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Best Debt Consolidation Loan Rates — October 2026

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| iEditorial Disclosure
Editorial DisclosureRates are actual, verified rates sourced directly from institution websites. Editorial content is independent of advertiser relationships.
 |✓Fact Checked |Debt Consolidation Loan Rates — Last Updated: October 6, 2026

Debt consolidation loan rates range from 4.25% to 19.00% APR, verified by MonitorBankRates as of October 6, 2026. Top debt consolidation loan rates currently available include: MembersAlliance Credit UnionMembersAlliance Credit Union2550 S Alpine Rd, Rockford, IL, 61108 7813A+5.0 ★Texas Ratio: 3.08%'s Loan Consolidation has an APR of 4.25%, Benton County Schools Credit UnionBenton County Schools Credit Union2101 NW Professional DR, Corvallis, OR, 97330A+5.0 ★Texas Ratio: 0.28%'s Consolidation loan has an APR of 4.50%, Post Office Employees Credit UnionPost Office Employees Credit Union4624 W Napoleon Ave, Metairie, LA, 70001 2492A+5.0 ★Texas Ratio: 0.84%'s Consolidation Loan (Put Your Debt on a Diet!) has an APR of 4.75%, HAWAIIAN ELECTRIC EMPLOYEESHAWAIIAN ELECTRIC EMPLOYEES770 KAPIOLANI BLVD STE 514, HONOLULU, HI, 96813A+5.0 ★Texas Ratio: 2.31%'s Bill Consolidation Loan has an APR of 4.75%, and Freedom Of Maryland Federal Credit UnionFreedom Of Maryland Federal Credit Union1304 E Churchville Rd, Bel Air, MD, 21014A5.0 ★Texas Ratio: 12.84%'s Debt Consolidation Loan has an APR of 4.99%. Rates as of October 6, 2026 per MonitorBankRates.

A debt consolidation loan combines multiple high-interest debts — credit cards, medical bills, store cards — into a single lower-APR installment loan. Done right, consolidation reduces your monthly payment and total interest paid, and simplifies your finances to a single due date.

A consolidation loan is a personal loan pointed at existing debt. For the wider product — including secured options and other uses — see personal loan rates, or signature loans for the unsecured credit-union version.

We display transparent financial health metrics — A–F Safety Grades, Star Ratings, and Texas Ratios — so you can borrow from a stable, highly-rated institution.

Rates reflect actual verified offers. Last Updated: October 6, 2026

Compare Debt Consolidation Loan Rates

State:
Verified Debt Consolidation Rate Data by MonitorBankRates
Institution
Product
APR
Profile
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.08%
2550 S Alpine Rd, Rockford, IL, 61108 7813
Loan Consolidation
4.25%
View
▼
APR4.25%
Interest Rate4.25%
UpdatedOctober 1, 2026
Details

Variable Rate**

Rate History
1 change since Sep 14, 2026 · 5.25% → 4.25% ▼ 1.00 pts · high 5.25% / low 4.25%
3.25%4.75%6.25%Sep 14, 2026: 5.25% APRSep 22, 2026: 4.25% APRSep 14, 2026Oct 6, 2026
  • Sep 22, 20264.25%▼ from 5.25%
  • Sep 14, 20265.25%first recorded
Benton County Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
2101 NW Professional DR, Corvallis, OR, 97330
Consolidation loan
4.50%
View
▼
APR4.50%
UpdatedOctober 1, 2026
Details

No additional details provided.

Rate History
No change since Sep 14, 2026 · 4.50% APR · checked 4 times
4.00%4.50%5.00%Sep 14, 2026: 4.50% APRSep 14, 2026Oct 6, 2026
Post Office Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.84%
4624 W Napoleon Ave, Metairie, LA, 70001 2492
Consolidation Loan (Put Your Debt on a Diet!)
4.75%
View
▼
APR4.75%
UpdatedSeptember 29, 2026
Details

Annual Percentage Rate (APR) as low as 4.75%; your rate may vary. Must be 18 years of age or older to apply. No repayment for 60 days if you apply now.

Rate History
No change since Sep 29, 2026 · 4.75% APR
4.25%4.75%5.25%Sep 29, 2026: 4.75% APRSep 29, 2026Oct 6, 2026
HAWAIIAN ELECTRIC EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 2.31%
770 KAPIOLANI BLVD STE 514, HONOLULU, HI, 96813
Bill Consolidation Loan
4.75%
View
▼
APR4.75%
Interest Rate4.75%
UpdatedOctober 6, 2026
Details

No additional details provided.

Rate History
No change since Sep 14, 2026 · 4.75% APR · checked 6 times
4.25%4.75%5.25%Sep 14, 2026: 4.75% APRSep 14, 2026Oct 6, 2026
Freedom Of Maryland Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.84%
1304 E Churchville Rd, Bel Air, MD, 21014
Debt Consolidation Loan
4.99%
View
▼
APR4.99%
UpdatedOctober 4, 2026
Details

Rate quoted based on 36 month term, $500 up to $30,000 for an Anything Loan or borrow $1,000 up to $30,000 for a Debt Consolidation Loan.

Rate History
No change since Sep 12, 2026 · 4.99% APR · checked 5 times
4.49%4.99%5.49%Sep 12, 2026: 4.99% APRSep 12, 2026Oct 6, 2026
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.08%
2550 S Alpine Rd, Rockford, IL, 61108 7813
Loan Consolidation
5.00%
View
▼
APR5.00%
Interest Rate5.00%
UpdatedOctober 1, 2026
Details

Variable Rate**

Rate History
1 change since Sep 14, 2026 · 5.75% → 5.00% ▼ 0.75 pts · high 5.75% / low 5.00%
4.25%5.38%6.50%Sep 14, 2026: 5.75% APRSep 22, 2026: 5.00% APRSep 14, 2026Oct 6, 2026
  • Sep 22, 20265.00%▼ from 5.75%
  • Sep 14, 20265.75%first recorded
CASTPARTS EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 3.15%
8120 SE Luther Rd, Portland, OR, 97206 9238
Debt Consolidation Loan Special
5.00%
View
▼
APR5.00%
Interest Rate5.00%
UpdatedOctober 6, 2026
Details

No additional details provided.

Rate History
No change since Sep 14, 2026 · 5.00% APR · checked 6 times
4.50%5.00%5.50%Sep 14, 2026: 5.00% APRSep 14, 2026Oct 6, 2026
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.08%
2550 S Alpine Rd, Rockford, IL, 61108 7813
Loan Consolidation
5.25%
View
▼
APR5.25%
Interest Rate5.25%
UpdatedOctober 1, 2026
Details

Fixed Rate*

Rate History
No change since Sep 14, 2026 · 5.25% APR · checked 5 times
4.75%5.25%5.75%Sep 14, 2026: 5.25% APRSep 14, 2026Oct 6, 2026
Benton County Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
2101 NW Professional DR, Corvallis, OR, 97330
Consolidation loan
5.50%
View
▼
APR5.50%
UpdatedOctober 1, 2026
Details

No additional details provided.

Rate History
No change since Sep 14, 2026 · 5.50% APR · checked 4 times
5.00%5.50%6.00%Sep 14, 2026: 5.50% APRSep 14, 2026Oct 6, 2026
HAWAIIAN ELECTRIC EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 2.31%
770 KAPIOLANI BLVD STE 514, HONOLULU, HI, 96813
Bill Consolidation Loan
5.50%
View
▼
APR5.50%
Interest Rate5.50%
UpdatedOctober 6, 2026
Details

No additional details provided.

Rate History
No change since Sep 14, 2026 · 5.50% APR · checked 6 times
5.00%5.50%6.00%Sep 14, 2026: 5.50% APRSep 14, 2026Oct 6, 2026
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.08%
2550 S Alpine Rd, Rockford, IL, 61108 7813
Loan Consolidation
5.75%
View
▼
APR5.75%
Interest Rate5.75%
UpdatedOctober 1, 2026
Details

Fixed Rate*

Rate History
No change since Sep 14, 2026 · 5.75% APR · checked 5 times
5.25%5.75%6.25%Sep 14, 2026: 5.75% APRSep 14, 2026Oct 6, 2026
Metro Federal Credit Union Arlington Heights, IL
Institution Rating:
A+5.0 ★Texas Ratio: 4.23%
2440 E Rand Rd, Arlington Heights, IL, 60004 5802
Holiday & Debt Consolidation Loan
5.99%
View
▼
APR5.99%
Interest Rate5.99%
UpdatedOctober 5, 2026
Details

Loan amount $1,000 to $35,000

Rate History
No change since Oct 5, 2026 · 5.99% APR
5.49%5.99%6.49%Oct 5, 2026: 5.99% APROct 5, 2026Oct 6, 2026
HAWAIIAN ELECTRIC EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 2.31%
770 KAPIOLANI BLVD STE 514, HONOLULU, HI, 96813
Bill Consolidation Loan
6.00%
View
▼
APR6.00%
Interest Rate6.00%
UpdatedOctober 6, 2026
Details

No additional details provided.

Rate History
No change since Sep 14, 2026 · 6.00% APR · checked 6 times
5.50%6.00%6.50%Sep 14, 2026: 6.00% APRSep 14, 2026Oct 6, 2026
Cadets Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
927 Grant St, Buffalo, NY, 14207 2820
Debt Consolidation Loan
6.25%
View
▼
APR6.25%
UpdatedOctober 4, 2026
Details

Credit Limit: $10,000 Single / $20,000 Joint Maximum

Rate History
No change since Sep 12, 2026 · 6.25% APR · checked 6 times
5.75%6.25%6.75%Sep 12, 2026: 6.25% APRSep 12, 2026Oct 6, 2026
Benton County Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
2101 NW Professional DR, Corvallis, OR, 97330
Consolidation loan
6.50%
View
▼
APR6.50%
UpdatedOctober 1, 2026
Details

No additional details provided.

Rate History
No change since Sep 14, 2026 · 6.50% APR · checked 4 times
6.00%6.50%7.00%Sep 14, 2026: 6.50% APRSep 14, 2026Oct 6, 2026
Afena Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.90%
1312 W 44th St, Marion, IN, 46953 5293
Debt Consolidation Loans
6.99%
View
▼
APR6.99%
UpdatedOctober 5, 2026
Details

Rates effective as of 8/3/2026

Rate History
No change since Sep 14, 2026 · 6.99% APR · checked 7 times
6.49%6.99%7.49%Sep 14, 2026: 6.99% APRSep 14, 2026Oct 6, 2026
Cranberry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.35%
2203 Cranberry Hwy, West Wareham, MA, 02576 1210
Debt Consolidation Loan
6.99%
View
▼
APR6.99%
UpdatedOctober 5, 2026
Details

No additional details provided.

Rate History
No change since Sep 17, 2026 · 6.99% APR · checked 7 times
6.49%6.99%7.49%Sep 17, 2026: 6.99% APRSep 17, 2026Oct 6, 2026
Metro Federal Credit Union Arlington Heights, IL
Institution Rating:
A+5.0 ★Texas Ratio: 4.23%
2440 E Rand Rd, Arlington Heights, IL, 60004 5802
Holiday & Debt Consolidation Loan
6.99%
View
▼
APR6.99%
Interest Rate6.99%
UpdatedOctober 5, 2026
Details

Loan amount $1,000 to $35,000

Rate History
No change since Oct 5, 2026 · 6.99% APR
6.49%6.99%7.49%Oct 5, 2026: 6.99% APROct 5, 2026Oct 6, 2026
Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.72%
384 Penco Rd, Weirton, WV, 26062
Debt Consolidation - 0-48 Months Loan
7.00%
View
▼
APR7.00%
UpdatedOctober 5, 2026
Details

Credit Rating: A+

Rate History
No change since Oct 5, 2026 · 7.00% APR
6.50%7.00%7.50%Oct 5, 2026: 7.00% APROct 5, 2026Oct 6, 2026
Aurora Policemen Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1200 E Indian Trl, Aurora, IL, 60505 1896
Unsecured/Consolidation Loan
7.00%
View
▼
APR7.00%
UpdatedOctober 1, 2026
Details

Published APR range: 7.00%-16.00%.

Rate History
No change since Sep 14, 2026 · 7.00% APR · checked 5 times
6.50%7.00%7.50%Sep 14, 2026: 7.00% APRSep 14, 2026Oct 6, 2026
STAR Financial Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
125 S Anderson St, Elwood, IN, 46036
Debt Free 7 Year Fixed
7.08%
View
▼
APR7.08%
Interest Rate6.75%
UpdatedOctober 3, 2026
Details

No additional details provided.

Rate History
3 changes since Sep 19, 2026 · 7.08% → 7.08% ▼ 0.00 pts · high 7.20% / low 6.95%
6.45%7.07%7.70%Sep 19, 2026: 7.08% APRSep 24, 2026: 6.95% APRSep 27, 2026: 7.20% APROct 3, 2026: 7.08% APRSep 19, 2026Oct 6, 2026
  • Oct 3, 20267.08%▼ from 7.20%
  • Sep 27, 20267.20%▲ from 6.95%
  • Sep 24, 20266.95%▼ from 7.08%
  • Sep 19, 20267.08%first recorded
STAR Financial Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
125 S Anderson St, Elwood, IN, 46036
Debt Free 10 Year Fixed
7.11%
View
▼
APR7.11%
Interest Rate6.88%
UpdatedOctober 3, 2026
Details

No additional details provided.

Rate History
3 changes since Sep 19, 2026 · 7.11% → 7.11% ▼ 0.00 pts · high 7.24% / low 6.99%
6.49%7.11%7.74%Sep 19, 2026: 7.11% APRSep 24, 2026: 6.99% APRSep 27, 2026: 7.24% APROct 3, 2026: 7.11% APRSep 19, 2026Oct 6, 2026
  • Oct 3, 20267.11%▼ from 7.24%
  • Sep 27, 20267.24%▲ from 6.99%
  • Sep 24, 20266.99%▼ from 7.11%
  • Sep 19, 20267.11%first recorded
Cadets Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
927 Grant St, Buffalo, NY, 14207 2820
Debt Consolidation Loan
7.25%
View
▼
APR7.25%
UpdatedOctober 4, 2026
Details

Credit Limit: $10,000 Single / $20,000 Joint Maximum

Rate History
No change since Sep 12, 2026 · 7.25% APR · checked 6 times
6.75%7.25%7.75%Sep 12, 2026: 7.25% APRSep 12, 2026Oct 6, 2026
Evergreen Park Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
9901 S Kedzie Ave, Evergreen Park, IL, 60805 3416
Debt Consolidation Loan
7.25%
View
▼
APR7.25%
Interest Rate7.25%
UpdatedSeptember 29, 2026
Details

Credit Union rates range from ONLY 7.25% to 13.25%

Rate History
No change since Sep 14, 2026 · 7.25% APR · checked 5 times
6.75%7.25%7.75%Sep 14, 2026: 7.25% APRSep 14, 2026Oct 6, 2026
Truliant Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.43%
4100 Clemmons Rd, Clemmons, NC, 27012
Debt180 Debt Consolidation Loan
7.49%
View
▼
APR7.49%
UpdatedOctober 2, 2026
Details

Published APR range: 7.49% - 18.00%. $1,000 - $50,000. Fixed Rate.

Rate History
No change since Sep 15, 2026 · 7.49% APR · checked 5 times
6.99%7.49%7.99%Sep 15, 2026: 7.49% APRSep 15, 2026Oct 6, 2026
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.28%
5711 Allentown Rd, Suitland, MD, 20746
Unsecured, Bill Consolidation, Signature Loan
7.49%
View
▼
APR7.49%
UpdatedOctober 2, 2026
Details

As Low As

Rate History
1 change since Sep 18, 2026 · 7.24% → 7.49% ▲ 0.25 pts · high 7.49% / low 7.24%
6.74%7.37%7.99%Sep 18, 2026: 7.24% APRSep 27, 2026: 7.49% APRSep 18, 2026Oct 6, 2026
  • Sep 27, 20267.49%▲ from 7.24%
  • Sep 18, 20267.24%first recorded
Metro Federal Credit Union Arlington Heights, IL
Institution Rating:
A+5.0 ★Texas Ratio: 4.23%
2440 E Rand Rd, Arlington Heights, IL, 60004 5802
Holiday & Debt Consolidation Loan
7.49%
View
▼
APR7.49%
Interest Rate7.49%
UpdatedOctober 5, 2026
Details

Loan amount $1,000 to $35,000

Rate History
No change since Oct 5, 2026 · 7.49% APR
6.99%7.49%7.99%Oct 5, 2026: 7.49% APROct 5, 2026Oct 6, 2026
Milestones Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.64%
291 Pine St, Lewiston, ME, 04240
Consolidation Loan
7.50%
View
▼
APR7.50%
UpdatedOctober 4, 2026
Details

As low as

Rate History
No change since Sep 14, 2026 · 7.50% APR · checked 5 times
7.00%7.50%8.00%Sep 14, 2026: 7.50% APRSep 14, 2026Oct 6, 2026
Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.72%
384 Penco Rd, Weirton, WV, 26062
Debt Consolidation - 0-48 Months Loan
7.75%
View
▼
APR7.75%
UpdatedOctober 5, 2026
Details

Credit Rating: A

Rate History
No change since Oct 5, 2026 · 7.75% APR
7.25%7.75%8.25%Oct 5, 2026: 7.75% APROct 5, 2026Oct 6, 2026
Members First Credit Union of Florida
Institution Rating:
A+5.0 ★Texas Ratio: 1.18%
251 W Garden St, Pensacola, FL, 32502 5728
Consolidation Loan
7.95%
View
▼
APR7.95%
UpdatedOctober 6, 2026
Details

As low as

Rate History
No change since Sep 14, 2026 · 7.95% APR · checked 6 times
7.45%7.95%8.45%Sep 14, 2026: 7.95% APRSep 14, 2026Oct 6, 2026
Members First Credit Union of Florida
Institution Rating:
A+5.0 ★Texas Ratio: 1.18%
251 W Garden St, Pensacola, FL, 32502 5728
Debt Consolidation Loan
7.95%
View
▼
APR7.95%
UpdatedOctober 6, 2026
Details

Published APR range: As low as 7.95%.

Rate History
No change since Sep 22, 2026 · 7.95% APR · checked 4 times
7.45%7.95%8.45%Sep 22, 2026: 7.95% APRSep 22, 2026Oct 6, 2026
Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.52%
9040 Benson Ave, Montclair, CA, 91763
Debt Consolidation Loan
7.99%
View
▼
APR7.99%
UpdatedOctober 4, 2026
Details

Maximum loan amount $15,000. Automatic payments and direct deposit into an IFCU checking account are required. This promotional rate is available from September 1 to December 31, 2026.

Rate History
No change since Sep 14, 2026 · 7.99% APR · checked 5 times
7.49%7.99%8.49%Sep 14, 2026: 7.99% APRSep 14, 2026Oct 6, 2026
Cranberry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.35%
2203 Cranberry Hwy, West Wareham, MA, 02576 1210
Debt Consolidation Loan
7.99%
View
▼
APR7.99%
UpdatedOctober 5, 2026
Details

No additional details provided.

