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iAdvertiser Disclosure
Advertiser Disclosure
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 Wildfire Credit Union Rates & Review August 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: August 28, 2026
Wildfire Credit Union's 9 Month Special rates are at 4.11%, Business 9 Month Special rates are at 4.11%, 9 Month Special Jumbo HSA CD Specials rates are at 4.11%, 48 to 59 month Jumbo Business CDs rates are at 4.07%, 48 to 59 month Jumbo CDs rates are at 4.07%. Wildfire Credit Union's savings rates are at 0.05%. Wildfire Credit Union's Fixed Mortgage - 15 Year Fixed rates are at 6.12%, Fixed Mortgage - 10 Year Fixed rates are at 6.12%, Fixed Mortgage - 30 Year Fixed rates are at 6.62%, Fixed Mortgage - 20 Year Fixed rates are at 6.62%. Wildfire Credit Union's Personal Loan Rates are at 10.99%. MonitorBankRates evaluates the financial stability of Wildfire Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.64%. Rates last updated and verified on 08/28/2026. Wildfire Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Wildfire Credit Union? Share your experience about Wildfire Credit Union by leaving a review below, or read customer reviews before you decide to use Wildfire Credit Union. 
Wildfire Credit Union CD Rates
Wildfire Credit Union Savings Rates
Wildfire Credit Union Checking Rates
Wildfire Credit Union Mortgage Rates
Wildfire Credit Union Home Equity & HELOC
Wildfire Credit Union Auto Loan Rates
Wildfire Credit Union Credit Card Rates
Wildfire Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Wildfire Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Wildfire Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Wildfire Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Wildfire Credit Union
Website
https://www.wildfirecu.org
Address
6640 Bay Rd,
Saginaw, MI 48604
Phone
989-249-8200
Fax
President
Kenneth Voelker
CEO
Benjamin Denay
Full-Time Employees
179
Part-Time Employees
25
Branch Locations
7
ATM Locations
4
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.64%
Return on Assets (ROA)
0.2405%
Return on Equity (ROE)
2.1701%
Non-Performing Loans Ratio (NPL)
0.72%
Total Assets
1,152,230,445
Total Amount of Shares and Deposits
1,018,992,177
Total Shares and Deposits < 1 Year
752,921,783
Total Shares and Deposits 1 3 Years
233,807,837
Total Shares and Deposits > 3 Years
32,262,557
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
108,859,189
Total Uninsured Shares and Deposits > $250K (F+J)
108,859,189
Total Insured Shares and Deposits > $250K (item 17 less item K)
910,132,988
Total Interest Expense (Sum of items 6 8)
17,320,472
Share Certificates
11,503
Number of Accounts for Share Drafts
35,425
IRA KEOGH Accounts
3,343
Number of Accounts for Regular Shares
66,778
All other shares
2,979
Money Market Shares
4,819
Net Income (unless the amount is already included in Undivided Earnings)
2,771,333
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
21,943,009
Total Liabilities
1,027,520,309
Source: NCUA — Last Updated 09/30/2025
Customer Reviews
There are no reviews for Wildfire Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for Wildfire Credit Union
Frequently Asked Questions About Wildfire Credit UnionHow many branches does Wildfire Credit Union operate?Wildfire Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Wildfire Credit Union?Yes, to access services at Wildfire Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Wildfire Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Wildfire Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Wildfire Credit Union offer online and mobile banking?Most modern institutions like Wildfire Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.wildfirecu.org. Current Wildfire Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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