Ulster Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Ulster Federal Credit Union12-month CD rates can be found at 3.50%, 6-month CD rates at 1.00% and 3-month CD rates at 0.03%. Savings rates are at 0.02% and money market rates are at 0.60%. Mortgage rates on 30-year fixed loans are around 6.64%. Credit Card rates are at 16.25%. Personal Loan rates are at 12.99%. All these rates, and more, can be found in our database of rates which you can compare to Ulster Federal Credit Union rates.

Compare Ulster Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Ulster Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Ulster Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Ulster Federal Credit Union? Share your experience about Ulster Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Ulster Federal Credit Union.

Overall, Ulster Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Ulster Federal Credit Union
Schwenk Dr
127 Schwenk Dr
Kingston, NY 12401
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare Ulster Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Andrews Federal Credit Union
Andrews Federal Credit Union
Kasasa Checking
5.50%
$0
Gateway Bank Mendota Heights, MN
Gateway Bank Mendota Heights, MN
12-Month CD
4.16%
$1,000
First State Bank Tahlequah, OK
First State Bank Tahlequah, OK
12-Month CD
4.00%
$1,000
Compass Savings Bank
Compass Savings Bank
12-Month CD
3.92%
$500
American Bank & Trust Co, Inc.
American Bank & Trust Co, Inc.
18-Month CD
3.85%
$1,000
Metz Banking Company
Metz Banking Company
36-Month CD
3.56%
$1,000
City National B&T Co. of Lawton, OK
36-Month CD
3.50%
$500
Thayer County Bank
Thayer County Bank
12-Month CD
3.49%
$2,500
The Clay City Banking Co.
The Clay City Banking Co.
48-Month CD
3.44%
$1,000
Murray Bank
Murray Bank
12-Month CD
3.25%
$1,000
Minnesota First
Minnesota First
48-Month CD
3.14%
$500
Tucumcari Federal S&L
12-Month CD
3.09%
$1,000
Farmers State Bank Waterloo, IA
Farmers State Bank Waterloo, IA
Rewards Checking
3.04%
$0
Haven Savings Bank
Haven Savings Bank
Step-Up Money Market
3.00%
$25,000
Bank of Old Monroe
Bank of Old Monroe
18-Month CD
2.77%
$1,000
Adams County Bank
Adams County Bank
36-Month CD
2.68%
$500
Alpena-Alcona Area Credit Union
Alpena-Alcona Area Credit Union
36-Month CD
2.52%
$500
First Enterprise Bank
First Enterprise Bank
36-Month CD
2.50%
$1,000
Farmers Bank of Appomattox
Farmers Bank of Appomattox
36-Month CD
2.50%
$1,000
Acadian Federal Credit Union
Acadian Federal Credit Union
24-Month CD
2.43%
$1,000
Nebraska State Bank and Trust Company
Nebraska State Bank and Trust Company
60-Month CD
2.40%
$500
Sanborn Savings Bank
Sanborn Savings Bank
12-Month CD
2.26%
$1,000
First National Bank of Clarksdale
First National Bank of Clarksdale
Money Market
2.25%
$1,000
Bath Savings Institution
Bath Savings Institution
3-Month CD
2.07%
$500
Premier Bank Dubuque, IA
Premier Bank Dubuque, IA
36-Month CD
2.00%
$1,000
Androscoggin Savings Bank
Androscoggin Savings Bank
18-Month CD
2.00%
$500
Alliance Bank IN
Alliance Bank IN
24-Month CD
1.96%
$1,000
Swedish-American State Bank
Swedish-American State Bank
24-Month CD
1.61%
$500
Root River State Bank
Root River State Bank
30-Month CD
1.60%
$300
United Bank of Union
United Bank of Union
Companion Savings
1.50%
$1,000
Wallkill Valley Federal S&L
Wallkill Valley Federal S&L
12-Month CD
1.36%
$500
FirstOak Bank
FirstOak Bank
60-Month CD
1.06%
$500
Security State Bank of Marine
Security State Bank of Marine
60-Month CD
1.00%
$300
Utah Independent Bank
Utah Independent Bank
Business Money Market
1.00%
$20,000
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Savings
1.00%
$5
T Bank
T Bank
T Savings
0.75%
$0
American Eagle Financial Credit Union
American Eagle Financial Credit Union
48-Month CD
0.60%
$500
Mascoma Bank
Mascoma Bank
24-Month CD
0.35%
$500
Somerset Savings Bank
Somerset Savings Bank
36-Month CD
0.35%
$500
Bank of Pontiac
Bank of Pontiac
12-Month CD
0.35%
$500
Greenstate Credit Union
Greenstate Credit Union
