Best Money Market Rates in Fairbanks, Alaska (AK) - May 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current Fairbanks, Alaska and the surrounding area money market deposit account rates include Spirit of Alaska Federal Credit UnionSpirit of Alaska Federal Credit Union4001 Geist Rd, Fairbanks, AK 99709 3569A+5.0 ★Texas Ratio: 1.77% Money Market Savings at 1.55% APY, MAC Federal Credit UnionMAC Federal Credit Union541 10th Ave, Fairbanks, AK 99701A5.0 ★Texas Ratio: 9.47% Business Money Market at 1.50% APY, NORTHERN SKIESNORTHERN SKIESA+5.0 ★Texas Ratio: 2.27% Jumbo Money Market Shares at 1.65% APY, ADVANCIALADVANCIALA+5.0 ★Texas Ratio: 0.31% Money Market k at 1.22% APY, and First Bank Ketchikan, AKFirst Bank Ketchikan, AKA+5.0 ★Texas Ratio: 2.24% Money Market at 0.20% APY. Money market rates as of May 12, 2026 according to verified data from MonitorBankRates.
Fairbanks has 2 local institutions in our database, with money market rates as high as 1.55% APY from Spirit of Alaska Federal Credit Union at 4001 Geist Rd, Fairbanks, AK 99709 3569. Use the table below to compare all available offers, including options from institutions serving the broader Alaska area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Fairbanks, Alaska and surrounding area. Last Updated and Verified: May 12, 2026
Compare the Best Money Market Rates Today in Fairbanks, Alaska & the Surrounding Area
$200,000.01 and over
$100,000 - $200,000
$100
Up to $99,999
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Fairbanks, AK Money Market Rate Trends
Compare local Fairbanks, AK money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Alaska high-yield MMA rates currently average 3.070% APY.
Alaska standard MMA rates currently average 0.712% APY.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Fairbanks, Alaska money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Fairbanks, Alaska directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Fairbanks, Alaska. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in AK.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Fairbanks, Alaska
What is a Money Market Account (MMA)?
Are Money Market accounts in Fairbanks, Alaska safe?
How often do MMA rates change in Fairbanks, Alaska?
Can I write checks from a Money Market Account?
How much do I need to deposit to open a money market account in Fairbanks, Alaska?
Best Money Market Rates in Fairbanks, Alaska
- Spirit of Alaska Federal Credit Union
Money Market Savings — 1.55% APY - MAC Federal Credit Union
Business Money Market — 1.50% APY - NORTHERN SKIES
Jumbo Money Market Shares — 1.65% APY - ADVANCIAL
Money Market k — 1.22% APY - First Bank Ketchikan, AK
Money Market — 0.20% APY
