Best Money Market Rates in Tampa, Florida (FL) - May 2026
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Brian McKay
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Brian McKay
Brian McKay
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The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Tampa, Florida and the surrounding area money market deposit account rates include LMCU Lake Michigan Credit UnionLMCU Lake Michigan Credit Union17635 Bruce B Downs Blvd, Tampa, FL 33647A+5.0 ★Texas Ratio: 2.47% Max Money Market at 4.00% APY, Dfcu Financial Credit UnionDfcu Financial Credit Union10824 N Dale Mabry Hwy, Tampa, FL 33618A+5.0 ★Texas Ratio: 1.05% Premier Money Market at 3.70% APY, Together Credit UnionTogether Credit Union3209 E Busch Blvd, Tampa, FL 33612 8737A+5.0 ★Texas Ratio: 5.65% Money Market at 3.50% APY, Midflorida Credit UnionMidflorida Credit Union3202 W Waters Ave, Tampa, FL 33614A+5.0 ★Texas Ratio: 2.45% Business Money Market at 3.50% APY, and Suncoast Credit UnionSuncoast Credit Union6536 E Hillsborough Ave, Tampa, FL 33610A5.0 ★Texas Ratio: 6.47% Regular Money Market Accounts at 3.50% APY. Money market rates as of May 12, 2026 according to verified data from MonitorBankRates.
Tampa has 17 local institutions in our database, with money market rates as high as 4.00% APY from LMCU Lake Michigan Credit Union at 17635 Bruce B Downs Blvd, Tampa, FL 33647. Use the table below to compare all available offers, including options from institutions serving the broader Florida area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Tampa, Florida and surrounding area. Last Updated and Verified: May 12, 2026
Compare the Best Money Market Rates Today in Tampa, Florida & the Surrounding Area
Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
LMCU Lake Michigan Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
17635 Bruce B Downs Blvd, Tampa, FL 33647
Max Money Market
4.00%
$0
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
$1,000,000 +
Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
10824 N Dale Mabry Hwy, Tampa, FL 33618
Premier Money Market
3.70%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Suncoast Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.47%
6536 E Hillsborough Ave, Tampa, FL 33610
Regular Money Market Accounts
3.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
The Higher the Amount the Higher the Interest Rate.
Midflorida Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.45%
3202 W Waters Ave, Tampa, FL 33614
Business Money Market
3.50%
$0
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
3209 E Busch Blvd, Tampa, FL 33612 8737
Money Market (IRA)
3.50%
$0
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
New money only
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
3209 E Busch Blvd, Tampa, FL 33612 8737
Money Market
3.50%
$0
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
New money only
Truist
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
401 E Jackson St, Tampa, FL 33602
Small Business Money Market Account
3.40%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
10824 N Dale Mabry Hwy, Tampa, FL 33618
Premier Money Market
3.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
LMCU Lake Michigan Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
17635 Bruce B Downs Blvd, Tampa, FL 33647
Max Money Market
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
$250,000 - $999,999
Midflorida Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.45%
3202 W Waters Ave, Tampa, FL 33614
Business Money Market
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
10824 N Dale Mabry Hwy, Tampa, FL 33618
Premier Money Market
3.15%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
FLC Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.89%
4830 W Kennedy Blvd, Tampa, FL 33609
Money Market Accounts (Personal and Business)
3.05%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Midflorida Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.45%
3202 W Waters Ave, Tampa, FL 33614
Business Money Market
3.05%
$0
▼
Rate3.01%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
LMCU Lake Michigan Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
17635 Bruce B Downs Blvd, Tampa, FL 33647
Max Money Market
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
$100,000 - $249,999
Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
10824 N Dale Mabry Hwy, Tampa, FL 33618
Business Insured Money Market
3.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Suncoast Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.47%
6536 E Hillsborough Ave, Tampa, FL 33610
