United Texas Credit Union Rates and Review January 2026
Compare United Texas Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of United Texas Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityUnited Texas Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at United Texas Credit Union? Share your experience about United Texas Credit Union by leaving a review below, or read customer reviews before you decide to use United Texas Credit Union. Overall, United Texas Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. United Texas Credit Union United Texas Credit Union 5500 UTSA Blvd San Antonio, TX 78249  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
View 50 More
Credit Card Rate ComparisonAcadia Visa Credit Card
10.900%
No annual fee
Acadian CU Visa Classic
9.200%
9.20% APR for purchases, balance transfers and cash advances.
Academic FCU VISA® Secured Card
10.900% - 15.400%
No annual fee, no cash advance fee, rewards program.
Show More
The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonUnsecured (Signature) Loan
11.000%
$0 - $500
Personal Loans
11.000%
$0
37 - 60
Personal Loan
10.650%
$0
Show More
The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have United Texas Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: United Texas Credit Union
Website: https://www.utxcu.com
Full Time Employees: 56Part Time Employees: 13 President: Bill Gregory CEO: Kyle Ashley Branch Locations: 6 ATM Locations: 5 Corporate Office Address:
5500 UTSA Blvd
San Antonio, TX 78249 Phone Number: 210-561-4500 Fax Number: FinancialsTotal Assets:
423,809,923
Total Amount of Shares and Deposits:
384,490,452
Total Shares and Deposits < 1 Year:
373,441,777
Total Shares and Deposits 1 3 Years:
8,631,449
Total Shares and Deposits > 3 Years:
2,417,227
Total Interest Expense (Sum of items 6 8):
5,690,188
Share Certificates:
2,674
Number of Accounts for Share Drafts:
9,397
IRA KEOGH Accounts:
906
Number of Accounts for Regular Shares:
20,790
All other shares:
2,720
Money Market Shares:
1,130
Net Income (unless the amount is already included in Undivided Earnings):
2,054,752
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
15,897,375
Total Liabilities:
391,435,335
Show More
Source: NCUA Last Updated 09/30/2025
Customer ReviewsThere are no reviews for United Texas Credit Union yet. Feel free to create one below.
Add Your Rating and Review for United Texas Credit Union
Frequently Asked Questions About United Texas Credit UnionIs a member application needed to join United Texas Credit Union?Yes, to access services at United Texas Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, United Texas Credit Union provides a range of mortgage and home equity products. Is United Texas Credit Union a safe place to deposit money?Yes, United Texas Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does United Texas Credit Union offer online and mobile banking?Most modern institutions like United Texas Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 0.40%, 6-month CD rates at 0.40% and 3-month CD rates at 0.05%. Savings rates are at 1.00% and money market rates are at 0.01%. Mortgage rates on 30-year fixed loans are around 6.02%. Credit Card rates are at 13.90%. Personal Loan rates are at 10.50%. All these rates, and more, can be found in our database of rates which you can compare to 
.png)
