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GARY FIREFIGHTERS ASSOCIATION

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GARY FIREFIGHTERS ASSOCIATION Rates & Review March 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, GARY FIREFIGHTERS ASSOCIATION provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: March 27, 2026

You can compare GARY FIREFIGHTERS ASSOCIATION rates to other rates in our database, including 12-month share certificate rates currently at 0.10%, 6-month share certificate rates at 3.53% and 3-month share certificate rates at 0.50%. Savings rates are at 0.04% and money market rates are at 0.10%. Mortgage rates on 30-year fixed loans are around 6.03%. All these rates can be compared to GARY FIREFIGHTERS ASSOCIATION rates. MonitorBankRates evaluates the financial stability of GARY FIREFIGHTERS ASSOCIATION with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.43%. Rates were last updated on 03/27/2026.

GARY FIREFIGHTERS ASSOCIATION money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at GARY FIREFIGHTERS ASSOCIATION? Share your experience about GARY FIREFIGHTERS ASSOCIATION by leaving a review below, or read customer reviews before you decide to use GARY FIREFIGHTERS ASSOCIATION.

Overall Health & Safety Grade

A+

Exceptional Health Score: 98/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

4.43%

Excellent Lower than avg

FNB of Griffin
main office

200 E 5th Ave
Gary, IN 46402

Current Rate Availability

We do not have GARY FIREFIGHTERS ASSOCIATION rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for GARY FIREFIGHTERS ASSOCIATION is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather GARY FIREFIGHTERS ASSOCIATION rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with GARY FIREFIGHTERS ASSOCIATION's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name GARY FIREFIGHTERS ASSOCIATION

Website

Address 200 E 5th Ave, Gary, IN 46402

Phone 219-881-5217

Fax 219-886-9771

President James Delgado

CEO Joseph Aguilar

Full-Time Employees 3

Part-Time Employees 0

Branch Locations 1

ATM Locations 0

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (98/100)

Texas Ratio

4.43%

Return on Assets (ROA)

-0.7221%

Return on Equity (ROE)

-1.6926%

Non-Performing Loans Ratio (NPL)

6.33%

Total Assets

1,657,587

Total Amount of Shares and Deposits

950,600

Total Shares and Deposits < 1 Year

950,600

Total Insured Shares and Deposits > $250K (item 17 less item K)

950,600

Total Interest Expense (Sum of items 6 8)

9,152

Number of Accounts for Regular Shares

295

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

954,509

Total Liabilities

950,600

Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Total Reviews

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Frequently Asked Questions About GARY FIREFIGHTERS ASSOCIATION

Is GARY FIREFIGHTERS ASSOCIATION a safe place to deposit money?

Yes, GARY FIREFIGHTERS ASSOCIATION is considered a safe financial institution. With a Texas Ratio of 4.4304689378093%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does GARY FIREFIGHTERS ASSOCIATION operate?

GARY FIREFIGHTERS ASSOCIATION currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join GARY FIREFIGHTERS ASSOCIATION?

Yes, to access services at GARY FIREFIGHTERS ASSOCIATION, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, GARY FIREFIGHTERS ASSOCIATION does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, GARY FIREFIGHTERS ASSOCIATION provides members with tools to manage their accounts and build a solid financial history.

Does GARY FIREFIGHTERS ASSOCIATION offer online and mobile banking?

Most modern institutions like GARY FIREFIGHTERS ASSOCIATION provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online.