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iAdvertiser Disclosure
Advertiser Disclosure
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 WyHy Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 18, 2026
WyHy Federal Credit Union's Jumbo Term CDs & Jumbo IRA Term CDs 12 month rates are at 3.75%, 12 month Term CDs & IRA Term CDs rates are at 3.70%, Jumbo Term 6 Month CD rates are at 3.70%, Jumbo Term CDs & Jumbo IRA Term CDs 6 month rates are at 3.70%, 6 month Term CDs & IRA Term CDs rates are at 3.65%. WyHy Federal Credit Union's savings rates are at 0.05%. WyHy Federal Credit Union's money market rates are at 0.05%. WyHy Federal Credit Union's Personal Loan Rates are at 11.45%. MonitorBankRates evaluates the financial stability of WyHy Federal Credit Union with a 5.0 Star Rating, an A- Overall Health Grade, and a Texas Ratio of 14.81%. Rates were last updated on 04/18/2026. WyHy Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at WyHy Federal Credit Union? Share your experience about WyHy Federal Credit Union by leaving a review below, or read customer reviews before you decide to use WyHy Federal Credit Union. WyHy Federal Credit Union
Cheyenne Office 1715 Stillwater Ave
https://www.wyhy.org Cheyenne, WY 82009 7359 
WyHy Federal Credit Union CD Rates
WyHy Federal Credit Union Savings Rates
WyHy Federal Credit Union Money Market Rates
WyHy Federal Credit Union Checking Rates
WyHy Federal Credit Union Mortgage Rates
WyHy Federal Credit Union Home Equity & HELOC
WyHy Federal Credit Union Credit Card Rates
WyHy Federal Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for WyHy Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather WyHy Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with WyHy Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
WyHy Federal Credit Union
Website
https://www.wyhy.org
Address
1715 Stillwater Ave,
Cheyenne, WY 82009 7359
Phone
307-638-4200
Fax
307-638-4201
President
Pamela Fredrick
CEO
William Willingham III
Full-Time Employees
57
Part-Time Employees
0
Branch Locations
5
ATM Locations
6
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A- (93/100)
Texas Ratio
14.81%
Return on Assets (ROA)
0.8904%
Return on Equity (ROE)
6.6255%
Non-Performing Loans Ratio (NPL)
2.68%
Total Assets
400,082,896
Total Amount of Shares and Deposits
343,285,565
Total Shares and Deposits < 1 Year
333,627,104
Total Shares and Deposits 1 3 Years
8,886,947
Total Shares and Deposits > 3 Years
771,515
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
3,478,825
Total Uninsured Shares and Deposits > $250K (F+J)
3,478,825
Total Insured Shares and Deposits > $250K (item 17 less item K)
339,806,740
Total Interest Expense (Sum of items 6 8)
4,674,111
Share Certificates
3,490
Number of Accounts for Share Drafts
13,828
IRA KEOGH Accounts
442
Number of Accounts for Regular Shares
29,227
All other shares
145
Non Member Deposits
2
Money Market Shares
403
Net Income (unless the amount is already included in Undivided Earnings)
3,562,468
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
31,625,267
Total Liabilities
346,715,311
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About WyHy Federal Credit UnionIs WyHy Federal Credit Union a safe place to deposit money?Yes, WyHy Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 14.809820373122%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does WyHy Federal Credit Union operate?WyHy Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join WyHy Federal Credit Union?Yes, to access services at WyHy Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, WyHy Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, WyHy Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does WyHy Federal Credit Union offer online and mobile banking?Most modern institutions like WyHy Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.wyhy.org. Current WyHy Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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