Rate History
No change since Sep 14, 2026 · 7.99% APR · checked 8 times
7.49%7.99%8.49%Sep 14, 2026: 7.99% APRSep 14, 2026Oct 6, 2026
Metro Federal Credit Union Arlington Heights, IL
Institution Rating:
A+5.0 ★Texas Ratio: 4.23%
2440 E Rand Rd, Arlington Heights, IL, 60004 5802
Holiday & Debt Consolidation Loan
7.99%
View
▼
APR7.99%
Interest Rate7.99%
UpdatedOctober 5, 2026
Details

Loan amount $1,000 to $35,000

Rate History
No change since Oct 5, 2026 · 7.99% APR
7.49%7.99%8.49%Oct 5, 2026: 7.99% APROct 5, 2026Oct 6, 2026
San Francisco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
770 Golden Gate Ave, San Francisco, CA, 94102 3120
Debt Consolidation Loan
7.99%
View
▼
APR7.99%
UpdatedOctober 5, 2026
Details

Published APR range: 7.99% to 17.99%. As Low As1

Rate History
No change since Sep 14, 2026 · 7.99% APR · checked 6 times
7.49%7.99%8.49%Sep 14, 2026: 7.99% APRSep 14, 2026Oct 6, 2026
Aeroquip Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.15%
6000 28th St SE, Grand Rapids, MI, 49546
Consolidation Loans
7.99%
View
▼
APR7.99%
UpdatedSeptember 29, 2026
Details

As Low As

Rate History
No change since Sep 14, 2026 · 7.99% APR · checked 4 times
7.49%7.99%8.49%Sep 14, 2026: 7.99% APRSep 14, 2026Oct 6, 2026
Southwest Louisiana Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.18%
4056 Ryan St, Lake Charles, LA, 70605
Debt Consolidation Loan
7.99%
View
▼
APR7.99%
UpdatedSeptember 29, 2026
Details

As low as 7.99%; Up to $20,000. Terms based on loan amount. Exclusions and conditions apply.

Rate History
No change since Sep 14, 2026 · 7.99% APR · checked 4 times
7.49%7.99%8.49%Sep 14, 2026: 7.99% APRSep 14, 2026Oct 6, 2026
Atchison Village Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.06%
270A Curry St, Richmond, CA, 94801
Consolidation Loan
7.99%
View
▼
APR7.99%
UpdatedSeptember 29, 2026
Details

Published APR range: 7.99% - 17.49%. Min-Max Amount: $3,000 - $10,000

Rate History
No change since Sep 14, 2026 · 7.99% APR · checked 4 times
7.49%7.99%8.49%Sep 14, 2026: 7.99% APRSep 14, 2026Oct 6, 2026
cPort Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.04%
50 Riverside Industrial Pkwy, Portland, ME, 04103
Personal & Debt Consolidation Loans
7.99%
View
▼
APR7.99%
UpdatedSeptember 29, 2026
Details

Minimum loan amount $500. Maximum loan amount $30,000.

Rate History
No change since Sep 14, 2026 · 7.99% APR · checked 4 times
7.49%7.99%8.49%Sep 14, 2026: 7.99% APRSep 14, 2026Oct 6, 2026
Northeast Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.14%
980 Jason Witten Way, Elizabethton, TN, 37643
Debt Consolidation Loan
7.99%
View
▼
APR7.99%
UpdatedOctober 5, 2026
Details

No additional details provided.

Rate History
No change since Sep 22, 2026 · 7.99% APR · checked 4 times
7.49%7.99%8.49%Sep 22, 2026: 7.99% APRSep 22, 2026Oct 6, 2026
VAN CORTLANDT COOPERATIVE
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
3960 Hillman Ave, Bronx, NY, 10463
Debt Consolidation Loan
7.99%
View
▼
APR7.99%
UpdatedOctober 6, 2026
Details

No additional details provided.

Rate History
No change since Sep 14, 2026 · 7.99% APR · checked 6 times
7.49%7.99%8.49%Sep 14, 2026: 7.99% APRSep 14, 2026Oct 6, 2026
St Thomas Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
5027 Norre Gade, Charlotte Amalie, VI, 00802 6749
Consolidation Loan
8.00%
View
▼
APR8.00%
UpdatedOctober 4, 2026
Details

As Low As

Rate History
No change since Sep 12, 2026 · 8.00% APR · checked 6 times
7.50%8.00%8.50%Sep 12, 2026: 8.00% APRSep 12, 2026Oct 6, 2026
Lake Superior Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
801 River St, Ontonagon, MI, 49953 1620
Debt Consolidation Loan
8.00%
View
▼
APR8.00%
UpdatedOctober 1, 2026
Details

On debt consolidation loans, bills that are to be paid with the proceeds must be presented to the Credit Union for payment.

Rate History
No change since Sep 14, 2026 · 8.00% APR · checked 4 times
7.50%8.00%8.50%Sep 14, 2026: 8.00% APRSep 14, 2026Oct 6, 2026
Christian Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.08%
8800 Cleveland Ave NW, North Canton, OH, 44720
G.O.O.D Loans (Get Out Of Debt)
8.00%
View
▼
APR8.00%
UpdatedOctober 1, 2026
Details

Credit score of 630 and above required

Rate History
No change since Sep 22, 2026 · 8.00% APR · checked 3 times
7.50%8.00%8.50%Sep 22, 2026: 8.00% APRSep 22, 2026Oct 6, 2026
INSTEP
Institution Rating:
A5.0 ★Texas Ratio: 10.22%
400 Russell Ave Bldg 509, New Orleans, LA, 70143 5077
Debt Consolidation Loan
8.00%
View
▼
APR8.00%
UpdatedOctober 6, 2026
Details

Rates shown above are the lowest offered by Instep Credit Union for the product and term listed. APR = Annual Percentage Rate. APR and estimated monthly payment calculated using sample amount listed (which includes a $50 application fee for personal loans and $100 application fee for generator and pool loans) and max term. Not everyone will qualify for rate or APR advertised. Loan rate, term, and monthly payment are determined by credit worthiness, collateral, and loan to value.

Rate History
1 change since Sep 30, 2026 · 7.25% → 8.00% ▲ 0.75 pts · high 8.00% / low 7.25%
6.50%7.63%8.75%Sep 30, 2026: 7.25% APROct 6, 2026: 8.00% APRSep 30, 2026Oct 6, 2026
  • Oct 6, 20268.00%▲ from 7.25%
  • Sep 30, 20267.25%first recorded
Cadets Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
927 Grant St, Buffalo, NY, 14207 2820
Debt Consolidation Loan
8.25%
View
▼
APR8.25%
UpdatedOctober 4, 2026
Details

Credit Limit: $10,000 Single / $20,000 Joint Maximum

Rate History
No change since Sep 12, 2026 · 8.25% APR · checked 6 times
7.75%8.25%8.75%Sep 12, 2026: 8.25% APRSep 12, 2026Oct 6, 2026
Ravalli County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.08%
501 N 1st St, Hamilton, MT, 59840 2129
Debt Consolidation Loan
8.25%
View
▼
APR8.25%
UpdatedOctober 5, 2026
Details

As Low As; Competitive fixed rates for A+ credit

Rate History
No change since Sep 14, 2026 · 8.25% APR · checked 7 times
7.75%8.25%8.75%Sep 14, 2026: 8.25% APRSep 14, 2026Oct 6, 2026
CANANDAIGUA
Institution Rating:
A5.0 ★Texas Ratio: 9.81%
3210 Eastern Blvd, Canandaigua, NY, 14424
Consolidation Loan
8.25%
View
▼
APR8.25%
UpdatedOctober 6, 2026
Details

As Low As

Rate History
No change since Sep 14, 2026 · 8.25% APR · checked 6 times
7.75%8.25%8.75%Sep 14, 2026: 8.25% APRSep 14, 2026Oct 6, 2026
Ravalli County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.08%
501 N 1st St, Hamilton, MT, 59840 2129
Debt Consolidation Loan
8.40%
View
▼
APR8.40%
UpdatedOctober 5, 2026
Details

Credit Grade: A

Rate History
1 change since Sep 14, 2026 · 8.25% → 8.40% ▲ 0.15 pts · high 8.40% / low 8.25%
7.75%8.33%8.90%Sep 14, 2026: 8.25% APROct 5, 2026: 8.40% APRSep 14, 2026Oct 6, 2026
  • Oct 5, 20268.40%▲ from 8.25%
  • Sep 14, 20268.25%first recorded
Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.87%
20101 Hamilton Ave Ste 150, Torrance, CA, 90502 1306
Signature/Debt Consolidation Loan
8.49%
View
▼
APR8.49%
UpdatedOctober 4, 2026
Details

No additional details provided.

Rate History
No change since Sep 16, 2026 · 8.49% APR · checked 3 times
7.99%8.49%8.99%Sep 16, 2026: 8.49% APRSep 16, 2026Oct 6, 2026
Wabellco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1277 Park Ave, Washington, PA, 15301
Personal & Bill Consolidation Loan
8.49%
View
▼
APR8.49%
UpdatedOctober 4, 2026
Details

As Low As; $10,000 max for qualified borrowers; Cosigner &/or Collateral required

Rate History
No change since Sep 14, 2026 · 8.49% APR · checked 6 times
7.99%8.49%8.99%Sep 14, 2026: 8.49% APRSep 14, 2026Oct 6, 2026
Metro Federal Credit Union Arlington Heights, IL
Institution Rating:
A+5.0 ★Texas Ratio: 4.23%
2440 E Rand Rd, Arlington Heights, IL, 60004 5802
Holiday & Debt Consolidation Loan
8.49%
View
▼
APR8.49%
Interest Rate8.49%
UpdatedOctober 5, 2026
Details

Loan amount $1,000 to $35,000

Rate History
No change since Oct 5, 2026 · 8.49% APR
7.99%8.49%8.99%Oct 5, 2026: 8.49% APROct 5, 2026Oct 6, 2026
Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.72%
384 Penco Rd, Weirton, WV, 26062
Debt Consolidation - 0-48 Months Loan
8.50%
View
▼
APR8.50%
UpdatedOctober 5, 2026
Details

Credit Rating: B

Rate History
No change since Oct 5, 2026 · 8.50% APR
8.00%8.50%9.00%Oct 5, 2026: 8.50% APROct 5, 2026Oct 6, 2026
cPort Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.04%
50 Riverside Industrial Pkwy, Portland, ME, 04103
Personal & Debt Consolidation Loans
8.50%
View
▼
APR8.50%
UpdatedSeptember 29, 2026
Details

Minimum loan amount $500. Maximum loan amount $30,000.

Rate History
No change since Sep 14, 2026 · 8.50% APR · checked 4 times
8.00%8.50%9.00%Sep 14, 2026: 8.50% APRSep 14, 2026Oct 6, 2026
Motion Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
1400 S Park Ave, Linden, NJ, 07036
CREDIT CRUNCHER (Debt Consolidation) Loan
8.60%
View
▼
APR8.60%
UpdatedOctober 4, 2026
Details

Max $20,000; Rates are determined by your personal credit history and payment method, so your rate may differ. APR = Annual Percentage Rate. Rates subject to change at any time. Other restrictions & details may apply. These rates are advertised as low as.

Rate History
No change since Sep 16, 2026 · 8.60% APR · checked 4 times
8.10%8.60%9.10%Sep 16, 2026: 8.60% APRSep 16, 2026Oct 6, 2026
1st Advantage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.89%
224 Commons Way, Williamsburg, VA, 23185
Fixed Term Signature Loan Debt Consolidation Special
8.74%
View
▼
APR8.74%
UpdatedOctober 4, 2026
Details

As Low As; Limited time offer; Loan amounts $500 - $20,000

Rate History
No change since Sep 12, 2026 · 8.74% APR · checked 4 times
8.24%8.74%9.24%Sep 12, 2026: 8.74% APRSep 12, 2026Oct 6, 2026
AFL-CIO Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.14%
555 New Jersey Ave NW, Washington, DC, 20001
Bill Payer/Debt Consolidation Maximum Loan
8.75%
View
▼
APR8.75%
UpdatedOctober 4, 2026
Details

$35,000; As Low As

Rate History
No change since Sep 12, 2026 · 8.75% APR · checked 4 times
8.25%8.75%9.25%Sep 12, 2026: 8.75% APRSep 12, 2026Oct 6, 2026
Carolina Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.86%
2518 Main St, Conway, SC, 29526 3365
Debt Consolidation Loan
8.75%
View
▼
APR8.75%
UpdatedOctober 5, 2026
Details

As Low As; Loan Amount: $500-$2,499

Rate History
No change since Sep 17, 2026 · 8.75% APR · checked 6 times
8.25%8.75%9.25%Sep 17, 2026: 8.75% APRSep 17, 2026Oct 6, 2026
Corrections Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
4 miles North of Soledad Hwy 101, Soledad, CA, 93960
Debt Consolidation Loan
8.75%
View
▼
APR8.75%
Interest Rate8.75%
UpdatedOctober 5, 2026
Details

A fixed rates as low as 8.75%-a fraction of what your credit cards are charging. A set term means you know exactly when you'll be done - no more minimum-payment treadmill.

Rate History
No change since Sep 14, 2026 · 8.75% APR · checked 7 times
8.25%8.75%9.25%Sep 14, 2026: 8.75% APRSep 14, 2026Oct 6, 2026
Lynchburg Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.83%
3176 Fort Ave, Lynchburg, VA, 24501
Unsecured Personal/Debt Consolidation Loan
8.75%
View
▼
APR8.75%
UpdatedOctober 5, 2026
Details

Published APR range: 8.75% - 17.75%.

Rate History
No change since Sep 14, 2026 · 8.75% APR · checked 6 times
8.25%8.75%9.25%Sep 14, 2026: 8.75% APRSep 14, 2026Oct 6, 2026
District #6 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
107 Broadway, Hornell, NY, 14843
Debt Consolidation Loan
8.99%
View
▼
APR8.99%
UpdatedOctober 4, 2026
Details

No additional details provided.

Rate History
No change since Sep 16, 2026 · 8.99% APR · checked 3 times
8.49%8.99%9.49%Sep 16, 2026: 8.99% APRSep 16, 2026Oct 6, 2026
Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.52%
9040 Benson Ave, Montclair, CA, 91763
Signature Loan Including Debt Consolidation
8.99%
View
▼
APR8.99%
UpdatedOctober 4, 2026
Details

As low as; APR*

Rate History
No change since Sep 14, 2026 · 8.99% APR · checked 4 times
8.49%8.99%9.49%Sep 14, 2026: 8.99% APRSep 14, 2026Oct 6, 2026
Stoneham Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.08%
40 Pine St, Stoneham, MA, 02180 2048
Consolidation Loan
8.99%
View
▼
APR8.99%
UpdatedOctober 5, 2026
Details

Up to $10,000; CU will pay vendors directly; current SMEFCU Loans are not eligible

Rate History
No change since Sep 21, 2026 · 8.99% APR · checked 5 times
8.49%8.99%9.49%Sep 21, 2026: 8.99% APRSep 21, 2026Oct 6, 2026
Allegacy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
1691 Westbrook Plaza Dr, Winston Salem, NC, 27103 2993
Consolidation Loan
8.99%
View
▼
APR8.99%
UpdatedOctober 5, 2026
Details

As Low As; Payroll deduction or automatic draft

Rate History
No change since Sep 14, 2026 · 8.99% APR · checked 7 times
8.49%8.99%9.49%Sep 14, 2026: 8.99% APRSep 14, 2026Oct 6, 2026
North Alabama Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.45%
2309 Whitesburg Dr SE, Huntsville, AL, 35801 3819
Consolidation Loan
8.99%
View
▼
APR8.99%
UpdatedSeptember 29, 2026
Details

Checks to creditors, no internal refinances, no cash out.

Rate History
No change since Sep 14, 2026 · 8.99% APR · checked 4 times
8.49%8.99%9.49%Sep 14, 2026: 8.99% APRSep 14, 2026Oct 6, 2026
LAF Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.73%
106 N Marketplace Blvd, Lansing, MI, 48917 7753
Debt Consolidation Loan
8.99%
View
▼
APR8.99%
UpdatedOctober 1, 2026
Details

Annual Percentage Rate. Rates accurate as of 10/28/25. Programs, rates, terms and conditions are subject to change without notice. Subject to credit qualification and approval. Rate may vary based on individual creditworthiness. Additional restrictions may apply.

Rate History
No change since Sep 14, 2026 · 8.99% APR · checked 5 times
8.49%8.99%9.49%Sep 14, 2026: 8.99% APRSep 14, 2026Oct 6, 2026
SJP Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.61%
341 Englewood Ave, Buffalo, NY, 14223 2819
Consolidation Loan
9.00%
View
▼
APR9.00%
UpdatedOctober 4, 2026
Details

Rates are current as of October 1, 2026. All loans subject to approval, rates may vary from those listed based on term and credit qualifications. Other rates and terms available. Special promotional rates may apply.

Rate History
No change since Sep 16, 2026 · 9.00% APR · checked 3 times
8.50%9.00%9.50%Sep 16, 2026: 9.00% APRSep 16, 2026Oct 6, 2026
AFL-CIO Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.14%
555 New Jersey Ave NW, Washington, DC, 20001
Bill Payer/Debt Consolidation Maximum Loan
9.00%
View
▼
APR9.00%
UpdatedOctober 4, 2026
Details

$35,000; As Low As

Rate History
No change since Sep 12, 2026 · 9.00% APR · checked 4 times
8.50%9.00%9.50%Sep 12, 2026: 9.00% APRSep 12, 2026Oct 6, 2026
WSSC Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.91%
14501 Sweitzer Ln, Laurel, MD, 20707
Debt Consolidation Loan
9.00%
View
▼
APR9.00%
UpdatedOctober 5, 2026
Details

No additional details provided.

Rate History
No change since Sep 14, 2026 · 9.00% APR · checked 7 times
8.50%9.00%9.50%Sep 14, 2026: 9.00% APRSep 14, 2026Oct 6, 2026
United Teletech Financial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.09%
205 Hance Ave, TINTON FALLS, NJ, 07724
Debt Consolidation Loan
9.00%
View
▼
APR9.00%
UpdatedOctober 5, 2026
Details

As low as

Rate History
No change since Sep 14, 2026 · 9.00% APR · checked 8 times
8.50%9.00%9.50%Sep 14, 2026: 9.00% APRSep 14, 2026Oct 6, 2026
Academic Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
425 N State Rd, Briarcliff Manor, NY, 10510 1469
Debt Consolidation Loan
9.00%
View
▼
APR9.00%
UpdatedOctober 5, 2026
Details

No additional details provided.

