Best Money Market Rates in Grand Junction, Colorado (CO) - May 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Grand Junction, Colorado and the surrounding area money market deposit account rates include Bellco Credit UnionBellco Credit Union2478 Highway 6 and 50 Unit A, Grand Junction, CO 81505A+5.0 ★Texas Ratio: 4.87% Business Money Market Account at 3.25% APY, Grand Valley BankGrand Valley Bank570 25 Rd, Grand Junction, CO 81505A5.0 ★Texas Ratio: 11.80% Money Market Account at 2.70% APY, Credit Union Of ColoradoCredit Union Of Colorado202 Main St, Grand Junction, CO 81501A+5.0 ★Texas Ratio: 4.15% Business Money Market at 2.50% APY, Coloramo Federal Credit UnionColoramo Federal Credit Union516 28 Rd, Grand Junction, CO 81501A+5.0 ★Texas Ratio: 2.59% Business Money Market Account at 2.35% APY, and Premier Members Credit UnionPremier Members Credit UnionA+5.0 ★Texas Ratio: 4.73% Money Market at 4.00% APY. Money market rates as of May 15, 2026 according to verified data from MonitorBankRates.
Grand Junction has 4 local institutions in our database, with money market rates as high as 3.25% APY from Bellco Credit Union at 2478 Highway 6 and 50 Unit A, Grand Junction, CO 81505. Use the table below to compare all available offers, including options from institutions serving the broader Colorado area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Grand Junction, Colorado and surrounding area. Last Updated and Verified: May 15, 2026
Compare the Best Money Market Rates Today in Grand Junction, Colorado & the Surrounding Area
Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Bellco Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.87%
2478 Highway 6 and 50 Unit A, Grand Junction, CO 81505
Premier Money Market
3.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Qualifying balance up to $50,000.00
Bellco Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.87%
2478 Highway 6 and 50 Unit A, Grand Junction, CO 81505
Business Money Market Account
3.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Bellco Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.87%
2478 Highway 6 and 50 Unit A, Grand Junction, CO 81505
Business Premier Money Market Account
3.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Bellco Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.87%
2478 Highway 6 and 50 Unit A, Grand Junction, CO 81505
Premier Money Market Account
3.25%
$10,000
▼
Rate3.20%
Min Deposit$10,000
Min Balance—
UpdatedMay 12, 2026
Details
Grand Valley Bank
Institution Rating:
A5.0 ★ Texas Ratio: 11.80%
570 25 Rd, Grand Junction, CO 81505
Money Market Account
2.70%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Bellco Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.87%
2478 Highway 6 and 50 Unit A, Grand Junction, CO 81505
Premier Money Market Account
2.70%
$10,000
▼
Rate2.66%
Min Deposit$10,000
Min Balance—
UpdatedMay 12, 2026
Details
Bellco Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.87%
2478 Highway 6 and 50 Unit A, Grand Junction, CO 81505
Member Money Market Account
2.70%
$0
▼
Rate2.66%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Bellco Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.87%
2478 Highway 6 and 50 Unit A, Grand Junction, CO 81505
Business Premier Money Market Account
2.70%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Credit Union Of Colorado
Institution Rating:
A+5.0 ★ Texas Ratio: 4.15%
202 Main St, Grand Junction, CO 81501
Business Money Market
2.50%
$100,000
▼
Rate2.47%
Min Deposit$100,000
Min Balance—
UpdatedMay 10, 2026
Details
Credit Union Of Colorado
Institution Rating:
A+5.0 ★ Texas Ratio: 4.15%
202 Main St, Grand Junction, CO 81501
Money Market Plus
2.50%
$100,000
▼
Rate2.47%
Min Deposit$100,000
Min Balance—
UpdatedMay 10, 2026
Details
Bellco Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.87%
2478 Highway 6 and 50 Unit A, Grand Junction, CO 81505
Member Money Market Account
2.35%
$0
▼
Rate2.32%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Coloramo Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.59%
516 28 Rd, Grand Junction, CO 81501
Business Money Market Account
2.35%
$0
▼
Rate2.33%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Coloramo Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.59%
516 28 Rd, Grand Junction, CO 81501
Money Market Account
2.35%
$0
▼
Rate2.33%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Bellco Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.87%
2478 Highway 6 and 50 Unit A, Grand Junction, CO 81505
Business Money Market Account
2.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Grand Valley Bank
Institution Rating:
A5.0 ★ Texas Ratio: 11.80%
570 25 Rd, Grand Junction, CO 81505
Money Market Account
