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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Tech Credit Union Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 21, 2026
Tech Credit Union's Regular CD IRA 50 month rates are at 3.10%, Regular CD IRA 48 month bump rate rates are at 3.00%, Regular CD IRA 36 month rates are at 2.75%, Regular CD IRA 12 month rates are at 2.00%, Regular CD IRA 18 month rates are at 2.00%. Tech Credit Union's savings rates are at 0.00%. MonitorBankRates evaluates the financial stability of Tech Credit Union with a 4.7 Star Rating, an B+ Overall Health Grade, and a Texas Ratio of 18.03%. Rates were last updated on 03/21/2026. Tech Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Tech Credit Union? Share your experience about Tech Credit Union by leaving a review below, or read customer reviews before you decide to use Tech Credit Union. 
Tech Credit Union CD Rates
Tech Credit Union Savings Rates
Tech Credit Union Checking Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Tech Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Tech Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Tech Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Tech Credit Union
Website
https://www.techcu.org
Address
10110 Randolph St,
Crown Point, IN 46307 9469
Phone
219-663-5120
Fax
219-662-3533
President
Joseph Machara
CEO
Eugene Novello
Full-Time Employees
142
Part-Time Employees
5
Branch Locations
11
ATM Locations
11
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
4.7 / 5.0 ★
Overall Health & Safety Grade
B+ (88/100)
Texas Ratio
18.03%
Return on Assets (ROA)
0.2316%
Return on Equity (ROE)
2.6759%
Non-Performing Loans Ratio (NPL)
1.87%
Total Assets
565,954,786
Total Amount of Shares and Deposits
514,731,048
Total Shares and Deposits < 1 Year
500,752,702
Total Shares and Deposits 1 3 Years
13,264,041
Total Shares and Deposits > 3 Years
714,304
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
30,595,794
Total Uninsured Shares and Deposits > $250K (F+J)
30,595,794
Total Insured Shares and Deposits > $250K (item 17 less item K)
484,135,254
Total Interest Expense (Sum of items 6 8)
6,439,165
Share Certificates
2,339
Number of Accounts for Share Drafts
19,890
IRA KEOGH Accounts
1,040
Number of Accounts for Regular Shares
41,050
All other shares
355
Non Member Deposits
1
Money Market Shares
1,028
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
45,467,707
Total Liabilities
517,331,878
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Tech Credit UnionIs Tech Credit Union a safe place to deposit money?Yes, Tech Credit Union is considered a safe financial institution. With a Texas Ratio of 18.025943475228%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Tech Credit Union operate?Tech Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Tech Credit Union?Yes, to access services at Tech Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Tech Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Tech Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Tech Credit Union offer online and mobile banking?Most modern institutions like Tech Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.techcu.org. Current Tech Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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