12-Month CD
0.30%
$500
Lindell Bank & Trust Company
Lindell Bank & Trust Company
Variable Savings
0.25%
$150
Hoyne Savings Bank
Hoyne Savings Bank
12-Month CD
0.20%
$500
Community Bank of Elmhurst
Community Bank of Elmhurst
12-Month CD
0.10%
$500
Community Bank of Raymore
Community Bank of Raymore
48-Month CD
0.10%
$500
MidCountry Bank
MidCountry Bank
18-Month CD
0.10%
$1,000
Universal Bank
Universal Bank
Money Market
0.10%
$2,500
First Commonwealth Bank
First Commonwealth Bank
18-Month CD
0.05%
$500
NCF Savings Bank
NCF Savings Bank
Statement Savings
0.02%
$0
First Citizens Bank Luverne, AL
Savings
0.01%
$100
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Ulster Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
A+ Federal Credit Union
A+ Federal Credit Union
15-Year Fixed
5.375%
5.476%
0.000
American Bank, N.A. Le Mars, IA
American Bank, N.A. Le Mars, IA
10-Year Fixed
5.375%
5.552%
0.500
Georgias Own Credit Union
Georgias Own Credit Union
15-Year Fixed
5.500%
5.647%
0.000
PNB of Kewanee
PNB of Kewanee
30-Year Fixed
5.560%
5.730%
0.000
Norfolk Community Federal Credit Union
Norfolk Community Federal Credit Union
15 Year Fixed
5.625%
5.731%
0.000
First Security B&T Co. IA
First Security B&T Co. IA
20-Year Fixed
5.625%
5.787%
0.000
Altoona First Savings Bank
Altoona First Savings Bank
15-Year Fixed
5.750%
5.801%
0.000
M&T Bank
M&T Bank
15-Year Fixed
5.750%
5.824%
0.000
Ideal Credit Union
Ideal Credit Union
15 Year Fixed
5.625%
5.841%
0.000
River Region Credit Union
River Region Credit Union
15-Year Fixed
5.750%
5.928%
0.000
1st Northern California Credit Union
1st Northern California Credit Union
30-Year Fixed
5.875%
5.989%
0.750
Citizens State Bank Cadott, WI
Citizens State Bank Cadott, WI
15-Year Fixed
5.750%
6.038%
0.000
Golden Belt Bank, FSA
Golden Belt Bank, FSA
20-Year Fixed
6.000%
6.042%
0.000
Collinsville Bank
Collinsville Bank
15-Year Fixed
5.875%
6.054%
0.000
JTNB
JTNB
15-Year Fixed
5.950%
6.064%
0.000
FNB of River Falls
FNB of River Falls
20-Year Fixed
6.000%
6.094%
0.000
Ulster Savings Bank
Ulster Savings Bank
15-Year Fixed
5.875%
6.104%
0.000
Liberty Bank Middletown, CT
Liberty Bank Middletown, CT
15-Year Fixed
6.000%
6.106%
0.000
Georgias Own Credit Union
Georgias Own Credit Union
5/5 ARM
5.500%
6.122%
0.000
Fidelity Co-operative Bank
Fidelity Co-operative Bank
15-Year Fixed
5.875%
6.170%
0.000
Greater Iowa Credit Union
Greater Iowa Credit Union
30-Year Fixed
6.125%
6.176%
0.000
FCN Bank, N.A.
FCN Bank, N.A.
20-Year Fixed
6.125%
6.222%
0.000
Missouri Credit Union
Missouri Credit Union
10 Year Fixed
6.000%
6.223%
0.000
Good Neighbors Federal Credit Union
Good Neighbors Federal Credit Union
15 Year Fixed
6.000%
6.229%
0.000
Citizens State Bank Cadott, WI
Citizens State Bank Cadott, WI
20-Year Fixed
6.000%
6.232%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Ulster Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
600 Atlantic Federal Credit Union
600 Atlantic Federal Credit Union
Visa Credit Card
11.900%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred
14.240% - 17.990%
Canyon View Credit Union
Canyon View Credit Union
Visa Student Rewards Card
17.990%
1st Valley Credit Union
1st Valley Credit Union
Platinum Secured Visa
8.750%
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Select Visa
13.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Marcus Bank
Marcus Bank
GM Extended Family™ Mastercard®
20.240% - 29.990%
0% Intro purchase APR for first 9 months
ACFCU
ACFCU
Secure Card Visa
29.240%
A card that\'s perfect for anyone who wants to improve or establish their credit.
1st Northern California Credit Union
1st Northern California Credit Union
Visa Shared Secured
7.900%
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
Prime Platinum Visa Credit Card
11.500%
Canyon View Credit Union
Canyon View Credit Union
Visa Crimson Rewards Card
13.740%
Abri Credit Union
Abri Credit Union
Platinum Rewards Visa
15.400% - 24.400%
Earn 1 point for every purchase dollar spent. 12 Month Balance Transfer Rate 0%
