Best Money Market Rates in Coeur D Alene, Idaho (ID) - April 2026
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Brian McKay
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The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Coeur D Alene, Idaho and the surrounding area money market rates include CAPITAL EDUCATORSCAPITAL EDUCATORSA5.0 ★Texas Ratio: 7.10% Business Money Market Savings Account at 4.00% APY, America First Federal Credit UnionAmerica First Federal Credit UnionA5.0 ★Texas Ratio: 8.12% Money Market at 3.90% APY, Goldenwest Federal Credit UnionGoldenwest Federal Credit UnionA+5.0 ★Texas Ratio: 2.10% Insured Money Market Account at 3.65% APY, Mountain America Federal Credit UnionMountain America Federal Credit UnionA5.0 ★Texas Ratio: 11.38% Money market at 3.55% APY, and Potlatch No 1 Financial Credit UnionPotlatch No 1 Financial Credit UnionA+5.0 ★Texas Ratio: 4.34% Money Market Account at 3.49% APY. Money market rates as of April 25, 2026 according to verified data from MonitorBankRates.
Coeur D Alene has 2 local institutions in our database, with money market rates as high as 2.79% APY from Spokane Teachers Credit Union at 2712 N Ramsey Rd, Coeur d Alene, ID 83815. Use the table below to compare all available offers, including options from institutions serving the broader Idaho area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Coeur D Alene, Idaho and surrounding area. Last Updated and Verified: April 25, 2026
Compare the Best Money Market Rates Today in Coeur D Alene, Idaho & the Surrounding Area
Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Spokane Teachers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.44%
2712 N Ramsey Rd, Coeur d Alene, ID 83815
Member Preferred Money Market
2.79%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
CAPITAL EDUCATORS
Institution Rating:
A5.0 ★ Texas Ratio: 7.10%
Business Money Market Savings Account
4.00%
$0
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
Money Market
3.90%
$0
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Goldenwest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
Insured Money Market Account
3.65%
$0
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.38%
Money market
3.55%
$0
▼
Rate3.49%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
Money Market Account
3.49%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Qualifying Bump Rate
America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
Money Market
3.45%
$0
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
Money Market Account
3.39%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Qualifying Bump Rate
Goldenwest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
Insured Money Market Account
3.35%
$0
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Goldenwest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
Insured Money Market Account
3.30%
$0
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
Money Market Account
3.29%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Qualifying Bump Rate
CAPITAL EDUCATORS
Institution Rating:
A5.0 ★ Texas Ratio: 7.10%
Business Money Market Savings Account
3.20%
$0
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.38%
Money market
3.20%
$0
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Bell Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.41%
Elite Money Market Savings*
3.01%
$0
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Rate2.98%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Lookout Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.01%
Money Market Plus New Money Promo
3.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 25, 2026
Details
Current rates; [Check out our Money Market Plus New Money Promo that pays 3.00% APY](https://www.lookoutcu.com/money-market-plus-promo.html)
CAPITAL EDUCATORS
Institution Rating:
A5.0 ★ Texas Ratio: 7.10%
Business Money Market Savings Account
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
Money Market
2.70%
$0
▼
Rate2.67%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Goldenwest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
Insured Money Market Account
2.65%
$0
▼
Rate2.62%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
Money Market Account
2.58%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Qualifying Bump Rate
CAPITAL EDUCATORS
Institution Rating:
A5.0 ★ Texas Ratio: 7.10%
Money Market Checking
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
Money Market Account
2.47%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Qualifying Bump Rate
Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.38%
Money market
2.40%
$0
▼
Rate2.37%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Technology Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.60%
Money Market Plus Accounts
2.05%
$0
▼
Rate2.03%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Technology Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.60%
BUSINESS MONEY MARKET Plus Accounts
2.05%
$0
▼
Rate2.03%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
Money Market
2.05%
$0
▼
Rate2.03%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Summit National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
Premier Money Markets
2.02%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
Floor Interest Rate
Frontier Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.40%
Velocity Money Market
2.02%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
new product
The Bank of Commerce
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
Money Market Account
2.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Goldenwest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
Insured Money Market Account
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
CAPITAL EDUCATORS
Institution Rating:
A5.0 ★ Texas Ratio: 7.10%
Money Market Checking
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Westmark Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
Premium Money Market
2.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Technology Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.60%
Money Market Plus Accounts
1.95%
$0
▼
Rate1.93%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Technology Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.60%
BUSINESS MONEY MARKET Plus Accounts
1.95%
$0
▼
Rate1.93%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.38%
Money market
1.90%
$0
▼
Rate1.88%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Technology Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.60%
BUSINESS MONEY MARKET Plus Accounts
1.90%
$0
▼
Rate1.88%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Technology Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.60%
Money Market Plus Accounts
1.90%
$0
▼
Rate1.88%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
Money Market
1.80%
$0
▼
Rate1.79%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
CAPITAL EDUCATORS
Institution Rating:
A5.0 ★ Texas Ratio: 7.10%
Money Market Checking