2.20%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Qualifying balance up to $999,999.99
Grand Valley Bank
Institution Rating:
A5.0 ★ Texas Ratio: 11.80%
570 25 Rd, Grand Junction, CO 81505
Money Market Account
1.70%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Qualifying balance up to $249,999.99
Credit Union Of Colorado
Institution Rating:
A+5.0 ★ Texas Ratio: 4.15%
202 Main St, Grand Junction, CO 81501
Business Money Market
1.50%
$50,000
▼
Rate1.49%
Min Deposit$50,000
Min Balance—
UpdatedMay 10, 2026
Details
Credit Union Of Colorado
Institution Rating:
A+5.0 ★ Texas Ratio: 4.15%
202 Main St, Grand Junction, CO 81501
Money Market Plus
1.50%
$50,000
▼
Rate1.49%
Min Deposit$50,000
Min Balance—
UpdatedMay 10, 2026
Details
Coloramo Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.59%
516 28 Rd, Grand Junction, CO 81501
Money Market Account
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Coloramo Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.59%
516 28 Rd, Grand Junction, CO 81501
Money Market Account
1.25%
$0
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Credit Union Of Colorado
Institution Rating:
A+5.0 ★ Texas Ratio: 4.15%
202 Main St, Grand Junction, CO 81501
Money Market Plus
1.00%
$25,000
▼
Rate1.00%
Min Deposit$25,000
Min Balance—
UpdatedMay 10, 2026
Details
Credit Union Of Colorado
Institution Rating:
A+5.0 ★ Texas Ratio: 4.15%
202 Main St, Grand Junction, CO 81501
Business Money Market
1.00%
$25,000
▼
Rate1.00%
Min Deposit$25,000
Min Balance—
UpdatedMay 10, 2026
Details
Grand Valley Bank
Institution Rating:
A5.0 ★ Texas Ratio: 11.80%
570 25 Rd, Grand Junction, CO 81505
Money Market Account
0.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Qualifying balance up to $99,999.99
Credit Union Of Colorado
Institution Rating:
A+5.0 ★ Texas Ratio: 4.15%
202 Main St, Grand Junction, CO 81501
Money Market Plus
0.75%
$10,000
▼
Rate0.75%
Min Deposit$10,000
Min Balance—
UpdatedMay 10, 2026
Details
Credit Union Of Colorado
Institution Rating:
A+5.0 ★ Texas Ratio: 4.15%
202 Main St, Grand Junction, CO 81501
Business Money Market
0.75%
$10,000
▼
Rate0.75%
Min Deposit$10,000
Min Balance—
UpdatedMay 10, 2026
Details
Credit Union Of Colorado
Institution Rating:
A+5.0 ★ Texas Ratio: 4.15%
202 Main St, Grand Junction, CO 81501
Business Money Market
0.50%
$2,500
▼
Rate0.50%
Min Deposit$2,500
Min Balance—
UpdatedMay 10, 2026
Details
Credit Union Of Colorado
Institution Rating:
A+5.0 ★ Texas Ratio: 4.15%
202 Main St, Grand Junction, CO 81501
Money Market Plus
0.50%
$1,000
▼
Rate0.50%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
Grand Valley Bank
Institution Rating:
A5.0 ★ Texas Ratio: 11.80%
570 25 Rd, Grand Junction, CO 81505
Money Market Account
0.40%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Qualifying balance up to $24,999.99
Bellco Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.87%
2478 Highway 6 and 50 Unit A, Grand Junction, CO 81505
Premier Money Market Account
0.00%
$10,000
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedMay 12, 2026
Details
Bellco Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.87%
2478 Highway 6 and 50 Unit A, Grand Junction, CO 81505
Member Money Market Account
0.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Bellco Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.87%
2478 Highway 6 and 50 Unit A, Grand Junction, CO 81505
Business Premier Money Market Account
0.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Premier Members Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.73%
Money Market
4.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
Huntington Relationship Money Market
3.82%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
High-Yield Money Market
3.82%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details
Minimum of **$25,000** not currently deposited at Huntington.
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Golden Belt Bank, FSA
Institution Rating:
A5.0 ★ Texas Ratio: 6.19%
Business Money Market
3.67%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
introductory rate
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Money Market (IRA)
3.50%
$0
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
New money only
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
New money only
Horizons North Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.05%
Best in Show Money Market
3.50%
$0
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
$24,999.01 & Above
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
Huntington Relationship Money Market
3.20%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
High-Yield Money Market
3.20%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details
Minimum of **$25,000** not currently deposited at Huntington.
