United Community Federal Credit Union Rates and Review January 2026
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Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Compare United Community Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of United Community Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityUnited Community Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at United Community Federal Credit Union? Share your experience about United Community Federal Credit Union by leaving a review below, or read customer reviews before you decide to use United Community Federal Credit Union. Overall, United Community Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. United Community Federal Credit Union Main Office 6010 Mountain View Dr West Mifflin, PA 15122 2425  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
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Credit Card Rate ComparisonVISA Traditional
14.240% - 18.000%
World Cash Back Credit Card Mastercard
18.000%
Secure Card Visa
29.240%
A card that\'s perfect for anyone who wants to improve or establish their credit.
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonPersonal Signature Loans
14.000%
$0
60
Personal Loan
11.000%
$0
1 - 12
Personal Loan
8.990% - 18.000%
$0 - $30,000
72
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have United Community Federal Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: United Community Federal Credit Union
Website: https://www.unitedcommunityfcu.org
Full Time Employees: 19Part Time Employees: 3 President: David Hvizdos CEO: Jeffrey Maddock Branch Locations: 3 ATM Locations: 4 Corporate Office Address:
6010 Mountain View Dr
West Mifflin, PA 15122 2425 Phone Number: 412-653-8000 Fax Number: 412-653-5076 FinancialsTotal Assets:
125,726,485
Total Amount of Shares and Deposits:
108,918,254
Total Shares and Deposits < 1 Year:
106,908,089
Total Shares and Deposits 1 3 Years:
1,922,186
Total Shares and Deposits > 3 Years:
87,979
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
2,950,441
Total Uninsured Shares and Deposits > $250K (F+J):
2,950,441
Total Insured Shares and Deposits > $250K (item 17 less item K):
105,967,813
Total Interest Expense (Sum of items 6 8):
403,201
Share Certificates:
650
Number of Accounts for Share Drafts:
4,225
IRA KEOGH Accounts:
289
Number of Accounts for Regular Shares:
9,804
Money Market Shares:
54
Net Income (unless the amount is already included in Undivided Earnings):
1,542,827
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
7,734,587
Total Liabilities:
109,479,361
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About United Community Federal Credit UnionIs a member application needed to join United Community Federal Credit Union?Yes, to access services at United Community Federal Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, United Community Federal Credit Union provides a range of mortgage and home equity products. Is United Community Federal Credit Union a safe place to deposit money?Yes, United Community Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does United Community Federal Credit Union offer online and mobile banking?Most modern institutions like United Community Federal Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 0.20%, 6-month CD rates at 3.70% and 3-month CD rates at 2.65%. Savings rates are at 0.10% and money market rates are at 0.75%. Mortgage rates on 30-year fixed loans are around 6.23%. Credit Card rates are at 9.50%. Personal Loan rates are at 16.25%. All these rates, and more, can be found in our database of rates which you can compare to 
