Utica District Telephone Employees Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Utica District Telephone Employees Federal Credit Union12-month CD rates can be found at 3.74%, 6-month CD rates at 1.00% and 3-month CD rates at 0.05%. Savings rates are at 0.35% and money market rates are at 0.10%. Mortgage rates on 30-year fixed loans are around 6.54%. Credit Card rates are at 13.04%. Personal Loan rates are at 14.85%. All these rates, and more, can be found in our database of rates which you can compare to Utica District Telephone Employees Federal Credit Union rates.

Compare Utica District Telephone Employees Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Utica District Telephone Employees Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Utica District Telephone Employees Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Utica District Telephone Employees Federal Credit Union? Share your experience about Utica District Telephone Employees Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Utica District Telephone Employees Federal Credit Union.

Overall, Utica District Telephone Employees Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Utica District Telephone Employees Federal Credit Union
CREDIT UNION LOT
2812 GENESEE ST
UTICA, NY 13502
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare Utica District Telephone Employees Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Utah Independent Bank
Utah Independent Bank
12-Month CD
4.26%
$500
Citizens Bank & Trust Company KY
Citizens Bank & Trust Company KY
12-Month CD
4.00%
$500
Main Bank
Main Bank
3-Month CD
3.85%
$1,000
VisionBank Saint Louis Park, MN
VisionBank Saint Louis Park, MN
30-Month CD
3.85%
$1,000
Colorado Federal Savings Bank
Colorado Federal Savings Bank
60-Month CD
3.80%
$5,000
OBannon Bank
OBannon Bank
24-Month CD
3.80%
$1,000
Perryton National Bank
Perryton National Bank
12-Month CD (Jumbo)
3.80%
$100,000
Haverhill Bank
Haverhill Bank
18-Month CD
3.75%
$500
Columbus Bank and Trust Company
Columbus Bank and Trust Company
48-Month CD
3.70%
$500
Bank Midwest
Bank Midwest
30-Month CD
3.55%
$500
Atkins Savings B&T
Atkins Savings B&T
60-Month CD (Adjust-A-Rate)
3.53%
$1,000
Cape Ann Savings Bank
Cape Ann Savings Bank
18-Month CD
3.30%
$500
Cendera Bank
Cendera Bank
60-Month CD
3.30%
$1,000
The Seymour Bank
The Seymour Bank
24-Month CD
3.29%
$1,000
Achieva Credit Union
Achieva Credit Union
18-Month CD
3.15%
$500
EverTrust Bank
EverTrust Bank
12-Month CD
3.10%
$3,000
Reading Co-op Bank
Reading Co-op Bank
36-Month CD
3.00%
$500
Bank First, NA
Bank First, NA
18-Month CD
2.78%
$1,000
Citizens Bank of Kansas
Citizens Bank of Kansas
12-Month CD
2.52%
$500
Great Midwest Bank
Great Midwest Bank
24-Month CD
2.50%
$1,000
Lowell Five SB
Lowell Five SB
48-Month CD
2.30%
$500
Anahuac National Bank
Anahuac National Bank
Kasasa Checking
2.25%
$0
First National Bank of Steeleville
First National Bank of Steeleville
30-Month CD
2.25%
$500
Fox Valley Savings Bank
Fox Valley Savings Bank
Premium Money Market
2.07%
$50,000
Merrimack County SB
Merrimack County SB
12-Month CD
2.00%
$500
Citi
Citi
60-Month CD
2.00%
$500
Madison Valley Bank
Madison Valley Bank
24-Month CD
1.81%
$500
Jefferson Security Bank
Jefferson Security Bank
60-Month CD
1.51%
$500
Bank
Bank
60-Month CD
1.51%
$10,000
FNB Of Nokomis
FNB Of Nokomis
12-Month CD
1.20%
$1,000
First Command Bank
First Command Bank
12-Month CD
0.85%
$1,000
Eagle Bank Everett, MA
Eagle Bank Everett, MA
60-Month CD
0.65%
$500
PSB Provident Savings Bank
PSB Provident Savings Bank
48-Month CD
0.63%
$1,000
AbbyBank
AbbyBank
Savings Plus
0.50%
$10,000
Century Bank and Trust GA
Century Bank and Trust GA
18-Month CD
0.45%
$500
Hometown Bank of PA
Hometown Bank of PA
24-Month CD
0.35%
$1,000
GCSB Swayzee, IN
GCSB Swayzee, IN
Golden Savings
0.25%
$25
Arvest Bank
Arvest Bank
Savings
0.25%
$100
Hilltop National Bank
Hilltop National Bank
Health Savings
0.25%
$10,000
Abbey Credit Union
Abbey Credit Union
Money Market
0.25%
$2,500
Bogota Savings Bank
Bogota Savings Bank
Passbook Savings
0.20%
$100
Eastern Bank
Eastern Bank
24-Month CD (Business Select)
