance $25,000 Last Updated 10/07/2026 Rate History No change since Sep 18, 2026 · 3.20% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.43%
36 Month Term	3.149%	3.19%	36 Month
Min Balance $5,000 Last Updated 10/07/2026 Rate History No change since Sep 18, 2026 · 3.19% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.43%
48 Month Term	3.149%	3.19%	48 Month
Min Balance $250 Last Updated 10/07/2026 Rate History No change since Sep 18, 2026 · 3.19% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.43%
12 Month Term	3.105%	3.15%	12 Month
Min Balance $100,000 Last Updated 10/07/2026 Rate History No change since Sep 18, 2026 · 3.15% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.43%
18 Month Term	3.104%	3.15%	18 Month
Min Balance $25,000 Last Updated 10/07/2026 Rate History No change since Sep 18, 2026 · 3.15% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.43%
24 Month Term	3.102%	3.15%	24 Month
Min Balance $5,000 Last Updated 10/07/2026 Rate History No change since Sep 18, 2026 · 3.15% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.43%
36 Month Term	3.099%	3.14%	36 Month
Min Balance $250 Last Updated 10/07/2026 Rate History No change since Sep 18, 2026 · 3.14% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.43%
12 Month Term	3.055%	3.10%	12 Month
Min Balance $25,000 Last Updated 10/07/2026 Rate History No change since Sep 18, 2026 · 3.10% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.43%
18 Month Term	3.054%	3.10%	18 Month
Min Balance $5,000 Last Updated 10/07/2026 Rate History No change since Sep 18, 2026 · 3.10% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.43%
24 Month Term	3.052%	3.09%	24 Month
Min Balance $250 Last Updated 10/07/2026 Rate History No change since Sep 18, 2026 · 3.09% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.43%
24 Month FLEX (with 1x rate increase option)	3.037%	3.08%	24 Month
Min Balance $100,000 Details with 1x rate increase option Last Updated 10/07/2026 Rate History No change since Sep 24, 2026 · 3.08% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.43%
12 Month Term	3.005%	3.05%	12 Month
Min Balance $5,000 Last Updated 10/07/2026 Rate History No change since Sep 18, 2026 · 3.05% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.43%
18 Month Term	3.004%	3.04%	18 Month
Min Balance $250 Last Updated 10/07/2026 Rate History No change since Sep 18, 2026 · 3.04% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.43%
24 Month FLEX (with 1x rate increase option)	2.987%	3.03%	24 Month
Min Balance $25,000 Details with 1x rate increase option Last Updated 10/07/2026 Rate History No change since Sep 24, 2026 · 3.03% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.43%
6 Month Term	2.96%	3.00%	6 Month
Min Balance $100,000 Last Updated 10/07/2026 Rate History No change since Sep 18, 2026 · 3.00% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.43%
12 Month Term	2.955%	2.99%	12 Month
Min Balance $250 Last Updated 10/07/2026 Rate History No change since Sep 18, 2026 · 2.99% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.43%
24 Month FLEX (with 1x rate increase option)	2.937%	2.98%	24 Month
Min Balance $5,000 Details with 1x rate increase option Last Updated 10/07/2026 Rate History No change since Sep 24, 2026 · 2.98% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.43%
6 Month Term	2.91%	2.95%	6 Month
Min Balance $25,000 Last Updated 10/07/2026 Rate History No change since Sep 18, 2026 · 2.95% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.43%
24 Month FLEX (with 1x rate increase option)	2.887%	2.92%	24 Month
Min Balance $250 Details with 1x rate increase option Last Updated 10/07/2026 Rate History No change since Sep 24, 2026 · 2.92% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.43%
6 Month Term	2.86%	2.90%	6 Month
Min Balance $5,000 Last Updated 10/07/2026 Rate History No change since Sep 18, 2026 · 2.90% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.43%
6 Month Term	2.81%	2.84%	6 Month
Min Balance $250 Last Updated 10/07/2026 Rate History No change since Sep 18, 2026 · 2.84% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.43%
14 Month Term (one-time early withdrawal)	2.725%	2.76%	14 Month
Min Balance $100,000 Details one-time early withdrawal Last Updated 10/07/2026 Rate History No change since Sep 24, 2026 · 2.76% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.43%
14 Month Term (one-time early withdrawal)	2.625%	2.65%	14 Month
Min Balance $25,000 Details one-time early withdrawal Last Updated 10/07/2026 Rate History No change since Sep 24, 2026 · 2.65% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.43%
14 Month Term (one-time early withdrawal)	2.525%	2.55%	14 Month
Min Balance $5,000 Details one-time early withdrawal Last Updated 10/07/2026 Rate History No change since Sep 24, 2026 · 2.55% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.43%
3 Month Term	2.472%	2.50%	3 Month
Min Balance $100,000 Last Updated 10/07/2026 Rate History No change since Sep 18, 2026 · 2.50% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.43%
14 Month Term (one-time early withdrawal)	2.425%	2.45%	14 Month
Min Balance $250 Details one-time early withdrawal Last Updated 10/07/2026 Rate History No change since Sep 24, 2026 · 2.45% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.43%
3 Month Term	2.422%	2.45%	3 Month
Min Balance $25,000 Last Updated 10/07/2026 Rate History No change since Sep 18, 2026 · 2.45% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.43%
3 Month Term	2.372%	2.40%	3 Month
Min Balance $5,000 Last Updated 10/07/2026 Rate History No change since Sep 18, 2026 · 2.40% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.43%
3 Month Term	2.322%	2.34%	3 Month
Min Balance $250 Last Updated 10/07/2026 Rate History No change since Sep 18, 2026 · 2.34% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.43%