High Yield Money Market Account
3.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Qualifying balance up to $24,999.00; High yield checking required
Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
10824 N Dale Mabry Hwy, Tampa, FL 33618
Premier Money Market
2.85%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Achieva Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.90%
10901 N Dale Mabry Hwy, Tampa, FL 33618 4112
Indexed Money Market Account
2.81%
$0
▼
Rate2.77%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
10824 N Dale Mabry Hwy, Tampa, FL 33618
Business Insured Money Market
2.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Midflorida Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.45%
3202 W Waters Ave, Tampa, FL 33614
Business Money Market
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
FLC Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.89%
4830 W Kennedy Blvd, Tampa, FL 33609
Money Market Accounts (Personal and Business)
2.66%
$0
▼
Rate2.63%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Achieva Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.90%
10901 N Dale Mabry Hwy, Tampa, FL 33618 4112
Indexed Money Market Account
2.62%
$0
▼
Rate2.59%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
BayFirst National Bank
Institution Rating:
A5.0 ★ Texas Ratio: 10.71%
3015 W Columbus Dr, Tampa, FL 33607
BayLive Money Market
2.59%
$100
▼
Rate—
Min Deposit$100
Min Balance—
UpdatedMay 4, 2026
Details
Qualifications Required
Achieva Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.90%
10901 N Dale Mabry Hwy, Tampa, FL 33618 4112
Premier Money Market Plus - ACP/ACPP with Direct Deposit
2.55%
$0
▼
Rate2.52%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Achieva Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.90%
10901 N Dale Mabry Hwy, Tampa, FL 33618 4112
Premier Money Market Plus - Achieva Checking with Direct Deposit
2.55%
$0
▼
Rate2.52%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Midflorida Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.45%
3202 W Waters Ave, Tampa, FL 33614
Business Money Market
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Achieva Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.90%
10901 N Dale Mabry Hwy, Tampa, FL 33618 4112
Premier Money Market Plus - ACP/ACPP with Direct Deposit
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Achieva Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.90%
10901 N Dale Mabry Hwy, Tampa, FL 33618 4112
Premier Money Market Plus - Achieva Checking with Direct Deposit
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
10824 N Dale Mabry Hwy, Tampa, FL 33618
Business Insured Money Market
2.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Achieva Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.90%
10901 N Dale Mabry Hwy, Tampa, FL 33618 4112
Premier Money Market Plus - Achieva Checking with Direct Deposit
2.45%
$0
▼
Rate2.42%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Achieva Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.90%
10901 N Dale Mabry Hwy, Tampa, FL 33618 4112
Premier Money Market Plus - ACP/ACPP with Direct Deposit
2.45%
$0
▼
Rate2.42%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Achieva Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.90%
10901 N Dale Mabry Hwy, Tampa, FL 33618 4112
Performance Money Market
2.40%
$0
▼
Rate2.37%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Achieva Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.90%
10901 N Dale Mabry Hwy, Tampa, FL 33618 4112
Premier Money Market Plus - Achieva Checking with Direct Deposit
2.40%
$0
▼
Rate2.37%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Achieva Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.90%
10901 N Dale Mabry Hwy, Tampa, FL 33618 4112
Premier Money Market Plus - ACP/ACPP with Direct Deposit
2.40%
$0
▼
Rate2.37%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Achieva Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.90%
10901 N Dale Mabry Hwy, Tampa, FL 33618 4112
Premier Money Market Plus - Achieva Checking with Direct Deposit
2.35%
$0
▼
Rate2.33%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Achieva Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.90%
10901 N Dale Mabry Hwy, Tampa, FL 33618 4112
Premier Money Market Plus - ACP/ACPP with Direct Deposit
2.35%
$0
▼
Rate2.33%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Achieva Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.90%
10901 N Dale Mabry Hwy, Tampa, FL 33618 4112
Premier Money Market Plus - ACP/ACPP with Direct Deposit
2.30%
$0
▼