Rate History
No change since Sep 14, 2026 · 9.00% APR · checked 7 times
8.50%9.00%9.50%Sep 14, 2026: 9.00% APRSep 14, 2026Oct 6, 2026
AAEC Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
1104 S Arlington Heights Rd, Arlington Heights, IL, 60005 3141
BILL CONSOLIDATION LOAN
9.00%
View
▼
APR9.00%
UpdatedSeptember 29, 2026
Details

As Low As; Loan Special

Rate History
No change since Sep 14, 2026 · 9.00% APR · checked 5 times
8.50%9.00%9.50%Sep 14, 2026: 9.00% APRSep 14, 2026Oct 6, 2026
TxDot Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.41%
4174 Old Anson Rd, Abilene, TX, 79601
Debt Consolidation Loan
9.00%
View
▼
APR9.00%
UpdatedOctober 1, 2026
Details

Published APR range: 9.00% to 15.00%.

Rate History
No change since Sep 14, 2026 · 9.00% APR · checked 5 times
8.50%9.00%9.50%Sep 14, 2026: 9.00% APRSep 14, 2026Oct 6, 2026
Friends And Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
46 Federal Ave NW, Massillon, OH, 44647
Bill Consolidation & Signature Loans
9.19%
View
▼
APR9.19%
UpdatedOctober 1, 2026
Details

No additional details provided.

Rate History
No change since Sep 14, 2026 · 9.19% APR · checked 5 times
8.69%9.19%9.69%Sep 14, 2026: 9.19% APRSep 14, 2026Oct 6, 2026
Nashville Firemens Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.33%
908 Woodland St, Nashville, TN, 37206
Debt Consolidation Maximum Loan
9.20%
View
▼
APR9.20%
UpdatedSeptember 29, 2026
Details

$26,000; As low as

Rate History
No change since Sep 14, 2026 · 9.20% APR · checked 4 times
8.70%9.20%9.70%Sep 14, 2026: 9.20% APRSep 14, 2026Oct 6, 2026
Alpena-Alcona Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
1100 S Bagley St, Alpena, MI, 49707 8104
Debt Consolidation Loan
9.20%
View
▼
APR9.20%
Interest Rate9.20%
UpdatedOctober 2, 2026
Details

As Low As; Rate and APR advertised assumes a FICO Credit Score of 680 or better and an example My $ Loan amount financed of $5,000.

Rate History
No change since Sep 15, 2026 · 9.20% APR · checked 5 times
8.70%9.20%9.70%Sep 15, 2026: 9.20% APRSep 15, 2026Oct 6, 2026
Walker County Educators Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
201 S Duke St, La Fayette, GA, 30728 3518
Debt Consolidation Loans
9.24%
View
▼
APR9.24%
UpdatedOctober 5, 2026
Details

As low as; Rates effective as of 11/04/2025

Rate History
No change since Sep 14, 2026 · 9.24% APR · checked 7 times
8.74%9.24%9.74%Sep 14, 2026: 9.24% APRSep 14, 2026Oct 6, 2026
Leaders Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
214 Oil Well Rd, Jackson, TN, 38305 7914
Debt Consolidation Loan
9.24%
View
▼
APR9.24%
UpdatedSeptember 29, 2026
Details

No additional details provided.

Rate History
No change since Sep 18, 2026 · 9.24% APR · checked 3 times
8.74%9.24%9.74%Sep 18, 2026: 9.24% APRSep 18, 2026Oct 6, 2026
Ridgedale Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.19%
124 S Ridgedale AVe, East Hanover, NJ, 07936
Personal and Debt Consolidation Loans
9.25%
View
▼
APR9.25%
UpdatedOctober 4, 2026
Details

As Low As; Minimum savings balance of $100 required to be eligible for loans. Membership is required. Rate may vary based on credit worthiness and term. Not all applications will qualify, subject to credit approval. Additional terms & conditions may apply.

Rate History
No change since Sep 14, 2026 · 9.25% APR · checked 5 times
8.75%9.25%9.75%Sep 14, 2026: 9.25% APRSep 14, 2026Oct 6, 2026
Cadets Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
927 Grant St, Buffalo, NY, 14207 2820
Debt Consolidation Loan
9.25%
View
▼
APR9.25%
UpdatedOctober 4, 2026
Details

Credit Limit: $10,000 Single / $20,000 Joint Maximum

Rate History
No change since Sep 12, 2026 · 9.25% APR · checked 6 times
8.75%9.25%9.75%Sep 12, 2026: 9.25% APRSep 12, 2026Oct 6, 2026
TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
494 E Main St, Malone, NY, 12953 2100
Debt Consolidation Loan
9.25%
View
▼
APR9.25%
UpdatedOctober 5, 2026
Details

* Minimum Amount May Apply. Please call (518) 483-8668 for more information.

Rate History
No change since Sep 14, 2026 · 9.25% APR · checked 8 times
8.75%9.25%9.75%Sep 14, 2026: 9.25% APRSep 14, 2026Oct 6, 2026
Access Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.46%
1807 W Cermak Rd, Broadview, IL, 60155
Signature Consolidation Loans
9.25%
View
▼
APR9.25%
UpdatedOctober 1, 2026
Details

As Low As

Rate History
No change since Sep 18, 2026 · 9.25% APR · checked 4 times
8.75%9.25%9.75%Sep 18, 2026: 9.25% APRSep 18, 2026Oct 6, 2026
New Hampshire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
70 Airport Rd, Concord, NH, 03301 5205
Personal Loan/Debt Consolidation
9.29%
View
▼
APR9.29%
UpdatedOctober 1, 2026
Details

No additional details provided.

Rate History
No change since Sep 14, 2026 · 9.29% APR · checked 5 times
8.79%9.29%9.79%Sep 14, 2026: 9.29% APRSep 14, 2026Oct 6, 2026
Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.87%
20101 Hamilton Ave Ste 150, Torrance, CA, 90502 1306
Signature/Debt Consolidation Loan
9.30%
View
▼
APR9.30%
UpdatedOctober 4, 2026
Details

No additional details provided.

Rate History
No change since Sep 16, 2026 · 9.30% APR · checked 3 times
8.80%9.30%9.80%Sep 16, 2026: 9.30% APRSep 16, 2026Oct 6, 2026
Friends And Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
46 Federal Ave NW, Massillon, OH, 44647
Bill Consolidation & Signature Loans
9.39%
View
▼
APR9.39%
UpdatedOctober 1, 2026
Details

No additional details provided.

Rate History
No change since Sep 14, 2026 · 9.39% APR · checked 5 times
8.89%9.39%9.89%Sep 14, 2026: 9.39% APRSep 14, 2026Oct 6, 2026
Prescott Federal Credit Union
Institution Rating:
B+4.1 ★Texas Ratio: 2.84%
500 N State Route 89, Prescott, AZ, 86313 5001
Debt Consolidation loans
9.45%
View
▼
APR9.45%
UpdatedOctober 4, 2026
Details

Debt Consolidation loans

Rate History
No change since Sep 16, 2026 · 9.45% APR · checked 3 times
8.95%9.45%9.95%Sep 16, 2026: 9.45% APRSep 16, 2026Oct 6, 2026
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.28%
5711 Allentown Rd, Suitland, MD, 20746
Unsecured, Bill Consolidation, Signature Loan
9.49%
View
▼
APR9.49%
UpdatedOctober 2, 2026
Details

As Low As

Rate History
1 change since Sep 18, 2026 · 9.24% → 9.49% ▲ 0.25 pts · high 9.49% / low 9.24%
8.74%9.37%9.99%Sep 18, 2026: 9.24% APRSep 27, 2026: 9.49% APRSep 18, 2026Oct 6, 2026
  • Sep 27, 20269.49%▲ from 9.24%
  • Sep 18, 20269.24%first recorded
Picatinny Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.83%
100 Mineral Springs RD, Dover, NJ, 07801
Debt Consolidation Loan
9.49%
View
▼
APR9.49%
UpdatedOctober 4, 2026
Details

total not to exceed $40,000

Rate History
No change since Sep 16, 2026 · 9.49% APR · checked 3 times
8.99%9.49%9.99%Sep 16, 2026: 9.49% APRSep 16, 2026Oct 6, 2026
360 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
385 Enfield St, Enfield, CT, 06082 1920
Debt Consolidated Loan
9.49%
View
▼
APR9.49%
UpdatedOctober 4, 2026
Details

$500 Minimum Loan Amount

Rate History
No change since Sep 12, 2026 · 9.49% APR · checked 6 times
8.99%9.49%9.99%Sep 12, 2026: 9.49% APRSep 12, 2026Oct 6, 2026
Allegacy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
1691 Westbrook Plaza Dr, Winston Salem, NC, 27103 2993
Consolidation Loan
9.49%
View
▼
APR9.49%
UpdatedOctober 5, 2026
Details

As Low As; Non-payroll deducation

Rate History
2 changes since Sep 14, 2026 · 9.49% → 9.49% ▼ 0.00 pts · high 9.49% / low 8.99%
8.49%9.24%9.99%Sep 14, 2026: 9.49% APRSep 18, 2026: 8.99% APROct 5, 2026: 9.49% APRSep 14, 2026Oct 6, 2026
  • Oct 5, 20269.49%▲ from 8.99%
  • Sep 18, 20268.99%▼ from 9.49%
  • Sep 14, 20269.49%first recorded
Christian Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.21%
8171 E 10 Mile Rd, Center Line, MI, 48015 1449
Debt Shed Loan
9.49%
View
▼
APR9.49%
UpdatedSeptember 29, 2026
Details

Under $10,000; Loan Amount: Up to $10,000; As Low As; APR*

Rate History
No change since Sep 14, 2026 · 9.49% APR · checked 4 times
8.99%9.49%9.99%Sep 14, 2026: 9.49% APRSep 14, 2026Oct 6, 2026
New Hampshire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
70 Airport Rd, Concord, NH, 03301 5205
Personal Loan/Debt Consolidation
9.49%
View
▼
APR9.49%
UpdatedOctober 1, 2026
Details

No additional details provided.

Rate History
No change since Sep 14, 2026 · 9.49% APR · checked 5 times
8.99%9.49%9.99%Sep 14, 2026: 9.49% APRSep 14, 2026Oct 6, 2026
AAEC Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
1104 S Arlington Heights Rd, Arlington Heights, IL, 60005 3141
Bill Consolidation Loan
9.50%
View
▼
APR9.50%
Interest Rate9.00%
UpdatedSeptember 29, 2026
Details

Rates Starting as Low as 9% for 1 year and 9.5% for 2-5 years!

Rate History
1 change since Sep 14, 2026 · 9.00% → 9.50% ▲ 0.50 pts · high 9.50% / low 9.00%
8.50%9.25%10.00%Sep 14, 2026: 9.00% APRSep 26, 2026: 9.50% APRSep 14, 2026Oct 6, 2026
  • Sep 26, 20269.50%▲ from 9.00%
  • Sep 14, 20269.00%first recorded
Midwest Coalition Of Labor Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
6240 Joliet Rd, Countryside, IL, 60525
Debt Consolidation Loans
9.50%
View
▼
APR9.50%
UpdatedSeptember 29, 2026
Details

As low as; Rate includes discounts2, see details below. Advertised rate is based on excellent credit history. Membership and other qualifications apply. The interest rate you receive will be determined by your creditworthiness and loan term. Rates subject to change. All loans subject to approval.

Rate History
No change since Sep 14, 2026 · 9.50% APR · checked 3 times
9.00%9.50%10.00%Sep 14, 2026: 9.50% APRSep 14, 2026Oct 6, 2026
Prescott Federal Credit Union
Institution Rating:
B+4.1 ★Texas Ratio: 2.84%
500 N State Route 89, Prescott, AZ, 86313 5001
Debt Consolidation loans
9.65%
View
▼
APR9.65%
UpdatedOctober 4, 2026
Details

Debt Consolidation loans

Rate History
No change since Sep 16, 2026 · 9.65% APR · checked 3 times
9.15%9.65%10.15%Sep 16, 2026: 9.65% APRSep 16, 2026Oct 6, 2026
Friends And Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
46 Federal Ave NW, Massillon, OH, 44647
Bill Consolidation & Signature Loans
9.69%
View
▼
APR9.69%
UpdatedOctober 1, 2026
Details

No additional details provided.

Rate History
No change since Sep 14, 2026 · 9.69% APR · checked 5 times
9.19%9.69%10.19%Sep 14, 2026: 9.69% APRSep 14, 2026Oct 6, 2026
Peoples Alliance Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.34%
125 Wireless Blvd, Hauppauge, NY, 11788 3971
Signature (Unsecured)/Debt Consolidation Loan
9.74%
View
▼
APR9.74%
UpdatedOctober 4, 2026
Details

As low as; Signature (Unsecured)/Debt Consolidation - Apply Now

Rate History
No change since Sep 14, 2026 · 9.74% APR · checked 3 times
9.24%9.74%10.24%Sep 14, 2026: 9.74% APRSep 14, 2026Oct 6, 2026
Midcoast Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
831 Middle St, Bath, ME, 04530 2401
Debt Consolidation Loan
9.74%
View
▼
APR9.74%
UpdatedOctober 5, 2026
Details

As Low As; Minimum Loan Amount: $300; Maximum Loan Amount: $25,000

Rate History
No change since Sep 14, 2026 · 9.74% APR · checked 7 times
9.24%9.74%10.24%Sep 14, 2026: 9.74% APRSep 14, 2026Oct 6, 2026
Simplicity Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.92%
222 E Upham St, Marshfield, WI, 54449 1543
Signature Loans & Consolidation Loan
9.74%
View
▼
APR9.74%
UpdatedOctober 1, 2026
Details

No additional details provided.

Rate History
No change since Sep 22, 2026 · 9.74% APR · checked 3 times
9.24%9.74%10.24%Sep 22, 2026: 9.74% APRSep 22, 2026Oct 6, 2026
ORSA Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.47%
500 S HARVEY ST, PLYMOUTH, MI, 48170 1759
Personal & Debt Consolidation Loans
9.74%
View
▼
APR9.74%
UpdatedOctober 1, 2026
Details

APR* as low as

Rate History
No change since Sep 14, 2026 · 9.74% APR · checked 5 times
9.24%9.74%10.24%Sep 14, 2026: 9.74% APRSep 14, 2026Oct 6, 2026
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.28%
5711 Allentown Rd, Suitland, MD, 20746
Unsecured, Bill Consolidation, Signature Loan
9.75%
View
▼
APR9.75%
UpdatedOctober 2, 2026
Details

As Low As

Rate History
1 change since Sep 18, 2026 · 9.50% → 9.75% ▲ 0.25 pts · high 9.75% / low 9.50%
9.00%9.63%10.25%Sep 18, 2026: 9.50% APRSep 27, 2026: 9.75% APRSep 18, 2026Oct 6, 2026
  • Sep 27, 20269.75%▲ from 9.50%
  • Sep 18, 20269.50%first recorded
Memphis City Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.01%
2608 Avery Ave, Memphis, TN, 38112 4821
Debt Consolidation Loan
9.75%
View
▼
APR9.75%
UpdatedSeptember 29, 2026
Details

minimum $7,500 - maximum $35,000

Rate History
No change since Sep 14, 2026 · 9.75% APR · checked 4 times
9.25%9.75%10.25%Sep 14, 2026: 9.75% APRSep 14, 2026Oct 6, 2026
5Point Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
3700 Skyline Dr, Nederland, TX, 77627 8303
Debt Consolidation Loans
9.75%
View
▼
APR9.75%
UpdatedOctober 1, 2026
Details

Published APR range: 9.75% - 16.00%.

Rate History
No change since Sep 14, 2026 · 9.75% APR · checked 5 times
9.25%9.75%10.25%Sep 14, 2026: 9.75% APRSep 14, 2026Oct 6, 2026
Access Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.46%
1807 W Cermak Rd, Broadview, IL, 60155
Signature Consolidation Loans
9.75%
View
▼
APR9.75%
UpdatedOctober 1, 2026
Details

Term: 19 Months to 60 Months; As Low As

Rate History
No change since Sep 18, 2026 · 9.75% APR · checked 4 times
9.25%9.75%10.25%Sep 18, 2026: 9.75% APRSep 18, 2026Oct 6, 2026
SIUE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
1566 Lewis Rd, Edwardsville, IL, 62025
Consolidation Loan
9.90%
View
▼
APR9.90%
Interest Rate9.90%
UpdatedOctober 1, 2026
Details

No additional details provided.

Rate History
No change since Sep 14, 2026 · 9.90% APR · checked 4 times
9.40%9.90%10.40%Sep 14, 2026: 9.90% APRSep 14, 2026Oct 6, 2026
EMERALD COAST
Institution Rating:
A+5.0 ★Texas Ratio: 2.39%
502 WOODWARD AVE, PORT ST JOE, FL, 32456 1744
Consolidation Loan
9.90%
View
▼
APR9.90%
UpdatedOctober 6, 2026
Details

No additional details provided.

Rate History
No change since Sep 14, 2026 · 9.90% APR · checked 6 times
9.40%9.90%10.40%Sep 14, 2026: 9.90% APRSep 14, 2026Oct 6, 2026
TOWN OF HEMPSTEAD EMPLOYEES
Institution Rating:
A5.0 ★Texas Ratio: 6.13%
1830 Grand Ave, North Baldwin, NY, 11510
Bill Consolidation Loan
9.90%
View
▼
APR9.90%
Interest Rate9.90%
UpdatedOctober 6, 2026
Details

Available up to $30,000 for qualified members. Simplify your bill payment and organize your personal finances.

Rate History
No change since Sep 14, 2026 · 9.90% APR · checked 6 times
9.40%9.90%10.40%Sep 14, 2026: 9.90% APRSep 14, 2026Oct 6, 2026
Baptist Health South Florida Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.52%
13200 SW 128th St, Miami, FL, 33186
Debt Consolidation Loan
9.95%
View
▼
APR9.95%
UpdatedOctober 5, 2026
Details

As Low As

Rate History
No change since Sep 14, 2026 · 9.95% APR · checked 7 times
9.45%9.95%10.45%Sep 14, 2026: 9.95% APRSep 14, 2026Oct 6, 2026
Connected Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
85 Civic Center Drive, AUGUSTA, ME, 04330
Personal & Debt Consolidation Loan
9.95%
View
▼
APR9.95%
UpdatedSeptember 29, 2026
Details

As low as; Maximum Amount: $10,000

Rate History
No change since Sep 14, 2026 · 9.95% APR · checked 4 times
9.45%9.95%10.45%Sep 14, 2026: 9.95% APRSep 14, 2026Oct 6, 2026
US Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.93%
89 Hermitage Ave, Nashville, TN, 37210
Debt Consolidation Loans
9.95%
View
▼
APR9.95%
UpdatedOctober 1, 2026
Details

As Low As

Rate History
No change since Sep 14, 2026 · 9.95% APR · checked 5 times
9.45%9.95%10.45%Sep 14, 2026: 9.95% APRSep 14, 2026Oct 6, 2026
Nordstrom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.58%
1617 6th Ave Fl 5, Seattle, WA, 98101
Debt Consolidation Loan
9.97%
View
▼
APR9.97%
UpdatedOctober 4, 2026
Details

Published APR range: 9.97% - 17.75%.