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
$24,999.00 & Below
Armed Forces Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.63%
Premier Money Market
3.05%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Horizons North Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.05%
Best in Show Money Market
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Elevations Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.22%
Business Money Market Account
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
$500,000 - $999,999.99
Meriwest Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.41%
Business Money Market Plus
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Elevations Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.22%
Business Money Market Account and up
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
$1,000,000
Elevations Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.22%
Flex Tier Money Market
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Westerra Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.61%
Money Market Select
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
If requirements*** are met, the following rate will apply
On Tap Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.08%
money market account Regular MM
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
On Tap Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.08%
money market account
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
On Tap Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.08%
Business Money Market Accounts
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Regular MM
Credit Union Of Denver
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
Mile High Money Market Accounts Fifth Tier
2.70%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Red Rocks Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.02%
High-Yield Money Marketing Savings Account
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
as high as
Meriwest Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.41%
Money Market Max
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
On Tap Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.08%
Business Money Market Accounts
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Credit Union Of Denver
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
Mile High Money Market Accounts Fourth Tier
2.45%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Golden Belt Bank, FSA
Institution Rating:
A5.0 ★ Texas Ratio: 6.19%
Business Money Market
2.33%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Clean Energy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
IRA Money Market Account
2.32%
$0
▼
Rate2.30%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Dividend rates for an IRA Money Market Account are 0.10% higher than the standard rates shown here.
Clean Energy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
IRA Money Market Account
2.27%
$0
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Dividend rates for an IRA Money Market Account are 0.10% higher than the standard rates shown here.
Westminster Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.31%
Money Market
2.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
As high as
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
North Valley Bank Thornton, CO
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Consumer or Business Tiered Money Market
2.02%
$1,000
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 15, 2026
Details
5Star Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.13%
Money Market personal personal savings money market
2.00%
$1,000
▼
Rate1.98%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Rate1.98%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Golden Belt Bank, FSA
Institution Rating:
A5.0 ★ Texas Ratio: 6.19%
Business Money Market
1.61%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Rate1.49%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
5Star Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.13%
Money Market personal personal savings money market
1.50%
$1,000
▼
Rate1.49%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Integrity Bank & Trust
Institution Rating:
A5.0 ★ Texas Ratio: 8.24%
Business Money Market
1.41%
$0
▼
Rate1.40%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
Integrity Bank & Trust
Institution Rating:
A5.0 ★ Texas Ratio: 8.24%
Personal Money Market
1.41%
$0
▼
Rate1.40%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
Integrity Bank & Trust
Institution Rating:
A5.0 ★ Texas Ratio: 8.24%
Public Funds Money Market
1.41%
$0
▼
Rate1.40%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
Rate1.35%
Min Deposit$1
Min Balance—
UpdatedMay 5, 2026
Details
5Star Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.13%
Money Market personal personal savings money market
1.30%
$1,000
▼
Rate1.29%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Rate1.29%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Golden Belt Bank, FSA
Institution Rating:
A5.0 ★ Texas Ratio: 6.19%
Business Money Market
1.21%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Powered by
MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Grand Junction, Colorado and the surrounding area.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Grand Junction, CO Money Market Rate Trends
Compare local Grand Junction, CO money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield MMA — CO Avg
3.477%
Unchanged vs 7 days ago
Colorado high-yield MMA rates currently average 3.477% APY.
Standard MMA — CO Avg
1.104%
Unchanged vs 7 days ago
Colorado standard MMA rates currently average 1.104% APY.
As of May 15, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Grand Junction, Colorado money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Grand Junction, Colorado directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Grand Junction, Colorado. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in CO.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Grand Junction, Colorado
What is a Money Market Account (MMA)?
A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Colorado.
Are Money Market accounts in Grand Junction, Colorado safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Colorado up to $250,000 per depositor, per institution.
How often do MMA rates change in Grand Junction, Colorado?
Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Colorado rate tables daily to ensure you see the most current high-yield options.
Can I write checks from a Money Market Account?
Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.
How much do I need to deposit to open a money market account in Grand Junction, Colorado?
Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Grand Junction, Colorado require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.
Best Money Market Rates in Grand Junction, Colorado
Here are some of the highest money market account APYs currently available in Grand Junction, Colorado and the surrounding area:
- Bellco Credit Union
Business Money Market Account — 3.25% APY - Grand Valley Bank
Money Market Account — 2.70% APY - Credit Union Of Colorado
Business Money Market — 2.50% APY - Coloramo Federal Credit Union
Business Money Market Account — 2.35% APY - Premier Members Credit Union
Money Market — 4.00% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Grand Junction, Colorado. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: May 15, 2026
Rate Assistant
MonitorBankRates.com · Live Data
Try asking