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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Streator Onized Credit Union Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 24, 2026
Streator Onized Credit Union's 13 Month CD Special rates are at 3.65%, 7 Month CD Special rates are at 3.65%, 22 Month CD Special rates are at 3.35%. Streator Onized Credit Union's money market rates are at 0.25%. Streator Onized Credit Union's Personal Loan Rates are at 9.14%. MonitorBankRates evaluates the financial stability of Streator Onized Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.20%. Rates were last updated on 03/24/2026. Streator Onized Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Streator Onized Credit Union? Share your experience about Streator Onized Credit Union by leaving a review below, or read customer reviews before you decide to use Streator Onized Credit Union. Streator Onized Credit Union
Streator Onized Credit Union 912 N Shabbona St
https://www.socu.org Streator, IL 61364 
Streator Onized Credit Union CD Rates
Streator Onized Credit Union Savings Rates
Streator Onized Credit Union Money Market Rates
Streator Onized Credit Union Checking Rates
Streator Onized Credit Union Auto Loan Rates
Streator Onized Credit Union Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Streator Onized Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Streator Onized Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Streator Onized Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Streator Onized Credit Union
Website
https://www.socu.org
Address
912 N Shabbona St,
Streator, IL 61364
Phone
815-673-1589
Fax
815-672-4706
President
Scott Bulthuis
CEO
Douglas Patterson
Full-Time Employees
117
Part-Time Employees
16
Branch Locations
7
ATM Locations
6
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.20%
Return on Assets (ROA)
1.1067%
Return on Equity (ROE)
6.7913%
Non-Performing Loans Ratio (NPL)
0.45%
Total Assets
399,797,823
Total Amount of Shares and Deposits
331,498,222
Total Shares and Deposits < 1 Year
287,583,239
Total Shares and Deposits 1 3 Years
43,827,628
Total Shares and Deposits > 3 Years
87,355
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
13,642,262
Total Uninsured Shares and Deposits > $250K (F+J)
13,642,262
Total Insured Shares and Deposits > $250K (item 17 less item K)
317,855,960
Total Interest Expense (Sum of items 6 8)
5,516,180
Share Certificates
5,108
Number of Accounts for Share Drafts
17,311
IRA KEOGH Accounts
901
Number of Accounts for Regular Shares
44,790
All other shares
13
Money Market Shares
317
Net Income (unless the amount is already included in Undivided Earnings)
4,424,405
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
3,717,576
Total Liabilities
334,987,328
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Streator Onized Credit UnionIs Streator Onized Credit Union a safe place to deposit money?Yes, Streator Onized Credit Union is considered a safe financial institution. With a Texas Ratio of 2.1951064330286%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Streator Onized Credit Union operate?Streator Onized Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Streator Onized Credit Union?Yes, to access services at Streator Onized Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Streator Onized Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Streator Onized Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Streator Onized Credit Union offer online and mobile banking?Most modern institutions like Streator Onized Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.socu.org. Current Streator Onized Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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