Rate History
No change since Sep 16, 2026 · 9.97% APR · checked 3 times
9.47%9.97%10.47%Sep 16, 2026: 9.97% APRSep 16, 2026Oct 6, 2026
Mutual Security Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
1000 Bridgeport Ave Ste 503, SHELTON, CT, 06484 4602
Personal Unsecured / Debt Consolidation Loan
9.99%
View
▼
APR9.99%
UpdatedOctober 2, 2026
Details

Additional APR listed for this product: 10.99%, 11.99%.

Rate History
No change since Sep 15, 2026 · 9.99% APR · checked 5 times
9.49%9.99%10.49%Sep 15, 2026: 9.99% APRSep 15, 2026Oct 6, 2026
Peoples Alliance Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.34%
125 Wireless Blvd, Hauppauge, NY, 11788 3971
Debt Consolidation Loan
9.99%
View
▼
APR9.99%
UpdatedOctober 4, 2026
Details

Rates as low as 9.99%*. Consolidate up to $25,000, including credit card balances. Pay no application fees or pre-payment penalties. The above annual percentage rates (APR) are the lowest rates offered to applicants with direct deposit of net pay and a checking account. Applicants who are not approved at these rates or terms may be offered credit at a higher rate and/or different terms. All loan requests and rates are subject to credit approval.

Rate History
No change since Sep 14, 2026 · 9.99% APR · checked 3 times
9.49%9.99%10.49%Sep 14, 2026: 9.99% APRSep 14, 2026Oct 6, 2026
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
516 Spring St, Windsor Locks, CT, 06096
Debt Consolidation Loan
9.99%
View
▼
APR9.99%
UpdatedOctober 4, 2026
Details

No additional details provided.

Rate History
No change since Sep 25, 2026 · 9.99% APR · checked 2 times
9.49%9.99%10.49%Sep 25, 2026: 9.99% APRSep 25, 2026Oct 6, 2026
Somerville Municipal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.20%
236 Holland St, Somerville, MA, 02144
Debt Consolidation Loan
9.99%
View
▼
APR9.99%
UpdatedOctober 4, 2026
Details

$15,000; As Low As

Rate History
No change since Sep 25, 2026 · 9.99% APR · checked 2 times
9.49%9.99%10.49%Sep 25, 2026: 9.99% APRSep 25, 2026Oct 6, 2026
Connects Federal Credit Union
Institution Rating:
D2.8 ★Texas Ratio: 21.58%
7700 Shrader Rd, Richmond, VA, 23228
Personal, Wedding, Vacation, Debt Consolidation Loan
9.99%
View
▼
APR9.99%
UpdatedOctober 4, 2026
Details

As low as; Quoted Rates are lowest available rates, your quoted rate may be higher. Rates are determined by credit criteria including credit score, term, amount financed, loan to value of collateral, mileage and other factors. Rate cannot go below credit union floor rate of 4.50% APR . Discounts do not apply to Lines of Credit, VISA Credit Cards, Shared Secured, CD Secured, HELOCs and First Mortgages)

Rate History
No change since Sep 12, 2026 · 9.99% APR · checked 4 times
9.49%9.99%10.49%Sep 12, 2026: 9.99% APRSep 12, 2026Oct 6, 2026
360 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
385 Enfield St, Enfield, CT, 06082 1920
Debt Consolidated Loan
9.99%
View
▼
APR9.99%
UpdatedOctober 4, 2026
Details

No additional details provided.

Rate History
No change since Sep 12, 2026 · 9.99% APR · checked 6 times
9.49%9.99%10.49%Sep 12, 2026: 9.99% APRSep 12, 2026Oct 6, 2026
Mission City Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.35%
1391 Franklin St, Santa Clara, CA, 95050 4710
Debt Cancellation Loan
9.99%
View
▼
APR9.99%
UpdatedOctober 5, 2026
Details

Published APR range: 9.99% - 17.49%. APR*=Annual Percentage Rate. Actual rate offered is based on credit worthiness factors. Other conditions may apply. Rates subject to change.; $50,000.00 max limit; Existing Mission City FCU loans not eligible

Rate History
No change since Sep 14, 2026 · 9.99% APR · checked 7 times
9.49%9.99%10.49%Sep 14, 2026: 9.99% APRSep 14, 2026Oct 6, 2026
Mission City Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.35%
1391 Franklin St, Santa Clara, CA, 95050 4710
Signature/Debt Cancellation Loan
9.99%
View
▼
APR9.99%
UpdatedOctober 5, 2026
Details

Published APR range: 9.99% - 16.99%.

Rate History
No change since Sep 18, 2026 · 9.99% APR · checked 5 times
9.49%9.99%10.49%Sep 18, 2026: 9.99% APRSep 18, 2026Oct 6, 2026
Actors Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.48%
165 W 46th St, New York, NY, 10036 2508
Balance Consolidation Loan
9.99%
View
▼
APR9.99%
UpdatedOctober 5, 2026
Details

No additional details provided.

Rate History
No change since Sep 17, 2026 · 9.99% APR · checked 6 times
9.49%9.99%10.49%Sep 17, 2026: 9.99% APRSep 17, 2026Oct 6, 2026
Stoneham Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.08%
40 Pine St, Stoneham, MA, 02180 2048
Consolidation Loan
9.99%
View
▼
APR9.99%
UpdatedOctober 5, 2026
Details

Up to $10,000; CU will pay vendors directly; current SMEFCU Loans are not eligible

Rate History
No change since Oct 5, 2026 · 9.99% APR
9.49%9.99%10.49%Oct 5, 2026: 9.99% APROct 5, 2026Oct 6, 2026
St Pius X Church Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.58%
2998 Chili Ave, Rochester, NY, 14624 4537
Debt Relief Loan
9.99%
View
▼
APR9.99%
UpdatedOctober 5, 2026
Details

Borrow up to $10,000.00, Delay first payment for 60 days; As Low As

Rate History
1 change since Sep 14, 2026 · 8.00% → 9.99% ▲ 1.99 pts · high 9.99% / low 8.00%
6.01%9.00%11.98%Sep 14, 2026: 8.00% APRSep 29, 2026: 9.99% APRSep 14, 2026Oct 6, 2026
  • Sep 29, 20269.99%▲ from 8.00%
  • Sep 14, 20268.00%first recorded
RTP Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.20%
915 N Harrison Ave, Cary, NC, 27513 3904
Debt Consolidation Loans
9.99%
View
▼
APR9.99%
UpdatedOctober 5, 2026
Details

As low as; Maximum term for lowest rate is 60 months.

Rate History
No change since Sep 17, 2026 · 9.99% APR · checked 3 times
9.49%9.99%10.49%Sep 17, 2026: 9.99% APRSep 17, 2026Oct 6, 2026
cPort Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.04%
50 Riverside Industrial Pkwy, Portland, ME, 04103
Personal & Debt Consolidation Loans
9.99%
View
▼
APR9.99%
UpdatedSeptember 29, 2026
Details

Minimum loan amount $500. Maximum loan amount $30,000.

Rate History
No change since Sep 14, 2026 · 9.99% APR · checked 4 times
9.49%9.99%10.49%Sep 14, 2026: 9.99% APRSep 14, 2026Oct 6, 2026
Connect Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.81%
3400 W Commercial Blvd, Fort lauderdale, FL, 33309
Debt Consolidation Loan
9.99%
View
▼
APR9.99%
UpdatedOctober 5, 2026
Details

Rates are subject to change and are based on the term and individual's creditworthiness. For more information, contact your credit union representative.

Rate History
2 changes since Sep 14, 2026 · 9.99% → 9.99% ▼ 0.00 pts · high 11.99% / low 9.99%
7.99%10.99%13.99%Sep 14, 2026: 9.99% APRSep 27, 2026: 11.99% APROct 5, 2026: 9.99% APRSep 14, 2026Oct 6, 2026
  • Oct 5, 20269.99%▼ from 11.99%
  • Sep 27, 202611.99%▲ from 9.99%
  • Sep 14, 20269.99%first recorded
Americas Christian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
2100 E Route 66 Ste 100, Glendora, CA, 91740 4623
Debt Consolidation Loan
9.99%
View
▼
APR9.99%
UpdatedOctober 1, 2026
Details

Published APR range: 9.99% - 18.00%.

Rate History
No change since Sep 14, 2026 · 9.99% APR · checked 5 times
9.49%9.99%10.49%Sep 14, 2026: 9.99% APRSep 14, 2026Oct 6, 2026
Omega Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
206 Siebert Rd, Pittsburgh, PA, 15237
Consolidation Loan
9.99%
View
▼
APR9.99%
UpdatedOctober 6, 2026
Details

As Low As

Rate History
No change since Oct 1, 2026 · 9.99% APR · checked 2 times
9.49%9.99%10.49%Oct 1, 2026: 9.99% APROct 1, 2026Oct 6, 2026
New Hampshire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
70 Airport Rd, Concord, NH, 03301 5205
Personal Loan/Debt Consolidation
9.99%
View
▼
APR9.99%
UpdatedOctober 1, 2026
Details

No additional details provided.

Rate History
No change since Sep 14, 2026 · 9.99% APR · checked 5 times
9.49%9.99%10.49%Sep 14, 2026: 9.99% APRSep 14, 2026Oct 6, 2026
Self Memorial Hospital Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.25%
315 EPTING AVE, GREENWOOD, SC, 29646 4039
Debt Consolidation Loans
10.00%
View
▼
APR10.00%
UpdatedOctober 5, 2026
Details

All rates (APR) are as low as.

Rate History
No change since Sep 14, 2026 · 10.00% APR · checked 7 times
9.50%10.00%10.50%Sep 14, 2026: 10.00% APRSep 14, 2026Oct 6, 2026
Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.72%
384 Penco Rd, Weirton, WV, 26062
Debt Consolidation - 0-48 Months Loan
10.00%
View
▼
APR10.00%
UpdatedOctober 5, 2026
Details

Credit Rating: C

Rate History
No change since Oct 5, 2026 · 10.00% APR
9.50%10.00%10.50%Oct 5, 2026: 10.00% APROct 5, 2026Oct 6, 2026
Century Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.27%
1540 LEMAY FERRY RD, SAINT LOUIS, MO, 63125 2405
DebtBuster/No Equity Loan
10.00%
View
▼
APR10.00%
UpdatedSeptember 29, 2026
Details

No additional details provided.

Rate History
No change since Sep 14, 2026 · 10.00% APR · checked 5 times
9.50%10.00%10.50%Sep 14, 2026: 10.00% APRSep 14, 2026Oct 6, 2026
5Point Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
3700 Skyline Dr, Nederland, TX, 77627 8303
Debt Consolidation Loans
10.00%
View
▼
APR10.00%
UpdatedOctober 1, 2026
Details

Published APR range: 10.00% - 16.00%.

Rate History
No change since Sep 14, 2026 · 10.00% APR · checked 5 times
9.50%10.00%10.50%Sep 14, 2026: 10.00% APRSep 14, 2026Oct 6, 2026
Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.87%
20101 Hamilton Ave Ste 150, Torrance, CA, 90502 1306
Signature/Debt Consolidation Loan
10.05%
View
▼
APR10.05%
UpdatedOctober 4, 2026
Details

No additional details provided.

Rate History
No change since Sep 16, 2026 · 10.05% APR · checked 3 times
9.55%10.05%10.55%Sep 16, 2026: 10.05% APRSep 16, 2026Oct 6, 2026
Actors Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.48%
165 W 46th St, New York, NY, 10036 2508
Balance Consolidation Loan
10.24%
View
▼
APR10.24%
UpdatedOctober 5, 2026
Details

No additional details provided.

Rate History
No change since Sep 17, 2026 · 10.24% APR · checked 6 times
9.74%10.24%10.74%Sep 17, 2026: 10.24% APRSep 17, 2026Oct 6, 2026
Point West Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.85%
5257 NE M L King Blvd Ste 301, Portland, OR, 97211 3283
Debt Consolidation Loan
10.24%
View
▼
APR10.24%
UpdatedSeptember 29, 2026
Details

All loans are subject to credit approval. Automatic payments are required for lowest rate.

Rate History
No change since Sep 14, 2026 · 10.24% APR · checked 5 times
9.74%10.24%10.74%Sep 14, 2026: 10.24% APRSep 14, 2026Oct 6, 2026
TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
494 E Main St, Malone, NY, 12953 2100
Debt Consolidation Loan
10.25%
View
▼
APR10.25%
UpdatedOctober 5, 2026
Details

* Minimum Amount May Apply. Please call (518) 483-8668 for more information.

Rate History
No change since Oct 5, 2026 · 10.25% APR
9.75%10.25%10.75%Oct 5, 2026: 10.25% APROct 5, 2026Oct 6, 2026
Merco Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.33%
1911 M ST, Merced, CA, 95340 3706
Debt Consolidation Loan
10.29%
View
▼
APR10.29%
UpdatedOctober 1, 2026
Details

As Low as

Rate History
No change since Sep 14, 2026 · 10.29% APR · checked 4 times
9.79%10.29%10.79%Sep 14, 2026: 10.29% APRSep 14, 2026Oct 6, 2026
Ravalli County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.08%
501 N 1st St, Hamilton, MT, 59840 2129
Debt Consolidation Loan
10.40%
View
▼
APR10.40%
UpdatedOctober 5, 2026
Details

Credit Grade: B

Rate History
1 change since Sep 14, 2026 · 8.25% → 10.40% ▲ 2.15 pts · high 10.40% / low 8.25%
6.10%9.33%12.55%Sep 14, 2026: 8.25% APROct 5, 2026: 10.40% APRSep 14, 2026Oct 6, 2026
  • Oct 5, 202610.40%▲ from 8.25%
  • Sep 14, 20268.25%first recorded
Pathways Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.10%
5665 N Hamilton Rd, Columbus, OH, 43230
Debt Consolidation Loan
10.44%
View
▼
APR10.44%
Interest Rate10.20%
UpdatedOctober 1, 2026
Details

Pay Off Those High Interest Credit Cards!

Rate History
No change since Sep 14, 2026 · 10.44% APR · checked 5 times
9.94%10.44%10.94%Sep 14, 2026: 10.44% APRSep 14, 2026Oct 6, 2026
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
516 Spring St, Windsor Locks, CT, 06096
Debt Consolidation Loan
10.49%
View
▼
APR10.49%
UpdatedOctober 4, 2026
Details

No additional details provided.

Rate History
No change since Sep 25, 2026 · 10.49% APR · checked 2 times
9.99%10.49%10.99%Sep 25, 2026: 10.49% APRSep 25, 2026Oct 6, 2026
Midcoast Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
831 Middle St, Bath, ME, 04530 2401
Debt Consolidation Loan
10.49%
View
▼
APR10.49%
UpdatedOctober 5, 2026
Details

As Low As; Minimum Loan Amount: $1,500; Maximum Loan Amount: $25,000

Rate History
No change since Sep 17, 2026 · 10.49% APR · checked 6 times
9.99%10.49%10.99%Sep 17, 2026: 10.49% APRSep 17, 2026Oct 6, 2026
Canopy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.81%
930 N Howard St, Spokane, WA, 99201
Debt Consolidation Loans
10.49%
View
▼
APR10.49%
UpdatedOctober 5, 2026
Details

No additional details provided.

Rate History
No change since Sep 17, 2026 · 10.49% APR · checked 6 times
9.99%10.49%10.99%Sep 17, 2026: 10.49% APRSep 17, 2026Oct 6, 2026
Mission City Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.35%
1391 Franklin St, Santa Clara, CA, 95050 4710
Signature/Debt Cancellation Loan
10.49%
View
▼
APR10.49%
UpdatedOctober 5, 2026
Details

Published APR range: 10.49% - 17.49%.

Rate History
No change since Sep 18, 2026 · 10.49% APR · checked 5 times
9.99%10.49%10.99%Sep 18, 2026: 10.49% APRSep 18, 2026Oct 6, 2026
Actors Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.48%
165 W 46th St, New York, NY, 10036 2508
Balance Consolidation Loan
10.49%
View
▼
APR10.49%
UpdatedOctober 5, 2026
Details

No additional details provided.

Rate History
No change since Sep 17, 2026 · 10.49% APR · checked 6 times
9.99%10.49%10.99%Sep 17, 2026: 10.49% APRSep 17, 2026Oct 6, 2026
Millard County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.45%
45 S Main St, FILLMORE, UT, 84631 5505
Personal / Signature / Consolidation Loan
10.49%
View
▼
APR10.49%
UpdatedSeptember 29, 2026
Details

As Low As

Rate History
No change since Sep 18, 2026 · 10.49% APR · checked 3 times
9.99%10.49%10.99%Sep 18, 2026: 10.49% APRSep 18, 2026Oct 6, 2026
Christian Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.21%
8171 E 10 Mile Rd, Center Line, MI, 48015 1449
Debt Shed to $15,000 Loan
10.49%
View
▼
APR10.49%
UpdatedSeptember 29, 2026
Details

$10,000; Loan Amount: $10,001 - $15,000; As Low As; APR*

Rate History
No change since Sep 14, 2026 · 10.49% APR · checked 4 times
9.99%10.49%10.99%Sep 14, 2026: 10.49% APRSep 14, 2026Oct 6, 2026
Green Mountain Credit Union
Institution Rating:
C+4.2 ★Texas Ratio: 24.49%
1250 Shelburne Rd, South Burlington, VT, 05403 7783
Debt Consolidation Loans
10.49%
View
▼
APR10.49%
UpdatedSeptember 29, 2026
Details

No additional details provided.

Rate History
No change since Sep 14, 2026 · 10.49% APR · checked 4 times
9.99%10.49%10.99%Sep 14, 2026: 10.49% APRSep 14, 2026Oct 6, 2026
KeyPoint Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.00%
7062 Market Place Dr, Goleta, CA, 93117 5902
Debt Consolidation Loan
10.49%
View
▼
APR10.49%
UpdatedOctober 1, 2026
Details

$500 - $50,000; Published APR range: 10.49% - 24.00%.

Rate History
No change since Sep 14, 2026 · 10.49% APR · checked 4 times
9.99%10.49%10.99%Sep 14, 2026: 10.49% APRSep 14, 2026Oct 6, 2026
West Penn P & P Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
1089 3rd St, BEAVER, PA, 15009 2034
Consolidation Loans
10.50%
View
▼
APR10.50%
UpdatedOctober 4, 2026
Details

$10,000

Rate History
No change since Sep 14, 2026 · 10.50% APR · checked 5 times
10.00%10.50%11.00%Sep 14, 2026: 10.50% APRSep 14, 2026Oct 6, 2026
Tonawanda Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.86%
10 Jefferson Square Ave, Batavia, NY, 14020
Debt Consolidation Loan
10.50%
View
▼
APR10.50%
UpdatedOctober 5, 2026
Details

As low as; Debt Consolidation 12-24 months max

Rate History
No change since Sep 14, 2026 · 10.50% APR · checked 8 times
10.00%10.50%11.00%Sep 14, 2026: 10.50% APRSep 14, 2026Oct 6, 2026
Greece Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
1795 English Rd, Rochester, NY, 14616
Consolidation Loans
10.50%
View
▼
APR10.50%
UpdatedOctober 5, 2026
Details

As Low As

Rate History
No change since Sep 14, 2026 · 10.50% APR · checked 7 times
10.00%10.50%11.00%Sep 14, 2026: 10.50% APRSep 14, 2026Oct 6, 2026
cPort Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.04%
50 Riverside Industrial Pkwy, Portland, ME, 04103
Personal & Debt Consolidation Loans
10.50%
View
▼
APR10.50%
UpdatedSeptember 29, 2026
Details

Minimum loan amount $500. Maximum loan amount $30,000.