Truliant Federal Credit Union Business CD Rates

Product	Rate	APY	Term
Business 36 Month Term	3.249%	3.30%	36 Month
Min Balance $100,000 Details Balance: $100,000+ Last Updated 10/07/2026 Rate History No change since Sep 24, 2026 · 3.30% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.43%
Business 24 Month Term	3.202%	3.25%	24 Month
Min Balance $100,000 Details Balance: $100,000+ Last Updated 10/07/2026 Rate History No change since Sep 24, 2026 · 3.25% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.43%
Business 36 Month Term	3.199%	3.25%	36 Month
Min Balance $25,000 Details Balance: $25,000 - $99,999 Last Updated 10/07/2026 Rate History No change since Sep 24, 2026 · 3.25% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.43%
Business 24 Month Term	3.152%	3.20%	24 Month
Min Balance $25,000 Details Balance: $25,000 - $99,999 Last Updated 10/07/2026 Rate History No change since Sep 24, 2026 · 3.20% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.43%
Business 36 Month Term	3.149%	3.19%	36 Month
Min Balance $5,000 Details Balance: $5,000 - $24,999 Last Updated 10/07/2026 Rate History No change since Sep 24, 2026 · 3.19% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.43%
Business 12 Month Term	3.105%	3.15%	12 Month
Min Balance $100,000 Details Balance: $100,000+ Last Updated 10/07/2026 Rate History No change since Sep 24, 2026 · 3.15% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.43%
Business 24 Month Term	3.102%	3.15%	24 Month
Min Balance $5,000 Details Balance: $5,000 - $24,999 Last Updated 10/07/2026 Rate History No change since Sep 24, 2026 · 3.15% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.43%
Business 36 Month Term	3.099%	3.14%	36 Month
Min Balance $250 Details Balance: $250 - $4,999 Last Updated 10/07/2026 Rate History No change since Sep 24, 2026 · 3.14% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.43%
Business 12 Month Term	3.055%	3.10%	12 Month
Min Balance $25,000 Details Balance: $25,000 - $99,999 Last Updated 10/07/2026 Rate History No change since Sep 24, 2026 · 3.10% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.43%
Business 24 Month Term	3.052%	3.09%	24 Month
Min Balance $250 Details Balance: $250 - $4,999 Last Updated 10/07/2026 Rate History No change since Sep 24, 2026 · 3.09% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.43%
Business 12 Month Term	3.005%	3.05%	12 Month
Min Balance $5,000 Details Balance: $5,000 - $24,999 Last Updated 10/07/2026 Rate History No change since Sep 24, 2026 · 3.05% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.43%
Business 6 Month Term	2.96%	3.00%	6 Month
Min Balance $100,000 Details Balance: $100,000+ Last Updated 10/07/2026 Rate History No change since Sep 24, 2026 · 3.00% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.43%
Business 12 Month Term	2.955%	2.99%	12 Month
Min Balance $250 Details Balance: $250 - $4,999 Last Updated 10/07/2026 Rate History No change since Sep 24, 2026 · 2.99% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.43%
Business 6 Month Term	2.91%	2.95%	6 Month
Min Balance $25,000 Details Balance: $25,000 - $99,999 Last Updated 10/07/2026 Rate History No change since Sep 24, 2026 · 2.95% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.43%
Business 6 Month Term	2.86%	2.90%	6 Month
Min Balance $5,000 Details Balance: $5,000 - $24,999 Last Updated 10/07/2026 Rate History No change since Sep 24, 2026 · 2.90% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.43%
Business 6 Month Term	2.81%	2.84%	6 Month
Min Balance $250 Details Balance: $250 - $4,999 Last Updated 10/07/2026 Rate History No change since Sep 24, 2026 · 2.84% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.43%
Business 3 Month Term	2.472%	2.50%	3 Month
Min Balance $100,000 Details Balance: $100,000+ Last Updated 10/07/2026 Rate History No change since Sep 24, 2026 · 2.50% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.43%
Business 3 Month Term	2.422%	2.45%	3 Month
Min Balance $25,000 Details Balance: $25,000 - $99,999 Last Updated 10/07/2026 Rate History No change since Sep 24, 2026 · 2.45% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.43%
Business 3 Month Term	2.372%	2.40%	3 Month
Min Balance $5,000 Details Balance: $5,000 - $24,999 Last Updated 10/07/2026 Rate History No change since Sep 24, 2026 · 2.40% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.43%
Business 3 Month Term	2.322%	2.34%	3 Month
Min Balance $250 Details Balance: $250 - $4,999 Last Updated 10/07/2026 Rate History No change since Sep 24, 2026 · 2.34% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.43%

