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iAdvertiser Disclosure
Advertiser Disclosure
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 Ontario Public Employees Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 4, 2026
Ontario Public Employees Federal Credit Union's 12 Month CD rates are at 0.85%, 12 Month CD rates are at 0.75%, 12 Month CD rates are at 0.65%, 6 Month CD rates are at 0.65%, 12 Month CD rates are at 0.55%. Ontario Public Employees Federal Credit Union's Personal Loan Rates are at 4.25%. MonitorBankRates evaluates the financial stability of Ontario Public Employees Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.91%. Rates were last updated on 04/04/2026. Ontario Public Employees Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Ontario Public Employees Federal Credit Union? Share your experience about Ontario Public Employees Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Ontario Public Employees Federal Credit Union. Ontario Public Employees Federal Credit Union
OPEFCU 202 W B St
https://www.opefcu.org Ontario, CA 91762 
Ontario Public Employees Federal Credit Union CD Rates
Ontario Public Employees Federal Credit Union Savings Rates
Ontario Public Employees Federal Credit Union Mortgage Rates
Ontario Public Employees Federal Credit Union Credit Card Rates
Ontario Public Employees Federal Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Ontario Public Employees Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Ontario Public Employees Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Ontario Public Employees Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Ontario Public Employees Federal Credit Union
Website
https://www.opefcu.org
Address
202 W B St,
Ontario, CA 91762
Phone
909-984-8781
Fax
909-984-4581
President
Carol Williams
CEO
John Meeks
Full-Time Employees
4
Part-Time Employees
1
Branch Locations
2
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.91%
Return on Assets (ROA)
1.2742%
Return on Equity (ROE)
8.9579%
Non-Performing Loans Ratio (NPL)
0.86%
Total Assets
23,465,337
Total Amount of Shares and Deposits
19,915,205
Total Shares and Deposits < 1 Year
19,915,205
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
1,292,939
Total Uninsured Shares and Deposits > $250K (F+J)
1,292,939
Total Insured Shares and Deposits > $250K (item 17 less item K)
18,622,266
Total Interest Expense (Sum of items 6 8)
25,949
Share Certificates
52
Number of Accounts for Share Drafts
787
IRA KEOGH Accounts
43
Number of Accounts for Regular Shares
1,995
Net Income (unless the amount is already included in Undivided Earnings)
298,987
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
4,542,942
Total Liabilities
20,134,954
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Ontario Public Employees Federal Credit UnionIs Ontario Public Employees Federal Credit Union a safe place to deposit money?Yes, Ontario Public Employees Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 2.9066640700488%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Ontario Public Employees Federal Credit Union operate?Ontario Public Employees Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Ontario Public Employees Federal Credit Union?Yes, to access services at Ontario Public Employees Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Ontario Public Employees Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Ontario Public Employees Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Ontario Public Employees Federal Credit Union offer online and mobile banking?Most modern institutions like Ontario Public Employees Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.opefcu.org. Current Ontario Public Employees Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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