Rate History
No change since Sep 14, 2026 · 10.50% APR · checked 4 times
10.00%10.50%11.00%Sep 14, 2026: 10.50% APRSep 14, 2026Oct 6, 2026
HTM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
4 Summer St Ste 3, Haverhill, MA, 01830 5843
Debt Consolidation Loan
10.50%
View
▼
APR10.50%
UpdatedOctober 1, 2026
Details

Credit Score: 700 - up

Rate History
No change since Sep 14, 2026 · 10.50% APR · checked 4 times
10.00%10.50%11.00%Sep 14, 2026: 10.50% APRSep 14, 2026Oct 6, 2026
State Highway Patrol Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
1900 Polaris Pkwy Ste 400, Columbus, OH, 43240 4035
Debt Restructure Loan
10.59%
View
▼
APR10.59%
UpdatedOctober 5, 2026
Details

As Low As

Rate History
1 change since Sep 14, 2026 · 11.59% → 10.59% ▼ 1.00 pts · high 11.59% / low 10.59%
9.59%11.09%12.59%Sep 14, 2026: 11.59% APRSep 25, 2026: 10.59% APRSep 14, 2026Oct 6, 2026
  • Sep 25, 202610.59%▼ from 11.59%
  • Sep 14, 202611.59%first recorded
Picatinny Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.83%
100 Mineral Springs RD, Dover, NJ, 07801
Debt Consolidation Loan
10.74%
View
▼
APR10.74%
UpdatedOctober 4, 2026
Details

total not to exceed $40,000

Rate History
No change since Sep 16, 2026 · 10.74% APR · checked 3 times
10.24%10.74%11.24%Sep 16, 2026: 10.74% APRSep 16, 2026Oct 6, 2026
Peoples Alliance Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.34%
125 Wireless Blvd, Hauppauge, NY, 11788 3971
Signature (Unsecured)/Debt Consolidation Loan
10.74%
View
▼
APR10.74%
UpdatedOctober 4, 2026
Details

As low as; Signature (Unsecured)/Debt Consolidation - Apply Now

Rate History
No change since Sep 14, 2026 · 10.74% APR · checked 3 times
10.24%10.74%11.24%Sep 14, 2026: 10.74% APRSep 14, 2026Oct 6, 2026
Actors Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.48%
165 W 46th St, New York, NY, 10036 2508
Balance Consolidation Loan
10.74%
View
▼
APR10.74%
UpdatedOctober 5, 2026
Details

No additional details provided.

Rate History
No change since Sep 17, 2026 · 10.74% APR · checked 6 times
10.24%10.74%11.24%Sep 17, 2026: 10.74% APRSep 17, 2026Oct 6, 2026
Millard County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.45%
45 S Main St, FILLMORE, UT, 84631 5505
Personal / Signature / Consolidation Loan
10.74%
View
▼
APR10.74%
UpdatedSeptember 29, 2026
Details

As Low As

Rate History
No change since Sep 18, 2026 · 10.74% APR · checked 3 times
10.24%10.74%11.24%Sep 18, 2026: 10.74% APRSep 18, 2026Oct 6, 2026
Point West Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.85%
5257 NE M L King Blvd Ste 301, Portland, OR, 97211 3283
Debt Consolidation Loan
10.74%
View
▼
APR10.74%
UpdatedSeptember 29, 2026
Details

All loans are subject to credit approval. Automatic payments are required for lowest rate.

Rate History
No change since Sep 14, 2026 · 10.74% APR · checked 5 times
10.24%10.74%11.24%Sep 14, 2026: 10.74% APRSep 14, 2026Oct 6, 2026
Adirondack Regional Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.37%
280 Park St, Tupper Lake, NY, 12986 1909
Signature Loans - Consolidation
10.75%
View
▼
APR10.75%
UpdatedOctober 4, 2026
Details

No additional details provided.

Rate History
No change since Sep 14, 2026 · 10.75% APR · checked 3 times
10.25%10.75%11.25%Sep 14, 2026: 10.75% APRSep 14, 2026Oct 6, 2026
PSE Credit Union Inc
Institution Rating:
A+5.0 ★Texas Ratio: 3.41%
5255 Regency Dr, Parma, OH, 44129 5453
Personal/Signature/Bill Consolidation Loans
10.75%
View
▼
APR10.75%
UpdatedOctober 1, 2026
Details

As Low As; *

Rate History
No change since Sep 14, 2026 · 10.75% APR · checked 5 times
10.25%10.75%11.25%Sep 14, 2026: 10.75% APRSep 14, 2026Oct 6, 2026
Connecticut Labor Dept Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.78%
200 Folly Brook Blvd, Wethersfield, CT, 06109
Debt Consolidation Loan
10.90%
View
▼
APR10.90%
UpdatedOctober 4, 2026
Details

As Low As; Debt Consolidation Loan

Rate History
No change since Sep 16, 2026 · 10.90% APR · checked 3 times
10.40%10.90%11.40%Sep 16, 2026: 10.90% APRSep 16, 2026Oct 6, 2026
NAFT Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.27%
901 N Veterans Blvd, Pharr, TX, 78577
Signature, Debt Consolidation Loan
10.90%
View
▼
APR10.90%
UpdatedOctober 5, 2026
Details

No additional details provided.

Rate History
No change since Sep 14, 2026 · 10.90% APR · checked 5 times
10.40%10.90%11.40%Sep 14, 2026: 10.90% APRSep 14, 2026Oct 6, 2026
Mutual Security Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
1000 Bridgeport Ave Ste 503, SHELTON, CT, 06484 4602
Personal Unsecured / Debt Consolidation Loan
10.99%
View
▼
APR10.99%
UpdatedOctober 2, 2026
Details

Additional APR listed for this product: 11.99%, 12.99%.

Rate History
No change since Sep 15, 2026 · 10.99% APR · checked 5 times
10.49%10.99%11.49%Sep 15, 2026: 10.99% APRSep 15, 2026Oct 6, 2026
Solvay Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
1537 Milton Ave, Solvay, NY, 13209
Debt Consolidation Unsecured - Up to 48 Months Loan
10.99%
View
▼
APR10.99%
UpdatedOctober 2, 2026
Details

No additional details provided.

Rate History
1 change since Sep 19, 2026 · 10.74% → 10.99% ▲ 0.25 pts · high 10.99% / low 10.74%
10.24%10.87%11.49%Sep 19, 2026: 10.74% APROct 2, 2026: 10.99% APRSep 19, 2026Oct 6, 2026
  • Oct 2, 202610.99%▲ from 10.74%
  • Sep 19, 202610.74%first recorded
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
516 Spring St, Windsor Locks, CT, 06096
Debt Consolidation Loan
10.99%
View
▼
APR10.99%
UpdatedOctober 4, 2026
Details

No additional details provided.

Rate History
No change since Sep 25, 2026 · 10.99% APR · checked 2 times
10.49%10.99%11.49%Sep 25, 2026: 10.99% APRSep 25, 2026Oct 6, 2026
Patent And Trademark Office Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 15.76%
501 Dulany St, Alexandria, VA, 22314
Debt Consolidation Loan
10.99%
View
▼
APR10.99%
UpdatedOctober 4, 2026
Details

As low as; Special rates

Rate History
No change since Sep 14, 2026 · 10.99% APR · checked 5 times
10.49%10.99%11.49%Sep 14, 2026: 10.99% APRSep 14, 2026Oct 6, 2026
Midcoast Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
831 Middle St, Bath, ME, 04530 2401
Debt Consolidation Loan
10.99%
View
▼
APR10.99%
UpdatedOctober 5, 2026
Details

As Low As; Minimum Loan Amount: $2,500; Maximum Loan Amount: $25,000

Rate History
No change since Sep 17, 2026 · 10.99% APR · checked 6 times
10.49%10.99%11.49%Sep 17, 2026: 10.99% APRSep 17, 2026Oct 6, 2026
Mission City Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.35%
1391 Franklin St, Santa Clara, CA, 95050 4710
Signature/Debt Cancellation Loan
10.99%
View
▼
APR10.99%
UpdatedOctober 5, 2026
Details

Published APR range: 10.99% - 14.99%. $50,000 maximum loan amount

Rate History
No change since Sep 18, 2026 · 10.99% APR · checked 5 times
10.49%10.99%11.49%Sep 18, 2026: 10.99% APRSep 18, 2026Oct 6, 2026
Pinnacle Federal Credit Union 2909 Washington Rd Ste 10, Parlin, NJ, 08859
Personal Loan (including Debt Consolidation)
10.99%
View
▼
APR10.99%
UpdatedSeptember 25, 2026
Details

No additional details provided.

Rate History
No change since Sep 14, 2026 · 10.99% APR · checked 3 times
10.49%10.99%11.49%Sep 14, 2026: 10.99% APRSep 14, 2026Oct 6, 2026
Actors Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.48%
165 W 46th St, New York, NY, 10036 2508
Balance Consolidation Loan
10.99%
View
▼
APR10.99%
UpdatedOctober 5, 2026
Details

No additional details provided.

Rate History
No change since Sep 17, 2026 · 10.99% APR · checked 6 times
10.49%10.99%11.49%Sep 17, 2026: 10.99% APRSep 17, 2026Oct 6, 2026
Brockport Federal Credit Union
Institution Rating:
F2.0 ★Texas Ratio: 20.41%
400 West Ave, Brockport, NY, 14420 1122
Debt Consolidation Loans
10.99%
View
▼
APR10.99%
Interest Rate10.99%
UpdatedOctober 5, 2026
Details

as low as

Rate History
No change since Sep 14, 2026 · 10.99% APR · checked 7 times
10.49%10.99%11.49%Sep 14, 2026: 10.99% APRSep 14, 2026Oct 6, 2026
Radius Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.60%
2853 Delaware Ave, Kenmore, NY, 14217 2719
Debt Consolidation Loan
10.99%
View
▼
APR10.99%
UpdatedOctober 5, 2026
Details

As Low As; Take Control of Your Finances with a Debt Consolidation Loan.

Rate History
No change since Sep 14, 2026 · 10.99% APR · checked 6 times
10.49%10.99%11.49%Sep 14, 2026: 10.99% APRSep 14, 2026Oct 6, 2026
Millard County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.45%
45 S Main St, FILLMORE, UT, 84631 5505
Personal / Signature / Consolidation Loan
10.99%
View
▼
APR10.99%
UpdatedSeptember 29, 2026
Details

As Low As

Rate History
No change since Sep 18, 2026 · 10.99% APR · checked 3 times
10.49%10.99%11.49%Sep 18, 2026: 10.99% APRSep 18, 2026Oct 6, 2026
cPort Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.04%
50 Riverside Industrial Pkwy, Portland, ME, 04103
Personal & Debt Consolidation Loans
10.99%
View
▼
APR10.99%
UpdatedSeptember 29, 2026
Details

Minimum loan amount $500. Maximum loan amount $30,000.

Rate History
No change since Sep 14, 2026 · 10.99% APR · checked 4 times
10.49%10.99%11.49%Sep 14, 2026: 10.99% APRSep 14, 2026Oct 6, 2026
Community Resource Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.13%
2900 Decker Dr, Baytown, TX, 77520 2076
Debt Consolidation Loan
10.99%
View
▼
APR10.99%
UpdatedOctober 1, 2026
Details

As Low As

Rate History
No change since Sep 14, 2026 · 10.99% APR · checked 5 times
10.49%10.99%11.49%Sep 14, 2026: 10.99% APRSep 14, 2026Oct 6, 2026
Mountain Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.23%
1700 Russ Ave, Waynesville, NC, 28786 5807
Debt Consolidation Loan
10.99%
View
▼
APR10.99%
UpdatedOctober 1, 2026
Details

Published APR range: 10.99% to 15.99%.

Rate History
No change since Sep 14, 2026 · 10.99% APR · checked 5 times
10.49%10.99%11.49%Sep 14, 2026: 10.99% APRSep 14, 2026Oct 6, 2026
Garden Savings FCU
Institution Rating:
A5.0 ★Texas Ratio: 10.13%
129 Littleton Rd, Parsippany, NJ, 07054 1869
Personal Loan (including Debt Consolidation)
10.99%
View
▼
APR10.99%
UpdatedOctober 6, 2026
Details

As Low As

Rate History
No change since Sep 14, 2026 · 10.99% APR · checked 6 times
10.49%10.99%11.49%Sep 14, 2026: 10.99% APRSep 14, 2026Oct 6, 2026
West Penn P & P Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
1089 3rd St, BEAVER, PA, 15009 2034
Consolidation Loans
11.00%
View
▼
APR11.00%
UpdatedOctober 4, 2026
Details

over $10,000 not to exceed $15,000

Rate History
No change since Sep 14, 2026 · 11.00% APR · checked 5 times
10.50%11.00%11.50%Sep 14, 2026: 11.00% APRSep 14, 2026Oct 6, 2026
WSSC Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.91%
14501 Sweitzer Ln, Laurel, MD, 20707
Debt Consolidation Loan
11.00%
View
▼
APR11.00%
UpdatedOctober 5, 2026
Details

No additional details provided.

Rate History
No change since Sep 14, 2026 · 11.00% APR · checked 7 times
10.50%11.00%11.50%Sep 14, 2026: 11.00% APRSep 14, 2026Oct 6, 2026
Somerset Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
740 County St, Somerset, MA, 02726
Debt Consolidation Loan
11.00%
View
▼
APR11.00%
UpdatedOctober 5, 2026
Details

As Low As*

Rate History
1 change since Sep 17, 2026 · 10.00% → 11.00% ▲ 1.00 pts · high 11.00% / low 10.00%
9.00%10.50%12.00%Sep 17, 2026: 10.00% APRSep 24, 2026: 11.00% APRSep 17, 2026Oct 6, 2026
  • Sep 24, 202611.00%▲ from 10.00%
  • Sep 17, 202610.00%first recorded
5Point Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
3700 Skyline Dr, Nederland, TX, 77627 8303
Debt Consolidation Loans
11.00%
View
▼
APR11.00%
UpdatedOctober 1, 2026
Details

Published APR range: 11.00% - 16.00%.

Rate History
No change since Sep 14, 2026 · 11.00% APR · checked 5 times
10.50%11.00%11.50%Sep 14, 2026: 11.00% APRSep 14, 2026Oct 6, 2026
Solvay Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
1537 Milton Ave, Solvay, NY, 13209
Debt Consolidation Unsecured - 49 to 60 Months Loan
11.14%
View
▼
APR11.14%
UpdatedOctober 2, 2026
Details

No additional details provided.

Rate History
1 change since Sep 19, 2026 · 10.89% → 11.14% ▲ 0.25 pts · high 11.14% / low 10.89%
10.39%11.02%11.64%Sep 19, 2026: 10.89% APROct 2, 2026: 11.14% APRSep 19, 2026Oct 6, 2026
  • Oct 2, 202611.14%▲ from 10.89%
  • Sep 19, 202610.89%first recorded
Chief Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.98%
790 Joslyn Ave, Pontiac, MI, 48340 2918
Personal and Debt Consolidation Loan
11.24%
View
▼
APR11.24%
UpdatedOctober 4, 2026
Details

No additional details provided.

Rate History
No change since Sep 16, 2026 · 11.24% APR · checked 3 times
10.74%11.24%11.74%Sep 16, 2026: 11.24% APRSep 16, 2026Oct 6, 2026
Millard County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.45%
45 S Main St, FILLMORE, UT, 84631 5505
Personal / Signature / Consolidation Loan
11.24%
View
▼
APR11.24%
UpdatedSeptember 29, 2026
Details

As Low As

Rate History
No change since Sep 18, 2026 · 11.24% APR · checked 3 times
10.74%11.24%11.74%Sep 18, 2026: 11.24% APRSep 18, 2026Oct 6, 2026
TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
494 E Main St, Malone, NY, 12953 2100
Debt Consolidation Loan
11.25%
View
▼
APR11.25%
UpdatedOctober 5, 2026
Details

* Minimum Amount May Apply. Please call (518) 483-8668 for more information.

Rate History
No change since Oct 5, 2026 · 11.25% APR
10.75%11.25%11.75%Oct 5, 2026: 11.25% APROct 5, 2026Oct 6, 2026
Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.87%
20101 Hamilton Ave Ste 150, Torrance, CA, 90502 1306
Signature/Debt Consolidation Loan
11.30%
View
▼
APR11.30%
UpdatedOctober 4, 2026
Details

No additional details provided.

Rate History
No change since Sep 16, 2026 · 11.30% APR · checked 3 times
10.80%11.30%11.80%Sep 16, 2026: 11.30% APRSep 16, 2026Oct 6, 2026
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
516 Spring St, Windsor Locks, CT, 06096
Debt Consolidation Loan
11.49%
View
▼
APR11.49%
UpdatedOctober 4, 2026
Details

Loan amount $4,000 and higher

Rate History
No change since Sep 25, 2026 · 11.49% APR · checked 2 times
10.99%11.49%11.99%Sep 25, 2026: 11.49% APRSep 25, 2026Oct 6, 2026
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
516 Spring St, Windsor Locks, CT, 06096
Debt Management Loans
11.49%
View
▼
APR11.49%
UpdatedOctober 4, 2026
Details

No additional details provided.

Rate History
No change since Sep 16, 2026 · 11.49% APR · checked 3 times
10.99%11.49%11.99%Sep 16, 2026: 11.49% APRSep 16, 2026Oct 6, 2026
Midcoast Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
831 Middle St, Bath, ME, 04530 2401
Debt Consolidation Loan
11.49%
View
▼
APR11.49%
UpdatedOctober 5, 2026
Details

As Low As; Minimum Loan Amount: $15,000; Maximum Loan Amount: $25,000

Rate History
No change since Sep 14, 2026 · 11.49% APR · checked 7 times
10.99%11.49%11.99%Sep 14, 2026: 11.49% APRSep 14, 2026Oct 6, 2026
Wildfire Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.16%
6640 Bay Rd, Saginaw, MI, 48604
Debt Consolidation Loan
11.49%
View
▼
APR11.49%
UpdatedSeptember 29, 2026
Details

Rates are based on the applicant's credit score.