Truliant Federal Credit Union Savings Rates

Product	Rate	APY
High Yield Rewards Savings - Premium Rate	3.334%	3.40%
Min Balance $0 Details Balance: Up to $25,000 Last Updated 10/07/2026 Rate History No change since Oct 7, 2026 · 3.40% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.43%
High Yield Savings Account	-	3.40%
Min Deposit $1,000 Min Balance $0 Details Qualifications Required: Active Truliant checking account with $500+ in monthly deposits from sources outside Truliant; Primary account ownership of both the checking and savings accounts; 10+ withdrawals per month, including debit card purchases, bill payments, automatic transfers-even loan payments count; Premium Rate 3.400% APY : To receive the premium interest rate an active checking account that meets monthly minimums of $500 in deposits and 10 withdrawals is required. The premium rate will be applied at the end of each month on balances up to $25,000. Non-Premium Rate 1.00% APY : Interest rate will decrease for balances above $25,000. Base Rate 0.10% APY : Interest rate applied if checking activity doesn't qualify. External deposits include : ACH (Direct Deposit), mobile & ATM deposits, checks deposited from a non-Truliant account, in-coming wire transfers. Withdrawals include : Debit card purchases (Point of Sale), checks, ATM, ACH, out-going wire transfers, withdrawal from a Truliant account to make a payment on a Truliant loan. Excluded transactions : internal transfers between Truliant deposit accounts and loan proceeds being deposited into your account from a Truliant loan. Earn the max rate your first two cycles - plenty of time to meet the easy checking qualifications. Balance: $0.01 - $25,000.00 Last Updated 10/07/2026 Rate History 1 change since Sep 18, 2026 · 3.20% → 3.40% ▲ 0.20 pts · high 3.40% / low 3.20% Oct 2, 20263.40%▲ from 3.20% Sep 18, 20263.20%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.43%
IRA Savings	1.24%	1.25%
Min Balance $0 Last Updated 10/07/2026 Rate History No change since Sep 18, 2026 · 1.25% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.43%
High Yield Rewards Savings - Non-Premium Rate	0.995%	1.00%
Min Balance $25,000 Details Balance: Above $25,000 Last Updated 10/07/2026 Rate History No change since Oct 7, 2026 · 1.00% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.43%
Rainy Day Savings	0.15%	0.15%
Min Balance $0 Last Updated 10/07/2026 Rate History No change since Sep 18, 2026 · 0.15% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.43%
Christmas Club Savings	0.10%	0.10%
Min Balance $0 Last Updated 10/07/2026 Rate History No change since Sep 18, 2026 · 0.10% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.43%
High Yield Rewards Savings - Base Rate	0.10%	0.10%
Min Balance $0 Details Balance: $0 Last Updated 10/07/2026 Rate History No change since Oct 7, 2026 · 0.10% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.43%
High Yield Savings Account	-	0.10%
Min Deposit $1,000 Min Balance $0 Details Base Rate 0.10% APY : Interest rate applied if checking activity doesn't qualify. Balance: $0.01 - $25,000.00 Last Updated 10/07/2026 Rate History 1 change since Sep 18, 2026 · 3.20% → 0.10% ▼ 3.10 pts · high 3.20% / low 0.10% Oct 2, 20260.10%▼ from 3.20% Sep 18, 20263.20%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.43%
Membership Savings	0.10%	0.10%
Min Balance $5 Last Updated 10/07/2026 Rate History No change since Sep 18, 2026 · 0.10% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.43%
Regular Savings	0.10%	0.10%
Min Balance $0 Last Updated 10/07/2026 Rate History No change since Sep 18, 2026 · 0.10% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.43%
Vacation Club Savings	0.10%	0.10%
Min Balance $0 Last Updated 10/07/2026 Rate History No change since Sep 18, 2026 · 0.10% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.43%

