MonitorBankRates
We Find the Best Rates

Your Legacy Federal Credit Union Rates and Review January 2026

  1. Home
  2. Credit Unions
  3. Your Legacy Federal Credit Union Deposit Rates

Your Legacy Federal Credit Union12-month CD rates can be found at 3.29%, 6-month CD rates at 0.25% and 3-month CD rates at 2.28%. Savings rates are at 0.50% and money market rates are at 0.60%. Mortgage rates on 30-year fixed loans are around 6.56%. Credit Card rates are at 8.90%. Personal Loan rates are at 11.90%. All these rates, and more, can be found in our database of rates which you can compare to Your Legacy Federal Credit Union rates.

Compare Your Legacy Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Your Legacy Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Your Legacy Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Your Legacy Federal Credit Union? Share your experience about Your Legacy Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Your Legacy Federal Credit Union.

Overall, Your Legacy Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Your Legacy Federal Credit Union
Main Office
25 Shaffer Park Dr
Tiffin, OH 44883 9290
Member NCUA
MonitorBankRates' Rating
5/5
?????

CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
Kasasa Checking
5.00%
$50
Neighbor Rewards Checking
5.00%
$100
15-Month CD
4.01%
$500
FreePlus Checking
4.00%
$0
24-Month CD
3.84%
$500
Money Market Max Plus
3.56%
$50,000
36-Month CD (Jumbo)
3.50%
$25,000
30-Month CD
3.45%
$500
36-Month CD
3.45%
$500
18-Month CD
3.41%
$1,000
48-Month CD
3.40%
$500
12-Month CD
3.30%
$500
48-Month CD
3.30%
$500
48-Month CD
3.00%
$500
60-Month CD
2.90%
$1,000
36-Month CD
2.86%
$1,000
6-Month CD
2.75%
$500
12-Month CD
2.50%
$1,000
30-Month CD
2.50%
$500
36-Month CD
2.50%
$500
18-Month CD
2.43%
$1,000
36-Month CD
2.43%
$1,000
60-Month CD
2.32%
$1,000
Passbook Savings
2.25%
$5
30-Month CD
2.20%
$500
48-Month CD
2.00%
$500
24-Month CD
1.51%
$1,000
48-Month CD
1.51%
$500
6-Month CD
1.30%
$500
60-Month CD
1.29%
$1,000
Access Money Market
1.00%
$2,500
24-Month CD
0.70%
$1,000
24-Month CD
0.59%
$2,500
48-Month CD
0.50%
$500
Premium Money Market
0.50%
$75,000
36-Month CD
0.50%
$500
Christmas Savings
0.50%
$2
Savings
0.43%
$100
Money Market
0.40%
$2,500
Money Market
0.30%
$2,500
Passbook Savings
0.30%
$10
Money Market
0.20%
$5,000
Checking
0.14%
$0
Money Market
0.10%
$2,500
3-Month CD
0.10%
$1,000
12-Month CD
0.05%
$500
Statement Savings
0.05%
$50
Money Market
0.05%
$0
Classic Checking
0.02%
$500
Advantage Savings
0.01%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
30-Year Fixed
6.000%
6.034%
0.000
30-Year Fixed
6.000%
6.218%
0.000
5.125%
5.361%
1.000
5.250%
6.580%
0.000
7/1 ARM (Jumbo)
6.125%
6.231%
0.000
4.875%
5.129%
0.000
4.875%
4.985%
0.000
6.375%
6.394%
0.000
6.740%
6.723%
0.000
6.375%
6.544%
0.000
15-Year Fixed
5.375%
5.650%
0.000
5.625%
5.726%
0.000
5.750%
5.853%
0.000
5.375%
6.068%
1.000
30-Year Fixed
6.000%
6.067%
0.000
5.875%
6.055%
0.000
5.375%
5.416%
0.000
15-Year Fixed
5.500%
5.601%
0.000
20-Year Fixed
6.000%
6.097%
0.000
4.675%
4.867%
0.000
5.500%
5.545%
0.500
6.000%
6.031%
0.000
5.875%
6.420%
0.000
5.625%
5.693%
0.500
5.500%
5.724%
0.000
5.625%
5.846%
0.000
4.875%
5.778%
0.000
15 Year Fixed
5.120%
5.192%
0.000
5.625%
5.846%
0.000
5.875%
6.118%
0.000
30 Year Fixed
5.875%
5.916%
0.000
5.125%
5.637%
0.250
30 Year Fixed
6.000%
6.127%
0.000
15 Year Fixed
6.125%
6.209%
0.000
5.500%
5.565%
0.000
15-Year Fixed Jumbo
5.250%
5.443%
0.250
6.125%
6.170%
0.000
5.875%
6.023%
0.125
30 Year Fixed Jumbo
6.250%
6.282%
0.000
6.000%
6.000%
0.000
5.500%
5.591%
0.000
30-Year Fixed
6.000%
6.133%
0.000
5.990%
5.199%
0.000
6.250%
7.325%
0.000
30-Year Fixed Jumbo
6.000%
6.015%
0.000
5.625%
5.846%
0.000
10-Year Fixed
5.375%
5.590%
0.000
30 Year Fixed
5.625%
5.704%
0.250
5.625%
5.846%
0.000
5.500%
5.597%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
Security Service Power Rewards MasterCard
18.000%
Access FCU Visa Gold
9.900%
ABNB VISA Signature
14.740% - 17.740%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
16.200%
Security Service Power Travel Rewards World MasterCard
16.250% - 17.250%
VISA Traditional
14.240% - 18.000%
Member Cash Rewards+ VISA
17.040% - 23.040%
Maximize rewards with increased cash back on everyday purchases – with up to 4% cash back on gas purchases. Plus, 3% on groceries, restaurants, and food delivery with 1% on everything else.
15.000% - 17.900%
Maximum Loan Amount Up to $35,000.00
Classroom Supply Visa
8.500%
Everyday Rewards+ Card Visa
19.490% - 29.740%
Earn up to 4x unlimited points AND receive a $150 bonus.
Visa Platinum Preferred
14.240% - 17.990%
Visa Platinum with Rewards
9.900%
GM Extended Family™ Mastercard®
20.240% - 29.990%
0% Intro purchase APR for first 9 months
Visa Secure Card
13.740%
Max Rewards Visa Credit Card
15.250%
11.900%
Travel Rewards+ Card Visa
19.740% - 29.740%
Earn 4x unlimited points on travel and more, plus receive a $250 bonus.
Access FCU Visa Classic
13.500%
8.990% - 17.990%
Maximum limit of $30,000
CLASSIC FLAT 1% CASH BACK VISA
18.000%
1% Cash Back Classic Card
Visa Platinum
7.990%
Line of credit up to $20,000. $250,000 travel life insurance
Premier Rate Credit Card Mastercard
12.950% - 18.000%
Rewards Platinum VISA
12.500%
Credit Limit - $500 - $50,000
VISA® Gold
11.960%
VISA Credit Card
7.900% - 15.900%
Maximum credit card amount offered is $10,000 with a 36-month term.
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
New Signature Loans
8.990%
$0
Line of Credit Variable
16.740%
$0
Personal Line of Credit
9.000%
$0
60
Personal Signature Loans
14.000%
$0
60
Access Line Of Credit
16.240%
$0
10.250% - 17.950%
$0
1 - 36
Personal Line of Credit
11.500%
$0
10.700%
$0 - $10,000
60 - 60
7.000%
$500 - $15,000
60
9.200% - 17.950%
$0 - $500
48 - 48
9.200% - 17.950%
$0 - $15,000
60 - 60
9.200% - 17.950%
$0 - $2,500
36 - 36
Personal Loans
10.000%
$0
1 - 36
11.240% - 17.950%
$0
25 - 36
Personal Loans
11.000%
$0
37 - 60
Summer/Holiday Loans
9.500%
$0
10.490%
$0
9.200% - 17.950%
$0 - $100
12 - 24
Bill Consolidation Loan
8.990%
$0
60
9.990%
$0
1 - 60
9.990% - 18.000%
$0 - $50,000
13.740%
$5,000
60 - 60
10.990%
$500
36
Signature Loan
10.500%
$0
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Your Legacy Federal Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Your Legacy Federal Credit Union
Full Time Employees: 16
Part Time Employees: 0
President: Robert Foster
CEO: Derek Sidor
Branch Locations: 2
ATM Locations: 1
Corporate Office Address:
25 Shaffer Park Dr
Tiffin, OH 44883 9290
Phone Number: 419-448-0191
Fax Number: 419-448-8346

