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Unity Of Eatonville Federal Credit Union Rates & Review April 2026

Unity Of Eatonville Federal Credit Union's 12-Month CD Account rates are at 4.00%, 24-Month CD Account rates are at 3.75%, 36-Month CD Account rates are at 3.50%, 60-Month CD Account rates are at 3.25%. Unity Of Eatonville Federal Credit Union's savings rates are at 0.10%. MonitorBankRates evaluates the financial stability of Unity Of Eatonville Federal Credit Union with a 3.5 Star Rating, an B Overall Health Grade, and a Texas Ratio of 4.18%. Rates were last updated on 04/06/2026.

Unity Of Eatonville Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Unity Of Eatonville Federal Credit Union? Share your experience about Unity Of Eatonville Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Unity Of Eatonville Federal Credit Union.

Overall Health & Safety Grade ?
B
Solid Health Score: 83/100
MonitorBankRates Rating ?
3.5
Very Good Out of 5.0 Stars
Texas Ratio ?
4.18%
Excellent Lower than avg
Unity Of Eatonville Federal Credit Union
Unity of Eatonville FCU
323 E Kennedy Blvd
Eatonville, FL 32751
https://unityofeatonvillefcu.com/
Member NCUA

Unity Of Eatonville Federal Credit Union CD Rates

Product Rate APY Term View More
12-Month Share Certificate Account - 4.00% 12 Months
Min Deposit $1,000
Last Updated 04/06/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.18%
24-Month Share Certificate Account - 3.75% 24 Months
Min Deposit $1,000
Details $1,000-$9,999
Last Updated 04/06/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.18%
36-Month Share Certificate Account - 3.50% 36
Min Deposit $1,000
Last Updated 04/06/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.18%
60-Month Share Certificate Account - 3.25% 60 Months
Min Deposit $1,000
Last Updated 04/06/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.18%

Unity Of Eatonville Federal Credit Union Savings Rates

Product Rate APY View More
Regular Savings 0.10% 0.10%
Min Balance $200
Details min. to earn dividends.
Last Updated 04/06/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.18%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Unity Of Eatonville Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Unity Of Eatonville Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Unity Of Eatonville Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Unity Of Eatonville Federal Credit Union
Address 323 E Kennedy Blvd, Eatonville, FL 32751
Phone 407-430-7996
Fax
President George Williams
CEO Karen Davis
Full-Time Employees 1
Part-Time Employees 1
Branch Locations 1
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
3.5 / 5.0 ★
Overall Health & Safety Grade
B (83/100)
Texas Ratio
4.18%
Return on Assets (ROA)
-0.1180%
Return on Equity (ROE)
-2.1282%
Non-Performing Loans Ratio (NPL)
0.65%
Total Assets
3,192,623
Total Amount of Shares and Deposits
3,012,623
Total Shares and Deposits < 1 Year
1,188,098
Total Shares and Deposits 1 3 Years
518,103
Total Shares and Deposits > 3 Years
1,306,422
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
14,903
Total Uninsured Shares and Deposits > $250K (F+J)
2,096,203
Total Insured Shares and Deposits > $250K (item 17 less item K)
916,420
Total Interest Expense (Sum of items 6 8)
36,274
Share Certificates
38
Number of Accounts for Share Drafts
2
Number of Accounts for Regular Shares
388
Non Member Deposits
3
Net Income (unless the amount is already included in Undivided Earnings)
-3,768
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,519,002
Total Liabilities
3,015,570
Source: NCUA — Last Updated 09/30/2025

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Frequently Asked Questions About Unity Of Eatonville Federal Credit Union

Is Unity Of Eatonville Federal Credit Union a safe place to deposit money?

Yes, Unity Of Eatonville Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 4.1788973940292%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Unity Of Eatonville Federal Credit Union operate?

Unity Of Eatonville Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Unity Of Eatonville Federal Credit Union?

Yes, to access services at Unity Of Eatonville Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Unity Of Eatonville Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Unity Of Eatonville Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Unity Of Eatonville Federal Credit Union offer online and mobile banking?

Most modern institutions like Unity Of Eatonville Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://unityofeatonvillefcu.com/.

Current Unity Of Eatonville Federal Credit Union Rates

  • 12-Month CD4.00%
  • 24-Month CD3.75%
  • 60-Month CD3.25%
  • Savings0.10%
Retrieved from our database of financial products. Rates subject to change.