Truliant Federal Credit Union Business Savings Rates

Product	Rate	APY	View More
Business Savings	0.10%	0.10%
Min Deposit $5 Min Balance $5 Last Updated 10/07/2026 Rate History No change since Sep 18, 2026 · 0.10% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.43%

Truliant Federal Credit Union Money Market Rates

Product	Rate	APY
Accelerate Money Market Special	3.73%	3.80%
Min Deposit $25,000 Min Balance $25,000 Last Updated 10/07/2026 Rate History No change since Sep 15, 2026 · 3.80% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.43%
Accelerate Money Market	3.392%	3.45%
Min Deposit $2,500 Min Balance $250,000 Details Balance: $250,000 and over Last Updated 10/07/2026 Rate History 1 change since Sep 15, 2026 · 3.25% → 3.45% ▲ 0.20 pts · high 3.45% / low 3.25% Sep 27, 20263.45%▲ from 3.25% Sep 15, 20263.25%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.43%
Amplify Money Market (Extended Deposit Insurance Account)	3.199%	3.25%
Min Balance $250,000 Last Updated 10/07/2026 Rate History 1 change since Sep 18, 2026 · 3.00% → 3.25% ▲ 0.25 pts · high 3.25% / low 3.00% Sep 27, 20263.25%▲ from 3.00% Sep 18, 20263.00%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.43%
Accelerate Money Market	3.151%	3.20%
Min Deposit $2,500 Min Balance $100,000 Details Balance: $100,000 - $249,999.99 Last Updated 10/07/2026 Rate History 1 change since Sep 15, 2026 · 3.00% → 3.20% ▲ 0.20 pts · high 3.20% / low 3.00% Sep 27, 20263.20%▲ from 3.00% Sep 15, 20263.00%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.43%
Accelerate Money Market	2.956%	3.00%
Min Deposit $2,500 Min Balance $75,000 Details Balance: $75,000 - $99,999.99 Last Updated 10/07/2026 Rate History 1 change since Sep 15, 2026 · 2.81% → 3.00% ▲ 0.19 pts · high 3.00% / low 2.81% Sep 27, 20263.00%▲ from 2.81% Sep 15, 20262.81%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.43%
Accelerate Money Market	2.762%	2.80%
Min Deposit $2,500 Min Balance $50,000 Details Balance: $50,000 - $74,999.99 Last Updated 10/07/2026 Rate History 1 change since Sep 15, 2026 · 2.63% → 2.80% ▲ 0.17 pts · high 2.80% / low 2.63% Sep 27, 20262.80%▲ from 2.63% Sep 15, 20262.63%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.43%
Accelerate Money Market	2.567%	2.60%
Min Deposit $2,500 Min Balance $25,000 Details Balance: $25,000 - $49,999.99 Last Updated 10/07/2026 Rate History 1 change since Sep 15, 2026 · 2.44% → 2.60% ▲ 0.16 pts · high 2.60% / low 2.44% Sep 27, 20262.60%▲ from 2.44% Sep 15, 20262.44%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.43%
Accelerate Money Market	0.996%	1.00%
Min Deposit $2,500 Min Balance $0 Details Balance: $0 - $2,499.99 Last Updated 10/07/2026 Rate History No change since Sep 18, 2026 · 1.00% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.43%

Truliant Federal Credit Union Business Money Market Rates

Product	Rate	APY
Business Amplify Money Market (Extended Deposit Insurance Account)	3.199%	3.25%
Min Balance $250,000 Details Balance: $250,000+ Last Updated 10/07/2026 Rate History 1 change since Sep 24, 2026 · 3.00% → 3.25% ▲ 0.25 pts · high 3.25% / low 3.00% Sep 27, 20263.25%▲ from 3.00% Sep 24, 20263.00%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.43%
Business Accelerate Money Market	3.151%	3.20%
Min Deposit $2,500 Min Balance $100,000 Details Balance: $100,000+ Last Updated 10/07/2026 Rate History 1 change since Sep 15, 2026 · 3.00% → 3.20% ▲ 0.20 pts · high 3.20% / low 3.00% Sep 27, 20263.20%▲ from 3.00% Sep 15, 20263.00%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.43%
Business Accelerate Money Market	2.956%	3.00%
Min Deposit $2,500 Min Balance $75,000 Details Balance: $75,000 - $99,999 Last Updated 10/07/2026 Rate History 1 change since Sep 15, 2026 · 2.81% → 3.00% ▲ 0.19 pts · high 3.00% / low 2.81% Sep 27, 20263.00%▲ from 2.81% Sep 15, 20262.81%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.43%
Business Accelerate Money Market	2.762%	2.80%
Min Deposit $2,500 Min Balance $50,000 Details Balance: $50,000 - $74,999 Last Updated 10/07/2026 Rate History 1 change since Sep 15, 2026 · 2.63% → 2.80% ▲ 0.17 pts · high 2.80% / low 2.63% Sep 27, 20262.80%▲ from 2.63% Sep 15, 20262.63%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.43%
Business Accelerate Money Market	2.567%	2.60%
Min Deposit $2,500 Min Balance $25,000 Details Balance: $25,000 - $49,999 Last Updated 10/07/2026 Rate History 1 change since Sep 15, 2026 · 2.44% → 2.60% ▲ 0.16 pts · high 2.60% / low 2.44% Sep 27, 20262.60%▲ from 2.44% Sep 15, 20262.44%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.43%
Business Accelerate Money Market	0.996%	1.00%
Min Deposit $2,500 Min Balance $0 Details Balance: $0 - $2,499 Last Updated 10/07/2026 Rate History No change since Sep 24, 2026 · 1.00% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.43%

