What are the current interest rates at Welcome Federal Credit Union?

Current rates for Welcome Federal Credit Union include: 12-Month CD: 3.60%, 24-Month CD: 3.70%, 60-Month CD: 3.50%, Savings: 0.05%, MMA: 1.00%

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Welcome Federal Credit Union

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Welcome Federal Credit Union Rates & Review October 2026

Q: Is a member application needed to join Welcome Federal Credit Union?

Yes, to access services at Welcome Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Welcome Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 9, 2026

Welcome Federal Credit Union's top rates as of October 9, 2026 are 3.80% APY on its 36 Month CD, 0.05% APY on savings, 1.00% APY on money market accounts, personal loans from 10.74% APR, and credit cards from 11.74% APR, according to rates verified by MonitorBankRates. Other Welcome Federal Credit Union CD rates include IRA CD - 36 month at 3.80%, 24 Month CD at 3.70%, and IRA CD - 24 month at 3.70%. MonitorBankRates evaluates the financial stability of Welcome Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.89%. Rates last updated and verified on 10/09/2026.

Welcome Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Welcome Federal Credit Union? Share your experience about Welcome Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Welcome Federal Credit Union.

Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 98/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

3.89%

Excellent Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

Welcome Federal Credit Union
Morrisville Branch

10810 Chapel Hill Rd
Morrisville, NC 27560

https://www.welcomecu.org

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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Welcome Federal Credit Union CD Rates

Product	Rate	APY	Term
36 Month Certificate	3.80%	3.80%	36 Months
Min Deposit $1,000 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 3.80% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.89%
IRA Share Certificate - 36 month	3.80%	3.80%	36 Months
Min Deposit $500 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 3.80% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.89%
24 Month Certificate	3.70%	3.70%	24 Months
Min Deposit $1,000 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 3.70% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.89%
IRA Share Certificate - 24 month	3.70%	3.70%	24 Months
Min Deposit $500 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 3.70% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.89%
12 Month Certificate	3.60%	3.60%	12 Months
Min Deposit $500 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 3.60% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.89%
IRA Share Certificate - 12 month	3.60%	3.60%	12 Months
Min Deposit $500 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 3.60% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.89%
48 Month Certificate	3.50%	3.50%	48 Months
Min Deposit $1,000 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 3.50% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.89%
6 Month Certificate	3.50%	3.50%	6 Months
Min Deposit $500 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 3.50% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.89%
60 Month Certificate	3.50%	3.50%	60 Months
Min Deposit $1,000 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 3.50% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.89%
IRA Share Certificate - 48 month	3.50%	3.50%	48 Months
Min Deposit $500 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 3.50% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.89%
IRA Share Certificate - 60 month	3.50%	3.50%	60 Months
Min Deposit $500 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 3.50% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.89%

Welcome Federal Credit Union Savings Rates

Product	Rate	APY
Shares (aka Savings)	0.05%	0.05%
Min Deposit $5 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.89%
Christmas Club Accounts	0.01%	0.01%
Min Deposit $5 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.01% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.89%

Welcome Federal Credit Union Money Market Rates

Product	Rate	APY	View More
Money Market Accounts	1.00%	1.00%
Min Deposit $1,000 Min Balance $1,000 Details Dividends Credited and Compounded: Monthly (Calendar) Last Updated 10/09/2026 Rate History No change since Sep 21, 2026 · 1.00% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.89%

Welcome Federal Credit Union Home Equity & HELOC

Product	Rate	Points	APR
Home Equity Line of Credit Loans	-	-	7.50%
Details As low as; APR is Based on Combined Loan-to-Value, your creditworthiness, and the Index Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 7.50% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.89%
Home Equity Lines of Credit	-	-	7.50%
Details This plan has a variable rate feature and the Annual Percentage Rate (corresponding to the periodic rate) and the minimum payment may change as a result. The APR is accurate as of January 31, 2026. The Annual Percentage Rate is based on your creditworthiness, the value of an index and the combined loan-to-value. The index is the Prime Rate published in the Money Rates column of the Wall Street Journal. When a range of rates has been published, the highest rate will be used. We will use the most recent index value available to us as of the last business day of January preceding any annual percentage rate adjustment. No interest is charged until you use the funds. To determine the Annual Percentage Rate that will apply to your account, we add a margin to the value of the index. If the rate is not already rounded, we then round up to the next .25%. The Annual Percentage Rate can change annually on the first day of May. The rate cannot increase more than 1.0 percentage point in any one-year period. The Annual Percentage Rate cannot increase more than 5.0 percentage points above the initial rate. The maximum APR for a home equity line of credit is 15.0%. The minimum APR is 3.0%. If the credit line is closed by the member and the deed of trust released within 24 months of the loan origination date, the member will be required to pay $500.00 towards the closing costs that were paid by WFCU on the member's behalf. If that event occurs, the $500.00 will be added to the payoff amount. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 7.50% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.89%
Home Equity Land Loans	-	-	9.00%
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 9.00% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.89%