Rate2.28%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Achieva Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.90%
10901 N Dale Mabry Hwy, Tampa, FL 33618 4112
Premier Money Market Plus - Achieva Checking with Direct Deposit
2.30%
$0
▼
Rate2.28%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Trax Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.81%
3710 N 50th St, Tampa, FL 33619
IRA Money Market
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Trax Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.81%
3710 N 50th St, Tampa, FL 33619
IRA Money Market
2.15%
$0
▼
Rate2.13%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
GTE Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.42%
711 E Henderson Ave, Tampa, FL 33602
Money Market
2.07%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
10824 N Dale Mabry Hwy, Tampa, FL 33618
Business Insured Money Market
2.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
LMCU Lake Michigan Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
17635 Bruce B Downs Blvd, Tampa, FL 33647
Max Money Market
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
$25,000 - $49,999
Trax Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.81%
3710 N 50th St, Tampa, FL 33619
IRA Money Market
1.95%
$0
▼
Rate1.93%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
FLC Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.89%
4830 W Kennedy Blvd, Tampa, FL 33609
Money Market Accounts (Personal and Business)
1.90%
$0
▼
Rate1.88%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Achieva Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.90%
10901 N Dale Mabry Hwy, Tampa, FL 33618 4112
Indexed Money Market Account
1.88%
$0
▼
Rate1.86%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Achieva Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.90%
10901 N Dale Mabry Hwy, Tampa, FL 33618 4112
Performance Money Market
1.80%
$0
▼
Rate1.78%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
3209 E Busch Blvd, Tampa, FL 33612 8737
Business Money Market Account
1.77%
$0
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Trax Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.81%
3710 N 50th St, Tampa, FL 33619
IRA Money Market
1.75%
$0
▼
Rate1.74%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Achieva Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.90%
10901 N Dale Mabry Hwy, Tampa, FL 33618 4112
Performance Money Market
1.70%
$0
▼
Rate1.69%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
3209 E Busch Blvd, Tampa, FL 33612 8737
Business Money Market Account
1.66%
$0
▼
Rate1.65%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
3209 E Busch Blvd, Tampa, FL 33612 8737
Money Market Account
1.66%
$0
▼
Rate1.65%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
3209 E Busch Blvd, Tampa, FL 33612 8737
Money Market Account 1
1.66%
$0
▼
Rate1.65%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
3209 E Busch Blvd, Tampa, FL 33612 8737
Money Market Account 1
1.56%
$0
▼
Rate1.55%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
3209 E Busch Blvd, Tampa, FL 33612 8737
Money Market Account
1.56%
$0
▼
Rate1.55%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
U S POSTAL SERVICE
Institution Rating:
A+5.0 ★ Texas Ratio: 2.27%
7650 W Courtney Campbell Cswy Ste 900, Tampa, FL 33607
Money Market Savings Tier 6
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
U S POSTAL SERVICE
Institution Rating:
A+5.0 ★ Texas Ratio: 2.27%
7650 W Courtney Campbell Cswy Ste 900, Tampa, FL 33607
Money Market Savings Tier 5
1.40%
$0
▼
Rate1.39%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
U S POSTAL SERVICE
Institution Rating:
A+5.0 ★ Texas Ratio: 2.27%
7650 W Courtney Campbell Cswy Ste 900, Tampa, FL 33607
Money Market Savings Tier 4
1.30%
$0
▼
Rate1.29%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
BayFirst National Bank
Institution Rating:
A5.0 ★ Texas Ratio: 10.71%
3015 W Columbus Dr, Tampa, FL 33607
BayLive Money Market
1.20%
$100
▼
Rate—
Min Deposit$100
Min Balance—
UpdatedMay 4, 2026
Details
Qualifications Required
U S POSTAL SERVICE
Institution Rating:
A+5.0 ★ Texas Ratio: 2.27%
7650 W Courtney Campbell Cswy Ste 900, Tampa, FL 33607
Money Market Savings Tier 3
1.20%
$0
▼
Rate1.19%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
U S POSTAL SERVICE
Institution Rating:
A+5.0 ★ Texas Ratio: 2.27%
7650 W Courtney Campbell Cswy Ste 900, Tampa, FL 33607
Money Market Savings Tier 2
1.10%
$0
▼
Rate1.09%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
U S POSTAL SERVICE
Institution Rating:
A+5.0 ★ Texas Ratio: 2.27%
7650 W Courtney Campbell Cswy Ste 900, Tampa, FL 33607