Vystar Credit Union
Vystar Credit Union
Visa Signature® Rewards
17.750%
705 Federal Credit Union
705 Federal Credit Union
VISA Credit Card
7.900% - 15.900%
Maximum credit card amount offered is $10,000 with a 36-month term.
America First Federal Credit Union
America First Federal Credit Union
SIGNATURE 1.5% CASH BACK VISA
18.000%
Unlimited 1.5% Cash Back Signature Card
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Student Select Rewards Visa
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
School Employee Mastercard
11.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
Canyon View Credit Union
Canyon View Credit Union
Visa Crimson Card
13.240%
Abbey Credit Union
Abbey Credit Union
VISA® Classic
12.960%
1st Valley Credit Union
1st Valley Credit Union
Platinum Visa
8.750%
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power MasterCard
12.740% - 18.000%
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
BECU Visa
13.240% - 25.240%
0.00% Introductory APR for twelve (12) months from date of transfer when transfers are completed within 90 days of account opening.
A & S Federal Credit Union
A & S Federal Credit Union
Visa Platinum Card
9.500%
No annual fee; Earn Rewards
1st Cooperative Federal Credit Union
1st Cooperative Federal Credit Union
Visa Platinum Credit Card
8.500%
As low as 8.50%
Abri Credit Union
Abri Credit Union
Platinum Visa
12.400% - 21.400%
The right choice if you carry a monthly balance & want to pay the lowest rate.
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
BECU Cash Back Visa
16.240% - 27.240%
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Ulster Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Personal Loan
9.990% - 18.000%
$0 - $50,000
ACFCU
ACFCU
Gold Star Loan
14.200%
$0
48
Hughes Federal Credit Union
Hughes Federal Credit Union
Signature Loan
13.450%
$0
360 Federal Credit Union
360 Federal Credit Union
Term Line of Credit 84 months
8.000%
$0
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Personal Loan Rates
5.740%
$0
1 - 36
1st Valley Credit Union
1st Valley Credit Union
AMP Loan
10.500%
$0
The Golden 1 Credit Union
The Golden 1 Credit Union
Personal Loan
8.890%
$0
Security Service Federal Credit Union
Security Service Federal Credit Union
Personal Loan
9.990% - 16.240%
$0
61 - 66
Academic Federal Credit Union
Academic Federal Credit Union
Personal Line of Credit
9.000%
$0
60
Vystar Credit Union
Vystar Credit Union
Personal Loans
11.000%
$0
37 - 60
705 Federal Credit Union
705 Federal Credit Union
Personal Line of Credit
11.500% - 18.000%
$0 - $5,000
1st Liberty Federal Credit Union
1st Liberty Federal Credit Union
Signature Loans
11.240%
$0 - $10,000
60 - 60
Acadia Federal Credit Union
Acadia Federal Credit Union
Personal Loans
11.900%
$0 - $15,000
24 - 60
Advantage Plus Federal Credit Union
Advantage Plus Federal Credit Union
Signature Loan
12.990%
$0
1 - 24
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $500
48 - 48
Circuit Federal Credit Union
Circuit Federal Credit Union
Personal Loans
10.250% - 10.650%
$3,000 - $25,000
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $15,000
60 - 60
Act 1st Federal Credit Union
Act 1st Federal Credit Union
Signature Loan
10.000%
$0
12 - 12
Suncoast Credit Union
Suncoast Credit Union
Technology Loan
9.750%
$0
36
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $2,500
36 - 36
1st University Credit Union
1st University Credit Union
Unsecured Signature Loan
10.250%
$0
37 - 60
Suncoast Credit Union
Suncoast Credit Union
Personal Line of Credit
11.500%
$0
Advantage Plus Federal Credit Union
Advantage Plus Federal Credit Union
Signature Loan
14.990%
$0
25 - 36
Acipco Federal Credit Union
Acipco Federal Credit Union
Signature Loan
10.000%
$0
1 - 36
Academic Federal Credit Union
Academic Federal Credit Union
Debt Consolidation Loan
9.000%
$0
108
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Ulster Federal Credit Union rate data right now, check back for updates, we are adding rates all the time.