Rate History
No change since Sep 14, 2026 · 11.49% APR · checked 4 times
10.99%11.49%11.99%Sep 14, 2026: 11.49% APRSep 14, 2026Oct 6, 2026
First Community Credit Union Houston, TX
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
3200 S Dairy Ashford Rd, Houston, TX, 77082 2319
Debt Consolidation Loan
11.49%
View
▼
APR11.49%
UpdatedOctober 5, 2026
Details

Published APR range: 11.49% - 17.99%.

Rate History
No change since Sep 14, 2026 · 11.49% APR · checked 5 times
10.99%11.49%11.99%Sep 14, 2026: 11.49% APRSep 14, 2026Oct 6, 2026
Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.72%
384 Penco Rd, Weirton, WV, 26062
Debt Consolidation - 0-48 Months Loan
11.50%
View
▼
APR11.50%
UpdatedOctober 5, 2026
Details

Credit Rating: D

Rate History
No change since Oct 5, 2026 · 11.50% APR
11.00%11.50%12.00%Oct 5, 2026: 11.50% APROct 5, 2026Oct 6, 2026
Tonawanda Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.86%
10 Jefferson Square Ave, Batavia, NY, 14020
Debt Consolidation Loan
11.50%
View
▼
APR11.50%
UpdatedOctober 5, 2026
Details

As low as; Debt Consolidation 25-60 months max

Rate History
No change since Sep 14, 2026 · 11.50% APR · checked 8 times
11.00%11.50%12.00%Sep 14, 2026: 11.50% APRSep 14, 2026Oct 6, 2026
Somerset Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
740 County St, Somerset, MA, 02726
Debt Consolidation Loan
11.50%
View
▼
APR11.50%
UpdatedOctober 5, 2026
Details

As Low As*

Rate History
No change since Sep 24, 2026 · 11.50% APR · checked 4 times
11.00%11.50%12.00%Sep 24, 2026: 11.50% APRSep 24, 2026Oct 6, 2026
Brewery Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.57%
1351 N DR MARTIN LUTHER KING JR DR, MILWAUKEE, WI, 53212 4024
Consolidation Loan
11.50%
View
▼
APR11.50%
UpdatedOctober 1, 2026
Details

No additional details provided.

Rate History
No change since Sep 18, 2026 · 11.50% APR · checked 3 times
11.00%11.50%12.00%Sep 18, 2026: 11.50% APRSep 18, 2026Oct 6, 2026
HTM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
4 Summer St Ste 3, Haverhill, MA, 01830 5843
Debt Consolidation Loan
11.50%
View
▼
APR11.50%
UpdatedOctober 1, 2026
Details

Credit Score: 699 - 650

Rate History
No change since Sep 14, 2026 · 11.50% APR · checked 4 times
11.00%11.50%12.00%Sep 14, 2026: 11.50% APRSep 14, 2026Oct 6, 2026
BUFFALO CONRAIL
Institution Rating:
A+5.0 ★Texas Ratio: 0.54%
1481 Harlem Rd, Cheektowaga, NY, 14206
Consolidation
11.50%
View
▼
APR11.50%
UpdatedOctober 6, 2026
Details

No additional details provided.

Rate History
No change since Sep 27, 2026 · 11.50% APR · checked 3 times
11.00%11.50%12.00%Sep 27, 2026: 11.50% APRSep 27, 2026Oct 6, 2026
Picatinny Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.83%
100 Mineral Springs RD, Dover, NJ, 07801
Debt Consolidation Loan
11.74%
View
▼
APR11.74%
UpdatedOctober 4, 2026
Details

total not to exceed $40,000

Rate History
No change since Sep 16, 2026 · 11.74% APR · checked 3 times
11.24%11.74%12.24%Sep 16, 2026: 11.74% APRSep 16, 2026Oct 6, 2026
Evergreen Credit Union Portland, ME
Institution Rating:
A5.0 ★Texas Ratio: 9.45%
225 Riverside St, Portland, ME, 04103 1038
Debt Consolidation Loan
11.74%
View
▼
APR11.74%
UpdatedOctober 1, 2026
Details

As low as; Maximum Amount: $25,000

Rate History
No change since Sep 18, 2026 · 11.74% APR · checked 4 times
11.24%11.74%12.24%Sep 18, 2026: 11.74% APRSep 18, 2026Oct 6, 2026
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.28%
5711 Allentown Rd, Suitland, MD, 20746
Unsecured, Bill Consolidation, Signature Loan
11.75%
View
▼
APR11.75%
UpdatedOctober 2, 2026
Details

As Low As

Rate History
1 change since Sep 18, 2026 · 11.50% → 11.75% ▲ 0.25 pts · high 11.75% / low 11.50%
11.00%11.63%12.25%Sep 18, 2026: 11.50% APRSep 27, 2026: 11.75% APRSep 18, 2026Oct 6, 2026
  • Sep 27, 202611.75%▲ from 11.50%
  • Sep 18, 202611.50%first recorded
Embold Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
15099 SE Mcloughlin Blvd, Milwaukie, OR, 97267
Consolidation Loans - Member Perks
11.75%
View
▼
APR11.75%
UpdatedOctober 5, 2026
Details

Member Perks pricing is applicable on this loan type, resulting in 0.25% discount on the rates listed above. Click here to learn more and see if you qualify! Rates effective as of October 4, 2026. Apply Today

Rate History
No change since Sep 14, 2026 · 11.75% APR · checked 5 times
11.25%11.75%12.25%Sep 14, 2026: 11.75% APRSep 14, 2026Oct 6, 2026
BUFFALO CONRAIL
Institution Rating:
A+5.0 ★Texas Ratio: 0.54%
1481 Harlem Rd, Cheektowaga, NY, 14206
Consolidation
11.75%
View
▼
APR11.75%
UpdatedOctober 6, 2026
Details

No additional details provided.

Rate History
No change since Sep 27, 2026 · 11.75% APR · checked 3 times
11.25%11.75%12.25%Sep 27, 2026: 11.75% APRSep 27, 2026Oct 6, 2026
Friends And Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
46 Federal Ave NW, Massillon, OH, 44647
Bill Consolidation & Signature Loans
11.89%
View
▼
APR11.89%
UpdatedOctober 1, 2026
Details

No additional details provided.

Rate History
No change since Sep 14, 2026 · 11.89% APR · checked 5 times
11.39%11.89%12.39%Sep 14, 2026: 11.89% APRSep 14, 2026Oct 6, 2026
First Education Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.73%
120 W Carlson St, Cheyenne, WY, 82009
Debt Consolidation Loans
11.99%
View
▼
APR11.99%
UpdatedOctober 4, 2026
Details

APR range: 11.99% - 16.99% APR*

Rate History
No change since Sep 14, 2026 · 11.99% APR · checked 5 times
11.49%11.99%12.49%Sep 14, 2026: 11.99% APRSep 14, 2026Oct 6, 2026
Financial Plus Credit Union Flint, MI
Institution Rating:
A+5.0 ★Texas Ratio: 2.74%
G3381 Van Slyke Rd, Flint, MI, 48507 3263
Debt Consolidation Loan
11.99%
View
▼
APR11.99%
UpdatedOctober 1, 2026
Details

As Low As; Loyalty Discount

Rate History
No change since Sep 14, 2026 · 11.99% APR · checked 5 times
11.49%11.99%12.49%Sep 14, 2026: 11.99% APRSep 14, 2026Oct 6, 2026
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.28%
5711 Allentown Rd, Suitland, MD, 20746
Unsecured, Bill Consolidation, Signature Loan
12.00%
View
▼
APR12.00%
UpdatedOctober 2, 2026
Details

As Low As

Rate History
1 change since Sep 18, 2026 · 11.75% → 12.00% ▲ 0.25 pts · high 12.00% / low 11.75%
11.25%11.88%12.50%Sep 18, 2026: 11.75% APRSep 27, 2026: 12.00% APRSep 18, 2026Oct 6, 2026
  • Sep 27, 202612.00%▲ from 11.75%
  • Sep 18, 202611.75%first recorded
Rancho Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.95%
12620 Erickson Ave Ste H, Downey, CA, 90242 4019
Bill Consolidation Loan
12.00%
View
▼
APR12.00%
UpdatedOctober 4, 2026
Details

Call for details

Rate History
No change since Sep 16, 2026 · 12.00% APR · checked 3 times
11.50%12.00%12.50%Sep 16, 2026: 12.00% APRSep 16, 2026Oct 6, 2026
Rancho Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.95%
12620 Erickson Ave Ste H, Downey, CA, 90242 4019
Consolidation Loans
12.00%
View
▼
APR12.00%
UpdatedOctober 4, 2026
Details

No annual or prepayment penalties; Low fixed rates and payments; Loan amounts up to $25,000.

Rate History
No change since Sep 16, 2026 · 12.00% APR · checked 3 times
11.50%12.00%12.50%Sep 16, 2026: 12.00% APRSep 16, 2026Oct 6, 2026
Los Angeles Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.95%
300 S Glendale Ave, Glendale, CA, 91205 5305
Debt Consolidation Loan
12.00%
View
▼
APR12.00%
UpdatedOctober 4, 2026
Details

Maximum Loan: $50,000

Rate History
No change since Sep 25, 2026 · 12.00% APR · checked 2 times
11.50%12.00%12.50%Sep 25, 2026: 12.00% APRSep 25, 2026Oct 6, 2026
Badlands Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
302 W Towne St, Glendive, MT, 59330 1744
Debt Consolidation Loan
12.00%
View
▼
APR12.00%
UpdatedOctober 4, 2026
Details

No additional details provided.

Rate History
No change since Sep 16, 2026 · 12.00% APR · checked 3 times
11.50%12.00%12.50%Sep 16, 2026: 12.00% APRSep 16, 2026Oct 6, 2026
TexHillco School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.92%
1018 Sidney Baker St, Kerrville, TX, 78028 3355
Personal Loan Consolidation
12.00%
View
▼
APR12.00%
UpdatedOctober 5, 2026
Details

As Low As

Rate History
No change since Sep 14, 2026 · 12.00% APR · checked 8 times
11.50%12.00%12.50%Sep 14, 2026: 12.00% APRSep 14, 2026Oct 6, 2026
Embold Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
15099 SE Mcloughlin Blvd, Milwaukie, OR, 97267
Consolidation Loans
12.00%
View
▼
APR12.00%
UpdatedOctober 5, 2026
Details

Member Perks pricing is applicable on this loan type, resulting in 0.25% discount on the rates listed above. Click here to learn more and see if you qualify! Rates effective as of October 4, 2026. Apply Today

Rate History
No change since Sep 14, 2026 · 12.00% APR · checked 6 times
11.50%12.00%12.50%Sep 14, 2026: 12.00% APRSep 14, 2026Oct 6, 2026
Charleston Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.93%
300 VIRGINIA ST E RM 4203, CHARLESTON, WV, 25301 2513
DEBT CONSOLIDATION LOAN
12.00%
View
▼
APR12.00%
UpdatedOctober 5, 2026
Details

$10,000 Maximum (Proceeds payable directly to creditors)

Rate History
No change since Sep 14, 2026 · 12.00% APR · checked 5 times
11.50%12.00%12.50%Sep 14, 2026: 12.00% APRSep 14, 2026Oct 6, 2026
Dedham Town Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.53%
202 BUSSEY ST, DEDHAM, MA, 02026
DEBT CONSOLIDATION Loan
12.00%
View
▼
APR12.00%
Interest Rate12.00%
UpdatedOctober 5, 2026
Details

FICO Score: 790+

Rate History
No change since Sep 14, 2026 · 12.00% APR · checked 2 times
11.50%12.00%12.50%Sep 14, 2026: 12.00% APRSep 14, 2026Oct 6, 2026
Jefferson Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
545 Ivy Tech Dr, Madison, IN, 47250
Unsecured Debt to Income Tier
12.00%
View
▼
APR12.00%
Interest Rate12.00%
UpdatedOctober 5, 2026
Details

Tier A = $8,000; Debt to Income: Above 10%

Rate History
No change since Oct 5, 2026 · 12.00% APR
11.50%12.00%12.50%Oct 5, 2026: 12.00% APROct 5, 2026Oct 6, 2026
Jefferson Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
545 Ivy Tech Dr, Madison, IN, 47250
Unsecured Debt to Income: Above
12.00%
View
▼
APR12.00%
Interest Rate12.00%
UpdatedOctober 5, 2026
Details

Condition: $8,000 48 months. Tier A

Rate History
No change since Oct 5, 2026 · 12.00% APR
11.50%12.00%12.50%Oct 5, 2026: 12.00% APROct 5, 2026Oct 6, 2026
Amoco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.70%
2300 Texas Ave, Texas City, TX, 77590
Debt Consolidation Loan
12.05%
View
▼
APR12.05%
UpdatedOctober 4, 2026
Details

Additional APR listed for this product: 18.00%.

Rate History
No change since Sep 16, 2026 · 12.05% APR · checked 3 times
11.55%12.05%12.55%Sep 16, 2026: 12.05% APRSep 16, 2026Oct 6, 2026
Chief Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.98%
790 Joslyn Ave, Pontiac, MI, 48340 2918
Personal and Debt Consolidation Loan
12.24%
View
▼
APR12.24%
UpdatedOctober 4, 2026
Details

No additional details provided.

Rate History
No change since Sep 16, 2026 · 12.24% APR · checked 3 times
11.74%12.24%12.74%Sep 16, 2026: 12.24% APRSep 16, 2026Oct 6, 2026
Correctional Workers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.40%
406 REFORMATORY CIR, EL RENO, OK, 73036 2174
Debt Consolidation Loan
12.25%
View
▼
APR12.25%
UpdatedOctober 4, 2026
Details

Maximum $5,000 - Call Credit Union For Eligibility; Fixed

Rate History
No change since Sep 16, 2026 · 12.25% APR · checked 3 times
11.75%12.25%12.75%Sep 16, 2026: 12.25% APRSep 16, 2026Oct 6, 2026
TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
494 E Main St, Malone, NY, 12953 2100
Debt Consolidation Loan
12.25%
View
▼
APR12.25%
UpdatedOctober 5, 2026
Details

* Minimum Amount May Apply. Please call (518) 483-8668 for more information.

Rate History
No change since Oct 5, 2026 · 12.25% APR
11.75%12.25%12.75%Oct 5, 2026: 12.25% APROct 5, 2026Oct 6, 2026
Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.87%
20101 Hamilton Ave Ste 150, Torrance, CA, 90502 1306
Signature/Debt Consolidation Loan
12.30%
View
▼
APR12.30%
UpdatedOctober 4, 2026
Details

No additional details provided.

Rate History
No change since Sep 16, 2026 · 12.30% APR · checked 3 times
11.80%12.30%12.80%Sep 16, 2026: 12.30% APRSep 16, 2026Oct 6, 2026
San Francisco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
770 Golden Gate Ave, San Francisco, CA, 94102 3120
Debt Consolidation Loan
12.30%
View
▼
APR12.30%
UpdatedOctober 5, 2026
Details

Published APR range: 12.30% to 17.99%. As Low As1

Rate History
No change since Sep 14, 2026 · 12.30% APR · checked 6 times
11.80%12.30%12.80%Sep 14, 2026: 12.30% APRSep 14, 2026Oct 6, 2026
San Francisco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
770 Golden Gate Ave, San Francisco, CA, 94102 3120
Debt Consolidation Loan
12.35%
View
▼
APR12.35%
UpdatedOctober 5, 2026
Details

Published APR range: 12.35% to 17.99%. As Low As1

Rate History
No change since Sep 14, 2026 · 12.35% APR · checked 6 times
11.85%12.35%12.85%Sep 14, 2026: 12.35% APRSep 14, 2026Oct 6, 2026
San Francisco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
770 Golden Gate Ave, San Francisco, CA, 94102 3120
Debt Consolidation Loan
12.40%
View
▼
APR12.40%
UpdatedOctober 5, 2026
Details

Published APR range: 12.40% to 17.99%. As Low As1

Rate History
No change since Sep 14, 2026 · 12.40% APR · checked 6 times
11.90%12.40%12.90%Sep 14, 2026: 12.40% APRSep 14, 2026Oct 6, 2026
San Francisco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
770 Golden Gate Ave, San Francisco, CA, 94102 3120
Debt Consolidation Loan
12.45%
View
▼
APR12.45%
UpdatedOctober 5, 2026
Details

Published APR range: 12.45% to 17.99%. As Low As1

Rate History
No change since Sep 14, 2026 · 12.45% APR · checked 6 times
11.95%12.45%12.95%Sep 14, 2026: 12.45% APRSep 14, 2026Oct 6, 2026
UFCW Local 1776 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
3031A Walton Rd Ste 310, Plymouth Meeting, PA, 19462 2369
Debt Consolidation Loan
12.49%
View
▼
APR12.49%
UpdatedOctober 5, 2026
Details

As Low As; ** Restrictions Apply

Rate History
No change since Sep 14, 2026 · 12.49% APR · checked 7 times
11.99%12.49%12.99%Sep 14, 2026: 12.49% APRSep 14, 2026Oct 6, 2026
Intandem Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
1619 Plainfield AVE NE, Grand Rapids, MI, 49505 4703
Debt Consolidation Loan
12.49%
View
▼
APR12.49%
UpdatedSeptember 29, 2026
Details

As Low As*

Rate History
No change since Sep 14, 2026 · 12.49% APR · checked 4 times
11.99%12.49%12.99%Sep 14, 2026: 12.49% APRSep 14, 2026Oct 6, 2026
Hello Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
103 S Tyndall Pkwy, Panama City, FL, 32404 6722
Freedom Loan (Debt Consolidation)
12.49%
View
▼
APR12.49%
UpdatedSeptember 29, 2026
Details

Published APR range: 12.49% - 17.99%.

Rate History
No change since Sep 18, 2026 · 12.49% APR · checked 3 times
11.99%12.49%12.99%Sep 18, 2026: 12.49% APRSep 18, 2026Oct 6, 2026
Bridgeport Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
3590 Main St, Bridgeport, CT, 06606
Debt Consolidation Loan
12.50%
View
▼
APR12.50%
UpdatedOctober 4, 2026
Details

No additional details provided.

Rate History
No change since Sep 14, 2026 · 12.50% APR · checked 4 times
12.00%12.50%13.00%Sep 14, 2026: 12.50% APRSep 14, 2026Oct 6, 2026
HTM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
4 Summer St Ste 3, Haverhill, MA, 01830 5843
Debt Consolidation Loan
12.50%
View
▼
APR12.50%
UpdatedOctober 1, 2026
Details

Credit Score: 649 - 600

Rate History
No change since Sep 14, 2026 · 12.50% APR · checked 4 times
12.00%12.50%13.00%Sep 14, 2026: 12.50% APRSep 14, 2026Oct 6, 2026
United Nations Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
2401 44th Rd, Long Island City, NY, 11101
Debt consolidation Loan
12.70%
View
▼
APR12.70%
UpdatedOctober 4, 2026
Details

No additional details provided.