Money Market Savings Tier 1
1.05%
$0
▼
Rate1.05%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
201 N Franklin St, Tampa, FL 33602
TotalView Money Market Savings
0.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
201 N Franklin St, Tampa, FL 33602
TotalView Money Market Savings
0.60%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
201 N Franklin St, Tampa, FL 33602
TotalView Money Market Savings
0.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
BayFirst National Bank
Institution Rating:
A5.0 ★ Texas Ratio: 10.71%
3015 W Columbus Dr, Tampa, FL 33607
BayLive Money Market
0.35%
$100
▼
Rate—
Min Deposit$100
Min Balance—
UpdatedMay 4, 2026
Details
Qualifications Required
FLC Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.89%
4830 W Kennedy Blvd, Tampa, FL 33609
Money Market Accounts (Personal and Business)
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
201 N Franklin St, Tampa, FL 33602
Money Market Savings
0.15%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
U S POSTAL SERVICE
Institution Rating:
A+5.0 ★ Texas Ratio: 2.27%
7650 W Courtney Campbell Cswy Ste 900, Tampa, FL 33607
Money Market Checking
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
FLC Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.89%
4830 W Kennedy Blvd, Tampa, FL 33609
Money Market Accounts (Personal and Business)
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
201 N Franklin St, Tampa, FL 33602
Money Market Savings
0.10%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Third Federal Savings and Loan
Institution Rating:
A+5.0 ★ Texas Ratio: 1.96%
11707 N Dale Mabry Hwy, Tampa, FL 33618
Money Market Savings - Tier 2
0.05%
$5,000
▼
Rate0.05%
Min Deposit$5,000
Min Balance—
UpdatedMay 4, 2026
Details
Minimum to Open: $5000
Third Federal Savings and Loan
Institution Rating:
A+5.0 ★ Texas Ratio: 1.96%
11707 N Dale Mabry Hwy, Tampa, FL 33618
Money Market Savings - Tier 3
0.05%
$5,000
▼
Rate0.05%
Min Deposit$5,000
Min Balance—
UpdatedMay 4, 2026
Details
Minimum to Open: $5000
Third Federal Savings and Loan
Institution Rating:
A+5.0 ★ Texas Ratio: 1.96%
11707 N Dale Mabry Hwy, Tampa, FL 33618
Money Market Savings - Tier 1
0.01%
$5,000
▼
Rate0.01%
Min Deposit$5,000
Min Balance—
UpdatedMay 4, 2026
Details
Minimum to Open: $5000
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Tampa, Florida and the surrounding area.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Tampa, FL Money Market Rate Trends
Compare local Tampa, FL money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield MMA — FL Avg
3.644%
▲ 0.075 vs 7 days ago
Florida high-yield MMA rates rose 0.075 points over the past 7 days to 3.644% APY.
Standard MMA — FL Avg
0.561%
Unchanged vs 7 days ago
Florida standard MMA rates currently average 0.561% APY.
As of May 13, 2026 • Rate data sourced from 8,500+ monitored institutions
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Methodology & Data Sources
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Tampa, Florida directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Tampa, Florida. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in FL.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Tampa, Florida
What is a Money Market Account (MMA)?
A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Florida.
Are Money Market accounts in Tampa, Florida safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Florida up to $250,000 per depositor, per institution.
How often do MMA rates change in Tampa, Florida?
Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Florida rate tables daily to ensure you see the most current high-yield options.
Can I write checks from a Money Market Account?
Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.
How much do I need to deposit to open a money market account in Tampa, Florida?
Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Tampa, Florida require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.
Best Money Market Rates in Tampa, Florida
Here are some of the highest money market account APYs currently available in Tampa, Florida and the surrounding area:
- LMCU Lake Michigan Credit Union
Max Money Market — 4.00% APY - Dfcu Financial Credit Union
Premier Money Market — 3.70% APY - Together Credit Union
Money Market — 3.50% APY - Midflorida Credit Union
Business Money Market — 3.50% APY - Suncoast Credit Union
Regular Money Market Accounts — 3.50% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Tampa, Florida. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: May 12, 2026
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