Ulster Federal Credit Union Information

Credit Union Name: Ulster Federal Credit Union
Full Time Employees: 28
Part Time Employees: 1
President: John Mizerak
CEO: William Querbes
Branch Locations: 3
ATM Locations: 2
Corporate Office Address:
127 Schwenk Dr
Kingston, NY 12401
Phone Number: 845-339-5544
Fax Number: 845-331-0331

Ulster Federal Credit Union Financials

Total Assets:
156,728,954
Total Amount of Shares and Deposits:
150,913,187
Total Shares and Deposits < 1 Year:
148,862,530
Total Shares and Deposits 1 3 Years:
2,023,075
Total Shares and Deposits > 3 Years:
27,582
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
5,233,431
Total Uninsured Shares and Deposits > $250K (F+J):
5,233,431
Total Insured Shares and Deposits > $250K (item 17 less item K):
145,679,756
Total Interest Expense (Sum of items 6 8):
97,243
Share Certificates:
510
Number of Accounts for Share Drafts:
5,648
IRA KEOGH Accounts:
269
Number of Accounts for Regular Shares:
9,813
Money Market Shares:
403
Net Income (unless the amount is already included in Undivided Earnings):
627,707
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
23,664,422
Total Liabilities:
151,106,457
Show More

Ulster Federal Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
No
Are financial literacy Workshops offered?:
No
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
No
No Cost Bill Payer:
Yes
Mortgage Processing:
Yes
Approved Mortgage Seller?:
No
Deposits and Shares Meeting 70310(a):
1
payment:
No
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
No
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA Last Updated 03/31/2024

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Bank or Credit Union Offers and Deals

America’s Christian Credit Union EDUSHARE Savings APY 1.26%
Trillions Lost in Household Wealth
Mortgage Rates Higher in Mortgage Survey: 30 Year Mortgage Rates Averaging 4.92%
Long Term Home Mortgage Interest Rates Increase: Freddie Mac: 30 Year Mortgage Rates at 4.23%, 15 Year Mortgage Rates at 3.66%
US Bank CD Rates: 7-Month at 4.40%, 11-Month 4.50%, 15-Month 4.60%, 19-Month 4.70%
Which Direction are Bank CD Rates Headed?
Higher Mortgage Rates Hurt Buyers
First Mortgage Direct Current Mortgage Rates
Freddie Mac - 30 Year Mortgage Rates Still Below 5.00
10/14/15 - Variable Deposit Rates - Highest Savings Rates at 1.10% APY

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Ulster Federal Credit Union Reviews

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