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United Credit Union Tyler, TX Rates & Review April 2026

United Credit Union Tyler, TX's 12 Month Jumbo CD rates are at 3.30%, 6 Month Term CD rates are at 3.25%, 12 Month IRA CD Cert. rates are at 2.75%, 12 Month Term CD rates are at 2.75%, 24 Month IRA CD Cert. rates are at 2.75%. United Credit Union Tyler, TX's savings rates are at 0.20%. United Credit Union Tyler, TX's money market rates are at 0.25%. United Credit Union Tyler, TX's Personal Loan Rates are at 8.00%. MonitorBankRates evaluates the financial stability of United Credit Union Tyler, TX with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 8.98%. Rates were last updated on 04/08/2026.

United Credit Union Tyler, TX money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at United Credit Union Tyler, TX? Share your experience about United Credit Union Tyler, TX by leaving a review below, or read customer reviews before you decide to use United Credit Union Tyler, TX.

Overall Health & Safety Grade ?
A
Excellent Health Score: 96/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
8.98%
Excellent Higher than avg
United Credit Union Tyler, TX
United Credit Union
4901 Old Jacksonville Hwy
Tyler, TX 75703 3373
https://www.unitedcu.coop/
Member NCUA

United Credit Union Tyler, TX CD Rates

Product Rate APY Term View More
12 Month Jumbo Certificate 3.25% 3.30%
Min Balance $25,000
Details $25,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.98%
6 Month Term Share Certificate 3.20% 3.25%
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.98%
12 Month IRA Term Share Cert. 2.72% 2.75%
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.98%
12 Month Term Share Certificate 2.72% 2.75%
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.98%
24 Month IRA Term Share Cert. 2.72% 2.75%
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.98%
24 Month Term Share Certificate 2.72% 2.75%
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.98%

United Credit Union Tyler, TX Savings Rates

Product Rate APY View More
Regular Savings 0.20% 0.20%
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.98%
Special Savings 0.20% 0.20%
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.98%

United Credit Union Tyler, TX Money Market Rates

Product Rate APY View More
Money Market 0.25% 0.25%
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.98%

United Credit Union Tyler, TX Credit Card Rates

Product Rate APR View More
Credit Card (Mastercard) - 13.99%
Details As Low As
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.98%

United Credit Union Tyler, TX Personal Loan Rates

Product Rate APR View More
Personal Loan - 8.00%
Details As Low As
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.98%
Personal Loans - 8.00%
Details As Low As
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.98%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for United Credit Union Tyler, TX is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather United Credit Union Tyler, TX rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with United Credit Union Tyler, TX's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name United Credit Union Tyler, TX
Address 4901 Old Jacksonville Hwy, Tyler, TX 75703 3373
Phone 903-595-3604
Fax 903-535-9850
President George Creel
CEO Sherri McElyea
Full-Time Employees 6
Part-Time Employees 0
Branch Locations 1
ATM Locations 1
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (96/100)
Texas Ratio
8.98%
Return on Assets (ROA)
1.7526%
Return on Equity (ROE)
20.0653%
Non-Performing Loans Ratio (NPL)
1.26%
Total Assets
28,761,342
Total Amount of Shares and Deposits
25,964,539
Total Shares and Deposits < 1 Year
25,631,354
Total Shares and Deposits 1 3 Years
333,185
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
13,251
Total Uninsured Shares and Deposits > $250K (F+J)
13,251
Total Insured Shares and Deposits > $250K (item 17 less item K)
25,951,288
Total Interest Expense (Sum of items 6 8)
242,795
Share Certificates
115
Number of Accounts for Share Drafts
866
IRA KEOGH Accounts
50
Number of Accounts for Regular Shares
2,143
All other shares
132
Non Member Deposits
11
Money Market Shares
127
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
391,142
Total Liabilities
26,498,856
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Total Reviews
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Frequently Asked Questions About United Credit Union Tyler, TX

Is United Credit Union Tyler, TX a safe place to deposit money?

Yes, United Credit Union Tyler, TX is considered a safe financial institution. With a Texas Ratio of 8.9776317512659%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does United Credit Union Tyler, TX operate?

United Credit Union Tyler, TX currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join United Credit Union Tyler, TX?

Yes, to access services at United Credit Union Tyler, TX, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, United Credit Union Tyler, TX does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, United Credit Union Tyler, TX provides members with tools to manage their accounts and build a solid financial history.

Does United Credit Union Tyler, TX offer online and mobile banking?

Most modern institutions like United Credit Union Tyler, TX provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.unitedcu.coop/.

Current United Credit Union Tyler, TX Rates

  • 12-Month CD2.75%
  • 24-Month CD2.75%
  • Savings0.20%
  • MMA0.25%
Retrieved from our database of financial products. Rates subject to change.