Truliant Federal Credit Union Business Checking Rates

Product	Rate	APY
Business Checking	0.10%	0.10%
Min Deposit $2,500 Min Balance $100,000 Last Updated 10/07/2026 Rate History No change since Sep 15, 2026 · 0.10% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.43%
Business Checking	0.05%	0.05%
Min Deposit $2,500 Min Balance $0 Last Updated 10/07/2026 Rate History No change since Sep 15, 2026 · 0.05% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.43%

Truliant Federal Credit Union Home Equity & HELOC

Product	Rate	Points	APR
Home Equity Loan - First Lien (Fixed Rate)	-	-	6.67%
Details Published APR range: 6.67% - 7.42%. Last Updated 10/07/2026 Rate History No change since Sep 15, 2026 · 6.67% APR · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.43%
Home Equity Line of Credit (Variable Rate)	-	-	7.00%
Details Published APR range: 7.00% - 9.50%. Last Updated 10/07/2026 Rate History 1 change since Sep 15, 2026 · 6.75% → 7.00% ▲ 0.25 pts · high 7.00% / low 6.75% Sep 18, 20267.00%▲ from 6.75% Sep 15, 20266.75%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.43%
Home Equity Loan - Second Lien (Fixed Rate)	-	-	7.82%
Details Published APR range: 7.82% - 9.47%. Last Updated 10/07/2026 Rate History No change since Sep 15, 2026 · 7.82% APR · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.43%

