|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Wauna Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 23, 2026
Wauna Federal Credit Union's Personal Loan Rates are at 13.00%. MonitorBankRates evaluates the financial stability of Wauna Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 7.31%. Rates were last updated on 04/23/2026. Wauna Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Wauna Federal Credit Union? Share your experience about Wauna Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Wauna Federal Credit Union. Wauna Federal Credit Union
Corporate 101 Truehaak St
https://www.waunafcu.org Clatskanie, OR 97016 7454 
Wauna Federal Credit Union Home Equity & HELOC
Wauna Federal Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Wauna Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Wauna Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Wauna Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Wauna Federal Credit Union
Website
https://www.waunafcu.org
Address
101 Truehaak St,
Clatskanie, OR 97016 7454
Phone
503-728-4321
Fax
503-728-3042
President
Beth Van Elswyk
CEO
Robert Blumberg
Full-Time Employees
110
Part-Time Employees
5
Branch Locations
8
ATM Locations
10
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (96/100)
Texas Ratio
7.31%
Return on Assets (ROA)
0.6723%
Return on Equity (ROE)
7.9078%
Non-Performing Loans Ratio (NPL)
0.82%
Total Assets
408,426,842
Total Amount of Shares and Deposits
370,929,895
Total Shares and Deposits < 1 Year
369,082,617
Total Shares and Deposits 1 3 Years
1,456,458
Total Shares and Deposits > 3 Years
390,820
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
27,562,028
Total Uninsured Shares and Deposits > $250K (F+J)
27,562,028
Total Insured Shares and Deposits > $250K (item 17 less item K)
343,367,867
Total Interest Expense (Sum of items 6 8)
3,584,247
Share Certificates
1,693
Number of Accounts for Share Drafts
19,733
IRA KEOGH Accounts
643
Number of Accounts for Regular Shares
31,064
All other shares
442
Money Market Shares
1,222
Net Income (unless the amount is already included in Undivided Earnings)
2,743,667
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
2,654,779
Total Liabilities
379,506,558
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Wauna Federal Credit UnionIs Wauna Federal Credit Union a safe place to deposit money?Yes, Wauna Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 7.3141240125706%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Wauna Federal Credit Union operate?Wauna Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Wauna Federal Credit Union?Yes, to access services at Wauna Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Wauna Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Wauna Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Wauna Federal Credit Union offer online and mobile banking?Most modern institutions like Wauna Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.waunafcu.org. Compare to Other Credit Unions
Martin County Cooperative Credit Union
Y-12 Federal Credit Union
Pioneer Community Federal Credit Union
Rails West Federal Credit Union
Monroe Telco Federal Credit Union
Sheridan Community Federal Credit Union
Baptist Health Federal Credit Union
North Carolina Press Association Federal Credit Union
Lynn Police Credit Union
Willis Knighton Federal Credit Union
Northeastern Operating Engineers Federal Credit Union
Educational Systems Federal Credit Union
Central Virginia Federal Credit Union
Riverbank Federal Credit Union
Hershey Federal Credit Union
Partners Financial Federal Credit Union
Edinburg Teachers Credit Union
Team And Wheel Federal Credit Union
Long Island City Postal Employees Federal Credit Union
Kone Employees Credit Union
Grand Prairie Credit Union
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||