Rate History
No change since Oct 4, 2026 · 12.70% APR
12.20%12.70%13.20%Oct 4, 2026: 12.70% APROct 4, 2026Oct 6, 2026
Picatinny Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.83%
100 Mineral Springs RD, Dover, NJ, 07801
Debt Consolidation Loan
12.74%
View
▼
APR12.74%
UpdatedOctober 4, 2026
Details

total not to exceed $40,000

Rate History
No change since Sep 16, 2026 · 12.74% APR · checked 3 times
12.24%12.74%13.24%Sep 16, 2026: 12.74% APRSep 16, 2026Oct 6, 2026
Jefferson Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
545 Ivy Tech Dr, Madison, IN, 47250
Unsecured Debt to Income Tier B
12.75%
View
▼
APR12.75%
Interest Rate12.75%
UpdatedOctober 5, 2026
Details

Tier B = $7,000; Debt to Income: 10% or Less

Rate History
No change since Oct 5, 2026 · 12.75% APR
12.25%12.75%13.25%Oct 5, 2026: 12.75% APROct 5, 2026Oct 6, 2026
Jefferson Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
545 Ivy Tech Dr, Madison, IN, 47250
Unsecured Debt to Income: 10% or Less
12.75%
View
▼
APR12.75%
Interest Rate12.75%
UpdatedOctober 5, 2026
Details

Condition: $7,000 36 months. Tier B

Rate History
No change since Oct 5, 2026 · 12.75% APR
12.25%12.75%13.25%Oct 5, 2026: 12.75% APROct 5, 2026Oct 6, 2026
Friends And Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
46 Federal Ave NW, Massillon, OH, 44647
Bill Consolidation & Signature Loans
12.89%
View
▼
APR12.89%
UpdatedOctober 1, 2026
Details

No additional details provided.

Rate History
No change since Sep 14, 2026 · 12.89% APR · checked 5 times
12.39%12.89%13.39%Sep 14, 2026: 12.89% APRSep 14, 2026Oct 6, 2026
CUSA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.76%
100 Northpark Blvd, Covington, LA, 70433
Debt Consolidation Loan
12.90%
View
▼
APR12.90%
UpdatedOctober 4, 2026
Details

No additional details provided.

Rate History
No change since Sep 14, 2026 · 12.90% APR · checked 6 times
12.40%12.90%13.40%Sep 14, 2026: 12.90% APRSep 14, 2026Oct 6, 2026
Covenant Savings Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.51%
2904 E Stan Schlueter loop Bldg A, Killeen, TX, 76542 4813
Debt Consolidation Loans
12.90%
View
▼
APR12.90%
UpdatedOctober 5, 2026
Details

As Low As

Rate History
No change since Sep 9, 2026 · 12.90% APR · checked 5 times
12.40%12.90%13.40%Sep 9, 2026: 12.90% APRSep 9, 2026Oct 6, 2026
Koin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
215 Centerview Dr Ste 3 111, Brentwood, TN, 37027
Consolidation Loan
12.90%
View
▼
APR12.90%
UpdatedOctober 1, 2026
Details

No additional details provided.

Rate History
No change since Sep 14, 2026 · 12.90% APR · checked 4 times
12.40%12.90%13.40%Sep 14, 2026: 12.90% APRSep 14, 2026Oct 6, 2026
Hidden River Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
60 Westwood Rd, Pottsville, PA, 17901 1834
Consolidation maximum Loan
12.99%
View
▼
APR12.99%
UpdatedOctober 1, 2026
Details

$7,500; As Low As; Daily Periodic Rate: 0.03559%

Rate History
No change since Sep 22, 2026 · 12.99% APR · checked 2 times
12.49%12.99%13.49%Sep 22, 2026: 12.99% APRSep 22, 2026Oct 6, 2026
Elizabeth NJ Firemens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.81%
411 Irvington Ave, Elizabeth, NJ, 07208 2044
Debt Consolidation Loan
13.00%
View
▼
APR13.00%
Interest Rate13.00%
UpdatedOctober 4, 2026
Details

A and A+ paper only; UP TO $30,000.00; Proceeds made directly to creditors only!

Rate History
No change since Sep 16, 2026 · 13.00% APR · checked 3 times
12.50%13.00%13.50%Sep 16, 2026: 13.00% APRSep 16, 2026Oct 6, 2026
Jefferson Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
545 Ivy Tech Dr, Madison, IN, 47250
Unsecured Debt to Income Tier
13.00%
View
▼
APR13.00%
Interest Rate13.00%
UpdatedOctober 5, 2026
Details

Tier A (Score 730+) = $10,000; Debt to Income: 10% or Less

Rate History
No change since Oct 5, 2026 · 13.00% APR
12.50%13.00%13.50%Oct 5, 2026: 13.00% APROct 5, 2026Oct 6, 2026
Jefferson Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
545 Ivy Tech Dr, Madison, IN, 47250
Unsecured Debt to Income: 10% or Less
13.00%
View
▼
APR13.00%
Interest Rate13.00%
UpdatedOctober 5, 2026
Details

Tier A (Score 730+)

Rate History
No change since Oct 5, 2026 · 13.00% APR
12.50%13.00%13.50%Oct 5, 2026: 13.00% APROct 5, 2026Oct 6, 2026
Premier One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.80%
5353 ALMADEN EXPY Ste 80, SAN JOSE, CA, 95118 3633
Bill Consolidation Loan
13.00%
View
▼
APR13.00%
UpdatedOctober 1, 2026
Details

No additional details provided.

Rate History
No change since Sep 14, 2026 · 13.00% APR · checked 5 times
12.50%13.00%13.50%Sep 14, 2026: 13.00% APRSep 14, 2026Oct 6, 2026
Cornerstone Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.16%
1515 Black Rock Tpke, Fairfield, CT, 06825
CONSOLIDATION Loan
13.00%
View
▼
APR13.00%
Interest Rate13.00%
UpdatedOctober 6, 2026
Details

No additional details provided.

Rate History
No change since Sep 30, 2026 · 13.00% APR · checked 3 times
12.50%13.00%13.50%Sep 30, 2026: 13.00% APRSep 30, 2026Oct 6, 2026
LOCAL 697
Institution Rating:
A5.0 ★Texas Ratio: 13.33%
7200 MISSISSIPPI ST STE 400, MERRILLVILLE, IN, 46410
Consolidation Loan
13.00%
View
▼
APR13.00%
UpdatedOctober 6, 2026
Details

No additional details provided.

Rate History
No change since Oct 6, 2026 · 13.00% APR
12.50%13.00%13.50%Oct 6, 2026: 13.00% APROct 6, 2026Oct 6, 2026
Amoco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.70%
2300 Texas Ave, Texas City, TX, 77590
Debt Consolidation Loan
13.05%
View
▼
APR13.05%
UpdatedOctober 4, 2026
Details

Additional APR listed for this product: 18.00%.

Rate History
No change since Sep 16, 2026 · 13.05% APR · checked 3 times
12.55%13.05%13.55%Sep 16, 2026: 13.05% APRSep 16, 2026Oct 6, 2026
Fontana Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.70%
17235 Arrow Blvd, Fontana, CA, 92335
Consolidation Maximum Loan
13.19%
View
▼
APR13.19%
UpdatedOctober 5, 2026
Details

$10,000; As Low As

Rate History
No change since Sep 29, 2026 · 13.19% APR · checked 2 times
12.69%13.19%13.69%Sep 29, 2026: 13.19% APRSep 29, 2026Oct 6, 2026
Chief Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.98%
790 Joslyn Ave, Pontiac, MI, 48340 2918
Personal and Debt Consolidation Loan
13.24%
View
▼
APR13.24%
UpdatedOctober 4, 2026
Details

No additional details provided.

Rate History
No change since Sep 16, 2026 · 13.24% APR · checked 3 times
12.74%13.24%13.74%Sep 16, 2026: 13.24% APRSep 16, 2026Oct 6, 2026
TruNorthern Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
494 E Main St, Malone, NY, 12953 2100
Debt Consolidation Loan
13.25%
View
▼
APR13.25%
UpdatedOctober 5, 2026
Details

Term: 49 - 60 Months (5K Plus); * Minimum Amount May Apply. Please call (518) 483-8668 for more information.

Rate History
No change since Oct 5, 2026 · 13.25% APR
12.75%13.25%13.75%Oct 5, 2026: 13.25% APROct 5, 2026Oct 6, 2026
Evergreen Park Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
9901 S Kedzie Ave, Evergreen Park, IL, 60805 3416
Debt Consolidation Loan
13.25%
View
▼
APR13.25%
Interest Rate13.25%
UpdatedSeptember 29, 2026
Details

Credit Union rates range from ONLY 7.25% to 13.25%

Rate History
1 change since Sep 14, 2026 · 7.25% → 13.25% ▲ 6.00 pts · high 13.25% / low 7.25%
1.25%10.25%19.25%Sep 14, 2026: 7.25% APRSep 29, 2026: 13.25% APRSep 14, 2026Oct 6, 2026
  • Sep 29, 202613.25%▲ from 7.25%
  • Sep 14, 20267.25%first recorded
Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.87%
20101 Hamilton Ave Ste 150, Torrance, CA, 90502 1306
Signature/Debt Consolidation Loan
13.30%
View
▼
APR13.30%
UpdatedOctober 4, 2026
Details

No additional details provided.

Rate History
No change since Sep 16, 2026 · 13.30% APR · checked 3 times
12.80%13.30%13.80%Sep 16, 2026: 13.30% APRSep 16, 2026Oct 6, 2026
Ravalli County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.08%
501 N 1st St, Hamilton, MT, 59840 2129
Debt Consolidation Loan
13.40%
View
▼
APR13.40%
UpdatedOctober 5, 2026
Details

Credit Grade: C

Rate History
1 change since Sep 14, 2026 · 8.25% → 13.40% ▲ 5.15 pts · high 13.40% / low 8.25%
3.10%10.83%18.55%Sep 14, 2026: 8.25% APROct 5, 2026: 13.40% APRSep 14, 2026Oct 6, 2026
  • Oct 5, 202613.40%▲ from 8.25%
  • Sep 14, 20268.25%first recorded
Popa Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
13304 Alondra Blvd, Cerritos, CA, 90703
Special Debt Consolidation Loan
13.49%
View
▼
APR13.49%
UpdatedOctober 5, 2026
Details

No additional details provided.

Rate History
No change since Sep 14, 2026 · 13.49% APR · checked 8 times
12.99%13.49%13.99%Sep 14, 2026: 13.49% APRSep 14, 2026Oct 6, 2026
UFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.62%
274 Rugar St, Plattsburgh, NY, 12901
Debt Consolidation Loan
13.50%
View
▼
APR13.50%
UpdatedSeptember 29, 2026
Details

Published APR range: 13.50%-18.00%. As Low As

Rate History
No change since Sep 14, 2026 · 13.50% APR · checked 6 times
13.00%13.50%14.00%Sep 14, 2026: 13.50% APRSep 14, 2026Oct 6, 2026
Access Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.43%
390 W Seneca St, Sherrill, NY, 13461
Consolidation Loan
13.60%
View
▼
APR13.60%
UpdatedOctober 4, 2026
Details

No additional details provided.

Rate History
No change since Sep 14, 2026 · 13.60% APR · checked 5 times
13.10%13.60%14.10%Sep 14, 2026: 13.60% APRSep 14, 2026Oct 6, 2026
Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.72%
384 Penco Rd, Weirton, WV, 26062
Debt Consolidation - 0-48 Months Loan
13.75%
View
▼
APR13.75%
UpdatedOctober 5, 2026
Details

Credit Rating: E

Rate History
No change since Oct 5, 2026 · 13.75% APR
13.25%13.75%14.25%Oct 5, 2026: 13.75% APROct 5, 2026Oct 6, 2026
Premier One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.80%
5353 ALMADEN EXPY Ste 80, SAN JOSE, CA, 95118 3633
Bill Consolidation Loan
13.75%
View
▼
APR13.75%
UpdatedOctober 1, 2026
Details

No additional details provided.

Rate History
No change since Sep 14, 2026 · 13.75% APR · checked 5 times
13.25%13.75%14.25%Sep 14, 2026: 13.75% APRSep 14, 2026Oct 6, 2026
St Jeans Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
155 State St, Newburyport, MA, 01950
Debt Consolidation Loan
13.90%
View
▼
APR13.90%
UpdatedOctober 1, 2026
Details

No additional details provided.

Rate History
No change since Sep 14, 2026 · 13.90% APR · checked 6 times
13.40%13.90%14.40%Sep 14, 2026: 13.90% APRSep 14, 2026Oct 6, 2026
Inland Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.72%
9389 Cherry Ave, Fontana, CA, 92335
Debt Consolidation Loan
13.99%
View
▼
APR13.99%
UpdatedOctober 4, 2026
Details

$30,000 maximum - consolidate your high rate loans. Rates adjusted based on Transunion Vantage Score. May reduce rates up to 1.00% for best scores; may increase rates up to 9.75% for lowest scores. .25% patronage rebate available with It'sMe247 usage, Golden Member status, or E-Statement Enrollment. 0.50% rebate available for members with recurring net pay direct deposit and automatic transfers to the loan.

Rate History
No change since Sep 14, 2026 · 13.99% APR · checked 5 times
13.49%13.99%14.49%Sep 14, 2026: 13.99% APRSep 14, 2026Oct 6, 2026
Torrington Municipal & Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
777 E Main St, Torrington, CT, 06790 3915
Debt Consolidation Loans
13.99%
View
▼
APR13.99%
UpdatedOctober 5, 2026
Details

As low as; Cost Per $1000: $27.32

Rate History
No change since Sep 14, 2026 · 13.99% APR · checked 7 times
13.49%13.99%14.49%Sep 14, 2026: 13.99% APRSep 14, 2026Oct 6, 2026
Simplicity Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.92%
222 E Upham St, Marshfield, WI, 54449 1543
Consolidation Loan
13.99%
View
▼
APR13.99%
UpdatedOctober 1, 2026
Details

No additional details provided.

Rate History
No change since Sep 14, 2026 · 13.99% APR · checked 5 times
13.49%13.99%14.49%Sep 14, 2026: 13.99% APRSep 14, 2026Oct 6, 2026
Access Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
6401 Bell St, Amarillo, TX, 79109
Debt Consolidation Loan
13.99%
View
▼
APR13.99%
UpdatedOctober 5, 2026
Details

As low as**

Rate History
No change since Sep 14, 2026 · 13.99% APR · checked 6 times
13.49%13.99%14.49%Sep 14, 2026: 13.99% APRSep 14, 2026Oct 6, 2026
Dedham Town Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.53%
202 BUSSEY ST, DEDHAM, MA, 02026
DEBT CONSOLIDATION Loan
14.00%
View
▼
APR14.00%
Interest Rate14.00%
UpdatedOctober 5, 2026
Details

FICO Score: 720 -789

Rate History
No change since Sep 14, 2026 · 14.00% APR · checked 2 times
13.50%14.00%14.50%Sep 14, 2026: 14.00% APRSep 14, 2026Oct 6, 2026
Jefferson Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
545 Ivy Tech Dr, Madison, IN, 47250
Unsecured Debt to Income Tier C
14.00%
View
▼
APR14.00%
Interest Rate14.00%
UpdatedOctober 5, 2026
Details

Tier C = $5,000; Debt to Income: 10% or Less

Rate History
No change since Oct 5, 2026 · 14.00% APR
13.50%14.00%14.50%Oct 5, 2026: 14.00% APROct 5, 2026Oct 6, 2026
Jefferson Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
545 Ivy Tech Dr, Madison, IN, 47250
Unsecured Debt to Income: 10% or Less
14.00%
View
▼
APR14.00%
Interest Rate14.00%
UpdatedOctober 5, 2026
Details

Condition: $5,000 24 months. Tier C

Rate History
No change since Oct 5, 2026 · 14.00% APR
13.50%14.00%14.50%Oct 5, 2026: 14.00% APROct 5, 2026Oct 6, 2026
Marshall County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
910 3rd St, Moundsville, WV, 26041 1605
Debt Consolidation (checks written to creditors, accounts must be closed) Loan
14.00%
View
▼
APR14.00%
Interest Rate14.00%
UpdatedOctober 5, 2026
Details

No additional details provided.

Rate History
No change since Oct 5, 2026 · 14.00% APR
13.50%14.00%14.50%Oct 5, 2026: 14.00% APROct 5, 2026Oct 6, 2026
Crouse Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
730 S Crouse Ave, SYRACUSE, NY, 13210 1754
Bill Consolidation Loan
14.00%
View
▼
APR14.00%
UpdatedOctober 5, 2026
Details

No additional details provided.

Rate History
No change since Sep 29, 2026 · 14.00% APR · checked 2 times
13.50%14.00%14.50%Sep 29, 2026: 14.00% APRSep 29, 2026Oct 6, 2026
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
516 Spring St, Windsor Locks, CT, 06096
Debt Management Loans
14.24%
View
▼
APR14.24%
UpdatedOctober 4, 2026
Details

No additional details provided.

Rate History
No change since Sep 16, 2026 · 14.24% APR · checked 3 times
13.74%14.24%14.74%Sep 16, 2026: 14.24% APRSep 16, 2026Oct 6, 2026
Premier One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.80%
5353 ALMADEN EXPY Ste 80, SAN JOSE, CA, 95118 3633
Bill Consolidation Loan
14.25%
View
▼
APR14.25%
UpdatedOctober 1, 2026
Details

No additional details provided.

Rate History
No change since Sep 14, 2026 · 14.25% APR · checked 5 times
13.75%14.25%14.75%Sep 14, 2026: 14.25% APRSep 14, 2026Oct 6, 2026
San Francisco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
770 Golden Gate Ave, San Francisco, CA, 94102 3120
Debt Consolidation Loan
14.45%
View
▼
APR14.45%
UpdatedOctober 5, 2026
Details

Published APR range: 14.45% to 17.99%. As Low As1

Rate History
No change since Sep 14, 2026 · 14.45% APR · checked 6 times
13.95%14.45%14.95%Sep 14, 2026: 14.45% APRSep 14, 2026Oct 6, 2026
Picatinny Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.83%
100 Mineral Springs RD, Dover, NJ, 07801
Debt Consolidation Loan
14.49%
View
▼
APR14.49%
UpdatedOctober 4, 2026
Details

total not to exceed $40,000

Rate History
No change since Sep 16, 2026 · 14.49% APR · checked 3 times
13.99%14.49%14.99%Sep 16, 2026: 14.49% APRSep 16, 2026Oct 6, 2026
HTM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
4 Summer St Ste 3, Haverhill, MA, 01830 5843
Debt Consolidation Loan
14.50%
View
▼
APR14.50%
UpdatedOctober 1, 2026
Details

Credit Score: 599 or less

Rate History
No change since Sep 14, 2026 · 14.50% APR · checked 4 times
14.00%14.50%15.00%Sep 14, 2026: 14.50% APRSep 14, 2026Oct 6, 2026
Premier One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.80%
5353 ALMADEN EXPY Ste 80, SAN JOSE, CA, 95118 3633
Bill Consolidation Loan
14.75%
View
▼
APR14.75%
UpdatedOctober 1, 2026
Details

No additional details provided.