0.20%
$500
Wrentham Co-operative Bank
Wrentham Co-operative Bank
Money Market
0.20%
$2,500
Farmers and Merchants Bank Milford, NE
Farmers and Merchants Bank Milford, NE
Savings
0.10%
$0
Peoples First Savings Bank
Peoples First Savings Bank
Money Market
0.10%
$100
South Georgia Banking Company
South Georgia Banking Company
Money Market
0.05%
$2,500
Savings Bank of Danbury
Savings Bank of Danbury
Passbook Savings
0.03%
$10
Consumers Credit Union
Consumers Credit Union
Membership Share Savings
0.03%
$5
1st United Credit Union
1st United Credit Union
Regular Savings
0.03%
$5
Henderson State Bank
Henderson State Bank
60-Month CD
0.00%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Utica District Telephone Employees Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
American Bank, N.A. Le Mars, IA
American Bank, N.A. Le Mars, IA
10-Year Fixed
5.625%
5.802%
0.500
Sikorsky Credit Union
Sikorsky Credit Union
15-Year Fixed
5.750%
5.806%
0.000
Investment Savings Bank
Investment Savings Bank
15-Year Fixed
5.750%
5.852%
0.000
American Eagle Financial Credit Union
American Eagle Financial Credit Union
15-Year Fixed
5.750%
5.923%
0.000
Lakewood Credit Union
Lakewood Credit Union
10 Year Fixed
5.800%
5.930%
0.000
DCU Digital Federal Credit Union
DCU Digital Federal Credit Union
20-Year Fixed
5.750%
5.964%
1.375
One Nevada Credit Union
One Nevada Credit Union
15 Year Fixed
6.000%
6.057%
0.000
Navy Federal Credit Union
Navy Federal Credit Union
15-Year Fixed Jumbo
5.875%
6.071%
0.250
Honda Federal Credit Union
Honda Federal Credit Union
10 Year Fixed
5.875%
6.090%
0.000
1st Northern California Credit Union
1st Northern California Credit Union
30-Year Fixed (Jumbo)
6.000%
6.092%
0.750
StonehamBank
StonehamBank
15-Year Fixed
6.000%
6.111%
0.000
Geddes Federal S&L
Geddes Federal S&L
5/1 ARM
6.498%
6.125%
0.000
Investment Savings Bank
Investment Savings Bank
7/1 ARM
6.500%
6.218%
0.000
Liberty Bank Middletown, CT
Liberty Bank Middletown, CT
15-Year Fixed
6.125%
6.231%
0.000
Apple Federal Credit Union
Apple Federal Credit Union
15-Year Fixed
6.000%
6.242%
1.000
1st United Credit Union
1st United Credit Union
7/1 ARM
6.250%
6.297%
0.000
Sikorsky Credit Union
Sikorsky Credit Union
5/5 ARM
5.375%
6.316%
0.000
San Mateo Credit Union
San Mateo Credit Union
15-Year Fixed
6.000%
6.323%
0.000
Greenville National Bank
Greenville National Bank
5-Year ARM
6.250%
6.331%
0.000
Finger Lakes Federal Credit Union
Finger Lakes Federal Credit Union
15-Year Fixed
6.250%
6.352%
0.000
First Northern Bank and Trust Company
First Northern Bank and Trust Company
15-Year Fixed
6.125%
6.360%
0.000
Peoples Trust Co. of St. Albans
Peoples Trust Co. of St. Albans
30-Year Fixed
6.375%
6.398%
0.000
Canton Co-operative Bank
Canton Co-operative Bank
30-Year Fixed
6.375%
6.444%
0.000
Proponent Federal Credit Union
Proponent Federal Credit Union
3/1 ARM
5.750%
6.444%
0.000
First FSB of Champaign Urbana
First FSB of Champaign Urbana
20-Year Fixed
6.375%
6.447%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Utica District Telephone Employees Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
Abri Credit Union
Abri Credit Union
Platinum Rewards Visa
15.400% - 24.400%
Earn 1 point for every purchase dollar spent. 12 Month Balance Transfer Rate 0%
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Low Rate Credit Card
13.240%
ABNB Federal Credit Union
ABNB Federal Credit Union
ABNB VISA Signature
14.740% - 17.740%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
Abri Credit Union
Abri Credit Union
Platinum Visa
12.400% - 21.400%
The right choice if you carry a monthly balance & want to pay the lowest rate.
1st Northern California Credit Union
1st Northern California Credit Union
Visa Classic
11.900%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred Rewards
15.740% - 17.990%
Vystar Credit Union
Vystar Credit Union
Visa Signature® Rewards
17.750%
Canyon View Credit Union
Canyon View Credit Union
Visa Secure Card
13.740%
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Student
14.000%
America First Federal Credit Union
America First Federal Credit Union
SILICON SLOPES SIGNATURE VISA