Financials

Total Assets:
73,104,827
Total Amount of Shares and Deposits:
65,921,544
Total Shares and Deposits < 1 Year:
59,845,073
Total Shares and Deposits 1 3 Years:
5,332,025
Total Shares and Deposits > 3 Years:
744,446
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
2,535,345
Total Uninsured Shares and Deposits > $250K (F+J):
2,535,345
Total Insured Shares and Deposits > $250K (item 17 less item K):
63,386,199
Total Interest Expense (Sum of items 6 8):
471,436
Share Certificates:
427
Number of Accounts for Share Drafts:
3,553
IRA KEOGH Accounts:
104
Number of Accounts for Regular Shares:
7,197
All other shares:
15
Money Market Shares:
308
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
1,622,906
Total Liabilities:
65,430,769
Show More
Source: NCUA Last Updated 09/30/2025

Customer Reviews

There are no reviews for Your Legacy Federal Credit Union yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Your Legacy Federal Credit Union
Your Name:
Your Rating:

Frequently Asked Questions About Your Legacy Federal Credit Union

Is a member application needed to join Your Legacy Federal Credit Union?

Yes, to access services at Your Legacy Federal Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Your Legacy Federal Credit Union provides a range of mortgage and home equity products.

Is Your Legacy Federal Credit Union a safe place to deposit money?

Yes, Your Legacy Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Your Legacy Federal Credit Union offer online and mobile banking?

Most modern institutions like Your Legacy Federal Credit Union provide digital access including online balance checks and transfers.

Current Your Legacy Federal Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions