Truliant Federal Credit Union Rates and Review February 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Truliant Federal Credit Union's Regular & IRA CDs 60 Month Term rates are at 3.40%, Regular & IRA CDs 48 Month Term rates are at 3.35%, Regular & IRA CDs 60 Month Term rates are at 3.35%, Business Money Market CD 36 Month rates are at 3.30%, Regular & IRA CDs 36 Month Term rates are at 3.30%. Truliant Federal Credit Union's savings rates are at 0.10%. Truliant Federal Credit Union's money market rates are at 1.00%. Truliant Federal Credit Union's Personal Loan Rates are at 7.99%.
Truliant Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available.Have you opened an account or have any experiences at Truliant Federal Credit Union? Share your experience about by leaving a review below, or read customer reviews before you decide to use . Truliant Federal Credit Union Texas RatioTruliant Federal Credit Union's Texas Ratio is at 7.58%, which is considered excellent. The Texas Ratio for Truliant Federal Credit Union is higher than the national average of all banks, currently at 6.13%. The Texas Ratio is a key indicator of financial health. This indicates that Truliant Federal Credit Union has a very low volume of non-performing assets compared to its available capital, signifying a strong balance sheet. MonitorBankRates Rating
5.0
Excellent
Out of 5.0 Stars
Truliant Federal Credit Union has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions. Overall, Truliant Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5.0 stars out of 5 stars. Current Interest RatesProduct
APY/APR
vs.Avg
"N/A" indicates the product is not offered or the rate is unavailable.
Truliant Federal Credit Union
Corporate Office and Branch Office 3200 Truliant Way
Winston Salem, NC 27103 
Truliant Federal Credit Union CD Rates
Truliant Federal Credit Union Savings Rates
Truliant Federal Credit Union Money Market Rates
Truliant Federal Credit Union Checking Rates
Truliant Federal Credit Union Home Equity & HELOC
Truliant Federal Credit Union Auto Loan Rates
Truliant Federal Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Truliant Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Truliant Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Truliant Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & OverviewCredit Union Name: Truliant Federal Credit Union
Website: https://www.truliantfcu.org
Full Time Employees: 959Part Time Employees: 4 President: Gregory Johnson CEO: William Hall Branch Locations: 42 ATM Locations: 40 Corporate Office Address:
3200 Truliant Way
Winston Salem, NC 27103 Phone Number: 336-659-1955 Fax Number: 336-659-5360 FinancialsTotal Assets:
5,208,352,582
Total Amount of Shares and Deposits:
4,519,583,487
Total Shares and Deposits < 1 Year:
3,911,136,993
Total Shares and Deposits 1 3 Years:
579,776,886
Total Shares and Deposits > 3 Years:
28,669,608
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
260,554,042
Total Uninsured Shares and Deposits > $250K (F+J):
260,554,042
Total Insured Shares and Deposits > $250K (item 17 less item K):
4,259,029,445
Total Interest Expense (Sum of items 6 8):
80,231,600
Share Certificates:
33,696
Number of Accounts for Share Drafts:
203,011
IRA KEOGH Accounts:
9,362
Number of Accounts for Regular Shares:
410,968
All other shares:
1,080
Non Member Deposits:
6
Money Market Shares:
17,148
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
140,825,774
Total Liabilities:
4,782,534,529
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Source: NCUA Last Updated 09/30/2025
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December 17, 2025
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Frequently Asked Questions About Truliant Federal Credit UnionIs a member application needed to join Truliant Federal Credit Union?Yes, to access services at Truliant Federal Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Truliant Federal Credit Union provides a range of mortgage and home equity products. Is Truliant Federal Credit Union a safe place to deposit money?Yes, Truliant Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Truliant Federal Credit Union offer online and mobile banking?Most modern institutions like Truliant Federal Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
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