Welcome Federal Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term
New Vehicles Loan	-	-	3.50%
Details The loan rates shown are our premium rates based on Welcome Federal Credit Union's risk-based pricing program. Your rate may vary and is determined by your credit score, amount financed, collateral, and loan terms. Other rates and terms are available. All rates and terms are subject to change without notice. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 3.50% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.89%
New Cars, Trucks, and SUVs Loan	-	-	4.50%	Up to 60 Months
Details As low as; ***; New Vehicles Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 4.50% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.89%
Used Cars, Trucks, SUVs, and Classics Loan	-	-	5.00%	Up to 60 Months
Details As low as***; Loan Amount: Up to $40,000; Loan Term: Up to 60 Months Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 5.00% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.89%
New Cars, Trucks, and SUVs Loan	-	-	5.25%	61 Months
Details Term: 61 Months - 84 Months; As low as; ***; New Vehicles Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 5.25% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.89%
Used Cars, Trucks, SUVs, and Classics Loan	-	-	5.75%	61 Months
Details Term: 61 Months - 84 Months; As low as***; Loan Amount: Up to $40,000; Loan Term: 61 Months - 84 Months Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 5.75% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.89%
New Boats, RVs, Motorcycles, and Other Vehicles Loan	-	-	6.50%	Up to 60 Months
Details As low as; ***; New Vehicles Last Updated 10/09/2026 Rate History No change since Sep 21, 2026 · 6.50% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.89%
Used Boats, RV's, Motorcycles, and Other Vehicles Loan	-	-	7.00%	Up to 60 Months
Details As low as***; Loan Amount: Up to $40,000; Loan Term: Up to 60 Months Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 7.00% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.89%
New Luxury Vehicles Loan	-	-	8.25%	40 months
Details Term: Loan >$40,000 and term >84 Months (up to 120 Months); As low as; ***; New Vehicles Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 8.25% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.89%
Used Boats, RVs, and Classic Autos	-	-	8.75%	up to 120 Months
Details As low as***; Loan Amount: >$40,000; Loan Term: up to 120 Months Last Updated 10/09/2026 Rate History No change since Oct 5, 2026 · 8.75% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.89%
Used Boats, RVs, and Classic Autos	-	-	8.75%	40 months
Details Term: Loan >$40,000 and term >84 Months (up to 120 Months); As low as; ***; Used Vehicles Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 8.75% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.89%
Used Luxury Vehicles Loan	-	-	8.75%	up to 120 Months
Details As low as***; Loan Amount: >$40,000; Loan Term: up to 120 Months Last Updated 10/09/2026 Rate History No change since Oct 5, 2026 · 8.75% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.89%
Used Luxury Vehicles Loan	-	-	8.75%	40 months
Details Term: Loan >$40,000 and term >84 Months (up to 120 Months); As low as; ***; Used Vehicles Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 8.75% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.89%

Welcome Federal Credit Union RV, Boat and Powersport Loan Rates

Product	Rate	APR	Term
New Boats and RVs Loan	-	7.25%	61 Months
Details Term: 61 Months to 84 Months; As low as; ***; New Vehicles Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 7.25% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.89%
Used Boats and RV's Loan	-	7.75%	61 months
Details Term: 61 months to 84 months; As low as***; Loan Amount: Up to $40,000; Loan Term: 61 months to 84 months Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 7.75% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.89%
New Boats and RVs Loan	-	8.25%	40 months
Details Term: Loan >$40,000 and term >84 Months (up to 120 Months); As low as; ***; New Vehicles Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 8.25% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.89%

Welcome Federal Credit Union Credit Card Rates

Product	Rate	APR	View More
Credit Cards	-	11.74%
Details Credit Cards Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 11.49% → 11.74% ▲ 0.25 pts · high 11.74% / low 11.49% Oct 5, 202611.74%▲ from 11.49% Sep 14, 202611.49%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.89%

Welcome Federal Credit Union Personal Loan Rates

Product	APR	Term	View More
Personal Line of Credit	10.74%
Details as low as Last Updated 10/09/2026 Rate History 1 change since Sep 18, 2026 · 10.49% → 10.74% ▲ 0.25 pts · high 10.74% / low 10.49% Oct 5, 202610.74%▲ from 10.49% Sep 18, 202610.49%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.89%
Debt Consolidation Loans	16.00%
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 16.00% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.89%