Truliant Federal Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term
New Auto Loan	-	-	5.54%	36 - 63 Months
Details Published APR range: 5.54% - 16.74%. Model Year: 2025 - Newer Last Updated 10/07/2026 Rate History 1 change since Sep 15, 2026 · 5.14% → 5.54% ▲ 0.40 pts · high 5.54% / low 5.14% Oct 7, 20265.54%▲ from 5.14% Sep 15, 20265.14%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.43%
Used Auto Loan	-	-	5.74%	60 months
Details Additional APR listed for this product: 7.99%. Rate ranges above represent the lowest to highest rate available for the model year and term under normal underwriting guidelines. Certain rate discounts and premiums may apply based on the specific factors of each application. Possible 0.25% rate discount is available, depending on your credit score, for loans with a loan-to-value ratio under 80%. Total maximum rate discount is 0.25%. Last Updated 10/07/2026 Rate History No change since Sep 27, 2026 · 5.74% APR · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.43%
New Auto Loan	-	-	5.94%	64 - 75 Months
Details Published APR range: 5.94% - 17.24%. Model Year: 2025 - Newer Last Updated 10/07/2026 Rate History 1 change since Sep 15, 2026 · 5.54% → 5.94% ▲ 0.40 pts · high 5.94% / low 5.54% Oct 7, 20265.94%▲ from 5.54% Sep 15, 20265.54%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.43%
Used Auto Loan	-	-	5.99%	36 - 63 Months
Details Published APR range: 5.99% - 17.24%. Model Year: 2019 - 2024 Last Updated 10/07/2026 Rate History 1 change since Sep 15, 2026 · 5.64% → 5.99% ▲ 0.35 pts · high 5.99% / low 5.64% Sep 27, 20265.99%▲ from 5.64% Sep 15, 20265.64%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.43%
New Auto Loan	-	-	6.09%	76 - 84 Months
Details Published APR range: 6.09% - 8.49%. Model Year: 2025 - Newer Last Updated 10/07/2026 Rate History 1 change since Sep 15, 2026 · 5.74% → 6.09% ▲ 0.35 pts · high 6.09% / low 5.74% Oct 7, 20266.09%▲ from 5.74% Sep 15, 20265.74%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.43%
Used Auto Loan	-	-	6.19%	64 - 75 Months
Details Published APR range: 6.19% - 16.99%. Model Year: 2019 - 2024 Last Updated 10/07/2026 Rate History 1 change since Sep 15, 2026 · 5.79% → 6.19% ▲ 0.40 pts · high 6.19% / low 5.79% Sep 27, 20266.19%▲ from 5.79% Sep 15, 20265.79%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.43%
Used Auto Loan	-	-	6.59%	76 - 84 Months
Details Published APR range: 6.59% - 7.99%. Model Year: 2019 - 2024 Last Updated 10/07/2026 Rate History 1 change since Sep 15, 2026 · 6.24% → 6.59% ▲ 0.35 pts · high 6.59% / low 6.24% Sep 27, 20266.59%▲ from 6.24% Sep 15, 20266.24%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.43%
New Auto Loan	-	-	7.29%	85 - 96 Months
Details Published APR range: 7.29% - 8.49%. Model Year: 2025 - Newer Last Updated 10/07/2026 Rate History 1 change since Sep 15, 2026 · 6.99% → 7.29% ▲ 0.30 pts · high 7.29% / low 6.99% Oct 7, 20267.29%▲ from 6.99% Sep 15, 20266.99%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.43%
Used Auto Loan	-	-	8.24%	36 - 63 Months
Details Published APR range: 8.24% - 17.75%. Model Year: 2016 - 2018 Last Updated 10/07/2026 Rate History 1 change since Sep 15, 2026 · 7.89% → 8.24% ▲ 0.35 pts · high 8.24% / low 7.89% Sep 27, 20268.24%▲ from 7.89% Sep 15, 20267.89%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.43%
Used Auto Loan	-	-	8.69%	64 - 75 Months
Details Published APR range: 8.69% - 9.59%. Model Year: 2016 - 2018 Last Updated 10/07/2026 Rate History 1 change since Sep 15, 2026 · 8.29% → 8.69% ▲ 0.40 pts · high 8.69% / low 8.29% Sep 27, 20268.69%▲ from 8.29% Sep 15, 20268.29%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.43%
Classic Car Loan	-	-	10.49%	60 months
Details Loan rates are based on credit history, profile, and loan terms. Last Updated 10/07/2026 Rate History No change since Sep 18, 2026 · 10.49% APR · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.43%
Classic Cars (20+ years old) Loan	-	-	10.49%	36 - 60 Months
Details Published APR range: 10.49% - 18.00%. Last Updated 10/07/2026 Rate History No change since Sep 18, 2026 · 10.49% APR · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.43%
Classic Cars (20+ years old) Loan	-	-	10.99%	61 - 72 Months
Details Published APR range: 10.99% - 18.00%. Last Updated 10/07/2026 Rate History No change since Sep 18, 2026 · 10.99% APR · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.43%
Classic Cars (20+ years old) Loan	-	-	11.99%	73 - 84 Months
Details Published APR range: 11.99% - 14.49%. Last Updated 10/07/2026 Rate History No change since Sep 18, 2026 · 11.99% APR · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.43%

Truliant Federal Credit Union RV, Boat and Powersport Loan Rates

Product	Rate	APR	Term
Boat Loan	-	10.49%	60 months
Details Boat loans include motor, trailer & accessories. Loan rates are based on credit history, profile, and loan terms. Last Updated 10/07/2026 Rate History No change since Sep 15, 2026 · 10.49% APR · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.43%
Motorcycle: New/Used Loan	-	10.49%	36 - 60 Months
Details Published APR range: 10.49% - 18.00%. Last Updated 10/07/2026 Rate History No change since Sep 15, 2026 · 10.49% APR · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.43%
RV Loan	-	10.49%	60 months
Details Boat loans include motor, trailer & accessories. Loan rates are based on credit history, profile, and loan terms. Last Updated 10/07/2026 Rate History No change since Sep 15, 2026 · 10.49% APR · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.43%
RV/Boats: New/Used Loan	-	10.49%	36 - 60 Months
Details Published APR range: 10.49% - 18.00%. Last Updated 10/07/2026 Rate History No change since Sep 15, 2026 · 10.49% APR · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.43%
Motorcycle: New/Used Loan	-	10.99%	61 - 72 Months
Details Published APR range: 10.99% - 18.00%. Last Updated 10/07/2026 Rate History No change since Sep 15, 2026 · 10.99% APR · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.43%
RV/Boats: New/Used Loan	-	10.99%	61 - 72 Months
Details Published APR range: 10.99% - 18.00%. Last Updated 10/07/2026 Rate History No change since Sep 15, 2026 · 10.99% APR · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.43%
Motorcycle: New/Used Loan	-	11.99%	73 - 84 Months
Details Published APR range: 11.99% - 14.49%. Last Updated 10/07/2026 Rate History No change since Sep 15, 2026 · 11.99% APR · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.43%
RV/Boats: New/Used Loan	-	11.99%	73 - 84 Months
Details Published APR range: 11.99% - 14.49%. Last Updated 10/07/2026 Rate History No change since Sep 15, 2026 · 11.99% APR · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.43%
Long-Term RV/Boats: New/Used Loan	-	12.49%	85 - 144 Months
Details Published APR range: 12.49% - 14.99%. Last Updated 10/07/2026 Rate History No change since Sep 15, 2026 · 12.49% APR · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.43%
Long-Term RV/Boats: New/Used Loan	-	12.99%	145 - 180 Months
Details Published APR range: 12.99% - 15.49%. Last Updated 10/07/2026 Rate History No change since Sep 15, 2026 · 12.99% APR · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.43%

