☰

Home›
Credit Unions›
CFLA Credit Union

iAdvertiser Disclosure

CFLA Credit Union Rates & Review April 2026

Q: How many branches does CFLA Credit Union operate?

CFLA Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is a member application needed to join CFLA Credit Union?

Yes, to access services at CFLA Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Is there a first-time homebuyer program?

Currently, CFLA Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, CFLA Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: April 26, 2026

You can compare CFLA Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 3.75%, 6-month share certificate rates at 3.45% and 3-month share certificate rates at 0.81%. Savings rates are at 0.50% and money market rates are at 0.20%. Mortgage rates on 30-year fixed loans are around 5.57%. All these rates can be compared to CFLA Credit Union rates. MonitorBankRates evaluates the financial stability of CFLA Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.14%. Rates were last updated on 04/26/2026.

CFLA Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at CFLA Credit Union? Share your experience about CFLA Credit Union by leaving a review below, or read customer reviews before you decide to use CFLA Credit Union.

Overall Health & Safety Grade

A+

Exceptional Health Score: 100/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

0.14%

Excellent Lower than avg

CFLA Credit Union
MAIN OFFICE

39018 HIGHWAY 3089
DONALDSONVILLE, LA 70346

https://www.cflacu.com

Current Rate Availability

We do not have CFLA Credit Union rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for CFLA Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather CFLA Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with CFLA Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name CFLA Credit Union

Website https://www.cflacu.com

Address 39018 HIGHWAY 3089, DONALDSONVILLE, LA 70346

Phone 225-473-0331

Fax 225-473-5549

President DUANE LEE

CEO DANA MITCHELL

Full-Time Employees 1

Part-Time Employees 1

Branch Locations 1

ATM Locations 0

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (100/100)

Texas Ratio

0.14%

Return on Assets (ROA)

0.7393%

Return on Equity (ROE)

3.8241%

Non-Performing Loans Ratio (NPL)

0.06%

Total Assets

7,133,522

Total Amount of Shares and Deposits

5,745,823

Total Shares and Deposits < 1 Year

5,745,823

Total Insured Shares and Deposits > $250K (item 17 less item K)

5,745,823

Total Interest Expense (Sum of items 6 8)

10,981

Number of Accounts for Regular Shares

1,145

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

82,383

Total Liabilities

5,754,490

Source: NCUA — Last Updated 09/30/2025

Customer Reviews

There are no reviews for CFLA Credit Union yet. Feel free to create one below.

Average Rating

☆☆☆☆☆

Total Reviews

Add Your Rating and Review for CFLA Credit Union

Frequently Asked Questions About CFLA Credit Union

Is CFLA Credit Union a safe place to deposit money?

Yes, CFLA Credit Union is considered a safe financial institution. With a Texas Ratio of 0.13980821329744%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does CFLA Credit Union operate?

CFLA Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join CFLA Credit Union?

Yes, to access services at CFLA Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, CFLA Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, CFLA Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does CFLA Credit Union offer online and mobile banking?

Most modern institutions like CFLA Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.cflacu.com.