Welcome Federal Credit Union Other Rates

Product	Rate	Points	APY/APR
Bridge Loans	-	-	14.00%
Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 14.00% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.89%
Disaster Loans	-	-	12.00%
Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 12.00% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.89%
Individual Lines of Credit Loan	-	-	10.74%
Details This plan has a variable rate feature and the Annual Percentage Rate (corresponding to the periodic rate) may change as a result. The Annual Percentage Rate is based on your income, credit worthiness, the value of an index and the margin. The index is the Prime Rate published in the Money Rates column of the Wall Street Journal. When a range of rates has been published, the highest rate will be used. We will use the most recent index value available to us as of the last business day of each month preceding any annual percentage rate adjustment. No interest is charged until you use the funds. (Contact your branch for more information and full disclosures). Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 10.49% → 10.74% ▲ 0.25 pts · high 10.74% / low 10.49% Oct 5, 202610.74%▲ from 10.49% Sep 14, 202610.49%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.89%
Tax Relief Loans	-	-	14.00%
Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 14.00% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.89%
IRA Share Certificates	0.10%	-	0.10%
Min Deposit $100 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 0.10% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.89%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

Welcome Federal Credit Union’s Texas Ratio rose from 1.16% in Q3 2023 to 3.89% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$92M	3.89%	5.0	A+
March 31, 2026	$94M	3.45%	5.0	A+
December 31, 2025	$91M	5.86%	5.0	A+
September 30, 2025	$90M	6.11%	5.0	A
June 30, 2025	$92M	5.60%	5.0	A+
March 31, 2025	$93M	5.82%	5.0	A+
December 31, 2024	$90M	5.68%	5.0	A+
September 30, 2024	$93M	6.56%	5.0	A
June 30, 2024	$93M	5.61%	5.0	A+
March 31, 2024	$96M	1.07%	5.0	A+
December 31, 2023	$92M	2.52%	5.0	A+
September 30, 2023	$94M	1.16%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Welcome Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Welcome Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Welcome Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Welcome Federal Credit Union

Website https://www.welcomecu.org

Address 10810 Chapel Hill Rd, Morrisville, NC 27560

Phone 919-474-3240

Fax 919-474-0562

President Abbasali Hamedani

CEO Stacey Mills

Full-Time Employees 21

Part-Time Employees 0

Branch Locations 4

ATM Locations 3

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (98/100)

Texas Ratio

3.89%

Return on Assets (ROA)

0.1040%

Return on Equity (ROE)

0.7980%

Non-Performing Loans Ratio (NPL)

1.11%

Total Assets

92,046,911

Total Amount of Shares and Deposits

79,304,843

Total Shares and Deposits < 1 Year

76,577,755

Total Shares and Deposits 1 3 Years

2,382,108

Total Shares and Deposits > 3 Years

344,980

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

8,307,518

Total Uninsured Shares and Deposits > $250K (F+J)

8,307,518

Total Insured Shares and Deposits > $250K (item 17 less item K)

70,997,325

Total Interest Expense (Sum of items 6 8)

442,106

Share Certificates

502

Number of Accounts for Share Drafts

3,008

IRA KEOGH Accounts

144

Number of Accounts for Regular Shares

6,307

Money Market Shares

205

Net Income (unless the amount is already included in Undivided Earnings)

95,740

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

16,970,251

Total Liabilities

80,148,896

Source: NCUA — Last Updated 06/30/2026

Q2 2026 MBR Health & Safety Badge

Welcome Federal Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

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Learn more about the MBR Health & Safety Badge program on our methodology page.

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Total Reviews

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Frequently Asked Questions About Welcome Federal Credit Union

How many branches does Welcome Federal Credit Union operate?

Welcome Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Welcome Federal Credit Union?

Yes, to access services at Welcome Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Welcome Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Welcome Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Welcome Federal Credit Union offer online and mobile banking?

Most modern institutions like Welcome Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.welcomecu.org.

Current Welcome Federal Credit Union Rates

12-Month CD3.60%
24-Month CD3.70%
60-Month CD3.50%
Savings0.05%
MMA1.00%

Retrieved from our database of financial products. Rates subject to change.

Compare to Other Credit Unions

Welcome Federal Credit Union Rates & Review October 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

Welcome Federal Credit Union Texas Ratio

Welcome Federal Credit Union Health Trend

Welcome Federal Credit Union CD Rates

Welcome Federal Credit Union Savings Rates

Welcome Federal Credit Union Money Market Rates

Welcome Federal Credit Union Home Equity & HELOC

Welcome Federal Credit Union Auto Loan Rates

Welcome Federal Credit Union RV, Boat and Powersport Loan Rates

Welcome Federal Credit Union Credit Card Rates

Welcome Federal Credit Union Personal Loan Rates

Welcome Federal Credit Union Other Rates

Financial Health History

Methodology & Data Sources

Credit Union Profile & Overview

Financials

Welcome Federal Credit Union earned the Verified Healthy badge

Customer Reviews

Frequently Asked Questions About Welcome Federal Credit Union

How many branches does Welcome Federal Credit Union operate?

Is a member application needed to join Welcome Federal Credit Union?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does Welcome Federal Credit Union offer online and mobile banking?

Current Welcome Federal Credit Union Rates

Compare to Other Credit Unions