Best Money Market Rates in Scottsdale, Arizona - June 2026
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Brian McKay
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Current Scottsdale, Arizona and the surrounding area money market deposit account rates include Pima Federal Credit UnionPima Federal Credit Union7373 N Scottsdale Rd Ste A195, Scottsdale, AZ 85253 3593A+5.0 ★Texas Ratio: 2.55% Business Money Market at 4.00% APY, Academy BankAcademy Bank7150 E Camelback Rd, Scottsdale, AZ 85251A+5.0 ★Texas Ratio: 5.58% Premier Money Market at 3.65% APY, Sunflower BankSunflower Bank7047 E Greenway Pkwy, Scottsdale, AZ 85254A+5.0 ★Texas Ratio: 5.67% Thrive Money Market at 3.45% APY, Gainey Business BankGainey Business Bank8501 N Scottsdale Rd, Scottsdale, AZ 85253A+5.0 ★Texas Ratio: 0.00% Money Market Savings at 3.31% APY, and Credit Union West Credit UnionCredit Union West Credit Union14601 N Scottsdale Rd Ste 115, Scottsdale, AZ 85254 2984A+5.0 ★Texas Ratio: 2.75% Jumbo Money Market at 2.90% APY. Money market rates as of June 23, 2026 according to verified data from MonitorBankRates.
Scottsdale has 6 local institutions in our database, with money market rates as high as 4.00% APY from Pima Federal Credit Union at 7373 N Scottsdale Rd Ste A195, Scottsdale, AZ 85253 3593. Use the table below to compare all available offers, including options from institutions serving the broader Arizona area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Scottsdale, Arizona and surrounding area. Last Updated and Verified: June 23, 2026
Compare the Best Money Market Rates Today in Scottsdale, Arizona & the Surrounding Area
Balance range: $500,000 and over
introductory rate
Tiered balance; $24,999.01 & Above
Tiered balance; $24,999.00 & Below
Balance range: $250,000 - $499,999.99
Qualifications Not Met
Balance range: $100,000 - $249,999.99
Rates effective as of 06/01/26. APYs are based on monthly compounding. Fees could reduce earnings.
Balance range: $50,000 - $99,999.99
Rates effective as of 06/01/26. APYs are based on monthly compounding. Fees could reduce earnings.
Rates effective as of 06/01/26. APYs are based on monthly compounding. Fees could reduce earnings.
Qualifying balance up to $2,500.00
Balance range: $1,000 - $49,999.99
Rates effective as of 06/01/26. APYs are based on monthly compounding. Fees could reduce earnings.
Rates effective as of 06/01/26. APYs are based on monthly compounding. Fees could reduce earnings.
Qualifying balance up to $100,000.00
Qualifications Not Met
Rates effective as of 06/01/26. APYs are based on monthly compounding. Fees could reduce earnings.
Balance: $1,000,000.00+
3.09% APY with a daily balance of $1,000,000 or less; 3.64% APY with a daily balance above $1,000,000; 3.05% interest rate with a daily balance of $1,000,000 or less; 3.58% interest rate with a daily balance above $1,000,000; Monthly maintenance fee $5; Average daily balance to avoid fee $4,000; ATM surcharge rebate Up to $10 per month
$1,000,000 +; Federally Insured by NCUA. APY=Annual Percentage Yield. Effective as of 6/16/2026. Rates and terms subject to change. Money Market tiered rates start on average daily balance of $2,500 or more. No minimum deposit required to open the account. Fees may reduce earnings on account.
Balance: $250,000.00-$999,999.99
Rates effective 06-16-2026. Minimum balance required for Premium Money Market Savings to earn stated rate is $20,000. APY = Annual Percentage Yield. Rate may change after account is opened.
APY ($125,000.00 and up)
3.09% APY with a daily balance of $1,000,000 or less; 3.64% APY with a daily balance above $1,000,000; 3.05% interest rate with a daily balance of $1,000,000 or less; 3.58% interest rate with a daily balance above $1,000,000; Monthly maintenance fee $5; Average daily balance to avoid fee $4,000; ATM surcharge rebate Up to $10 per month
Earn 5x the national average. To avoid a monthly maintenance fee, you must maintain an average daily balance of $4,000.00.
APY for 6 months
APY is variable and may change after account is opened. If fees are applied, earnings may be reduced. Not available for business accounts. There is a $5 fee for each withdrawal over 6 in a monthly statement period.
Elite Money Market Savings*
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Scottsdale, AZ Money Market Rate Trends
Compare local Scottsdale, AZ money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Arizona high-yield MMA rates currently average 3.250% APY.
Arizona standard MMA rates currently average 0.942% APY.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Scottsdale, Arizona money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Scottsdale, Arizona directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Scottsdale, Arizona. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in AZ.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Scottsdale, Arizona
What is a Money Market Account (MMA)?
Are Money Market accounts in Scottsdale, Arizona safe?
How often do MMA rates change in Scottsdale, Arizona?
Can I write checks from a Money Market Account?
How much do I need to deposit to open a money market account in Scottsdale, Arizona?
Best Money Market Rates in Scottsdale, Arizona
- Pima Federal Credit Union
Business Money Market — 4.00% APY - Academy Bank
Premier Money Market — 3.65% APY - Sunflower Bank
Thrive Money Market — 3.45% APY - Gainey Business Bank
Money Market Savings — 3.31% APY - Credit Union West Credit Union
Jumbo Money Market — 2.90% APY