18.000%
Unlimited 1% Cash Back .5% Donation Signature Card
America First Federal Credit Union
America First Federal Credit Union
Platinum Low Rate VISA
12.240%
Low Rate Platinum Card
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Secured
18.000%
1st United Credit Union
1st United Credit Union
Visa Platinum Rewards
14.900%
Academic Federal Credit Union
Academic Federal Credit Union
Academic FCU VISA® Secured Card
10.900% - 15.400%
No annual fee, no cash advance fee, rewards program.
1st Northern California Credit Union
1st Northern California Credit Union
Visa Shared Secured
7.900%
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Low Rate
14.000%
1st Cooperative Federal Credit Union
1st Cooperative Federal Credit Union
Visa Platinum Credit Card
8.500%
As low as 8.50%
A & S Federal Credit Union
A & S Federal Credit Union
Visa Classic Card
12.900%
No annual fee
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Select Rewards Visa
15.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Cash Back
16.100%
America First Federal Credit Union
America First Federal Credit Union
SIGNATURE 1.5% CASH BACK VISA
18.000%
Unlimited 1.5% Cash Back Signature Card
Vystar Credit Union
Vystar Credit Union
Platinum Visa
15.350%
Achieve Credit Union
Achieve Credit Union
Visa Platinum Credit Card
8.900%
No annual fee. No balance transfer fee. No cash advance fee.
Marcus Bank
Marcus Bank
GM Extended Family™ Mastercard®
20.240% - 29.990%
0% Intro purchase APR for first 9 months
Randolph Brooks FCU
Randolph Brooks FCU
World Cash Back Credit Card Mastercard
18.000%
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Utica District Telephone Employees Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
A+ Federal Credit Union
A+ Federal Credit Union
A+ Personal Loan
8.990%
$0
84
AHE Plant 3 Federal Credit Union
AHE Plant 3 Federal Credit Union
Unsecured (Signature) Loan
11.000%
$0 - $500
Security Service Federal Credit Union
Security Service Federal Credit Union
Debt Consolidation Loan
9.990% - 16.240%
$0
61 - 66
2 Rivers Area Credit Union
2 Rivers Area Credit Union
Signature Loan
10.000%
$0
60
ACFCU
ACFCU
Personal Loans
13.450%
$0
60
Vystar Credit Union
Vystar Credit Union
Personal Loans
11.000%
$0
37 - 60
Access Credit Union Bristol Pa Credit Union
Access Credit Union Bristol Pa Credit Union
Personal Loans
7.990%
$0 - $30,000
InFirst Bank
InFirst Bank
Personal Loan
12.000% - 12.090%
$1,500 - $15,000
60 - 60
ACMG Federal Credit Union
ACMG Federal Credit Union
Personal Loans
8.990%
$0
36
Alec Federal Credit Union
Alec Federal Credit Union
New Signature Loans
8.990%
$0
Advantage Credit Union Newtown, IA
Advantage Credit Union Newtown, IA
Personal Loans
13.700%
$2,500 - $5,000
36 - 36
Acme Continental Credit Union
Acme Continental Credit Union
Signature Loan
8.950%
$0
1 - 60
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Personal Loan Rates
5.740%
$0
1 - 36
Vystar Credit Union
Vystar Credit Union
Personal Line of Credit
16.240%
$0
60
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $100
12 - 24
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $15,000
60 - 60
Suncoast Credit Union
Suncoast Credit Union
Personal Line of Credit
11.500%
$0
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Payroll Savings Loan
17.900%
$0 - $500
360 Federal Credit Union
360 Federal Credit Union
Anything Loan
10.990%
$500
36
802 Credit Union
802 Credit Union
Personal/Signature
10.990%
$0
24 - 36
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Personal Loan
12.740%
$0
36
Achieva Credit Union
Achieva Credit Union
Personal Loan
11.000%
$0
1 - 12
Security Service Federal Credit Union
Security Service Federal Credit Union
Debt Consolidation Loan
11.240% - 17.950%
$0
25 - 36
AT&T Employees Federal Credit Union
AT&T Employees Federal Credit Union
Halloween Loan
15.000%
$500 - $1,500
6 - 12
America First Federal Credit Union
America First Federal Credit Union
Personal Loan
12.990%
$0
12
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Utica District Telephone Employees Federal Credit Union rate data right now, check back for updates, we are adding rates all the time.