1.75%
$0
▼
Rate1.74%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
CAPITAL EDUCATORS
Institution Rating:
A5.0 ★ Texas Ratio: 7.10%
Business Money Market Savings Account
1.75%
$0
▼
Rate1.74%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Goldenwest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
Insured Money Market Account
1.70%
$0
▼
Rate1.69%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Westmark Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
Platinum Money Market
1.60%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Frontier Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.40%
Velocity Money Market
1.51%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
TruGrocer Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.15%
Premier Money Market Share Account (PMMSA)
1.51%
$0
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
*Rates Subject to Change
Farmers Bank Buhl, ID
Institution Rating:
A-5.0 ★ Texas Ratio: 15.15%
Money Market Checking
1.51%
$0
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
TruGrocer Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.15%
Money Market Share Account (MMSA)
1.51%
$0
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
*Rates Subject to Change
TruGrocer Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.15%
Money Market Account
1.51%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Technology Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.60%
Money Market Plus Accounts
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Lookout Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.01%
Money Market Plus Savings
1.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 25, 2026
Details
Current rates; [see all rates](https://www.lookoutcu.com/rates/checking-rates.html)
Technology Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.60%
BUSINESS MONEY MARKET Plus Accounts
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
CAPITAL EDUCATORS
Institution Rating:
A5.0 ★ Texas Ratio: 7.10%
Business Money Market Savings Account
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
CAPITAL EDUCATORS
Institution Rating:
A5.0 ★ Texas Ratio: 7.10%
Money Market Checking
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Lewis Clark Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.10%
Money Market
1.46%
$0
▼
Rate1.45%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
Money Market Account
1.45%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
Business Money Market Account
1.45%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.38%
Money market
1.45%
$0
▼
Rate1.44%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
TruGrocer Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.15%
Premier Money Market Share Account (PMMSA)
1.36%
$0
▼
Rate1.35%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
*Rates Subject to Change
TruGrocer Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.15%
Money Market Share Account (MMSA)
1.36%
$0
▼
Rate1.35%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
*Rates Subject to Change
Bell Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.41%
Premier Money Market Savings
1.36%
$0
▼
Rate1.35%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
Business Money Market Account
1.35%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
Money Market Account
1.35%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Bell Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.41%
Premier Money Market Savings
1.26%
$0
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Technology Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.60%
Money Market Plus Accounts
1.25%
$0
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
CAPITAL EDUCATORS
Institution Rating:
A5.0 ★ Texas Ratio: 7.10%
Money Market Checking
1.25%
$0
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Bell Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.41%
Premier Money Market Savings
1.16%
$0
▼
Rate1.15%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Bell Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.41%
Premier Money Market Savings*
1.16%
$0
▼
Rate1.15%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Rate1.05%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Farmers Bank Buhl, ID
Institution Rating:
A-5.0 ★ Texas Ratio: 15.15%
Money Market Checking
0.95%
$0
▼
Rate0.95%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
Farmers Bank Buhl, ID
Institution Rating:
A-5.0 ★ Texas Ratio: 15.15%
Money Market Checking
0.70%
$0
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
Farmers Bank Buhl, ID
Institution Rating:
A-5.0 ★ Texas Ratio: 15.15%
Money Market Checking
0.65%
$0
▼
Rate0.65%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Farmers Bank Buhl, ID
Institution Rating:
A-5.0 ★ Texas Ratio: 15.15%
Money Market Checking
0.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Coeur D Alene, Idaho and the surrounding area.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Coeur D Alene, ID Money Market Rate Trends
Compare local Coeur D Alene, ID money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield MMA — ID Avg
3.081%
▲ 0.044 vs 7 days ago
Idaho high-yield MMA rates rose 0.044 points over the past 7 days to 3.081% APY.
Standard MMA — ID Avg
1.367%
▲ 0.633 vs 7 days ago
Idaho standard MMA rates rose 0.633 points over the past 7 days to 1.367% APY.
As of Apr 25, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market account rates for Coeur D Alene, Idaho directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Coeur D Alene, Idaho. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in ID.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Coeur D Alene, Idaho
What is a Money Market Account (MMA)?
A Money Market Account (MMA) is a type of savings account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Idaho.
Are Money Market accounts in Coeur D Alene, Idaho safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Idaho up to $250,000 per depositor, per institution.
How often do MMA rates change in Coeur D Alene, Idaho?
Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Idaho rate tables daily to ensure you see the most current high-yield options.
Can I write checks from a Money Market Account?
Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.
Best Money Market Rates in Coeur D Alene, Idaho
Here are some of the highest money market account APYs currently available in Coeur D Alene, Idaho and the surrounding area:
- CAPITAL EDUCATORS
Business Money Market Savings Account — 4.00% APY - America First Federal Credit Union
Money Market — 3.90% APY - Goldenwest Federal Credit Union
Insured Money Market Account — 3.65% APY - Mountain America Federal Credit Union
Money market — 3.55% APY - Potlatch No 1 Financial Credit Union
Money Market Account — 3.49% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Coeur D Alene, Idaho. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: April 25, 2026
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