Welcome Federal Credit Union Rates and Review January 2026
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Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Compare Welcome Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Welcome Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityWelcome Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Welcome Federal Credit Union? Share your experience about Welcome Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Welcome Federal Credit Union. Overall, Welcome Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. Welcome Federal Credit Union Morrisville Branch 10810 Chapel Hill Rd Morrisville, NC 27560  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
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Credit Card Rate ComparisonPrime Platinum Visa Credit Card
11.500%
Member First VISA
15.040%
No balance transfer fees or annual fees.
Security Service Power Cash Back World MasterCard
16.950% - 18.000%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonPersonal Loan
9.200% - 17.950%
$0 - $2,500
36 - 36
Consolidation Loans
13.060%
$0
1 - 36
Personal Loan
13.240%
$0
48
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have Welcome Federal Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: Welcome Federal Credit Union
Website: https://www.welcomecu.org
Full Time Employees: 20Part Time Employees: 0 President: Abbasali Hamedani CEO: Stacey Mills Branch Locations: 4 ATM Locations: 3 Corporate Office Address:
10810 Chapel Hill Rd
Morrisville, NC 27560 Phone Number: 919-474-3240 Fax Number: 919-474-0562 FinancialsTotal Assets:
90,301,779
Total Amount of Shares and Deposits:
77,622,414
Total Shares and Deposits < 1 Year:
75,007,693
Total Shares and Deposits 1 3 Years:
1,996,608
Total Shares and Deposits > 3 Years:
618,113
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
7,298,576
Total Uninsured Shares and Deposits > $250K (F+J):
7,298,576
Total Insured Shares and Deposits > $250K (item 17 less item K):
70,323,838
Total Interest Expense (Sum of items 6 8):
686,815
Share Certificates:
537
Number of Accounts for Share Drafts:
2,990
IRA KEOGH Accounts:
154
Number of Accounts for Regular Shares:
6,473
Money Market Shares:
209
Net Income (unless the amount is already included in Undivided Earnings):
238,193
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
5,230,970
Total Liabilities:
78,482,317
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Source: NCUA Last Updated 09/30/2025
Customer ReviewsThere are no reviews for Welcome Federal Credit Union yet. Feel free to create one below.
Add Your Rating and Review for Welcome Federal Credit Union
Frequently Asked Questions About Welcome Federal Credit UnionIs a member application needed to join Welcome Federal Credit Union?Yes, to access services at Welcome Federal Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Welcome Federal Credit Union provides a range of mortgage and home equity products. Is Welcome Federal Credit Union a safe place to deposit money?Yes, Welcome Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Welcome Federal Credit Union offer online and mobile banking?Most modern institutions like Welcome Federal Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 1.56%, 6-month CD rates at 3.65% and 3-month CD rates at 0.05%. Savings rates are at 0.66% and money market rates are at 0.50%. Mortgage rates on 30-year fixed loans are around 6.75%. Credit Card rates are at 19.49%. Personal Loan rates are at 14.20%. All these rates, and more, can be found in our database of rates which you can compare to 