Utica District Telephone Employees Federal Credit Union Information

Credit Union Name: Utica District Telephone Employees Federal Credit Union
Full Time Employees: 5
Part Time Employees: 1
President: RONALD HAMLIN
CEO: PATRICK GALLAGHER
Branch Locations: 1
ATM Locations: 0
Corporate Office Address:
2812 GENESEE ST
UTICA, NY 13502
Phone Number: 315-724-5133
Fax Number: 315-793-8296

Utica District Telephone Employees Federal Credit Union Financials

Total Assets:
38,364,835
Total Amount of Shares and Deposits:
26,665,530
Total Shares and Deposits < 1 Year:
25,586,310
Total Shares and Deposits 1 3 Years:
1,079,220
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
36,461
Total Uninsured Shares and Deposits > $250K (F+J):
36,461
Total Insured Shares and Deposits > $250K (item 17 less item K):
26,629,069
Total Interest Expense (Sum of items 6 8):
65,430
Share Certificates:
245
Number of Accounts for Share Drafts:
1,028
IRA KEOGH Accounts:
53
Number of Accounts for Regular Shares:
2,078
All other shares:
114
Money Market Shares:
116
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
1,278,005
Total Liabilities:
26,212,941
Show More

Utica District Telephone Employees Federal Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
No
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
No
Are financial literacy Workshops offered?:
No
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
Yes
Online Financial Literacy?:
No
No Cost Bill Payer:
Yes
Student Scholarships:
1
Mortgage Processing:
Yes
Approved Mortgage Seller?:
No
Investment Pilot Program:
1
Deposits and Shares Meeting 70310(a):
1
Brokered Certificates of Deposits:
1
payment:
No
Are low cost wire transfers available?:
Yes
Member Application:
No
Are New Loans Available:
Yes
New Share Account:
No
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA Last Updated 03/31/2024

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