Truliant Federal Credit Union Credit Card Rates

Product	Rate	APR	View More
Credit Card	-	18.00%
Details Any change in the APR will be effective on the first day of the monthly billing cycle to reflect any change in the Prime Rate reflected in the Index published in the Wall Street Journal as of the last day of the prior billing cycle. The APR applied to your Account will increase if the Prime Rate increases. An initial Promotional APR may apply-see terms in the application. Last Updated 10/07/2026 Rate History No change since Sep 27, 2026 · 18.00% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.43%

Truliant Federal Credit Union Personal Loan Rates

Product	APR	Term
Debt180 Debt Consolidation Loan	7.49%	6 - 84 Months
Details Published APR range: 7.49% - 18.00%. $1,000 - $50,000. Fixed Rate. Last Updated 10/07/2026 Rate History No change since Sep 15, 2026 · 7.49% APR · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.43%
Personal Convenience Loan	7.49%	6 - 84 Months
Details Published APR range: 7.49% - 18.00%. $1,000 - $50,000. Fixed Rate. Last Updated 10/07/2026 Rate History No change since Sep 15, 2026 · 7.49% APR · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.43%
Personal Loan	11.74%	48 months
Details Fixed rate Debt Consolidation loan or a Personal Convenience loan. Last Updated 10/07/2026 Rate History No change since Sep 15, 2026 · 11.74% APR · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.43%

Truliant Federal Credit Union Other Rates

Product	Rate	Points	APY/APR
Land or Lot Loan	-	-	8.24%
Details Published APR range: 8.24% - 8.99%. $5,000 - $200,000. 10-acre maximum. Last Updated 10/07/2026 Rate History No change since Sep 15, 2026 · 8.24% APR · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.43%
MaxBack Business Card Loan	-	-	16.24%
Details Published APR range: 16.24% - 17.99%. Variable rate. Credit limit $1,000 - $50,000. Last Updated 10/07/2026 Rate History 1 change since Sep 15, 2026 · 15.99% → 16.24% ▲ 0.25 pts · high 16.24% / low 15.99% Sep 27, 202616.24%▲ from 15.99% Sep 15, 202615.99%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.43%
MaxBack Cash Rewards Card Loan	-	-	17.99%
Details Non-variable rate. Credit limit $5,000 - $30,000. Last Updated 10/07/2026 Rate History No change since Sep 15, 2026 · 17.99% APR · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.43%
Radiant Card Loan	-	-	11.99%
Details Published APR range: 11.99% - 17.99%. Variable rate. Credit limit $1,000 - $30,000. Last Updated 10/07/2026 Rate History 1 change since Sep 15, 2026 · 11.74% → 11.99% ▲ 0.25 pts · high 11.99% / low 11.74% Sep 27, 202611.99%▲ from 11.74% Sep 15, 202611.74%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.43%
Soar Secured Card Loan	-	-	17.99%
Details Non-variable rate. Credit limit $1,000 - $5,000. Last Updated 10/07/2026 Rate History No change since Sep 15, 2026 · 17.99% APR · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.43%
Accelerate Money Market Special	-	-	3.80%
Min Deposit $25,000 Min Balance $25,000 Details Qualifications Required: daily balance must remain at $25,000 or greater; To receive the 3.80% APY, the daily balance must remain at $25,000 or greater. If the minimum daily balance falls below $25,000, a 1.000% APY applies. The initial $25,000 must be from funds not already on deposit at Truliant. After the initial $25,000, existing Truliant funds can be transferred. Rate is variable and may change after the account is opened. Rolls over to an Accelerate Money Market where standard tiered rates apply when the promotional rate expires. A $10 monthly fee will be charged if your average monthly balance falls below $2,500. A $10 fee will be charged to each withdrawal over the allowable limit of six (6) withdrawals per month. Fees may reduce the earnings on the account. Not available on Business or IRA accounts. Last Updated 10/07/2026 Rate History No change since Sep 15, 2026 · 3.80% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.43%
Save Your Way	0.15%	-	0.15%
Min Balance $0 Last Updated 10/07/2026 Rate History No change since Sep 18, 2026 · 0.15% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.43%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