Rate History
No change since Sep 14, 2026 · 14.75% APR · checked 5 times
14.25%14.75%15.25%Sep 14, 2026: 14.75% APRSep 14, 2026Oct 6, 2026
Access Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.43%
390 W Seneca St, Sherrill, NY, 13461
Consolidation Loan
14.85%
View
▼
APR14.85%
UpdatedOctober 4, 2026
Details

No additional details provided.

Rate History
No change since Sep 14, 2026 · 14.85% APR · checked 5 times
14.35%14.85%15.35%Sep 14, 2026: 14.85% APRSep 14, 2026Oct 6, 2026
Chelsea Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.65%
311 Chestnut St, Chelsea, MA, 02150
Debt Consolidation Loan
14.90%
View
▼
APR14.90%
UpdatedOctober 4, 2026
Details

Maximum $15,000

Rate History
No change since Sep 16, 2026 · 14.90% APR · checked 4 times
14.40%14.90%15.40%Sep 16, 2026: 14.90% APRSep 16, 2026Oct 6, 2026
Central Jersey Police And Fire FCU
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
2430 Hamilton Ave, Hamilton, NJ, 08619
Debt Consolidation Loan
14.99%
View
▼
APR14.99%
UpdatedOctober 4, 2026
Details

Max of $20,000.00

Rate History
No change since Sep 16, 2026 · 14.99% APR · checked 3 times
14.49%14.99%15.49%Sep 16, 2026: 14.99% APRSep 16, 2026Oct 6, 2026
Picatinny Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.83%
100 Mineral Springs RD, Dover, NJ, 07801
Debt Consolidation Loan
14.99%
View
▼
APR14.99%
UpdatedOctober 4, 2026
Details

total not to exceed $40,000

Rate History
No change since Sep 16, 2026 · 14.99% APR · checked 3 times
14.49%14.99%15.49%Sep 16, 2026: 14.99% APRSep 16, 2026Oct 6, 2026
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
516 Spring St, Windsor Locks, CT, 06096
Debt Management Loans
15.24%
View
▼
APR15.24%
UpdatedOctober 4, 2026
Details

No additional details provided.

Rate History
No change since Sep 16, 2026 · 15.24% APR · checked 3 times
14.74%15.24%15.74%Sep 16, 2026: 15.24% APRSep 16, 2026Oct 6, 2026
Members Credit Union Winston Salem, NC
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
2098 Frontis Plaza Blvd Ste A, Winston Salem, NC, 27103 5779
Debt Consolidation Loan
15.45%
View
▼
APR15.45%
UpdatedSeptember 29, 2026
Details

No additional details provided.

Rate History
No change since Sep 14, 2026 · 15.45% APR · checked 4 times
14.95%15.45%15.95%Sep 14, 2026: 15.45% APRSep 14, 2026Oct 6, 2026
Picatinny Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.83%
100 Mineral Springs RD, Dover, NJ, 07801
Debt Consolidation Loan
15.49%
View
▼
APR15.49%
UpdatedOctober 4, 2026
Details

total not to exceed $40,000

Rate History
No change since Sep 16, 2026 · 15.49% APR · checked 3 times
14.99%15.49%15.99%Sep 16, 2026: 15.49% APRSep 16, 2026Oct 6, 2026
Dedham Town Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.53%
202 BUSSEY ST, DEDHAM, MA, 02026
DEBT CONSOLIDATION Loan
15.75%
View
▼
APR15.75%
Interest Rate15.75%
UpdatedOctober 5, 2026
Details

FICO Score: 670 - 719

Rate History
No change since Sep 14, 2026 · 15.75% APR · checked 2 times
15.25%15.75%16.25%Sep 14, 2026: 15.75% APRSep 14, 2026Oct 6, 2026
Welcome Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
10810 Chapel Hill Rd, Morrisville, NC, 27560
Debt Consolidation Loans
16.00%
View
▼
APR16.00%
UpdatedOctober 5, 2026
Details

No additional details provided.

Rate History
No change since Sep 14, 2026 · 16.00% APR · checked 6 times
15.50%16.00%16.50%Sep 14, 2026: 16.00% APRSep 14, 2026Oct 6, 2026
Massachusetts Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.04%
51 Willow St, Lynn, MA, 01901
Debt Consolidation Loan
16.00%
View
▼
APR16.00%
UpdatedSeptember 29, 2026
Details

No additional details provided.

Rate History
No change since Sep 14, 2026 · 16.00% APR · checked 5 times
15.50%16.00%16.50%Sep 14, 2026: 16.00% APRSep 14, 2026Oct 6, 2026
San Francisco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
770 Golden Gate Ave, San Francisco, CA, 94102 3120
Debt Consolidation Loan
16.44%
View
▼
APR16.44%
UpdatedOctober 5, 2026
Details

Published APR range: 16.44% to 17.99%. As Low As1

Rate History
No change since Sep 14, 2026 · 16.44% APR · checked 6 times
15.94%16.44%16.94%Sep 14, 2026: 16.44% APRSep 14, 2026Oct 6, 2026
Picatinny Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.83%
100 Mineral Springs RD, Dover, NJ, 07801
Debt Consolidation Loan
16.49%
View
▼
APR16.49%
UpdatedOctober 4, 2026
Details

total not to exceed $40,000

Rate History
No change since Sep 16, 2026 · 16.49% APR · checked 3 times
15.99%16.49%16.99%Sep 16, 2026: 16.49% APRSep 16, 2026Oct 6, 2026
Dedham Town Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.53%
202 BUSSEY ST, DEDHAM, MA, 02026
DEBT CONSOLIDATION Loan
16.75%
View
▼
APR16.75%
Interest Rate16.75%
UpdatedOctober 5, 2026
Details

FICO Score: 630 - 669

Rate History
No change since Sep 14, 2026 · 16.75% APR · checked 2 times
16.25%16.75%17.25%Sep 14, 2026: 16.75% APRSep 14, 2026Oct 6, 2026
Crouse Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
730 S Crouse Ave, SYRACUSE, NY, 13210 1754
Bill Consolidation Loan
16.75%
View
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APR16.75%
UpdatedOctober 5, 2026
Details

No additional details provided.

Rate History
No change since Sep 29, 2026 · 16.75% APR · checked 2 times
16.25%16.75%17.25%Sep 29, 2026: 16.75% APRSep 29, 2026Oct 6, 2026
Jefferson Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
545 Ivy Tech Dr, Madison, IN, 47250
Unsecured Debt to Income Tier D
17.00%
View
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APR17.00%
Interest Rate17.00%
UpdatedOctober 5, 2026
Details

Tier D = $2,000; Debt to Income: 10% or Less

Rate History
No change since Oct 5, 2026 · 17.00% APR
16.50%17.00%17.50%Oct 5, 2026: 17.00% APROct 5, 2026Oct 6, 2026
Jefferson Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
545 Ivy Tech Dr, Madison, IN, 47250
Unsecured Debt to Income: 10% or Less
17.00%
View
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APR17.00%
Interest Rate17.00%
UpdatedOctober 5, 2026
Details

Condition: $2,000 12 months. Tier D

Rate History
No change since Oct 5, 2026 · 17.00% APR
16.50%17.00%17.50%Oct 5, 2026: 17.00% APROct 5, 2026Oct 6, 2026
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.64%
3777 West Rd, East Lansing, MI, 48823 8029
Debt Consolidation Loan
17.99%
View
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APR17.99%
UpdatedOctober 5, 2026
Details

As low as; Debt Consolidation Loan

Rate History
No change since Sep 17, 2026 · 17.99% APR · checked 6 times
17.49%17.99%18.49%Sep 17, 2026: 17.99% APRSep 17, 2026Oct 6, 2026
Dedham Town Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.53%
202 BUSSEY ST, DEDHAM, MA, 02026
DEBT CONSOLIDATION Loan
18.00%
View
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APR18.00%
Interest Rate18.00%
UpdatedOctober 5, 2026
Details

FICO Score: 500 - 629

Rate History
No change since Sep 14, 2026 · 18.00% APR · checked 2 times
17.50%18.00%18.50%Sep 14, 2026: 18.00% APRSep 14, 2026Oct 6, 2026
Central Virginia Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.15%
1638 Mount Athos Rd, Lynchburg, VA, 24504 5429
Consolidation Loan
18.00%
View
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APR18.00%
UpdatedOctober 5, 2026
Details

Variable rate

Rate History
No change since Sep 14, 2026 · 18.00% APR · checked 7 times
17.50%18.00%18.50%Sep 14, 2026: 18.00% APRSep 14, 2026Oct 6, 2026
Neighborhood Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.46%
1112 Saint Nicholas Ave, New York, NY, 10032
Debt Consolidation Loans
18.00%
View
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APR18.00%
Interest Rate18.00%
UpdatedOctober 5, 2026
Details

Fixed rate, maxed 18%* (discount with direct deposit); $2 0 a pplication fee; 1% origination fee* (upon approval of the loan); Amount: $500-$10,000

Rate History
No change since Sep 17, 2026 · 18.00% APR · checked 5 times
17.50%18.00%18.50%Sep 17, 2026: 18.00% APRSep 17, 2026Oct 6, 2026
Jefferson Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
545 Ivy Tech Dr, Madison, IN, 47250
Unsecured Debt to Income Tier F
19.00%
View
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APR19.00%
Interest Rate19.00%
UpdatedOctober 5, 2026
Details

Tier F = $500; Debt to Income: Up to 15%

Rate History
No change since Oct 5, 2026 · 19.00% APR
18.50%19.00%19.50%Oct 5, 2026: 19.00% APROct 5, 2026Oct 6, 2026

Debt Consolidation Loan APR Trend

Daily average APR for debt consolidation loans

Daily averages compiled from our database of 8,500+ banks and credit unions — updated daily.

Debt Consolidation — Avg APR
10.53%
▲ 0.030 vs 7 days ago

Debt consolidation loan APRs rose 0.030 points to 10.53%, up from 10.50% last week.

Powered by MonitorBankRates

What Consolidating Actually Saves You

The case for consolidating is arithmetic, not marketing: you swap variable double-digit card APRs for one fixed rate and a firm payoff date. Below is a $15,000 balance repaid over 48 months at the current consolidation average of 10.53% versus a range of typical credit card APRs.

Repayment OptionAPRMonthly PaymentTotal InterestInterest Saved
Consolidation loan — current average 10.53% $384.29 $3,446 —
Leaving it on cards at 18% APR 18.00% $440.62 $6,150 $2,704
Leaving it on cards at 22% APR 22.00% $472.59 $7,684 $4,239
Leaving it on cards at 26% APR 26.00% $505.76 $9,276 $5,831

The 18%, 22%, and 26% figures are illustrative points across the range card issuers commonly charge, not a published average — check your statements for your actual APRs. Every row assumes the same fixed 48-month payoff; paying only card minimums would stretch the timeline for years and raise the interest far above what’s shown. Consolidation only delivers these savings if the paid-off cards stay paid off.

When Consolidation Works — and When It Doesn’t

Consolidation is a rate-arbitrage tool, not debt relief. It helps in some situations and quietly costs money in others. Be honest about which one you’re in.

✓

It works when the new APR is genuinely lower

Compare the loan APR against the weighted average of what you owe now, not against your worst card. Weight each balance by its size — a 27% APR on $500 matters far less than 19% on $12,000. If the loan doesn’t beat that blended number after any origination fee, it isn’t saving you anything.

✓

It works when you keep the term short

Stretching $15,000 from a 3-year to a 7-year payoff drops the monthly payment attractively and can still increase total interest even at a lower rate. If the goal is to pay less, hold the term at or below what you’d have realistically taken to clear the cards.

✗

It fails when the cards get used again

This is the single most common way consolidation backfires. The loan pays the cards to zero, the available credit is tempting, and a year later the borrower carries the loan and a rebuilt card balance. If you can’t commit to leaving them alone, address the spending first.

✗

It fails when the real problem is cash flow

If the minimums are unaffordable because income doesn’t cover essentials, a lower rate won’t fix that — and applying with strained credit tends to produce quotes that beat nothing. A non-profit credit counselling agency can negotiate directly with issuers, which is a different and sometimes better tool.

About Our Debt Consolidation Rate Database

Thousands of Rates Tracked All 50 States • Updated Daily Banks & Credit Unions

This page tracks loans lenders specifically market for debt consolidation, drawn from the thousands of verified rates in our database. Every APR is sourced directly from the lender’s own website and re-verified regularly. Mechanically these are personal loans — see personal loan rates for the full range, since a general-purpose loan at a lower APR consolidates debt just as well.

The lowest verified consolidation APR we’re showing is 4.25% APR from MembersAlliance Credit Union. Advertised APRs are the lender’s best-qualified rate, so treat them as the floor of a range. Since consolidation applicants often carry high utilisation — which itself weighs on your score — prequalifying with a soft credit check matters more here than on most products.

Consolidation Loan vs. the Alternatives

FeatureConsolidation Loan0% Balance TransferHome Equity Loan / HELOCCredit Counselling Plan
Typical Cost ● Fixed mid-range APR ✓ 0% during the promo ✓ Usually lowest APR ● Reduced rates + small monthly fee
Best Balance Size Any — scales to large balances Small enough to clear in 12–21 months Large, when equity exists Any, when payments are unaffordable
What You Risk ✓ Nothing pledged ● Rate snaps up on any remaining balance ✗ Your home ● Accounts usually closed during the plan
Upfront Cost ● Origination fee up to ~10% ● Transfer fee, typically 3–5% ● Closing costs possible ✓ Low setup fee
Fixed Payoff Date ✓ Yes ✗ Only if you clear it in time ✓ Yes for loans; no for HELOCs ✓ Yes, typically 3–5 years

General comparison for educational purposes; terms and eligibility vary by provider and credit profile. Borrowing against your home converts unsecured debt into secured debt — missed payments can put the property at risk. Debt settlement is a different product from credit counselling and can seriously damage your credit. MonitorBankRates is not a lender, counselling agency, or financial advisor.

Debt Consolidation Savings Calculator

Enter what you owe now and what you’re paying on it, then compare against a consolidation loan. The APR is prefilled with the current average — click a rate on the right to apply a real offer.

$
%
%
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Current Rates — Click to Apply
This loan wouldn’t save you money. At the rate and term entered, the consolidation loan costs at least as much as staying put once the origination fee is counted. Try a shorter term or a lower APR.
$0
Estimated Interest Saved
New Monthly Payment$0
Interest on the Consolidation Loan$0
Interest if You Stay Put$0
Origination Fee$0
Net Saving After Fee$0

Both scenarios assume the same fixed repayment term, so this isolates the effect of the rate. In reality, paying only card minimums extends the payoff for years and costs far more than the “stay put” figure shown — meaning this estimate is conservative. Assumes no new charges on the paid-off accounts. This tool is for illustration and is not a loan offer.

Personal Loans for Bad Credit

A FICO score below 580 is considered poor and 580 to 669 is fair. You can still get a personal loan with bad credit, but expect an APR well above the best rates on this page, a smaller loan amount, or a request for collateral or a cosigner. Where you apply matters as much as your score.

Avg. personal loan APR we track: 11.02%Federal credit union cap: 18% APRCredit union PAL cap: 28% APR

Start With a Credit Union

Federal credit unions cannot charge more than 18% APR on most loans through September 10, 2027. Many weigh your income and membership history, not just your score.

Ask About a Payday Alternative Loan

Many federal credit unions offer PALs for small, short term needs, capped at 28% APR with an application fee of no more than $20. That is a fraction of what a payday lender charges.

Secure the Loan With Savings

A share secured or CD secured loan uses your own savings as collateral, so approval is easy and the APR is low. On time payments are reported to the credit bureaus and help rebuild your score.

Add a Cosigner or Co-borrower

A second applicant with stronger credit can lower your rate and raise the amount you qualify for. They are equally responsible for every payment.

Prequalify Before You Apply

Most lenders show an estimated rate with a soft credit check that does not affect your score. Compare APRs, including any origination fee, before you submit a full application.

Avoid Payday and Title Loans

The CFPB notes a typical payday fee of $15 per $100 equals an APR of almost 400% on a two week loan. A title loan puts your car at risk. A credit union loan costs far less.

See Personal Loans for Bad Credit
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Frequently Asked Questions about Debt Consolidation Loans

What is a debt consolidation loan?

A debt consolidation loan is a personal loan used to pay off multiple existing debts, replacing them with a single monthly payment at (ideally) a lower APR. It is most effective when the consolidation rate is lower than the weighted average rate of your existing debts.

Will debt consolidation hurt my credit score?

Applying creates a hard inquiry that may temporarily lower your score by a few points. However, paying off revolving credit card balances reduces your credit utilization ratio, which typically improves your score over the medium term.

How much can I save by consolidating debt?

Savings depend on the amounts, the rate difference, and the loan term. Consolidating $15,000 of credit card debt at 22% into a 5-year loan at 10% APR saves roughly $6,000–$8,000 in interest, depending on minimum payments on the original cards.

Banks vs. credit unions for consolidation loans?

Credit unions typically offer lower APRs and more flexible underwriting for debt consolidation than banks. They are not-for-profit, so rates more directly reflect the cost of funding. If you qualify for membership, start your search there.

What debts can I consolidate?

You can consolidate credit card balances, medical bills, store charge cards, and other unsecured personal debts. Secured debts such as auto loans and mortgages are generally not eligible for unsecured consolidation loans.

Can I get a personal loan with bad credit?

Yes. Credit unions, community banks, and some online lenders approve borrowers with fair or poor credit, often for smaller amounts or with a cosigner or collateral. A secured loan backed by your savings or a CD is the easiest approval and also helps rebuild your credit.

What is the maximum APR on a bad credit personal loan from a credit union?

Federal credit unions are limited to 18% APR on most loans through September 10, 2027. Payday alternative loans from federal credit unions are capped at 28% APR with an application fee of no more than $20. State chartered credit unions follow state law, and other lenders can charge much more, so always compare the APR.

Top Debt Consolidation Rates Today

Is a balance transfer or a consolidation loan better?

A 0% intro balance transfer card can beat a consolidation loan if you can pay the balance within the intro period (typically 12–21 months). For larger balances or longer payoff timelines, a fixed-rate consolidation loan from a credit union usually costs less overall.
  • MembersAlliance Credit Union: 4.25% APR (Loan Consolidation)
  • Benton County Schools Credit Union: 4.50% APR (Consolidation loan)
  • Post Office Employees Credit Union: 4.75% APR (Consolidation Loan (Put Your Debt on a Diet!))
  • HAWAIIAN ELECTRIC EMPLOYEES: 4.75% APR (Bill Consolidation Loan)
  • Freedom Of Maryland Federal Credit Union: 4.99% APR (Debt Consolidation Loan)
Rates reflect actual verified offers. Last Updated: October 6, 2026

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