Truliant Federal Credit Union’s Texas Ratio rose from 5.44% in Q3 2023 to 6.43% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A+ to A. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$5.6B	6.43%	5.0	A
March 31, 2026	$5.5B	5.80%	5.0	A+
December 31, 2025	$5.4B	6.92%	5.0	A
September 30, 2025	$5.2B	6.68%	5.0	A
June 30, 2025	$5.1B	7.01%	5.0	A
March 31, 2025	$5.2B	6.50%	5.0	A
December 31, 2024	$5.2B	8.21%	5.0	A
September 30, 2024	$5.2B	7.70%	5.0	A
June 30, 2024	$5.3B	7.75%	5.0	A
March 31, 2024	$5.6B	7.95%	5.0	A
December 31, 2023	$5.2B	6.45%	5.0	A
September 30, 2023	$4.7B	5.44%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Truliant Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Truliant Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Truliant Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Truliant Federal Credit Union

Website https://www.truliantfcu.org

Address 3200 Truliant Way, Winston Salem, NC 27103

Phone 336-659-1955

Fax 336-659-5360

President Gregory Johnson

CEO William Hall

Full-Time Employees 985

Part-Time Employees 4

Branch Locations 41

ATM Locations 38

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A (97/100)

Texas Ratio

6.43%

Return on Assets (ROA)

0.6107%

Return on Equity (ROE)

5.9952%

Non-Performing Loans Ratio (NPL)

0.90%

Total Assets

5,615,162,397

Total Amount of Shares and Deposits

4,883,889,326

Total Shares and Deposits < 1 Year

4,513,491,666

Total Shares and Deposits 1 3 Years

350,571,691

Total Shares and Deposits > 3 Years

19,825,968

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

439,593,473

Total Uninsured Shares and Deposits > $250K (F+J)

439,593,473

Total Insured Shares and Deposits > $250K (item 17 less item K)

4,444,295,853

Total Interest Expense (Sum of items 6 8)

52,068,776

Share Certificates

34,365

Number of Accounts for Share Drafts

191,840

IRA KEOGH Accounts

9,244

Number of Accounts for Regular Shares

403,539

All other shares

1,020

Non Member Deposits

Money Market Shares

18,941

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

205,829,137

Total Liabilities

5,103,712,616

Source: NCUA — Last Updated 06/30/2026

Q2 2026 MBR Health & Safety Badge

Truliant Federal Credit Union earned the Verified Healthy badge

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Customer Reviews

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Average Rating

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Total Reviews

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Frequently Asked Questions About Truliant Federal Credit Union

How many branches does Truliant Federal Credit Union operate?

Truliant Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Truliant Federal Credit Union?

Yes, to access services at Truliant Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Truliant Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Truliant Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Truliant Federal Credit Union offer online and mobile banking?

Most modern institutions like Truliant Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.truliantfcu.org.

Current Truliant Federal Credit Union Rates

12-Month CD2.99%
18-Month CD3.04%
24-Month CD2.92%
60-Month CD3.24%
Savings3.40%
MMA3.80%

Retrieved from our database of financial products. Rates subject to change.

Compare to Other Credit Unions

Truliant Federal Credit Union Rates & Review October 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

Truliant Federal Credit Union Texas Ratio

Truliant Federal Credit Union Health Trend

Truliant Federal Credit Union CD Rates

Truliant Federal Credit Union Business CD Rates

Truliant Federal Credit Union Savings Rates

Truliant Federal Credit Union Business Savings Rates

Truliant Federal Credit Union Money Market Rates

Truliant Federal Credit Union Business Money Market Rates

Truliant Federal Credit Union Business Checking Rates

Truliant Federal Credit Union Home Equity & HELOC

Truliant Federal Credit Union Auto Loan Rates

Truliant Federal Credit Union RV, Boat and Powersport Loan Rates

Truliant Federal Credit Union Credit Card Rates

Truliant Federal Credit Union Personal Loan Rates

Truliant Federal Credit Union Other Rates

Financial Health History

Methodology & Data Sources

Credit Union Profile & Overview

Financials

Truliant Federal Credit Union earned the Verified Healthy badge

Customer Reviews

Frequently Asked Questions About Truliant Federal Credit Union

How many branches does Truliant Federal Credit Union operate?

Is a member application needed to join Truliant Federal Credit Union?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does Truliant Federal Credit Union offer online and mobile banking?

Current Truliant Federal Credit Union Rates

Compare to Other Credit Unions